Pinnacle Insurance Group
Pinnacle Insurance Group is a private Texas-based independent insurance agency distributing personal and commercial policies from multiple carriers via licensed agents in Waco and Austin, serving individuals and small-to-mid-sized businesses.
- Company typePrivate
- Founded-
- HeadquartersWaco, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
Pinnacle Insurance Group firmographics
Firmographics- Name
- Pinnacle Insurance Group
- Legal name
- Pinnacle Insurance Group, Inc.
- Website
- https://pinnacleinsgroup.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Pinnacle Insurance Group is a private Texas-based independent insurance agency distributing personal and commercial policies from multiple carriers via licensed agents in Waco and Austin, serving individuals and small-to-mid-sized businesses.
- Ownership category
- akta.pro rank
Where Pinnacle Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Waco
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Pinnacle Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commissions: Pinnacle Insurance Group operates as an independent insurance agency earning commissions from multiple insurance carriers for placing personal and commercial insurance policies. Revenue is generated through policy premiums paid by customers, with the agency receiving a percentage commission from each carrier.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Quote-based insurance premiums determined by individual risk assessment |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Pinnacle Insurance Group product offering
Product offeringCore offering
Pinnacle Insurance Group is an independent insurance agency that sells and services personal and commercial insurance policies on behalf of multiple insurance carriers. The agency places coverage across auto, home, life, health, farm, recreational vehicle, and commercial lines, earning commissions from carriers for each policy sold. Licensed agents consult with customers, quote, bind, and service policies through office locations in Waco and Austin, Texas, supplemented by phone and online channels.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance Personal vehicle coverage including liability, comprehensive, collision, uninsured/underinsured motorist, and specialty auto protection options. Serves individual drivers and vehicle owners in Texas.
- Home Insurance Residential property coverage including dwelling, liability, and personal belongings protection for homeowners, renters, condo owners, mobile home owners, and landlords.
- Auto and Homeowners Insurance Bundle Combined auto and homeowners insurance coverage bundling personal vehicle and home protection into a single policy package.
- Life Insurance Death benefit coverage products including individual term and whole life, group life, long-term care, mortgage protection, disability, and second-to-die policies.
- Health Insurance Medical coverage including group health, dental, vision, temporary, supplemental, medical expense, child health, travel health, prescription, and Health Savings Account options.
- Farm Insurance Comprehensive coverage for farms and ranches including property, crop, livestock, equine, equipment, dwelling, structures, farm auto, umbrella, and liability protection.
- Recreational Vehicle Insurance Coverage for boats, motorcycles, motorhomes, and ATVs including liability and physical damage protection.
- Other Personal Insurance Additional personal insurance products including identity theft protection and personal umbrella coverage above existing policy limits.
- Additional Insurance Services Special event and miscellaneous insurance services including wedding insurance and special event coverage for cancellations, liability, and property damage.
- Coverage for Specific Industries Tailored insurance solutions for business sectors including construction, healthcare, transportation, manufacturing, retail, professional services, hospitality, and other industries, with 50+ industry-specific products.
- Coverage for Your Business Standard business coverage including Business Owners Policy (BOP), commercial auto, commercial general liability, commercial property, workers compensation, umbrella, crime, errors and omissions, surety bonds, and specialized business policies.
- Coverage for Your Employees Employee benefits including small business retirement plans, employer-sponsored retirement, group benefits, group disability, voluntary benefits, and retiree health coverage.
Companies that use Pinnacle Insurance Group
Customer profileSegments2 records
Ideal customer profiles2 records
Pinnacle Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Pinnacle Insurance Group partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Multiple Insurance CarrierscorePinnacle Insurance Group operates as an independent insurance agency representing multiple insurance carriers. The agency acts as a distribution channel for carriers, selling their insurance products to end customers and earning commission revenue for each policy placed.
Pinnacle Insurance Group competitors and assessment
Company assessmentDirect peers
- TWFG Insurance: Texas-based independent insurance agency selling personal and commercial lines through a network of agents. Directly comparable on Texas focus, multi-carrier independent model, and product mix.
- Higginbotham: Fort Worth-headquartered independent insurance agency serving Texas and the broader US with personal, commercial, and employee benefits lines via a multi-carrier platform. Most directly comparable to Pinnacle on geography, agency model, and product breadth.
- Goosehead Insurance: Public independent agency franchisor selling personal and small commercial lines through licensed agents across multiple states. Comparable to Pinnacle on independent agency model and product categories, though larger and tech-enabled.
Regional players
- The Hilb Group: Mid-Atlantic and Southeast-focused insurance brokerage with multi-carrier personal and commercial offerings. Comparable to Pinnacle on independent agency distribution and product breadth, though serving a different US region.
Broad incumbents
- Brown & Brown: Large national insurance brokerage distributing personal, commercial, and employee benefits products through agency and broker channels. Comparable to Pinnacle on the multi-carrier distribution model, though at vastly greater scale and geographic reach.
- Marsh McLennan Agency: Middle-market arm of Marsh McLennan providing commercial insurance, employee benefits, and personal lines through agency offices. Comparable to Pinnacle on multi-line agency distribution to SMBs, though at national scale.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm distributing commercial, personal, and benefits products through agency and brokerage channels. Comparable to Pinnacle on multi-carrier distribution and product breadth, though at enterprise scale.
- Hub International: North American insurance brokerage providing property & casualty, life, and employee benefits through regional offices. Comparable to Pinnacle on independent agency distribution and broad product mix, though at national scale.
Market position
Customer concentration
Pinnacle Insurance Group social profiles
Digital presencePinnacle Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pinnacle Insurance Group leadership team
Management profileNumber of profiles
Pinnacle Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pinnacle Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pinnacle Insurance Group
What does Pinnacle Insurance Group do?
Pinnacle Insurance Group is an independent insurance agency that sells and services personal and commercial insurance policies on behalf of multiple insurance carriers. The agency places coverage across auto, home, life, health, farm, recreational vehicle, and commercial lines, earning commissions from carriers for each policy sold. Licensed agents consult with customers, quote, bind, and service policies through office locations in Waco and Austin, Texas, supplemented by phone and online channels.
Is Pinnacle Insurance Group a public or private company?
Pinnacle Insurance Group is a private company. It is classified as unknown and is currently operating.
When was Pinnacle Insurance Group founded?
Pinnacle Insurance Group was founded in -1. It employs 11 to 50 people.
Where is Pinnacle Insurance Group based?
Pinnacle Insurance Group is headquartered in Waco, United States, in the North America region.
How does Pinnacle Insurance Group make money?
One revenue line is on record: insurance Commissions.
Who are Pinnacle Insurance Group's main competitors?
Direct peers on record are TWFG Insurance, Higginbotham and Goosehead Insurance. The Hilb Group is listed as a regional player. Broad incumbents are Brown & Brown, Marsh McLennan Agency, Arthur J. Gallagher & Co. and Hub International.
Does Pinnacle Insurance Group have an API?
No public API is recorded for Pinnacle Insurance Group.