Creditsafe Nederland

Name

Creditsafe Nederland

Legal name

Creditsafe USA Inc.

Website

https://creditsafe.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Business Credit Data and Risk Management

NAICS

Credit Bureaus (561450), Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industry

Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)

Keywords

• Business credit reports
• Credit risk management
• Compliance screening
• Business intelligence API
• KYC AML solutions

Headquarters

HQ city

's-gravenhage

HQ country

Netherlands

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Business Credit Reports: Subscription-based access to credit reports with tiered packages. Customers pay for access to business credit data, monitoring services, and compliance checks based on their usage volume and feature requirements.
2. API and Integration Services: Enterprise customers access Creditsafe data through API integration with usage-based components. Pricing is customized based on call volume and integration complexity.
3. Free Report / Lead Generation: First business credit report is provided free of charge to attract prospects into the sales funnel, with subsequent access requiring a paid plan.
4. Trade Payment Data Program: Customers share their trade and commercial payment data with Creditsafe in exchange for platform access, creating a data network effect that improves report quality.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Creditsafe provides business credit reports, credit risk monitoring, and compliance screening services via a global database of over 430 million company records across 160+ countries. The platform combines credit scores, limits, and trade payment data with KYC/AML and PEP/sanctions screening, delivered through web reports, CRM integrations, and a unified Creditsafe Connect API. Customers use Creditsafe to assess counterparties, automate credit decisions, and meet regulatory due-diligence requirements.

Product overview

Creditsafe is a business credit reference agency offering a comprehensive platform for credit risk management and compliance. The core offering consists of Business Credit Reports providing credit scores, limits, and trade payment data, complemented by International Credit Reports covering 430+ million companies globally. The platform operates on a modular architecture where core reporting products can be enhanced with add-on modules including Company Monitoring (real-time alerts), Ledger Management (collections), and Trade Payment Program (data sharing). Compliance solutions are available through dedicated modules including PEPs & Sanctions Checks, Enhanced Due Diligence, and Creditsafe Protect (KYC/AML screening). Decision automation is supported through Check & Decide using no-code decision trees. Integration capabilities are provided via the Business Data API (Creditsafe Connect) with native CRM/ERP integrations including Salesforce and Sage 50.

Differentiator

Problem solved

Functional benefit

Brands

• Check & Decide: Automated decisioning workflow platform that replaces manual credit and compliance checks with no-code decision tree templates.
• Creditsafe Connect
• Creditsafe Protect
• Ledger 3D / Ledger Insights

Products and services

• Business Credit Reports Comprehensive business credit reports including credit scores, recommended credit limits, and trade payment data, used by businesses to evaluate the financial stability and risk profile of partners, suppliers, and customers.
• International Credit Reports Access to Creditsafe's global database covering over 430 million companies across 160+ countries, with 99.9% of reports delivered instantly for cross-border credit assessment.
• Company Monitoring Continuous real-time monitoring of companies with customizable alerts triggered by credit score updates, insolvencies, director changes, and other risk indicators, based on over 20 alert variables.
• Free Business Credit Report Single free business credit report provided to prospects with no credit card required, serving as a self-serve entry point before paid subscription.
• Small Business Credit Reports Credit reports tailored to the assessment needs of small businesses evaluating other small businesses and partners.
• Ledger Management Tool that identifies at-risk customers and allows businesses to manage their receivables portfolio in a single view for collections management.
• Debt Recovery Debt collection services for managing and recovering accounts receivable balances.
• Trade Payment Program Program allowing customers to share trade and commercial payment data with Creditsafe in exchange for platform access, contributing to the underlying credit database.
• PEPs and Sanctions Checks Global sanctions and PEP (Politically Exposed Person) watchlist screening designed to protect businesses from bribery, corruption, and sanctions risk exposure.
• Enhanced Due Diligence Streamlines KYC and customer due-diligence processes by aggregating access to over 35,000 data sources in a single platform for verifying counterparties.
• Creditsafe Protect Combined KYC and AML compliance screening solution that integrates global company data with AML monitoring to identify officers, shareholders, and ultimate beneficial owners (UBOs).
• Check and Decide No-code decision-tree workflow tool that applies internal credit and compliance policies to Creditsafe data, processing automated decisions in seconds with claimed reductions of up to 50% in processing time and up to 90% in errors.
• Customer Credit Application Software Software solution for capturing and processing customer credit applications, integrating with Creditsafe's data and decisioning capabilities.
• Business Index Business intelligence index that enables evaluation and comparison of businesses using Creditsafe data.
• Business Data API (Creditsafe Connect) Single unified API providing real-time access to Creditsafe's global business intelligence, including credit reports, risk insights, and automated workflows, with sandbox and limited free API access for testing.
• Bulk Business Data Licensing Bulk licensing of Creditsafe's business database for large-scale data operations and enterprise data pipelines.

