Lathe & Co Wealth Advisers

What Lathe & Co Wealth Advisers does

Lathe & Co Wealth Advisers is a London-based, FCA-authorised (No. 838186) independent financial advisory firm incorporated in England and Wales (No. 11101637), founded circa 2017 by a group of advisers then in their thirties. Operating from the City of London (EC2N 2DG), the firm delivers holistic wealth management across eight core service lines: pensions, investments, taxation, insurance, succession planning, business planning, school fees planning, and workplace solutions. It primarily serves high-net-worth individuals, families, business owners, and corporate executives in the UK, with a specialist emphasis on advising professionals in the insurance, banking, and wider financial services sectors.

The firm's investment proposition is built on a strategic research partnership with what it describes as one of the largest full-time independent research teams in UK institutional consultancy. This partnership underpins actively managed, diversified portfolios with access to institutional-grade funds at preferential rates, and supports an ESG-tilted portfolio range constructed as a closely replicated equivalent to each standard portfolio. Client-facing tools include an investment calculator, a pension tax relief calculator, and a 12-question risk profiler. The firm holds Chartered Financial Planning status, has multiple team members with Fellowship of the Personal Finance Society (FPFS), and was included in the Financial Times Top 100 Financial Advisers in 2021.

The business model is a fee-based professional services model typical of UK IFAs: free initial consultations, ongoing advisory engagement, full FCA disclosure prior to fee-bearing work, and revenue generated from financial advisory and investment management fees. The firm operates a Trainee Adviser Programme with funded CII Diplomas to build its adviser pipeline, distributes thought leadership through a quarterly blog, email newsletters, LinkedIn, and its proprietary podcast 'Not The Stock Response' (launched July 2022), and has added a Workplace Solutions proposition as a B2B2C channel targeting employer relationships for executive financial planning.

Name

Lathe & Co Wealth Advisers

Legal name

Lathe & Co Wealth Advisers Ltd

Website

https://latheandco.co.uk

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

11–50 employees

Short description

Lathe & Co Wealth Advisers is a London-based, FCA-authorised independent financial advisory firm providing holistic wealth management — pensions, investments, taxation, insurance, succession, and workplace solutions — to UK high-net-worth individuals, families, business owners, and corporate executives, built on institutional-grade research and preferential fund access.

Ownership category

akta.pro rank

Product category

Wealth Management Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Specialized/Niche-Vertical RIAs (e.g., Medical, Tech, Executives, Athletes) (FSAAACAL)

Keywords

• Independent financial advice
• Wealth management services
• Financial planning advisory
• Portfolio management services
• Pension and investment advice

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Fees: Fee-based financial planning and investment advisory services. The firm provides upfront expert advice, ongoing strategy management, and comprehensive wealth management. As an IFA, they charge for advisory services.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Lathe & Co Wealth Advisers is a UK-based Independent Financial Adviser (IFA) firm providing fee-based financial planning and wealth management services to individuals, families, and business owners. Their core offering spans eight solution areas: Pensions, Investments, Taxation, Insurance, Succession Planning, Business Planning, School Fees Planning, and Workplace Solutions. Investment portfolios are actively managed using institutional-grade research with ESG-tilted alternatives and preferential access to institutional-only funds.

Product overview

Lathe & Co Wealth Advisers is a UK-based independent financial advisory firm offering a comprehensive suite of wealth management services. The core offering centers on personalized financial planning across eight key areas: Pensions, Investments, Taxation, Insurance, Succession Planning, Business Planning, School Fees Planning, and Workplace Solutions. The investment service is built on institutional-level research capabilities, delivering robust, actively managed portfolios with ESG-tilted alternatives. Client-facing digital tools include an Investment Calculator, Pension Tax Relief Calculator, and Risk Profiler assessment. The firm operates a Trainee Adviser Programme for developing new talent. All services emphasize true independence with no sponsorship from asset managers or affiliations with tied businesses.

Differentiator

Problem solved

Functional benefit

Products and services

• Pensions Tax-efficient retirement savings planning service covering pension allowances, drawdown strategies, and optimisation of retirement assets for UK individuals and business owners.
• Investments Actively managed, well-diversified investment portfolios constructed using institutional-level research, matched to client goals, investment timelines, and risk appetite, with an ESG-tilted portfolio option and preferential institutional fund access.
• Taxation Tax wrapper optimisation service using pensions, ISAs, VCTs, EIS, and bonds for efficient wealth management across the changing UK tax landscape.
• Insurance Whole-of-market search and arrangement of life insurance, critical illness cover, and protection solutions to safeguard wealth, health, and family.
• Succession Planning Inheritance tax management through independent advice on gifts, trusts, and family asset management for estate planning.
• Business Planning Comprehensive financial support for business owners including pensions, benefits, insurance, profit investment, and exit structuring across the business lifecycle.
• School Fees Planning Flexible planning services for managing private education and university costs, helping families invest confidently in children's future educational needs.
• Workplace Solutions Financial planning services for executives and senior leaders delivered through employer relationships, covering compensation, pensions, benefits, and retirement planning to enable focus on organisational growth.

Quantifiable outcome

• Investment returns matching or outperforming benchmarks across Conservative, Balanced, Moderate, Dynamic, and Adventurous portfolio risk profiles
• +1 more outcomes

Named customers16 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

One partnership is on record.

• Research Partner (Institutional)coreStrategic or Co-development PartnerInvestment research provided by one of the largest full-time, independent research team in UK institutional consultancy. This partnership enables clients to benefit from robustly constructed, well-diversified, actively managed portfolios and preferential access to institutional funds.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• 7IM (Seven Investment Management): UK wealth manager offering discretionary investment management and platform services to advisers and HNW clients — comparable multi-asset portfolio construction ethos and institutional research orientation.
• Brown Shipley: UK private bank and wealth manager focused on HNW individuals and business owners — comparable City of London positioning and full wealth planning offering, but with private banking and broader financial group backing.
• Evelyn Partners: Large UK wealth management and professional services group offering financial planning, investment management and tax advice to HNW individuals and families — comparable comprehensive wealth offering but materially larger scale post-Tilney merger.
• St. James's Place: Largest UK wealth manager with a national adviser network providing investment and financial planning to HNW clients — a scaled incumbent operating in the same HNW advice space but with a tied/partnership model and far larger AUM.
• Rathbones Group: Established UK wealth manager providing discretionary investment management and financial planning to HNW clients — comparable advisory/investment service mix but at substantially larger scale and via branch network.
• Schroders Personal Wealth: UK joint venture between Schroders and Lloyds Banking Group providing financial planning and investment advice to mass-affluent and HNW clients — comparable holistic financial planning offering backed by institutional-scale investment capabilities.
• Quilter (Quilter Financial Advisers): Major UK wealth manager with a national network of financial advisers — broad incumbent offering comparable investment, pension and financial planning services but at significantly greater scale and via an adviser network model.

Direct peers

• LEBC Group: UK specialist IFA focused on serving employees and professionals in financial services, education and the public sector — strong comparable as a niche-vertical IFA serving employed professionals.
• Juliet Investment Management: Independent UK wealth manager providing bespoke investment management and financial planning to HNW individuals — comparable independent whole-of-market offering and mid-sized firm profile similar to Lathe & Co.
• Saunderson House: UK specialist IFA firm focused on professionals in the City of London — directly comparable to Lathe & Co in niche targeting of bankers, lawyers and senior professionals, fee-based whole-of-market advice model, and comparable headcount scale.

Market position

Strengths1 record

Weaknesses1 record

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/lathe-co-wealth-advisers

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lathe & Co Wealth Advisers