Banca Finint

What Banca Finint does

Banca Finint (legal name Banca Finanziaria Internazionale S.p.A.) is an independent, integrated Italian investment bank headquartered in Conegliano, Italy, operating since 1980 through its predecessor Finvest S.r.l. and incorporated as a bank in 2014. It serves mid-to-large enterprises, HNWI, and institutional investors through six business divisions: Corporate & Investment Banking (minibond, basket bond, direct lending, M&A and IPO advisory), Securitisation Services (where it holds 30% Italian market share as Master Servicer with over 450 operations), Asset Management via Finint Investments SGR (approximately €6 billion AUM across real estate, infrastructure, private capital, NPE, and public market funds), Wealth Management & Private Banking, Non-Performing Exposures (specialized lending, restructuring, NPE portfolio acquisition), and Credit & Real Estate Management via Finint Revalue. The Group also manages PNRR-linked thematic funds (Sustainable Tourism and Integrated Urban Plans) jointly with the European Investment Bank and Sinloc, and operates Finint Technology as an in-house digital transformation competence center acquired in January 2025.

The bank generates revenue primarily through fee and commission income (€115.5M, 71% of FY25 revenue), supplemented by interest income from lending activities and asset management fees. Distribution is direct and enterprise-led, leveraging 62 Italian offices and 180+ financial consultants and bankers, supplemented by PSD2-compliant Open Banking APIs and online channels (Mito platform). FY25 results reported €161.7M intermediation margin (+13%), €31M net profit (+89%), €13.7B AUM/advisory (+10%), 22% RoTE, and 16.8% CET1. Luxembourg banking authorization in 2025 marks its first international expansion, and the Strategic Plan was extended to 2027 following overperformance against FY25 targets. Recent strategic actions include the Finint Private Bank merger (January 2025), the Finint Technology and Hedge Invest acquisitions (2025), and partnerships with Accuria (AI covenant monitoring), CNP Assicura, and Italiana Assicurazioni (longevity and bancassurance products).

Name

Banca Finint

Legal name

Banca Finanziaria Internazionale S.p.A.

Website

https://bancafinint.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

251–500 employees

Short description

Banca Finint is an independent Italian investment bank providing corporate advisory, securitization services, asset management, private banking, and NPE solutions to mid-to-large enterprises, HNWI, and institutional investors across Italy.

Ownership category

akta.pro rank

Product category

Investment Banking

NAICS

Commercial Banking (52211)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Large-Cap / Sponsor Finance Direct Lending (FSANADAJ)

Keywords

• Investment banking services
• Asset management services
• Structured finance advisory
• Securitization master servicing
• Private wealth management

Headquarters

HQ city

Conegliano

HQ country

Italy

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Fee and Commission Income: Net fee and commission income totaling 115.5 million euros representing 71% of total revenue in FY25, driven by structured finance advisory, securitization services, and asset management fees.
2. Asset Management: Management fees from Finint Investments SGR managing approximately 6 billion euros in assets under management across real estate, infrastructure, private capital, NPE, and public market funds.
3. Corporate Advisory: Advisory services for corporate finance including M&A advisory, financial advisory, IPO advisory, and club deals for medium-sized enterprises and institutional investors.
4. Interest Income: Interest income from lending activities including specialized lending, direct lending, and restructuring lending operations.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Banca Finint is an independent, integrated Italian investment bank providing Corporate & Investment Banking (minibond, basket bond, direct lending, M&A and IPO advisory), Securitisation Services as Italy's leading Master Servicer, Asset Management through Finint Investments SGR (approximately €6 billion AUM), Wealth Management & Private Banking, Non-Performing Exposures advisory and lending, and Credit & RE Management via Finint Revalue. The group serves mid-to-large enterprises, institutional investors and high-net-worth individuals through 62 Italian offices, 180+ financial consultants and a recently authorized Luxembourg banking entity.

Product overview

Banca Finint is an independent, integrated, and specialized investment bank operating primarily in the Italian market. The company offers a comprehensive suite of financial services organized into six main business divisions: Corporate & Investment Banking (Minibond, Basket Bond, Direct Lending, M&A Advisory), Securitisation Services (SPV setup, structured finance consulting, Master Servicer operations), Asset Management (via Finint Investments SGR managing €6 billion across multiple fund strategies), Wealth Management & Private Banking, Non-Performing Exposures, and Credit & RE Management. Additionally, the Group manages PNRR-linked thematic funds (Tourism and Urban Plans), operates technology subsidiaries (Finint Technology, Tech-La), and provides specialized research through The Lighthouse. The product architecture is modular, with core divisions supported by specialized subsidiaries and platforms.

Differentiator

Problem solved

Functional benefit

Products and services

• Corporate & Investment Banking
• Securitisation Services
• Asset Management (Finint Investments SGR)
• Wealth Management & Private Banking
• Non-Performing Exposures (Specialized Lending, Debt Advisory & Restructuring, NPE Portfolio Acquisition)
• Credit & RE Management (Finint Revalue)
• Fondo Tematico Turismo Sostenibile (Sustainable Tourism Fund)
• Fondo Tematico Piani Urbani Integrati (Integrated Urban Plans Fund)

Quantifiable outcome

• Net profit increased by 89% to 31 million euros in FY25
• +5 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability2 records

Feature3 records

Partnerships

Twelve partnerships are on record, tiered core and minor.

