Military Benefit Association
Military Benefit Association is a non-profit membership association founded in 1956 that provides life insurance, health supplements, and ancillary benefits to U.S. military service members, federal civilian employees, and their families, serving 82,000 members with $12.3 billion in coverage in force.
- Company typePrivate
- Founded1956
- HeadquartersChantilly, United States
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Military Benefit Association does
Military Benefit Association (MBA) is a non-profit membership association established in 1956 and headquartered in Chantilly, Virginia. It serves 82,000 members with $12.3 billion of coverage in force, providing insurance and financial benefit products tailored to U.S. military service members, federal civilian employees, and their families. Membership is free and eligibility-gated, after which members can purchase a portfolio of insurance products and access ancillary member benefits.
MBA's core product set is structured around life insurance issued by Metropolitan Life Insurance Company (Term Insurance to Age 90, Level Term 10 or 20 Year, Federal Employee Term Life to Age 90, Monthly Income Term Life, and Dependent/Former Dependent coverage), supplemented by TRICARE Supplement Insurance and Hospital Indemnity Insurance underwritten by Hartford Life and Accident Insurance Company. Additional member benefits include legal services via MetLife Legal Plans, auto and home insurance through a Liberty Mutual partnership, pet insurance, and financial planning calculators. The organization has no proprietary technology platform; member services are delivered through a website, an Android mobile application, and phone-based agent support.
MBA operates a sales-led, subscription/recurring revenue model: free membership drives the funnel, recurring insurance premiums are collected via allotment (payroll deduction), credit card, or EFT, and quotes are handled via phone rather than online. The organization does not publicly disclose revenue. Pricing is quote-based and not published. There is no disclosed parent company, no funding rounds, and no equity ownership structure, consistent with its non-profit status. MBA holds a Better Business Bureau accreditation and has been continuously operating since 1956.
Military Benefit Association firmographics
Firmographics- Name
- Military Benefit Association
- Legal name
- Military Benefit Association
- Website
- https://militarybenefit.org
- Company type
- Private
- Founded year
- 1956
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Military Benefit Association is a non-profit membership association founded in 1956 that provides life insurance, health supplements, and ancillary benefits to U.S. military service members, federal civilian employees, and their families, serving 82,000 members with $12.3 billion in coverage in force.
- Ownership category
- akta.pro rank
Military Benefit Association industry classification
Industry- Product category
- Military and Federal Employee Life Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Professional Organizations (81392)
- SIC
- Life Insurance (6311), Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)
- akta.pro primary industry
- Veterans Affairs & Military Family Services (BPAIAHAL)
- akta.pro secondary industries
- Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness) (HLAEAAAK), Voluntary/Worksite Critical Illness & Hospital Indemnity (Employee-Paid) (FSAIAKAF)
Keywords
Where Military Benefit Association is headquartered
LocationHeadquarters
- HQ city
- Chantilly
- HQ country
- United States
- HQ region
- North America
Markets served
Military Benefit Association business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Premiums: MBA acts as an association providing group insurance plans to members. Insurance premiums are collected through recurring payments, likely via allotment (payroll deduction) options as indicated by the Allotment Request Form on the website.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | Term Insurance to Age 90 - Level term coverage renewable to age 90 |
| Subscription | Pay-as-you-go | Level Term 10 or 20 Year Life Insurance |
| Subscription | Pay-as-you-go | Federal Employee Term Life to Age 90 |
| Subscription | Pay-as-you-go | TRICARE Supplement Insurance |
| Subscription | Pay-as-you-go | Hospital Indemnity Insurance |
| Subscription | Pay-as-you-go | Pet Insurance |
| Subscription | Pay-as-you-go | Legal Services via MetLife Legal Plans |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels4 records
Military Benefit Association product offering
Product offeringCore offering
Military Benefit Association is a non-profit membership association that provides life insurance and health supplement insurance products to active duty service members, reserves, National Guard, veterans, federal civilian employees, and their families. Its core offering is a portfolio of term life insurance policies (issued by Metropolitan Life Insurance Company) and supplemental health insurance products including TRICARE Supplement Insurance and Hospital Indemnity Insurance (underwritten by Hartford Life and Accident Insurance Company), supplemented by member benefits such as legal services, auto/home and pet insurance via carrier partnerships, and financial planning tools. Membership in the association is free, subject to eligibility, and serves as the gateway to purchasing the insurance products.
