Faktura

What Faktura does

Faktura.pl Sp. z o.o. is a privately-held Polish SaaS company headquartered in Warsaw that delivers cloud-based invoicing, online accounting, and financial-liquidity protection services to Polish small and medium businesses, freelancers, and accounting offices. Operating in the Polish market for over 20 years, the company claims more than 500,000 registered users and over 100 million invoices issued across the platform. Its core product, the Program do Faktur, is a browser- and mobile-based invoicing application with full native integration into Poland's mandatory KSeF (Krajowy System e-Faktur / National e-Invoice System), enabling free sending and receiving of structured e-invoices directly from the government platform.

The platform's technical stack combines OCR-driven document scanning (AI/ML in inference-only mode), biometric mobile authentication, multi-currency invoicing across eight or more currencies, recurring invoice automation, warehouse management, and direct integrations with payment gateways (PayU, PayPal, dotPay, Blue Media), e-commerce marketplace Allegro, and regulatory bodies (NBP, GUS). Infrastructure runs on Google Cloud Platform and AWS with Firebase Cloud Messaging for push notifications, and the platform is ISO 27001 certified and GDPR/RODO compliant. The product surface includes a separate sub-brand for accounting firms (biuro.faktura.pl), a standalone online accounting module, embedded invoice factoring, and debt collection services.

Revenue is generated through tiered SaaS subscriptions: a free KSeF Program tier after a 30-day trial, BASIC at 18.99 PLN/month, OPTIMUM at 24.99 PLN/month, and a PREMIUM bundle combining invoicing with online accounting at 44.99 PLN/month. Distribution is fully self-serve via the web application panel.faktura.pl, Google Play, and the Apple App Store, supported by content marketing, SEO, social media, email, and a referral program. The company is bootstrapped with no disclosed external funding and a registered share capital of 566,400 PLN.

Name

Faktura

Legal name

Faktura.pl Spółka z ograniczoną odpowiedzialnością

Website

https://faktura.pl

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Faktura.pl is a bootstrapped Polish SaaS company that provides cloud-based invoicing, online accounting, and financial-liquidity tools to over 500,000 registered SMBs, freelancers, and accounting offices in Poland, with full native integration into the country's mandatory KSeF e-invoice system.

Ownership category

akta.pro rank

Headquarters

HQ city

Warszawa

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. Subscription SaaS: Monthly or multi-year subscription plans (BASIC, OPTIMUM, PREMIUM) with tiered pricing based on features. 30-day free trial available. Basic plan at 18.99 PLN/month (3-year billing cycle), OPTIMUM at 24.99 PLN/month, and PREMIUM with online accounting at 44.99 PLN/month.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Faktura.pl provides a cloud-based SaaS platform that enables Polish entrepreneurs, freelancers, and accounting offices to create, send, and receive invoices, manage cost documents and contractors, and run online accounting. The platform is fully integrated with Poland's mandatory KSeF (National e-Invoice System) for free structured e-invoice exchange, supports multi-currency and multi-language invoicing, OCR-based document scanning, recurring invoices, and add-on services such as invoice factoring and debt collection.

Product overview

Faktura.pl is a unified online SaaS platform for Polish entrepreneurs offering invoicing, document management, and online accounting. The core product is the Program do Faktur, available in four tiers: a free Program do KSeF, a paid BASIC plan (18.99 PLN/month), OPTIMUM (24.99 PLN/month), and a PREMIUM bundle that combines OPTIMUM invoicing with Księgowość online accounting (44.99 PLN/month). A separate sub-brand, Program dla biur rachunkowych, targets accounting firms. Key integrated modules include a warehouse management program, invoice financing/factoring, and debt collection services. The platform is fully integrated with Poland's mandatory KSeF (National e-Invoice System) for structured e-invoicing, and with Allegro for e-commerce sellers.