• AccuriacoreTechnology or Integration · 5 May 2026Banca Finint entered into a partnership with Accuria to transform AI-powered covenant monitoring for bonds and loans. This partnership represents a strategic technology initiative to enhance the bank's digital capabilities in loan monitoring services.
• CNP AssicuracoreStrategic or Co-development Partner · 27 April 2026New partnership with CNP Assicura for longevity risk management services, extending the bank's reach into insurance-linked financial products and expanding the range of services offered to clients.
• Banca ProgettocoreStrategic or Co-development Partner · 27 March 2026Operational support and de-risking services provided to Banca Progetto, demonstrating the bank's capability in providing specialized financial services to other banking institutions.
• Italiana AssicurazionicoreStrategic or Co-development Partner · 11 February 2026Partnership with Italiana Assicurazioni extending beyond traditional bancassurance with a focus on longevity management objectives, representing an innovative approach to insurance-banking integration.
• Finint Investments SGRcoreOthersSubsidiary of the group managing approximately 6 billion euros in assets under management across real estate, infrastructure, private capital, NPE, and public market funds. Manages PNRR funds including Sustainable Tourism Fund and Integrated Urban Plans Fund.
• Finint RevaluecoreOthersSubsidiary specializing in credit management and real estate management services, handling the entire recovery chain of impaired financial assets and managing real estate from litigation, including repositioning in the real estate market.
• Finint Technology S.r.l.coreTechnology or IntegrationAcquired as competence center for digital transformation from January 2025, supporting the group's technological innovation and digitalization initiatives.
• Hedge InvestcoreOthersAcquired by Finint Investments, expanding the asset management capabilities and product offerings of the group.
• IMOCO VolleyminorOthersSponsorship partner for volleyball team, continuing collaboration as jersey sponsor for 2025/2026 season as part of social responsibility and brand visibility initiatives.
• Associazione La Nostra FamigliaminorOthersNew two-year collaboration with association specializing in care, rehabilitation, and research for people with disabilities, particularly children, supporting social inclusion initiatives.
• Fondazione Alvise Marotta onlusminorOthersContinued support for foundation committed to preventing and reducing situations of hardship, with particular attention to youth.
• Fondazione di Comunità Sinistra Piave onlusminorOthersRenewed support for community foundation contributing to 'Outdoor with ANIMA_LS' project in collaboration with Azienda ULSS 2 Marca Trevigiana.

Scale indicators15 records

Recent moves13 records

Expansion highlights7 records

Regional players

• Credito Emiliano (Credem): Mid-sized Italian commercial bank with growing private banking, corporate banking and asset management focus. Comparable in mid-market Italian orientation but historically less specialized in securitization and structured finance than Banca Finint.

Broad incumbents

• Intesa Sanpaolo: Italy's largest banking group by assets with a deep CIB franchise including IMI Corporate & Investment Banking, asset management (Eurizon) and private banking. Major incumbent competitor for Banca Finint's mid/large-cap Italian mandates.
• UniCredit: Italy's largest universal bank with a sizeable Corporate & Investment Banking franchise spanning M&A advisory, DCM, structured finance and securitization. Overlaps with Banca Finint's CIB and securitization businesses but at materially larger scale.
• Banca Akros (Banco BPM Group): Investment bank within the Banco BPM group offering equities, structured finance, debt capital markets and advisory. Comparable product overlap with Banca Finint CIB and securitization but operating as part of a larger universal banking group.

Direct peers

• Illimity Bank: Italy-based challenger bank focused on distressed credit, NPLs, direct lending and corporate & investment banking. Comparable to Banca Finint's NPE, Specialized Lending and direct lending activities.
• Mediobanca: Italy's leading independent investment bank offering CIB, Wealth Management and Consumer Banking with strong Italian mid-market origination, securitization, and minibond franchise. Closest comparable model to Banca Finint's integrated independent-boutique structure.
• Equita Group: Italian independent investment bank with leading equity capital markets, M&A advisory and an alternative asset management platform. Comparable in scale and product mix to Banca Finint's CIB and asset management.
• Banca IFIS: Italian listed bank specialized in NPL acquisition, servicing and securitization, with strong credit and factoring exposure to Italian SMEs. Highly comparable to Banca Finint's NPE and securitization Master Servicer franchise.
• Banca Profilo: Italian independent private bank focused on wealth management, asset management and investment banking for HNW and entrepreneurs. Comparable to Banca Finint's Private Banking & Wealth Management division.

Emerging players

• Anima Holding: Italy's leading independent asset manager with a broad mutual-fund and institutional product range. Comparable to Finint Investments SGR's institutional asset management arm but focused exclusively on AM without the integrated CIB platform.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/user/gruppofinint
• LinkedInlinkedin.com/company/banca-finint
• Instagraminstagram.com/bancafinint

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments4 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Banca Finint