Product overview
Military Benefit Association (MBA) is a non-profit organization established in 1956 serving 82,000 members with $12.3 billion of coverage in force. MBA offers a portfolio of life insurance products and health insurance supplements designed for military members, federal employees, and their families. The core product lineup includes multiple term life insurance variants (Term to Age 90, Level Term 10/20 Year, Federal Employee Term, Monthly Income, and Dependent/Former Dependent coverage) underwritten by Metropolitan Life Insurance Company. Complementing the life insurance offerings are health-related supplements including TRICARE Supplement Insurance and Hospital Indemnity Insurance underwritten by Hartford Life and Accident Insurance Company. MBA also provides member benefits including legal services through MetLife Legal Plans, auto/home insurance via Liberty Mutual partnership, pet insurance, and financial planning tools such as calculators. All life insurance plans are issued by Metropolitan Life Insurance Company, while TRICARE Supplement and Hospital Indemnity plans are underwritten by Hartford Life and Accident Insurance Company.
Differentiator
Problem solved
Functional benefit
Products and services
- Term Insurance to Age 90 Level term life insurance that provides protection through age 90, with term-based premiums designed for military members and their families.
- Level Term 10 or 20 Year Life Insurance Fixed-premium life insurance with coverage periods of 10 or 20 years, offering consistent rates and death benefits throughout the policy term.
- Federal Employee Term Life to Age 90 Term life insurance designed specifically for federal civilian employees, providing coverage through age 90.
- Monthly Income Term Life Insurance Life insurance that pays a monthly income benefit to beneficiaries, providing ongoing financial support rather than a lump sum.
- Dependent Child Term Life Insurance Affordable term life coverage for dependent children of MBA members, providing financial protection for families.
- Adult Former MBA Dependent Life Insurance Life insurance continuation option for adult children who previously had dependent coverage through MBA.
- TRICARE Supplement Insurance Supplemental insurance that works alongside TRICARE to cover out-of-pocket expenses, deductibles, and cost-shares for military families.
- Hospital Indemnity Insurance Insurance that provides cash benefits for hospital stays, helping offset costs not covered by primary health insurance.
- Legal Services Plan Access to legal services including attorney consultations, document review, and legal advice for personal matters, delivered through MetLife Legal Plans.
- Auto and Home Insurance Discounted auto and home insurance offered to MBA members through a partnership with Liberty Mutual.
- Pet Insurance Insurance coverage for veterinary expenses, accidents, and illness for family pets.
Companies that use Military Benefit Association
Customer profileSegments3 records
Ideal customer profiles3 records
Military Benefit Association technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Military Benefit Association partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Metropolitan Life Insurance CompanycoreMetLife issues all Life insurance plans offered by MBA. This is the primary insurance carrier relationship for the core life insurance products including Term Insurance to Age 90, Level Term, Federal Employee Term Life, and other life coverage.
- Hartford Life and Accident Insurance CompanycoreHartford Life underwrites the TRICARE Supplement Insurance Plan and Hospital Indemnity insurance Plan offered to MBA members. Located in Hartford, CT 06155.
- MetLife Legal PlansminorMetLife Legal Plans provides legal services offered to MBA members. MBA offers enrollment forms for MetLaw Legal Services enrollment.
- Liberty MutualminorLiberty Mutual provides auto and home insurance products to MBA members through a partnership link on the MBA website.
- LegalPlans.comminorLegalPlans.com provides legal services access to MBA members through online portal integration.
Scale indicators3 records
Recent moves6 records
Expansion highlights4 records
Military Benefit Association competitors and assessment
Company assessmentDirect peers
- Navy Mutual Aid Association: Non-profit mutual benefit association serving Navy, Marine Corps, and broader military community with life insurance, annuities, and financial planning — a directly comparable military-focused membership model with similar carrier-distributed life products.
