What Dowgate Wealth does

Dowgate Wealth is a UK-based wealth management firm headquartered at 15 Fetter Lane, London, authorised and regulated by the Financial Conduct Authority and a member of the London Stock Exchange. Founded in 2020, the firm employs 28 professionals with over 550 years of combined industry experience and serves high net worth individuals, family offices, private investors, tax-efficient savers, and quoted-company clients through a hybrid direct-sales and IFA-referral go-to-market model. The core service suite spans bespoke discretionary portfolio management, tax-efficient investing (ISAs, SIPPs, SSASs, JISAs), inheritance tax portfolio management, stockbroking, offshore investment solutions, and share plan administration for corporates.

The firm's revenue model is dominated by recurring management and advisory fees on assets under management, with supplementary transaction-based income from stockbroking and share plan administration. Discretionary portfolio management is positioned as the flagship offering, complemented by tax-efficient wrappers and inheritance-tax planning. Pricing is not publicly disclosed at the discretionary level, but the SVS Dowgate Cape Wrath Focus Fund carries a 30bp Annual Management Charge plus a performance fee.

On the fund management side, Dowgate manages three investment vehicles: the SVS Dowgate Cape Wrath Focus Fund (a UK equity deep-value fund launched October 2016, with Dowgate appointed as manager in August 2024), the Onward Opportunities Trust (a UK smaller-companies investment trust launched on AIM in March 2023 and migrated to the LSE Main Market in April 2026, growing from £12m to over £40m AUM), and Investment Company PLC (a multi-asset trust founded in 1868, taken over from Chelverton Asset Management in February 2026). The fund range is distributed across more than 16 major UK investment platforms including AJ Bell, Hargreaves Lansdown, Aviva, and Fidelity, with custody and ISA administration provided by FCA-regulated Titan Settlement & Custody Ltd. Marketing is driven by thought-leadership content, including The Curious Investor monthly newsletter and an annual Digital Transformation & Growth Conference.

Name

Dowgate Wealth

Legal name

Dowgate Wealth Ltd

Website

https://dowgatewealth.co.uk

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Dowgate Wealth is a London-based, FCA-regulated wealth management firm serving UK high net worth individuals, family offices, and private investors through bespoke discretionary portfolio management, tax-efficient investing, IHT planning, stockbroking, and share plan administration, alongside three managed investment trusts and funds.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394), Open-End Investment Funds (525910)

SIC

Investment Advice (6282), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Investor Education, Research & Portfolio Analytics Services (Retail) (FSAAAAAO)

akta.pro secondary industries

Managed Account Platforms (Separately Managed Accounts / Customized Portfolios) (FSAHAKAC), Tax-Aware Investment Planning (FSAEAAAE)

Keywords

• Wealth management services
• Discretionary portfolio management
• Tax efficient investing
• Investment trust management
• Stockbroking services

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Discretionary Portfolio Management: Bespoke discretionary portfolio management services tailored to individual client risk appetite and investment objectives, generating management fees from client portfolios under management.
2. Fund Management (SVS Dowgate Cape Wrath Focus Fund): 30bp Annual Management Charge (AMC) with performance fee incentivizing investment performance before asset gathering. Fund available in SIPP and ISA wrappers.
3. Tax Efficient Investing: Management of ISAs (regular, flexible and junior), SIPPs, and SSAS pension plans generating recurring fee income from tax-efficient investment accounts.
4. Inheritance Tax Portfolio Management: IHT portfolio management services to reduce taxable estate while retaining ownership of investments and income.
5. Stockbroking: Traditional stockbroking services generating transaction-based and recurring fee income.
6. Share Plans: Share dealing and equity solutions for quoted companies and employees, generating fees from corporate clients and employee share plan administration.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Dowgate Wealth is a London-based wealth management firm that delivers bespoke discretionary portfolio management, tax-efficient investing (ISAs, SIPPs, SSASs), inheritance tax portfolio management, stockbroking, offshore investment management and share plan administration. It also operates UK equity funds, including the SVS Dowgate Cape Wrath Focus Fund and the Onward Opportunities Trust, and provides institutional investment company management. The firm serves high net worth individuals, family offices, advisers and select corporate clients with personalised investment solutions.

