Partner Agency Insurance Services

What Partner Agency Insurance Services does

Partner Agency Insurance Services is a privately held independent insurance agency founded in 1979 and headquartered in Fullerton, California. The firm operates as a multi-carrier broker, representing multiple quality insurance companies to provide coverage options for personal, commercial, and health insurance needs. Its product portfolio spans approximately 25+ coverage lines, including personal lines (auto, homeowner, life, motorcycle, boat, classic car, condo, earthquake, flood, renters, RV, off-road vehicle, and umbrella), commercial lines (business, commercial auto, commercial property, commercial liability, commercial umbrella, cyber liability, workers compensation, bonds, inland marine, and landlord protection), and health insurance offered through Covered California. The agency holds insurance licenses in California, Nevada, Washington, Idaho, and Arizona, though its primary customer concentration remains in Orange County and Los Angeles County, California.

The business model is commission-based: the agency earns recurring commissions from insurance carriers for policies placed through its brokerage. Distribution relies on a sales-led approach combining phone inquiries (714-482-9500), in-person consultations at the Fullerton office, and a website with instant quote forms for auto, homeowner, business, and life insurance. Marketing channels include an educational blog dating back to 2012, a referral program that donates $25 to a charity on behalf of the referrer, and a local Partner Program with other businesses. Technology infrastructure consists of standard industry software for quoting, policy management, and CRM, with no proprietary systems or AI capabilities disclosed.

The firm is independently owned and locally operated, led by President Wendy Adams and Vice President Kelleigh Guerrero-Martin, with a team of approximately 10 staff including licensed agents and support personnel. No external investors, parent company, or holding structure are indicated. Revenue is not publicly disclosed, and the agency operates without venture capital or private equity backing.

Name

Partner Agency Insurance Services

Legal name

Partner Agency Insurance Services

Website

https://partneragency.com

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

1–10 employees

Short description

Partner Agency Insurance Services is an independently owned, multi-carrier insurance brokerage in Fullerton, California, offering personal, commercial, and health insurance products to individuals, families, and small-to-mid-size businesses across five western U.S. states.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industries

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Individual Health Insurance Brokerage & Distribution (FSAIAEAL)

Keywords

• Independent insurance agency
• Personal insurance coverage
• Commercial insurance brokerage
• Auto home life insurance
• Business insurance services

Headquarters

HQ city

Fullerton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: As an independent insurance agency, Partner Agency Insurance Services earns commissions from insurance carriers for policies sold. They represent multiple quality insurance companies and provide coverage options for personal and business insurance needs.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Partner Agency Insurance Services is an independently owned insurance agency that brokers personal, commercial, and health insurance products by representing multiple insurance carriers and shopping coverage on behalf of customers. It provides auto, homeowner, life, and specialty personal lines alongside commercial property, liability, workers compensation, cyber, bonds, and inland marine coverages for businesses, as well as health plans through Covered California. The agency compares quotes from multiple carriers to deliver coverage options at competitive rates across California, Nevada, Washington, Idaho, and Arizona.

