XXImo
XXImo is a Dutch B2B mobility payment platform, owned by AutoBinck Group, that enables fuel-card issuers, fleet/leasing firms, parking operators and other partners to launch branded, multimodal Visa-powered payment products across Europe for their employees' business mobility.
- Company typePrivate
- Founded2011
- HeadquartersUtrecht, Netherlands
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What XXImo does
XXImo B.V., founded in 2011 in Utrecht (formerly "Repay") and owned by AutoBinck Group since June 2020, operates a B2B mobility payment platform that enables partners — fuel card issuers, fleet and leasing companies, parking service providers and others — to launch branded, multimodal payment products under their own name. The technology stack centers on an open-loop Visa payments infrastructure (XXImo became a Visa Principal Member in September 2023), a modular physical/virtual mobility card with Apple Pay and Google Pay support, the Milo consumer mobility app, and the XXImo Customer Portal for provisioning, budget control, transaction and emissions reporting. The platform is cloud-native: XXImo is described as one of the first Visa card issuers in the EU to process payments entirely on AWS using AWS Payment Cryptography and Visa Cloud Connect, and uses third-party HawkAI for AML/CFT anomaly detection.
The product portfolio is structured around four mobility modules — Fuel+, Charging+, Parking+ and Mobility+ — layered with CO2 Data & Reporting and customizable Mobility Profiles. These integrate downstream with EV charging networks (Tesla Superchargers, FastNed, Chargemap, Mercedes Me Charge, EnBW Mobility+), parking operators and public transport, giving enterprise customers one consolidated VAT invoice and policy-controls surface in place of fragmented fuel-card, parking and transit arrangements.
The business model is a B2B platform play with two intertwined revenue streams: transaction fees on mobility payments processed through the prepaid Visa card (monthly invoicing) and managed services revenue from partners running white-labelled payment propositions. Sales is enterprise-led, channel-driven and concentrated in named partners including Arval, LeasePlan, EasyPark, Athlon, Q8, Maes and Tango, with the platform supporting 150,000+ employees across Benelux, Germany, the UK, France and Central Europe. Operating as a subsidiary of AutoBinck Group, XXImo Financial Services B.V. holds a DNB e-money institution licence and PCI-DSS certification, lending it the regulated-payments posture required to onboard risk-averse enterprise and public-sector buyers.
XXImo firmographics
Firmographics- Name
- XXImo
- Legal name
- XXImo B.V.
- Website
- https://xximo.com
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- XXImo is a Dutch B2B mobility payment platform, owned by AutoBinck Group, that enables fuel-card issuers, fleet/leasing firms, parking operators and other partners to launch branded, multimodal Visa-powered payment products across Europe for their employees' business mobility.
- Ownership category
- akta.pro rank
XXImo industry classification
Industry- Product category
- Corporate Mobility Payments
- NAICS
- Support Activities for Road Transportation (4884)
- SIC
- Arrangement Of Transportation Of Freight & Cargo (4731)
- akta.pro primary industry
- Travel Merchant Acquiring & Payment Orchestration (PSPs, gateways) (THALAHAA)
- akta.pro secondary industry
- B2B Travel Credit, Invoice & Settlement Solutions (THALAHAD)
Keywords
Where XXImo is headquartered
LocationHeadquarters
- HQ city
- Utrecht
- HQ country
- Netherlands
- HQ region
- Europe
Offices6 records
Markets served
XXImo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- Transaction-based payments: XXImo earns revenue through transaction fees on mobility payments processed through its Visa-powered platform. The prepaid card model means money is credited in advance and returned at the end of the term.
- Platform/B2B services: Revenue from providing B2B partners with mobility payment infrastructure, allowing them to offer branded solutions under their own name.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | B2B Platform Services |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels3 records
XXImo product offering
Product offeringCore offering
XXImo operates a B2B mobility payment platform built on the Visa network that enables partners such as fuel card issuers, fleet and leasing companies, and parking service providers to launch, expand, and operate multimodal mobility payment propositions (fuel, EV charging, parking, public transport, taxis, tolls) under their own brand. The platform combines a Visa-powered physical and virtual mobility card, a customer administration portal, and a consumer-facing Milo app, along with modular service modules (Fuel+, Charging+, Parking+, Mobility+) and supporting capabilities such as CO2 reporting and customizable mobility profiles.
