DKG Insurance Brokers

What DKG Insurance Brokers does

DKG Insurance Brokers (legal entity Delaney Kelly Golding Pty Ltd, AFSL No. 231146) is an Australian commercial insurance brokerage founded in 1971 and headquartered in North Sydney, NSW. The firm operates as an advisory-led broker serving enterprises, mid-market, SME, and personal insurance clients across Australia, with cross-border programme servicing for clients operating internationally. Its core offering spans business insurance (commercial property, motor fleet, liability, cyber, industrial special risks, trade credit), people risk and life solutions (key person, buy-sell, corporate health, workers compensation), personal lines (home, motor, landlord, travel, farm), and specialty lines including digital asset insurance arranged with Lloyd's of London cover holders.

DKG distributes through its in-house broking team and the Steadfast Group network, Australasia's largest general insurance broker network, which provides access to 30+ insurance products from major insurers and exclusive policy options. Service delivery is supported by a proprietary Insurtec technology platform that enables quote requests, programme comparison, and broker workflow. DKG also distributes the AI-powered Fuse Fleet fleet safety platform under an extended partnership with Greater Than AB through 2028, reporting a 50% reduction in collision frequency for fleet customers since the 2022 launch.

Revenue is generated through brokerage commissions on commercial and personal lines, with bespoke quote-based pricing, in-house claims advocacy (15,000+ claims processed and $129.5M in payouts since 2011), and recurring annual renewal cycles. The firm is privately held under family stewardship (Managing Director Luke Kelly and Director Robert Kelly Jnr since 2017) with no external institutional investment, no funding rounds, and no disclosed M&A; operations are supported by NIBA and UAC industry association memberships and a 11-50 employee headcount that expanded materially across 2024-2026.

Name

DKG Insurance Brokers

Legal name

Delaney Kelly Golding Pty Ltd

Website

https://dkg.com.au

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

11–50 employees

Short description

DKG Insurance Brokers is an Australian advisory-led insurance brokerage, founded 1971 and headquartered in North Sydney, serving enterprises, mid-market, SME, and personal clients through the Steadfast Group network.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Commercial Package / Business Owners Policies (BOP) (FSAJAMAG), Directors & Officers (D&O) Liability (FSAJADAF), Real Estate / Lessors Risk BOP (FSAJAFAI)

Keywords

• Commercial insurance brokerage
• Personal lines insurance
• Claims management services
• Risk advisory
• Cyber insurance brokerage

Headquarters

HQ city

North Sydney

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: DKG Insurance Brokers operates as a licensed insurance broker earning commissions from insurers for placing and renewing insurance policies on behalf of clients. Revenue is derived from brokerage commissions on commercial and personal lines insurance products placed in the market. As a member of the Steadfast Group, DKG also benefits from collective insurer relationships and group purchasing power that strengthen commission-based revenue.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels8 records

Core offering

DKG Insurance Brokers is an Australian insurance brokerage that arranges commercial and personal insurance policies on behalf of clients with insurers and underwriters. The firm provides risk advisory, policy placement, ongoing policy administration, and dedicated claims advocacy and management across SME, corporate, and personal customer segments. Its offerings span property, motor, liability, professional indemnity, cyber, management liability, construction, and personal home/contents/motor/travel insurance products.

Product overview

DKG Insurance Brokers is an advisory-led insurance brokerage offering a comprehensive portfolio of insurance and risk management solutions through its proprietary Insurtec technology platform. The company operates three core product segments: Business Insurance (commercial property, liability, motor fleet, industrial risks, cyber, digital assets, and trade credit), People Risk Solutions (life, income protection, corporate health, employee benefits, and workers compensation), and Personal Insurance (home, motor, travel, landlord, and farm). The company also provides specialized AI-powered fleet risk management through the Fuse Fleet platform (available via partnership with Greater Than) and bespoke digital asset insurance arranged with Lloyd's of London underwriters. All offerings are supported by in-house claims advocacy and are delivered through a network of strategic partners and leading insurers as part of the Steadfast Group network.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Insurance Brokerage Placement, renewal, and ongoing administration of multi-line commercial insurance programs (property, motor, liability, professional indemnity, management liability, construction) for SME, mid-market, and corporate clients in Australia.
• Claims Management and Advocacy Dedicated in-house claims team that supports clients through notification, lodgement, negotiation, and settlement of claims across all brokered lines.
• Cyber Insurance and Risk Brokerage Specialist placement of cyber insurance with associated cyber risk measurement and benchmarking to help clients understand exposures and select appropriate limits.
• Personal Insurance Brokerage Home and contents, motor, and travel insurance for Australian consumers, with online quoting available for quick purchase.
• Risk Advisory and Insurance Consulting Advisory services for clients needing structured risk assessment, insurance program review, and recommendations independent of placement.