Product overview

Partner Agency Insurance Services is an independent insurance agency offering a comprehensive portfolio of personal, commercial, and health insurance products. The agency works as a broker with multiple insurance carriers to provide coverage options across personal lines (auto, homeowner, life, motorcycle, boat, classic car, condo, earthquake, flood, renters, RV, off-road vehicle, and umbrella insurance) and commercial lines (business, commercial auto, commercial property, commercial liability, commercial umbrella, cyber liability, workers comp, bonds, inland marine, and landlord protection). The company also offers health insurance products through Covered California. As an independent agency, they compare quotes from multiple carriers to find the right coverage at competitive rates for clients throughout California, Nevada, Washington, Idaho, and Arizona.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Insurance coverage for vehicles providing protection against accidents, theft, and damage. Offered as an affordable and complete Fullerton auto insurance product with customizable coverage options.
• Homeowner Insurance Insurance coverage for residential properties protecting against damage, loss, and liability. The agency helps ensure proper coverage at the lowest rate available.
• Business Insurance Comprehensive commercial coverage including commercial property, commercial auto, liability, workers comp, cyber liability, bonds, inland marine, and commercial umbrella insurance to protect business assets and operations.
• Life Insurance Coverage providing financial protection for families and dependents. The agency offers a selection of affordable life insurance choices with policies that evolve with life changes.
• Motorcycle Insurance Insurance coverage specifically designed for motorcycle owners providing protection against accidents, theft, and damage while riding.
• Boat Insurance Insurance coverage for boat owners protecting against water-related accidents, theft, and damage to watercraft.
• Classic Car Insurance Specialized insurance coverage for classic and collector vehicles with agreed value coverage and specialized underwriting.
• Condo Insurance Insurance coverage for condominium owners protecting personal property and providing liability coverage within the condo unit.
• Earthquake Insurance Standalone coverage for earthquake damage to residential properties, particularly relevant for California homeowners.
• Flood Insurance Coverage for flood damage to residential properties, separate from standard homeowner policies.
• Renters Insurance Insurance coverage for renters protecting personal belongings and providing liability coverage.
• RV Insurance Insurance coverage for recreational vehicles and travel trailers including comprehensive and collision coverage.
• Off-Road Vehicle Insurance Coverage for off-road vehicles including ATVs, UTVs, and other recreational off-highway vehicles.
• Umbrella Insurance Liability coverage providing additional protection beyond the limits of auto, homeowner, or renters policies.
• Landlord Protection Insurance Insurance coverage for rental property owners protecting against property damage, liability, and lost rental income.
• Commercial Auto Insurance Insurance for business-owned vehicles providing coverage for company fleets and commercial drivers.
• Commercial Liability Insurance Protection against bodily injury and property damage claims for businesses.
• Commercial Property Insurance Coverage for commercial buildings, equipment, inventory, and business personal property against damage and loss.
• Commercial Umbrella Insurance Additional liability coverage layer above commercial auto, general liability, and employers liability limits.
• Cyber Liability Insurance Coverage for data breaches, cyber attacks, and liability from handling sensitive customer information.
• Bonds Surety bonds for businesses including contract bonds, license bonds, and permit bonds.
• Inland Marine Insurance Coverage for property in transit, mobile equipment, and property stored at third-party locations.
• Workers Compensation Insurance Coverage for employee injuries and illnesses sustained on the job, including medical costs and lost wages.
• Health Insurance Medical coverage including individual, family, and small group health plans through Covered California and the Affordable Care Act marketplace.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Various Insurance CarrierscoreOthersAs an independent insurance agency, Partner Agency Insurance Services represents multiple quality, reliable insurance companies. They partner with various insurance carriers to provide coverage options for personal and business insurance needs. Specific carrier names are available on their 'Insurance Companies We Represent' page.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Arthur J. Gallagher & Co. Global insurance brokerage with extensive commercial-lines expertise and a roll-up strategy that acquires independent agencies. Comparable product breadth in commercial and benefits, and a potential acquirer/scale competitor for Partner Agency.
• State Farm: Largest US personal-lines insurer with a captive-agent distribution model. Offers the same core products as Partner Agency (auto, home, life) and competes for the same household customers, with deeper marketing budgets and brand recognition.
• GEICO: Direct-to-consumer auto and home insurer. Competitor in the same personal-lines categories (auto, home, umbrella) that drive most of Partner Agency's commission revenue, though distributed via captive direct channels rather than independent agents.
• HUB International: North American insurance brokerage with a multi-carrier independent agency model similar to Partner Agency, but at far greater scale across personal, commercial, and benefits lines.
• Progressive: Direct and agency-channel P&C insurer with a strong price-comparison brand. Competes for the same California auto and home shopper Partner Agency serves, and increasingly offers commercial lines.
• Allstate: National P&C insurer competing across auto, home, and life with both captive agents and direct channels. Directly comparable product mix to Partner Agency, but with significantly greater scale, brand spend, and digital tools.
• Farmers Insurance: National P&C insurer with a strong captive/independent agent distribution network. Competes head-to-head with Partner Agency across personal and commercial lines, including California-specific products like earthquake.

Emerging players

• Lemonade: Digital-first insurtech in homeowners, renters, and auto. Represents the structural threat to traditional independent agencies by offering a fully self-serve buying experience at low marginal cost.

Regional players

• Erie Insurance: Regional P&C carrier with an exclusive-agent distribution model across the Eastern US. Compares in agency-distribution philosophy and personal/commercial product breadth, though concentrated in geographies where Partner Agency is not yet licensed.

Direct peers

• AAA Insurance: Member-based insurance agency offering auto, home, life, and umbrella through a network of physical offices. Closely comparable to Partner Agency in multi-line independent distribution serving local members with personal service.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/PartnerInsure
• Facebookfacebook.com/PartnerAgencyInsurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Partner Agency Insurance Services