What Cegedim Insurance Solutions does

Cegedim Insurance Solutions is a UK-based supplier of health and protection insurance administration software, operating as ACTIVUS Limited from Bristol, England. The company is a wholly-owned subsidiary of Cegedim Group, a French-headquartered global technology and services conglomerate founded in 1969 with €649 million in annual group revenue and 6,500+ employees across 10+ countries. Cegedim Insurance Solutions rebranded from ACTIVUS in March 2018 to align with the parent group's identity.

The company's core product is Actisure, a cloud-native, SaaS insurance administration platform purpose-built for health and protection insurers. Actisure delivers end-to-end policy and claims management across six integrated modules: Product (100+ configurable building blocks), Claims (Straight Through Processing engine and custom rules engine), Policy (full lifecycle management), Finance (multi-currency billing and double-entry accounting), Digital (sales portals, broker self-service, and API-driven branded front ends), and Cloud hosting via cegedim.cloud. The platform is hosted on Tier 3+ certified data centres in mainland France with ISO 27001, ISO 20000, ISO 27017, ISO 27018, HDS, and ISO 50001 certifications. Actisure supports multi-currency and multi-language operations across five continents, covering 1 million+ members and processing £600m+ in claims annually.

Cegedim Insurance Solutions targets three primary verticals: International Private Medical Insurance (IPMI), Domestic Private Medical Insurance (PMI), and Travel Insurance. Its customer base includes tier-1 global insurers such as Blue Cross Blue Shield and AXA Assurances, alongside regional specialists like Jubilee Insurance, APA Insurance, Expacare, IMG Travel Insurance, Best Meridian Insurance, HMCA, TSS, and BMI. Revenue is generated through enterprise SaaS subscriptions on multi-year contracts priced via a quote-based model. The go-to-market combines direct enterprise sales with API-first integration that enables insurers to embed Actisure back-end processing within their own branded digital channels. The company operates under CEO James Stokoe, CTO Phil Garbutt, and COO Stéphane Lacire.

Name

Cegedim Insurance Solutions

Legal name

ACTIVUS Limited

Website

https://cegedim-insurance.com

Company type

Private

Founded year

1969

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Cegedim Insurance Solutions provides Actisure, a cloud-native SaaS platform for end-to-end policy and claims administration serving health and protection insurers across IPMI, domestic PMI, and travel insurance markets globally. It is a UK-based subsidiary of Cegedim Group.

Ownership category

akta.pro rank

Product category

Insurance Administration Software

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)

Keywords

• Insurance administration software
• Health insurance platform
• Claims management software
• Policy administration software
• SaaS insurance platform

Headquarters

HQ city

Bristol

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. SaaS Platform Subscription: Actisure is delivered as a fully managed SaaS solution on cegedim.cloud infrastructure. Revenue is generated through platform subscriptions with hosting and infrastructure management included. The subscription model provides recurring revenue with multi-year contract engagement typical for enterprise software.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Cegedim Insurance Solutions sells Actisure, a cloud-native, SaaS insurance administration platform purpose-built for health and protection insurers. The platform delivers end-to-end policy and claims management — from configurable product design and policy lifecycle handling through automated claims processing to multi-currency billing and payments — and is offered on cegedim.cloud infrastructure with API-driven digital integration.

Product overview

Cegedim Insurance Solutions offers Actisure, a single unified cloud-native platform for health and protection insurance administration. The platform comprises six integrated modules: Product (for configurable product design with 100+ building blocks), Claims (with Straight Through Processing and custom rules engine), Policy (full lifecycle management), Finance (multi-currency billing and payments), Digital (sales portals and API-driven integration), and Cloud hosting (via cegedim.cloud). All modules operate within one seamless system, enabling insurers to design products, manage policies, automate claims processing, handle finances, and deliver digital experiences from a single platform.

Differentiator

Problem solved

Functional benefit

Brands

• Actisure: A digital-first platform for health and protection insurers, delivering end-to-end policy and claims management. Configurable, cloud-native platform for health insurance administration built to scale across markets, products and operations.

Products and services

• Actisure A digital-first, cloud-native SaaS insurance administration platform for health and protection insurers delivering end-to-end policy and claims management across International PMI, Domestic PMI, and Travel Insurance markets. Supports 1 million+ members and processes over £600m in claims annually through configurable product building blocks, a Straight Through Processing engine, multi-currency billing, and API-driven digital integration.

Quantifiable outcome

• £600m+ in claims paid annually
• +3 more outcomes

Named customers10 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• cegedim.cloudcoreTechnology or Integrationcegedim.cloud provides secure, sustainable cloud hosting for the Actisure platform. As a Cegedim Group subsidiary, cegedim.cloud delivers Tier 3+ certified data centres with ISO 27001, ISO 20000, HDS, ISO 27017, and ISO 27018 certifications. Hosting is provided exclusively in mainland France with 99.98% uptime guarantee, disaster recovery, and advanced security controls including GDPR compliance.

Scale indicators7 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Guidewire Software: Guidewire is a leading provider of core insurance software platforms (PolicyCenter, ClaimCenter, BillingCenter) for P&C and increasingly health insurers. It is the most directly comparable horizontal insurance administration SaaS vendor to Actisure, competing for the same enterprise insurance buyer.
• Duck Creek Technologies: Duck Creek offers a cloud-native core insurance suite for policy, billing, and claims across P&C and specialty health lines. It competes head-to-head with Actisure for modern insurance platform mandates, particularly for insurers seeking SaaS-first core system transformation.
• Sapiens International: Sapiens provides core insurance software for life, P&C, and health carriers with strong configurability and digital engagement capabilities. Its health and life insurance administration offerings overlap directly with Actisure's policy and claims modules.
• Majesco: Majesco delivers cloud-native core insurance software (Policy, Claims, Billing) for P&C, life, annuity, and health insurers. Its cloud-first architecture and configurability closely mirror Actisure's positioning in the insurtech platform market.
• Insurity: Insurity provides core systems, analytics, and digital solutions for P&C and specialty health insurers. Its policy administration and claims platforms compete directly with Actisure for mid-market and enterprise insurance modernization deals.
• EIS Group: EIS offers the EIS Suite core insurance platform with policy, billing, and claims capabilities across life, health, and P&C. Its open API architecture and configurability parallel Actisure's API-driven, building-block approach to insurance administration.
• Fadata: Fadata provides the INSIS core insurance platform for life and health insurers, with strong configurability for multi-country, multi-currency operations. It is a direct competitor in the health and protection insurance core systems space, particularly in Europe.
• Tia Technology: Tia Technology delivers a configurable core insurance platform focused on health, life, and group insurance administration across European markets. It directly competes with Actisure in the same health and protection niche.

Broad incumbents

• Oracle Insurance: Oracle Insurance provides policy administration, claims, and billing software as part of its broader enterprise software portfolio. It competes with Actisure for large-scale insurance transformations where buyers prefer a single-vendor enterprise suite.
• Bundesverband der Deutschen Industrie (BDI) Insurance Cloud: Sopra Steria, including its insurance software offerings, provides large-scale IT services and core insurance platforms to European insurers. It competes with Actisure for transformation mandates in the European health insurance market, albeit with a broader IT services portfolio.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/cegedimIS

Compliance8 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cegedim Insurance Solutions