Product overview
XXImo is a B2B mobility payment platform that provides a modular, multi-product architecture centered around the XXImo Platform, XXImo Mobility Card (Visa-powered), Milo mobile app, and XXImo Customer Portal. The platform offers four main service modules: Fuel+ for fuel card issuers, Charging+ for fleet and leasing companies, Parking+ for parking providers, and Mobility+ as a comprehensive multimodal solution. Additional features include CO2 Data & Reporting and Mobility Profiles. All products share the same payment infrastructure and can be white-labeled by partners under their own brand.
Differentiator
Problem solved
Functional benefit
Brands
- Milo: Mobility app for booking, payment, parking, administration and navigation of mobility services
- Fuel+
- Charging+
- Parking+
- Mobility+
Products and services
- XXImo Platform Core B2B mobility payment and management platform that enables partners to build their own mobility payment propositions under their own brand, providing payment infrastructure, transaction processing, reporting, and administration tools.
- Milo App Mobility application for end users that simplifies booking, payment, parking, administration, and navigation of mobility services, providing real-time transaction details and support.
- XXImo Mobility Card Visa-powered physical and virtual payment card enabling multimodal mobility payments including fuel, EV charging, parking, public transport, taxis, and tolls, with a modular structure that allows partners to selectively enable or disable specific services per user. Supports Apple Pay and Google Pay.
- XXImo Customer Portal Centralized web-based administration portal for provisioning, reporting, and managing all aspects of mobility solutions, including user onboarding, card management, budget control, transaction tracking, and CO2 data.
- Fuel+ Fuel payment solution for fuel card issuers that extends beyond traditional fuel cards to enable integrated payments for EV charging, parking, toll, and car wash services for mixed fleet management.
- Charging+ EV charging payment solution for fleet and leasing companies that provides 100% charging guarantee with coverage across Europe, transparent pricing, and access to Tesla Superchargers and other public charging networks.
- Parking+ Comprehensive parking payment solution for parking service providers that combines street and off-street parking options with integrated EV charging and car wash services through physical and virtual cards.
- Mobility+ All-in-one multimodal mobility payment solution for B2B partners that integrates public transport, shared mobility, taxis, EV charging, parking, fuel, and toll into a single card with consolidated VAT invoices.
- CO2 Data & Reporting CO2 emissions reporting and data analytics solution that helps businesses track employee travel, meet regulatory reporting obligations, and support fleet electrification initiatives.
- Mobility Profiles Customizable mobility profile offering that allows partners to create unique mobility options for each employee based on transport availability, budget, and geographic region, including profiles for company car drivers, public transport users, international travelers, and budget mobility.
Quantifiable outcome
- Over 150,000 employees use the platform for easy travel
- +1 more outcomes
Companies that use XXImo
Customer profileNamed customers7 records
Segments4 records
Ideal customer profiles4 records
XXImo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
AI capability1 record
Feature6 records
XXImo partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core, flagship and minor.
- VisacoreXXImo became a Visa Principal Member in September 2023, enabling the company to issue its own payment solutions and accelerate European expansion. The Visa network powers all XXImo mobility cards for seamless, secure transactions across Europe.
- AutoBinck GroupflagshipXXImo has been part of AutoBinck Group since June 2020. AutoBinck is a family business active in European mobility for over a century, with 50 operating companies across 4 divisions. Group employs 2,500 staff with annual turnover of approximately EUR 1 billion.
- AWScoreXXImo processes payments entirely through AWS cloud using AWS Payment Cryptography and Visa Cloud Connect. One of the first Visa card issuers in the EU to operate entirely in the cloud.
- CloudNationminorCloud consultancy and AWS EMEA top migration partner helping XXImo migrate IT infrastructure and mobility platform to Amazon Web Services.
Scale indicators4 records
Recent moves7 records
Expansion highlights6 records
XXImo competitors and assessment
Company assessmentDirect peers
- Parkmobile: Parkmobile (now part of EasyPark Group) is a digital parking payment provider historically integrated with XXImo's card for in-car-park payments. As both a former customer and adjacent service, it is a directly comparable mobility-payments platform.
