ChurchWest Insurance Services

What ChurchWest Insurance Services does

ChurchWest Insurance Services is an independent, privately-held insurance agency founded in 1976 and headquartered in Redlands, California. The firm exclusively serves Christian ministries, providing specialized property, liability, workers' compensation, auto, sexual misconduct, cyber, counseling, directors and officers, employment practices, religious expression, mission travel, and safety and security coverage, complemented by employee benefits administration (health, dental, vision, retirement). Its client base spans more than 4,400 churches, private schools, mission sending organizations, and youth-serving organizations, with a stated active footprint across California, Arizona, and Nevada and national reach.

The firm operates a relationship-led, sales-driven distribution model anchored on face-to-face consultations, a phone-based advisory line, and an online quote system. Its technology stack includes a client portal integrated with Ease.com (benefits) and AppliedPay (payments), a content library of 31+ blog articles and webinars, and the Faith AI Assistant — a text-based chatbot grounded in ChurchWest's proprietary first-party content that provides general guidance while routing users to human advisors. Partnerships with Church HR Network (HR), BQB Law (legal/compliance), and BrotherhoodWorks (payroll) extend the offering into adjacent professional services.

ChurchWest generates revenue primarily through commissions on insurance premiums placed with carriers, structured as recurring annual subscriptions with quote-based pricing tailored to each ministry's risk profile, plus commissions on managed employee benefits services. The company is family-owned, with no disclosed external investors, parent company, or M&A activity in the source materials.

Name

ChurchWest Insurance Services

Legal name

ChurchWest Insurance Services

Website

https://churchwest.com

Company type

Private

Founded year

1976

Operating status

Operating

Headcount range

11–50 employees

Short description

ChurchWest Insurance Services is an independent insurance agency founded in 1976 that exclusively provides property, liability, workers' compensation, employee benefits, and risk advisory services to over 4,400 churches, private schools, mission organizations, and youth-serving ministries across the United States.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Finance and Insurance (52), Religious, Grantmaking, Civic, Professional, and Similar Organizations (813), Business, Professional, Labor, Political, and Similar Organizations (8139)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)

akta.pro primary industry

Nonprofit / Social Services BOP (FSAJAFAM)

Keywords

• Ministry insurance brokerage
• Church insurance coverage
• Employee benefits administration
• Ministry risk advisory
• Nonprofit insurance services

Headquarters

HQ city

Redlands

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Premiums: Revenue generated through commissions on insurance policies placed with insurance carriers for churches, schools, and ministry organizations. Policies include property, liability, workers' compensation, auto, and specialized ministry coverages.
2. Employee Benefits Services: Revenue from employee benefits including health, dental, vision, and retirement plans offered to ministry clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

ChurchWest Insurance Services is an independent insurance agency that brokers and services a portfolio of property, casualty, liability, auto, workers' compensation, and specialized coverages (including Religious Expression, Sexual Misconduct, Cyber, Counseling, Safety & Security, D&O, and Employment Practices Liability) exclusively for churches, private schools, mission sending organizations, and youth-serving nonprofits. The firm also administers employee benefits programs (health, dental, vision, retirement) and provides risk management advisory, compliance guidance, and educational resources tailored to California ministry regulations such as AB-506 and SB-553.

Product overview

ChurchWest Insurance Services is an independent insurance agency that has been exclusively serving Christian ministries for over 50 years, protecting over 4,400 churches, schools, and nonprofit organizations. The company offers a comprehensive portfolio of specialized insurance products including General Liability, Auto, Property, Religious Expression Coverage, Directors & Officers Liability, Employment Practices Liability, Sexual Misconduct Liability, Cyber Liability, Counseling Liability, Safety & Security Coverage, Employee Benefits, Mission & Travel Insurance, and Workers' Compensation. The core insurance offerings are complemented by a client portal for policy management and claims, an AI-powered Faith assistant for customer support, and partnerships with BrotherhoodWorks for payroll services and Church HR Network for human resources solutions. The company also provides extensive educational resources including webinars, blog articles, and downloadable templates for risk management.

