Amerant Mortgage
Amerant Mortgage is the residential lending division of Amerant Bank, N.A. (NASDAQ: AMTB), offering home purchase mortgages, refinancing, home equity, and Private Client mortgages to consumers in Florida and nationwide through loan officers and digital channels.
- Company typePublic
- Founded1985
- HeadquartersCoral Gables, United States
- Headcount—
- GTM typeB2C
- OfferingServices
What Amerant Mortgage does
Amerant Mortgage is the residential mortgage lending division of Amerant Bank, N.A. (NASDAQ: AMTB), a community bank headquartered in Coral Gables, Florida. The division offers home purchase mortgages, refinancing solutions, home equity loans, first-time homebuyer programs, and Private Client residential mortgages for high-net-worth individuals. Its primary operating market is Florida, though the loan officer network supports out-of-state buyers remotely. The division serves individual consumers across the first-time homebuyer, existing homeowner, and private banking segments, leveraging Amerant Bank's approximately 40-year banking heritage and cross-sell relationships with checking, savings, wealth management (Amerant Investments, Inc.), and Sports & Entertainment Banking customers.
The underlying technology is a conventional digital banking platform comprising an online mortgage application portal (myloan.amerantbank.com), a mortgage management portal, mobile banking apps (iOS and Android), mortgage calculators, and a Find a Loan Officer tool. These features are positioned as ease-of-use implementations rather than differentiated technology. Distribution is primarily sales-led through loan officers, complemented by self-serve digital channels, Amerant Bank's branch network, and content marketing via the Of Interest blog and social media channels. The 2021 acquisition of First Mortgage Company expanded origination capacity.
Amerant Mortgage generates revenue through transaction-based streams: mortgage origination fees, refinancing fees, and interest income on originated loans (either held on balance sheet or sold to secondary markets). Pricing is not publicly disclosed and is provided via personalized quotes based on borrower credit, loan-to-value ratio, property type, and prevailing market conditions. The business operates as a non-publicly-disclosed division within a publicly traded bank holding company, with regulatory standing as an NMLS-licensed (NMLS ID 432244) Equal Housing Lender under FDIC-insured Amerant Bank, N.A.
Amerant Mortgage firmographics
Firmographics- Name
- Amerant Mortgage
- Legal name
- Amerant Bank, N.A.
- Website
- https://amerantmortgage.com
- Company type
- Public
- Founded year
- 1985
- Operating status
- Operating
- Short description
- Amerant Mortgage is the residential lending division of Amerant Bank, N.A. (NASDAQ: AMTB), offering home purchase mortgages, refinancing, home equity, and Private Client mortgages to consumers in Florida and nationwide through loan officers and digital channels.
- Ownership category
- akta.pro rank
Amerant Mortgage industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Depository Credit Intermediation (5221)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Purchase Mortgage Origination (Homebuyer Focused) (FSALAAAD)
- akta.pro secondary industry
- Closed-End Home Equity Loans (Second Mortgages) (FSALAGAA)
Keywords
Where Amerant Mortgage is headquartered
LocationHeadquarters
- HQ city
- Coral Gables
- HQ country
- United States
- HQ region
- North America
Markets served
Amerant Mortgage business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Mortgage Interest Income: Revenue generated from interest on mortgage loans originated and held by the bank or sold to secondary markets
- Mortgage Origination Fees: Fees charged for originating and processing mortgage loans
- Refinancing Fees: Fees associated with refinancing existing mortgages
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Custom mortgage quotes based on individual borrower profile |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Amerant Mortgage product offering
Product offeringCore offering
Amerant Mortgage is the residential mortgage lending division of Amerant Bank, N.A., providing home purchase mortgages, refinancing solutions, and home equity loans to individual consumers. The division serves first-time homebuyers, existing homeowners, and high-net-worth private banking clients, primarily in Florida, with a nationwide loan officer network and digital application tools.
Product overview
Amerant Mortgage is a mortgage lending division of Amerant Bank offering a unified suite of home financing products. The core offering includes home purchase mortgages (Buy a Home), refinancing solutions (Refinance), and home equity products, supported by digital tools like Mortgage Calculators and a Find a Loan Officer service. The product suite serves both general consumers and Private Banking clients through a customer-centric approach strengthened by Amerant Bank's 40 years of banking excellence. Advanced technology enables borrowers to complete processes virtually from home.
