What Loyco does

Loyco is a Swiss B2B administrative outsourcing and consulting company offering an integrated range of services — human resources management, payroll, insurance brokerage, risk management, corporate health, finance and accounting, public procurement, and strategic consulting — to organizations ranging from very small businesses to multinational corporations across all sectors in Switzerland. The firm operates under a proprietary "Loycocracy" liberated-company model and is headquartered in Carouge (Geneva), with additional regional offices in Lausanne, Sion, Bulle, and Zürich, serving clients exclusively within Switzerland.

The technology layer combines proprietary software (the Loyapps suite: Loyapps Absences, Loyapps Mobile, BI Absence et RH, Risk Mastering, BenefitMe) with a resold and integrated PeopleWeek HRIS offered as Tribe by PeopleWeek. The platform runs on Microsoft Azure infrastructure hosted in Switzerland, uses Keycloak via OpenID Connect for single sign-on, and is positioned as GDPR- and Swiss DSG-compliant. The Loyapps products are described in source material as differentiated on ease of use and implementation rather than on deep technical novelty.

Loyco monetizes through three streams: recurring outsourcing subscriptions (HR, payroll, insurance administration), project-based and advisory consulting (governance, digitalization, sustainability, organizational strategy, marketing), and insurance brokerage commissions. Pricing is quote-based and not publicly disclosed. Distribution is sales-led, combining direct website engagement, office-based consultative selling, and ongoing contractual relationships. The company has held B Corp certification continuously for ten years (4th re-certification completed in 2025) and has been recognized with the Friendly Workspace Label (2025) and the MoveSmart Label (2026).

Name

Loyco

Legal name

Loyco SA

Website

https://loyco.ch

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

101–250 employees

Short description

Loyco is a Swiss B2B services company providing outsourced HR, payroll, insurance, risk management, finance, and public procurement services to organizations ranging from SMEs to multinationals across Switzerland through five regional offices and proprietary software.

Ownership category

akta.pro rank

Product category

Business Process Outsourcing

NAICS

Professional Employer Organizations (56133), Human Resources Consulting Services (541612), Office Administrative Services (5611)

SIC

Services-Management Consulting Services (8742), Services-Help Supply Services (7363)

akta.pro primary industry

Comprehensive HRO (Multi-Process HR Outsourcing) (BPACAKAA)

akta.pro secondary industries

Leave of Absence (LOA) & Absence Management Support (BPAAAIAF), Benefits Administration & Total Rewards Outsourcing (BPACAKAE), HR Service Delivery & Employee Contact Centers (HR Helpdesk) (BPACAKAI)

Keywords

• HR outsourcing services
• Payroll management
• Insurance brokerage
• Administrative services
• Corporate risk management

Headquarters

HQ city

Carouge

HQ country

Switzerland

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Administrative Outsourcing Services: Loyco provides comprehensive administrative outsourcing services including HR management, payroll processing, insurance brokerage, and financial administration. Services are delivered through ongoing contractual relationships with clients, combining proprietary software platforms with expert human advisory services.
2. Consulting Services: Advisory services including governance and agility consulting, digitalization consulting, sustainable development support, organization strategy consulting, and marketing services. Delivered through project-based engagements and ongoing advisory relationships.
3. Insurance Brokerage: As an insurance broker, Loyco assesses client risks and manages insurance portfolios, earning commissions from insurance providers.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Loyco provides integrated administrative outsourcing and consulting services to Swiss organizations, covering HR management, payroll, insurance brokerage, risk management, corporate health, finance/accounting, public procurement, and future-of-business consulting. These services are delivered through long-term outsourcing contracts and project-based engagements, supported by a proprietary software suite (Loyapps) and the PeopleWeek HRIS platform, with all data hosted on Microsoft Azure within Switzerland.

Product overview

Loyco is a Swiss administrative outsourcing and consulting company offering a unified suite of digital HR, finance, payroll, insurance, and risk management solutions. The product portfolio centers on the Loyapps platform, which provides absence management (Loyapps Absences) with a companion mobile app (Loyapps Mobile) and a BI analytics module (BI Absence et RH) for workforce insights. The suite also includes Risk Mastering for SME risk management and BenefitMe for employee benefits administration. Additionally, Loyco resells and integrates the PeopleWeek HRIS platform under the brand Tribe by PeopleWeek, which connects directly with Loyco's payroll and HR services to deliver a comprehensive human resources management solution for small and medium enterprises.

Differentiator

Problem solved

Functional benefit

Brands

• Loyapps: A software suite including Loyapps Absences (absence management), Loyapps Mobile (mobile app for managing employee absences), BI Absences et RH (business intelligence dashboards for workforce and absence analysis), Risk Mastering (risk management software for SMEs), BenefitMe (employee benefits management), and Tribe by PeopleWeek (HRIS software for SMEs).
• Loycocracy