- Emburse: Emburse is a corporate expense management platform with mobility and travel-payment capabilities serving enterprises. Its B2B mobility spend product addresses a similar buyer (corporate finance/mobility managers) to XXImo's enterprise partners.
- DKV Mobility: DKV Mobility is one of Europe's largest providers of fuel, toll, and EV charging payment solutions for commercial road transport. It directly competes with XXImo in fleet cards, parking, and EV charging acceptance across Europe.
- UTA Edenred: UTA Edenred offers European fuel, toll, parking, and charging payment cards to commercial customers through a partner/issuer network. It competes head-on with XXImo in B2B mobility payment acceptance across Europe.
- Eurowag: Eurowag provides fuel cards, toll payments, and mobility payment solutions to commercial fleet operators across Europe. Its single-card, multi-service mobility proposition and Pan-European acceptance mirror XXImo's white-label B2B model.
- WEX: WEX is a global fleet and mobility payment solutions provider offering fuel cards, EV charging, toll, and corporate payment products across multiple continents. It is the most direct scale competitor to XXImo's white-label B2B mobility payment platform, addressing the same fleet and leasing customer segments with overlapping capabilities.
Emerging players
- Bonnet: Bonnet is an emerging EV charging payment aggregator in Europe enabling access to multiple public charging networks via a single payment method. It competes with XXImo's Charging+ product on EV payment acceptance.
- Spendesk: Spendesk is a European spend management platform with corporate cards and policy controls used for travel and mobility expenses. While broader in scope than XXImo, it competes for the corporate mobility-payments wallet share in European SMEs and mid-market.
- Pleo: Pleo is a European corporate spend management fintech offering physical and virtual cards with expense and policy controls. It overlaps with XXImo at the intersection of corporate cards and mobility spend, though broader in scope.
Broad incumbents
- Mastercard: Mastercard is a global payments network that issues mobility, fleet, and commercial payment products directly. As the primary competitor scheme to Visa for mobility-payments issuance, it competes broadly with XXImo's Visa-anchored platform for partner integrations.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
XXImo social profiles
Digital presenceXXImo compliance and trust
Trust signalCompliance3 records
XXImo financial estimates
Financial estimateRevenue estimate
Valuation estimate
XXImo leadership team
Management profileNumber of profiles
Profiles4 records
XXImo subsidiaries and ownership
Company hierarchySubsidiaries1 record
XXImo funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
XXImo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about XXImo
What does XXImo do?
XXImo operates a B2B mobility payment platform built on the Visa network that enables partners such as fuel card issuers, fleet and leasing companies, and parking service providers to launch, expand, and operate multimodal mobility payment propositions (fuel, EV charging, parking, public transport, taxis, tolls) under their own brand. The platform combines a Visa-powered physical and virtual mobility card, a customer administration portal, and a consumer-facing Milo app, along with modular service modules (Fuel+, Charging+, Parking+, Mobility+) and supporting capabilities such as CO2 reporting and customizable mobility profiles.
Is XXImo a public or private company?
XXImo is a private company. It is classified as corporate owned and is currently operating.
When was XXImo founded?
XXImo was founded in 2011. It employs 51 to 100 people.
Where is XXImo based?
XXImo is headquartered in Utrecht, Netherlands, in the Europe region.
How does XXImo make money?
Two revenue lines are on record. Transaction-based payments are the primary driver. The others are platform/B2B services.
Who are XXImo's main competitors?
Direct peers on record are Parkmobile, Emburse, DKV Mobility, UTA Edenred, Eurowag and WEX. Emerging players are Bonnet, Spendesk and Pleo. Mastercard is listed as a broad incumbent.
Does XXImo have an API?
No public API is recorded for XXImo.
What industry is XXImo in?
XXImo's product category is Corporate Mobility Payments. Its primary akta.pro industry code is THALAHAA, Travel Merchant Acquiring & Payment Orchestration (PSPs, gateways), with a secondary code of THALAHAD, B2B Travel Credit, Invoice & Settlement Solutions. Its NAICS code is 4884 and its SIC code is 4731.