Product overview

Dowgate Wealth is a wealth management firm offering a portfolio of services built around bespoke discretionary portfolio management and tax-efficient investing. The core service suite spans Discretionary Portfolio Management, Tax Efficient Investing (ISAs, SIPPs, SSASs, JISAs), Inheritance Tax Portfolio Management, Stockbroking, Offshore Investment Management, and Share Plans. On the fund management side, the firm manages the SVS Dowgate Cape Wrath Focus Fund (a value-oriented UK equity fund with deep-value approach, launched October 2016, Dowgate appointed August 2024), the Onward Opportunities Trust (a UK small-cap investment trust launched March 2023, migrated to the Main Market April 2026), and has taken on management of Investment Company PLC (founded 1868, relaunched as multi-asset strategy). The firm also publishes The Curious Investor, a periodic research and market insights publication.

Differentiator

Problem solved

Functional benefit

Products and services

• Discretionary Portfolio Management
• Tax Efficient Investing
• Inheritance Tax Portfolio Management
• Stockbroking
• Offshore Investment Management
• Share Plans
• SVS Dowgate Cape Wrath Focus Fund
• Onward Opportunities Trust
• Investment Company PLC (Multi-Asset Strategy)

Quantifiable outcome

• 39.9% total return vs 33.9% average UK Smaller Companies Trust (Onward Opportunities)
• +2 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Titan Settlement & Custody LtdcoreOthersTitan Settlement & Custody Ltd provides custody and administration services for client ISA and JISA accounts. Registered at 101 Wigmore Street, London W1U 1QU, authorised and regulated by the FCA (firm reference number 533039). Handles all cash and securities custody, corporate actions, and client reporting for ISA/JISA products.

Scale indicators7 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• Charles Stanley: UK wealth manager offering discretionary portfolio management, advisory and stockbroking services to private clients and intermediaries. Directly comparable in service mix (discretionary portfolios, ISAs, SIPPs, share plans) and HNW client focus, though operating at materially larger AUM scale.
• Brooks Macdonald: UK wealth and investment manager providing bespoke discretionary portfolio management and financial planning to HNW individuals, families and intermediaries. Closely comparable in target client (HNW, advised) and core service set (discretionary, tax-efficient wrappers), but with much larger AUM and broader national footprint.
• Rathbones Group: One of the UK's largest discretionary wealth managers offering bespoke portfolio management, tax planning, and fund solutions to private clients, charities and intermediaries. Directly comparable in core discretionary proposition and IFA distribution model, though substantially larger and listed.
• Evelyn Partners: UK wealth management and professional services group (formerly Tilney Smith & Williamson) offering discretionary investment management, financial planning, tax and IHT advice to private clients. Comparable in discretionary proposition, IHT portfolio focus, and HNW client segment, with broader integrated tax/accounting capabilities.
• Gresham House: UK specialist asset manager with a strong UK smaller companies fund franchise (where Dowgate's Laurence Hulse previously co-managed). Highly comparable on UK small-cap investment philosophy and fund product overlap (smaller companies equity strategies), with additional private markets capabilities.
• Premier Miton: UK asset manager focused on active equity and multi-asset funds, with established UK smaller companies strategies distributed via UK platforms. Comparable on fund product set, UK platform distribution model and small-cap specialism, with broader multi-asset capabilities.

Broad incumbents

• St. James's Place: Largest UK wealth manager by AUM, distributing investment and wealth solutions through a national adviser network. Comparable in targeting UK private wealth via intermediated distribution, but operates at vastly greater scale and with a centralised, partnership-led model versus Dowgate's boutique bespoke approach.
• Quilter: UK wealth manager and platform operator providing discretionary investment solutions, financial planning and platform services to advisers and clients. Comparable on UK wealth and advised-channel distribution model, but with a much broader product set including platform infrastructure rather than pure boutique discretionary.

Emerging players

• Montanaro Asset Management: UK boutique asset manager specialising in quoted UK and European small-cap equities (where Dowgate's Adam Rackley previously worked as a fund manager). Closely comparable on UK small-cap investment philosophy and concentrated, fundamental approach, with smaller AUM and a more single-strategy profile.

Others

• Titan Settlement & Custody: FCA-regulated custodian and ISA plan manager providing custody and administration services for Dowgate's ISA/JISA accounts. Ecosystem partner rather than competitor, but materially relevant as Dowgate's core operational dependency for tax-efficient investing services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/DowgateWealth
• LinkedInlinkedin.com/company/dowgate-wealth-limited

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dowgate Wealth