Differentiator

Problem solved

Functional benefit

Products and services

• General Liability Insurance Coverage protecting ministries from third-party claims of bodily injury, property damage, and personal injury. Designed for churches, schools, and nonprofit ministry organizations.
• Auto Insurance Specialized auto insurance for churches and nonprofits to protect ministry vehicles and drivers.
• Property Insurance Coverage safeguarding buildings, equipment, and contents of ministry facilities from fire, theft, natural disasters, and other covered perils.
• Religious Expression Coverage Specialized legal protection and support defending a ministry's right to operate according to faith-based values.
• Directors & Officers Liability Protection shielding board members and leadership from personal liability for decisions made on behalf of the ministry organization.
• Employment Practices Liability Coverage for claims of wrongful termination, discrimination, harassment, and other employment-related allegations filed against ministry employers.
• Sexual Misconduct Liability Protection against claims of sexual abuse or misconduct with comprehensive legal defense and crisis management, tailored to ministry contexts.
• Cyber Liability Protection for ministries from data breaches, cyber attacks, and technology-related risks.
• Counseling Liability Coverage for pastoral counseling and spiritual care services with specialized protection for ministry contexts.
• Safety & Security Coverage Comprehensive protection for safety teams, security personnel, and risk management programs at ministry facilities.
• Employee Benefits Competitive health, dental, vision, and retirement plans administered for ministry staff to attract and retain talent.
• Mission & Travel Insurance Comprehensive travel and medical coverage for missionaries and short-term teams deploying worldwide.
• Workers' Compensation Coverage for employee injuries and illnesses on the job, provided with ministry-specific expertise.
• Faith AI Assistant AI-powered chatbot grounded in ChurchWest's first-party content that provides general information and guidance on church insurance topics, with guardrails directing users to the human team for personalized advice.
• Client Portal Online portal providing access to employee benefits information, claims management, payment processing, risk management resources, and educational webinars.
• BrotherhoodWorks Payroll Payroll services solution offered in partnership with Brotherhood Works for churches and ministries, addressing ministry payroll compliance needs.

Quantifiable outcome

• Serving over 4,400 churches, schools, and nonprofit organizations
• +1 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability2 records

Feature1 record

Partnerships

Six partnerships are on record, tiered core and minor.

• Church HR NetworkcoreStrategic or Co-development PartnerPreferred HR partner providing faith-based human resources solutions tailored specifically for churches and faith-based organizations. Services include compliance, employee handbooks, training, and background check services. ChurchWest offers 20% discount to insured ministries.
• BQB Law (Brockman Quayle Bennett)coreImplementation/ SI/ Consulting PartnerLegal partner providing California-specific legal guidance for ministries on employment law, bylaws, and compliance. Co-presents webinars on AB-506, SB-553, and ministry risk management topics.
• Insurance BoardminorOthersInsurance provider referenced for hurricane preparedness resources and guidelines for ministries.
• Brotherhood Mutual Insurance CompanyminorOthersInsurance carrier referenced for disaster housing guidelines, bylaws samples, and model child protection policies. Provides resources for church risk management.
• GlatfelterminorOthersInsurance provider referenced for hurricane preparedness and response resources for ministries.
• N.C. BaptistsminorOthersDenominational organization referenced for disaster ministry guidance and community support resources.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Brown & Brown Insurance: National insurance brokerage with significant nonprofit and religious organization practice; comparable in offering multi-line commercial insurance to ministries but at materially larger scale and broader geographic reach.
• Marsh McLennan (Marsh): Global insurance brokerage and risk advisory with a religious and nonprofit industry practice; comparable in providing complex risk advisory to faith-based organizations but at vastly greater scale and broader portfolio.
• Philadelphia Insurance Companies (PHLY): National commercial carrier with a strong niche practice serving nonprofits, private schools, and religious organizations; broader incumbent that overlaps with ChurchWest's ministry and private school segments through independent agents.
• HUB International: Large North American insurance brokerage with dedicated practice groups for religious organizations, private schools, and nonprofits; comparable to ChurchWest in customer vertical but operates at significantly greater scale.
• Lockton Companies: Large global insurance brokerage serving nonprofits, religious organizations, and education sectors; comparable as a high-touch commercial broker with adjacent expertise in ministry and nonprofit risk advisory.

Direct peers

• Glatfelter Insurance Group: Specialty insurer serving faith-based, human services, and education markets; comparable to ChurchWest in providing property, liability, and specialty coverages to nonprofits and ministries, including hurricane/disaster preparedness content referenced on ChurchWest's site.
• Brotherhood Mutual Insurance Company: National insurance carrier exclusively serving churches and ministries; directly comparable to ChurchWest as a long-tenured specialist in ministry risk with similar product lines (property, liability, sexual misconduct, workers' comp) and ministry-only distribution model.
• Church Insurance Companies (Church Pension Group): Insurance affiliate of the Episcopal Church Pension Group providing property, liability, and clergy-specific coverage to churches and related institutions; comparable in ministry-vertical focus and multi-line insurance offerings for religious organizations.
• Insurance Board: Insurance program serving Anabaptist/Mennonite and Brethren in Christ denominations with ministry-specific coverage; directly comparable as a faith-segment insurance specialist that ChurchWest references as a partner and content resource.
• GuideOne Insurance: Faith-based insurance carrier specializing in churches, private schools, and nonprofit organizations; directly comparable to ChurchWest in product portfolio, customer vertical, and ministry-specific risk expertise.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks1 record

Key highlights7 records

Customer concentration

• Xx.com/4yourministry

Revenue estimate

Valuation estimate

Number of profiles

Profiles17 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ChurchWest Insurance Services