Differentiator

Problem solved

Functional benefit

Products and services

• Faktura.pl Program do Faktur Cloud-based SaaS invoicing and document management platform for Polish entrepreneurs and SMBs. Enables invoice creation, cost document management, contractor management, and full KSeF integration. Operates entirely in the browser with no installation required.
• Program do KSeF Free-tier invoicing program offering full KSeF integration, unlimited cost invoice retrieval from KSeF, easy invoice sending to KSeF, KSeF invoice visualization, virtual document organizer, payment management, and mobile document access.
• Księgowość online (Online Accounting) Online accounting module that handles income tax, VAT, and ZUS settlements, along with annual tax reconciliation. Designed for Polish SMBs and freelancers, and can be purchased standalone or as part of the PREMIUM bundle.
• Program dla biur rachunkowych Dedicated invoicing and document management solution for Polish accounting firms (biura rachunkowe). Enables accountants to manage multiple clients, generate financial reports and JPK files, and send documents directly to clients from a single interface.
• Finansowanie faktur (Faktoring) Invoice financing/factoring service that protects business liquidity and helps manage extended payment terms from clients. Available within BASIC and higher subscription plans.
• Windykacja (Debt Collection) Debt collection service that helps businesses recover unpaid invoices and manage collections with professional support. Available within BASIC and higher subscription plans.

Quantifiable outcome

• Invoice issuance in under 10 seconds
• +3 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

AI capability4 records

Feature6 records

Partnerships

Six partnerships are on record, tiered core and major.

• KSeF (Krajowy System e-Faktur)coreTechnology or IntegrationFull technical integration with Poland's National e-Invoice System (KSeF), enabling automated invoice exchange with the government platform. Users can send and receive invoices directly through Faktura.pl with no additional fees.
• AllegromajorTechnology or IntegrationIntegration with Allegro, Poland's largest e-commerce marketplace, enabling seamless invoicing for sellers on the platform.
• Google Cloud PlatformcoreTechnology or IntegrationCloud infrastructure provider for hosting Faktura.pl services and data storage.
• AWScoreTechnology or IntegrationCloud infrastructure provider potentially used for service hosting and data management.
• FirebasecoreTechnology or IntegrationPush notification and mobile messaging service used for real-time invoice status updates and alerts.
• NBP (Narodowy Bank Polski)Technology or IntegrationNational Bank of Poland integration for currency exchange rates and financial data.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• inFakt: inFakt is a Polish SaaS platform offering invoicing, accounting and KSeF integration for freelancers and small businesses, overlapping directly with Faktura.pl's SMB invoicing and online accounting offering.
• Fakturownia: Fakturownia is one of the leading Polish online invoicing SaaS platforms targeting freelancers and SMBs, directly competing with Faktura.pl on invoicing, contractor management and KSeF-related functionality in the same Polish market segment.
• wFirma: wFirma is a Polish online accounting and invoicing platform for small businesses, offering tax, VAT, ZUS and invoicing features with KSeF support, comparable to Faktura.pl's PREMIUM bundle.
• iFirma: iFirma (part of the Infor group) is a Polish SaaS accounting and invoicing platform for SMBs and accounting offices, providing invoicing, e-KRS and JPK integration that competes with Faktura.pl in the same Polish SMB and accounting-office segments.
• Symfonia (Sage): Symfonia is a Polish accounting, ERP and payroll software suite under Sage, widely used by Polish SMBs and accounting offices, making it a direct competitor to Faktura.pl's online accounting and invoicing modules in the Polish market.

Broad incumbents

• Xero: Xero is a global SMB cloud accounting SaaS platform offering invoicing, bank reconciliation and multi-currency features; though not focused on Poland, it represents the type of global incumbent expanding into the Polish SMB accounting market where Faktura.pl operates.
• QuickBooks (Intuit): QuickBooks is a leading global SMB accounting and invoicing SaaS platform from Intuit, offering invoicing, expense management and tax support that overlaps functionally with Faktura.pl's product suite for SMBs.
• Wave Financial: Wave is a cloud-based accounting and invoicing platform targeting very small businesses and freelancers globally, competing in the same SMB invoicing segment as Faktura.pl, particularly for freelancers and sole proprietors.
• Sage: Sage is a global accounting, payroll and HR software provider with a strong SMB focus; its Sage Business Cloud Accounting offering competes broadly with Faktura.pl's invoicing and online accounting capabilities across multiple geographies including Poland via Symfonia.

Regional players

• Comarch: Comarch is a large Polish enterprise software and ERP vendor offering accounting, invoicing and KSeF-compatible solutions; it primarily serves mid-market and enterprise customers in Poland, overlapping with Faktura.pl's SMB and accounting-office segments from a regional incumbent position.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@Fakturapl_TwojeCentrumBiznesu
• Facebookfacebook.com/FakturaPl
• LinkedInlinkedin.com/company/faktura-pl

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Faktura