Differentiator
Problem solved
Functional benefit
Brands
- Amerant Mortgage: Mortgage and home lending division of Amerant Bank offering residential mortgages, refinancing, and home purchase financing services
Products and services
- Home Purchase Mortgage (Buy a Home)
Companies that use Amerant Mortgage
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
Amerant Mortgage technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Amerant Mortgage partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights5 records
Amerant Mortgage competitors and assessment
Company assessmentDirect peers
- Fairway Independent Mortgage: Retail-focused mortgage lender operating through a nationwide branch and loan officer network, comparable to Amerant Mortgage in distributed retail origination strategy.
- loanDepot: National retail and wholesale mortgage lender offering purchase and refinance products across consumer and retail channels, comparable in product mix to Amerant Mortgage.
- Guaranteed Rate: Retail mortgage lender with a national footprint of loan officers and a digital POS platform, directly comparable to Amerant Mortgage's loan-officer-led, digital-enabled origination model.
- Movement Mortgage: Retail mortgage lender with a large distributed loan officer network and community-focused branding, closely analogous to Amerant Mortgage's loan officer-led model.
- Rocket Mortgage: Largest U.S. retail mortgage originator offering purchase, refinance, and home equity products through a national direct-to-consumer digital platform, directly competing with Amerant Mortgage for purchase and refinance volume.
- NewRez (Rithm Capital): Multi-channel mortgage originator and servicer offering retail, wholesale, and correspondent lending, overlapping with Amerant Mortgage across product set and channels.
- Guild Mortgage: National retail mortgage lender with a distributed loan officer model and a focus on purchase originations including first-time homebuyer programs, highly comparable to Amerant Mortgage's go-to-market.
- United Wholesale Mortgage (UWM): Leading wholesale mortgage lender and the largest U.S. mortgage originator overall; competes with Amerant Mortgage for loan officer and broker relationships and overall origination market share.
Emerging players
- Better.com: Digital-first mortgage fintech offering a fully online purchase and refinance experience; an emerging competitor pressuring traditional loan-officer-led models like Amerant Mortgage on convenience and price transparency.
Broad incumbents
- Bank of America Home Loans: Mortgage division of a large national bank offering purchase and refinance products at scale with deep cross-sell into deposit and wealth customers, an incumbent comparable to Amerant Mortgage's bank-distribution model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Amerant Mortgage social profiles
Digital presenceAmerant Mortgage compliance and trust
Trust signalCompliance3 records
Amerant Mortgage financial estimates
Financial estimateRevenue estimate
Valuation estimate
Amerant Mortgage leadership team
Management profileNumber of profiles
Profiles3 records
Amerant Mortgage subsidiaries and ownership
Company hierarchySubsidiaries1 record
Amerant Mortgage funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Amerant Mortgage M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Amerant Mortgage
What does Amerant Mortgage do?
Amerant Mortgage is the residential mortgage lending division of Amerant Bank, N.A., providing home purchase mortgages, refinancing solutions, and home equity loans to individual consumers. The division serves first-time homebuyers, existing homeowners, and high-net-worth private banking clients, primarily in Florida, with a nationwide loan officer network and digital application tools.
Is Amerant Mortgage a public or private company?
Amerant Mortgage is a public company. It is classified as public and is currently operating.
When was Amerant Mortgage founded?
Amerant Mortgage was founded in 1985.
Where is Amerant Mortgage based?
Amerant Mortgage is headquartered in Coral Gables, United States, in the North America region.
How does Amerant Mortgage make money?
Three revenue lines are on record. Mortgage Interest Income is the primary driver. The others are mortgage Origination Fees and refinancing Fees.
Who are Amerant Mortgage's main competitors?
Direct peers on record are Fairway Independent Mortgage, loanDepot, Guaranteed Rate, Movement Mortgage, Rocket Mortgage, NewRez (Rithm Capital), Guild Mortgage and United Wholesale Mortgage (UWM). Better.com is listed as an emerging player. Bank of America Home Loans is listed as a broad incumbent.
Does Amerant Mortgage have an API?
No public API is recorded for Amerant Mortgage.
What industry is Amerant Mortgage in?
Amerant Mortgage's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAAAD, Purchase Mortgage Origination (Homebuyer Focused), with a secondary code of FSALAGAA, Closed-End Home Equity Loans (Second Mortgages). Its NAICS code is 5221 and its SIC code is 6162.