Quantifiable outcome

• 50% reduction in collision frequency for fleet customers using the Fuse Fleet AI-powered platform
• +2 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability1 record

Feature1 record

Partnerships

Six partnerships are on record, tiered core and supporting.

• Greater Than ABcoreTechnology or Integration · 9 December 2025Greater Than and DKG Insurance Group extended their partnership until 2028, focusing on delivering AI-powered benefits to Australian fleet customers through the Fuse Fleet platform. The renewed agreement aims to enhance fleet safety and operational efficiency, with fleets experiencing a 50% reduction in collision frequency since the launch of Fuse Fleet in 2022. DKG distributes the Fuse Fleet AI-powered fleet safety and risk management platform to its motor fleet and commercial motor insurance clients in Australia.
• Steadfast GroupcoreChannel Partner/ Reseller/ DistributorDKG Insurance Brokers is a member of the Steadfast Group, Australasia's largest general insurance broker network. Through Steadfast, DKG's clients benefit from access to a wide range of insurers, exclusive policy options, and competitive pricing. When clients need to make a claim, they also have the backing of Steadfast behind them, supporting strong outcomes and a smoother claims experience. DKG's legal entity is Delaney Kelly Golding Pty Ltd (AFSL No. 231146).
• National Insurance Brokers Association (NIBA)supportingOthersDKG Insurance Brokers is a member of the National Insurance Brokers Association (NIBA) and adheres to the Insurance Brokers Code of Practice. DKG team members hold NIBA Fellowship and Qualified Practising Insurance Broker credentials.
• UAC (Underwriting Agencies Council)supportingOthersDKG Insurance Brokers is a proud member of the UAC (Underwriting Agencies Council), an industry body supporting underwriting agencies across Australia.
• RentsuresupportingChannel Partner/ Reseller/ DistributorDKG Insurance Brokers works with Rentsure, a specialist motor fleet insurance provider with over 30 years in the motor industry. Rentsure focuses on finding insurance solutions for rental businesses to protect their operations and assets. DKG refers motor fleet clients to Rentsure for rental vehicle insurance solutions.
• Lloyd's of London (Syndicate and Cover Holders)coreTechnology or IntegrationDKG Insurance Brokers works with specialist underwriters including Lloyd's of London cover holders and other A-rated insurers to build bespoke insurance programs for digital asset businesses. Lloyd's markets provide coverage for custody risk, cyber incidents, crime, professional liability, and regulatory liability for Australian digital asset operators requiring AFSL compliance.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Honan Insurance Group: Mid-sized Australian specialty insurance broker serving commercial and enterprise clients with a similar advisory-led model, comparable product breadth across business and life insurance, and similar Steadfast network affiliation. Direct overlap in target segments, including SMEs, mid-market, and complex industries.
• Coverforce: Australian general insurance broker network with a similar Steadfast-affiliated model, providing commercial and personal lines insurance placement to SMEs and mid-market clients. Directly comparable in product mix, customer segments, and broker network distribution.
• AUB Group: ASX-listed Australian insurance broker network and parent of several brokerages, comparable in operating model, Steadfast-style network affiliations, and target segments across SME, mid-market, and specialty commercial lines.
• EBM Insurance & Risk: Australian mid-market insurance broker with comparable advisory-led model, product breadth across business and life insurance, and Steadfast network affiliation. Overlaps with DKG in target segments and service approach.

Broad incumbents

• Marsh & McLennan (Marsh Australia): Global insurance brokerage and risk advisory firm with a substantial Australian presence, offering the same product categories (commercial property, liability, cyber, motor fleet, D&O, digital assets) to enterprise and complex organisation clients, but at significantly larger scale.
• Aon (Aon Australia): Global insurance broker and risk advisor with Australian operations covering commercial insurance, reinsurance, life and people risk, and specialty lines. Competes with DKG for enterprise and complex organisation mandates but at much greater scale and with global program capability.
• Arthur J. Gallagher (Gallagher Australia): Global insurance brokerage with Australian operations across commercial insurance, risk management, and claims advocacy, comparable in product mix and advisory-led approach, with greater scale and international reach.

Emerging players

• BizCover: Australian digital insurance platform enabling SMBs to compare and buy commercial insurance online. Adjacent rather than direct competitor for DKG, but represents the digital distribution model that could disrupt DKG's SMB and personal lines business.

Others

• Steadfast Group: ASX-listed parent network of DKG and the broader Australasian broker network; not a direct competitor but the network partner that provides DKG with insurer panel access, exclusive products, and shared services.
• Insurance Australia Group (IAG): Major Australian general insurance carrier whose products DKG distributes; not a direct competitor but a key supply-side partner and adjacent participant in the Australian commercial insurance market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/delaney-kelly-golding-pty-ltd
• Xx.com/dkg_insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DKG Insurance Brokers