- AAFMAA (American Armed Forces Mutual Aid Association): Non-profit military mutual aid association offering life insurance, financial planning, and survivor assistance to all service branches — directly comparable membership-based structure and target customer base as MBA.
- Armed Forces Benefit Association (AFBA): Non-profit association providing life insurance and survivor benefits to service members, federal employees, and their families — near-identical customer eligibility and product mix to MBA.
- Military Officers Association of America (MOAA): Non-profit military advocacy and service organization that offers insurance products and financial planning to officers and their families — directly comparable membership organization targeting a subset of MBA's customer base.
Broad incumbents
- USAA: Large financial services conglomerate serving the military community with insurance, banking, and investment products — operates in the same customer niche as MBA but offers a much broader suite of products and stronger digital infrastructure.
- Federal Employees' Group Life Insurance (FEGLI) Program: Government-sponsored group life insurance program for federal employees — competes directly with MBA's Federal Employee Term Life product on price and accessibility within the federal civilian segment.
Emerging players
- Veterans of Foreign Wars (VFW): Veterans service organization offering membership benefits, insurance products, and financial services to former service members — comparable membership-based distribution channel for veteran-targeted insurance, though broader in mission.
- The American Legion: Congressionally chartered veterans organization that markets insurance and financial products to its members — overlapping customer base and membership-distribution model, though insurance is a smaller part of its mission.
Others
- Liberty Mutual Insurance: National P&C carrier that distributes auto and home insurance to MBA's members through an embedded partnership — operates in MBA's distribution stack and competes for the same household insurance wallet.
- MetLife: Insurance carrier that underwrites all of MBA's life products and provides legal services — the most strategic upstream partner and a potential competitor if it chose to serve the military channel directly.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks3 records
Key highlights6 records
Customer concentration
Military Benefit Association social profiles
Digital presenceMilitary Benefit Association compliance and trust
Trust signalCompliance1 record
Military Benefit Association financial estimates
Financial estimateRevenue estimate
Valuation estimate
Military Benefit Association leadership team
Management profileNumber of profiles
Military Benefit Association funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Military Benefit Association M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Military Benefit Association
What does Military Benefit Association do?
Military Benefit Association is a non-profit membership association that provides life insurance and health supplement insurance products to active duty service members, reserves, National Guard, veterans, federal civilian employees, and their families. Its core offering is a portfolio of term life insurance policies (issued by Metropolitan Life Insurance Company) and supplemental health insurance products including TRICARE Supplement Insurance and Hospital Indemnity Insurance (underwritten by Hartford Life and Accident Insurance Company), supplemented by member benefits such as legal services, auto/home and pet insurance via carrier partnerships, and financial planning tools. Membership in the association is free, subject to eligibility, and serves as the gateway to purchasing the insurance products.
Is Military Benefit Association a public or private company?
Military Benefit Association is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Military Benefit Association founded?
Military Benefit Association was founded in 1956. It employs 51 to 100 people.
Where is Military Benefit Association based?
Military Benefit Association is headquartered in Chantilly, United States, in the North America region.
How does Military Benefit Association make money?
One revenue line is on record: insurance Premiums.
Who are Military Benefit Association's main competitors?
Direct peers on record are Navy Mutual Aid Association, AAFMAA (American Armed Forces Mutual Aid Association), Armed Forces Benefit Association (AFBA) and Military Officers Association of America (MOAA). Broad incumbents are USAA and Federal Employees' Group Life Insurance (FEGLI) Program. Emerging players are Veterans of Foreign Wars (VFW) and The American Legion. Others are Liberty Mutual Insurance and MetLife.
Does Military Benefit Association have an API?
No public API is recorded for Military Benefit Association.
What industry is Military Benefit Association in?
Military Benefit Association's product category is Military and Federal Employee Life Insurance. Its primary akta.pro industry code is BPAIAHAL, Veterans Affairs & Military Family Services, with a secondary code of HLAEAAAK, Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness). Its NAICS code is 524114 and its SIC code is 6311.