Quantifiable outcome

• Processing time reduced by up to 50% using Check & Decide automated decisioning workflows
• +2 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability2 records

Feature6 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Equifax CanadacoreTechnology or IntegrationEquifax Canada is a data provider for Creditsafe Canada operations. The relationship is evidenced by Equifax Canada Co. trademark usage in the Canadian market. Equifax provides underlying credit data that Creditsafe aggregates and delivers through its platform.
• SalesforcecoreTechnology or IntegrationNative Salesforce integration allows Creditsafe customers to access business credit data and risk insights directly within their Salesforce CRM. The Business Intelligence App for Salesforce enhances CRM data with accurate business information.
• SagecoreTechnology or IntegrationNative integration with Sage 50 accounting software allows Creditsafe data to be accessed within the accounting workflow, supporting credit decisions during financial management processes.
• JAMS (Arbitration)minorOthersCreditsafe's terms and conditions specify JAMS (Judicial Arbitration and Mediation Services) for binding arbitration of commercial disputes under their Comprehensive Arbitration Rules and Procedures.

Scale indicators10 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Experian: Global information services group with a substantial business information division providing commercial credit reports, scoring, and decisioning. Competes directly with Creditsafe in cross-border business credit data and analytics.
• Bisnode: European business information and credit data provider (now part of Dun & Bradstreet) operating in Northern and Central Europe. Direct competitive overlap in business credit reporting and analytics in markets adjacent to Creditsafe's footprint.
• Moody's (Bureau van Dijk): Moody's-owned Bureau van Dijk provides the Orbis global database of corporate information, serving the same enterprise compliance, KYC, and credit risk management use cases that Creditsafe targets with its international reports.
• Graydon: Long-established UK and Netherlands-headquartered business credit data provider with a similar regional heritage to Creditsafe. Direct competitor in the Benelux and UK markets with comparable trade credit data products.
• Allianz Trade (formerly Euler Hermes): World's largest trade credit insurer with associated business intelligence and credit reporting services. Overlaps with Creditsafe in business credit risk data for B2B trade credit decisioning.
• Coface: Global trade credit insurer and business information provider serving commercial credit risk management buyers. Competes with Creditsafe in trade credit data and commercial risk assessment for B2B sellers.
• Kompass: Global business directory and B2B data provider with credit and company information products. Overlaps with Creditsafe in international business intelligence and credit-related data offerings across similar customer segments.
• CRIF: Italian-headquartered global credit bureau and business information provider with extensive European and international coverage. Offers business credit reports, scoring, and decisioning solutions overlapping heavily with Creditsafe's product set.
• Dun & Bradstreet: The global leader in business credit reporting with the world's largest commercial database (DUNS Number). Direct competitor offering business credit reports, monitoring, and analytics across international markets, serving the same enterprise and mid-market customer base.
• Equifax: Major global credit bureau whose commercial division supplies business credit information and analytics. Notably, Equifax Canada is also a data provider to Creditsafe Canada, demonstrating direct competitive overlap.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/creditsafenl
• Facebookfacebook.com/CreditsafeNederland
• LinkedInlinkedin.com/company/creditsafe-nederland

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Creditsafe Nederland