Products and services

• Loyapps Absences A complete absence management software solution for companies that enables employees to submit absence requests and managers to track and approve them digitally.
• Loyapps Mobile A mobile application enabling employees to manage their absences directly from their smartphone (iOS and Android), complementing the web-based Loyapps Absences platform.
• BI Absence et RH Dynamic business intelligence dashboards providing analytics on workforce and absence data, enabling companies to analyze absence patterns and identify risk groups.
• Risk Mastering (Equalizer) Pragmatic risk management software designed for small and medium enterprises to identify, assess, and manage business risks.
• BenefitMe A platform for companies to enhance and manage employee benefits, allowing organizations to offer and administer perks to their workforce.
• Tribe by PeopleWeek A human resources management software (HRIS) for SMEs, offered in partnership with PeopleWeek, enabling process automation, employee self-service for personal documents, and integration with Loyco's payroll and HR administration services.
• HR Outsourcing Services Outsourced HR administration including absence management, payroll processing, HR administration, on-demand HR support, and employer branding, delivered to Swiss organizations of all sizes.
• Risk and Insurance Brokerage Services Insurance brokerage and risk management services covering enterprise risks, cyber risks, personal insurance, transport and fine art, property, construction and project-owner liability, vehicle fleets, special risks, occupational pension (BVG), medical expenses, and long-term sick pay.
• Corporate Health Services Corporate health services including health strategy and governance, absence management and return-to-work, health promotion and psychosocial risk prevention, and workplace relations and conflict resolution.
• Finance and Accounting Services Finance and accounting services covering accounting management, tax management, and company creation and administration.
• Public Procurement Services Public procurement services including organization and management of public tenders and training programs on public procurement processes.
• Future of Business Consulting Services Advisory services including sustainable development consulting, governance and agility consulting, digitalization consulting, organization strategy consulting, and marketing services.

Quantifiable outcome

• Banque du Léman grew from 26 to 75 employees while being supported by Loyco's HR services

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature6 records

Partnerships

Six partnerships are on record, tiered core and minor.

• First HotelscoreTechnology or Integration · 30 April 2026Nordic hotel chain partnered with Loyco to launch an integrated loyalty platform for its First Member program. The platform unifies membership, booking, and hotel operations by integrating with property management systems including Stayntouch, VisBook, and Mews. This represents a strategic shift toward data-driven guest relationships and direct booking channels for First Hotels.
• PeopleWeekcoreTechnology or IntegrationPeopleWeek is an HRIS provider whose solution offers the highest integration level with Loyco's payroll, HR administration, and claims management tools. This partnership enables optimal continuity between Loyco services and client-facing features, providing fast, secure, and efficient synchronization between systems.
• CJE, Avocats, Conseillers d'EntreprisesminorStrategic or Co-development PartnerLegal partnership where CJE provides expert legal content for Loyco's articles on labor law topics including vacation rights, workplace conflicts, and employment regulations. CJE-authored content is featured on Loyco's news platform.
• Lucie CharbonnierminorGTM or Marketing PartnerSponsorship partnership built on shared values with athlete Lucie Charbonnier, part of Loyco's community engagement and brand-building initiatives.
• 2-Tonnen-WorkshopminorStrategic or Co-development PartnerSustainability workshop initiative in Zurich where participants explore sustainable development topics. Regular sessions hosted by Loyco as part of their commitment to positive community impact.
• HR TodayminorGTM or Marketing PartnerMedia partnership for events, including the November 2025 AI and Future of Work event held at Royal Savoy with 230 participants.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Aon: Global insurance brokerage and HR consulting firm; offers risk management, insurance placement, and HRO services that directly mirror Loyco's risk-and-insurance brokerage line and adjacent HR consulting.
• Willis Towers Watson (WTW): Global advisory, brokerage, and solutions firm combining insurance brokerage with HRO, benefits administration, and risk management — the closest international analogue to Loyco's bundled offering.
• SD Worx: European HR and payroll outsourcing specialist serving SMEs and mid-market across multiple countries; competes head-to-head with Loyco in multi-process HRO and payroll for European SMEs.
• PwC Switzerland: Big Four advisory firm in Switzerland providing HR transformation, payroll, and managed services to enterprise and mid-market clients; competes directly with Loyco's consulting and HR outsourcing lines domestically.
• Randstad Sourceright: Randstad's RPO and HRO/MSP arm delivering outsourced talent and HR services to enterprises; comparable to Loyco's HR outsourcing and 'RH à la demande' on-demand HR practice.

Broad incumbents

• Mercer (Marsh McLennan): Global HR consulting and benefits administration firm within Marsh McLennan; overlaps with Loyco's HR advisory, benefits admin (BenefitMe), and occupational pension expertise but at far greater scale.
• ADP: Global payroll and HR outsourcing leader with deep Swiss presence; directly competes with Loyco's payroll, HR administration, and increasingly SME HRIS through RUN Powered by ADP and similar offerings.
• Capgemini: Global IT and business services firm with a dedicated HR transformation and HR outsourcing practice; overlaps with Loyco's digitalization consulting and managed-service delivery.
• UKG (Ultimate Kronos Group): Global HR, payroll, and workforce management software and services company; competes with Loyapps-style SME HR offerings and bundled HRO services in mid-market deals.

Emerging players

• PeopleWeek: SME-focused HRIS provider that is Loyco's strategic integration partner (Tribe by PeopleWeek) and a potential direct competitor in the Swiss SME HRIS market segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/c/LoycoCh
• Facebookfacebook.com/loycosa
• LinkedInch.linkedin.com/company/loyco
• Instagraminstagram.com/loycosa
• Xx.com/loycosa

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Loyco