What DH Adjusting does

DH Adjusting is a full-service independent insurance adjusting company specializing in multi-line commercial property and liability loss claims. Founded in 2014 as a collaboration between Deans & Homer (an insurance firm in continuous operation since 1856) and Jon Sommers, a licensed independent adjuster, the company operates as a wholly-owned LLC subsidiary of Deans & Homer. Headquartered in San Francisco with 10 field offices across California, Arizona, Colorado, and Texas, DH Adjusting holds adjuster licensing in six states (CA, AZ, NV, TX, UT, WA) and employs 11-50 staff. The firm serves insurance carriers, agents, brokers, risk management professionals, MGAs, and TPAs in both day-to-day and catastrophic claim environments.

The company's core offering is multi-line commercial claims management, delivered through four service modules: Property Adjusting, Liability Adjusting, Audit Services, and Consulting Services. Internal operations are supported by a proprietary customized file management system and an advanced diary system designed for claims documentation and timeline tracking. The technology stack is operationally focused and modest in scope; no public API, integrations, AI/ML capabilities, or patents are disclosed. The company's competitive positioning rests on adjuster expertise, continuing education (including fraud indicator recognition), dedicated Account Manager oversight, and the inherited credibility of the Deans & Homer brand.

DH Adjusting generates revenue through professional services fees on a quote-based pricing model, with claim submission handled via phone or email. The go-to-market is relationship-driven and referral-based, leveraging long-term partnerships with named enterprise clients including Broadspire, Marsh Claim Practice, and Deans & Homer. No public revenue, funding, or headcount growth figures are disclosed; the company operates as a private subsidiary with no third-party institutional investors identified.

Name

DH Adjusting

Legal name

DH Adjusting, LLC

Website

https://dhadjusting.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

DH Adjusting is a full-service independent insurance adjusting firm providing multi-line commercial property and liability claims management to carriers, brokers, MGAs, and TPAs across California, Arizona, Colorado, and Texas. Founded 2014 as a subsidiary of Deans & Homer.

Ownership category

akta.pro rank

Product category

Insurance Claims Adjusting

NAICS

Claims Adjusting (524291)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Catastrophe Claims & Loss Adjustment Services (FSAOACAO)

akta.pro secondary industry

Claims Adjudication & Rules/Edits Configuration Support (BPAAAFAE)

Keywords

• Insurance claims adjusting
• Commercial property claims
• Liability claims management
• Claims audit services
• Independent insurance adjusting

Headquarters

HQ city

San Francisco

HQ country

United States

HQ region

North America

Offices10 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Insurance Claims Adjusting Services: Professional services revenue generated through insurance claims adjusting for multi-line commercial property and liability losses. Services are provided to insurance carriers, brokers, and risk management professionals with fees likely structured as per-claim service fees or contingency-based arrangements typical in the industry.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

DH Adjusting is a full-service independent insurance adjusting firm that delivers multi-line commercial property and liability claims management across both day-to-day and catastrophic claim environments. The firm provides four core service modules — Property Adjusting, Audit, Liability Adjusting, and Consulting — directly to insurance carriers, agents, brokers, risk management professionals, MGAs, and TPAs, using proprietary file management and diary systems.

Product overview

DH Adjusting is a full-service independent insurance adjusting company that provides a unified suite of claims management services. The core offering is multi-line commercial claims management covering property and liability losses, supported by four specialized service modules: Property Adjusting, Audit Services, Liability Adjusting, and Consulting Services. The company operates in both routine and catastrophic claim environments, scaling resources to meet client demand using proprietary file management and diary systems.

Differentiator

Problem solved

Functional benefit

Products and services

• Multi-Line Commercial Claims Management Comprehensive claims management solutions for multi-line commercial property and liability losses in both day-to-day and catastrophic claim environments, customized to meet client-specific needs of insurance carriers, agents, brokers, risk management professionals, MGAs, and TPAs.
• Property Adjusting Services Commercial property loss adjustment services handling both everyday situations and catastrophic events, including thorough cause-of-loss investigation and accurate coverage decisions for insurance carriers, brokers, agents, MGAs, and TPAs.
• Audit Services Claims audit services to ensure accuracy, completeness, and compliance with industry standards and regulatory requirements for insurance claims handled by carriers, brokers, MGAs, and TPAs.
• Liability Adjusting Services Commercial liability loss adjustment services including thorough investigation and negotiation for the complex claims resolution, delivered to insurance carriers, brokers, agents, MGAs, and TPAs.
• Consulting Services Risk management consulting services for insurance carriers, agents, brokers, MGAs, and TPAs to support claims decision-making across complex commercial property and liability losses.

Quantifiable outcome

• Reduced claims spend through quickest practical business resumption
• +1 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• Deans & HomercoreStrategic or Co-development PartnerDeans & Homer is the parent company of DH Adjusting LLC, with a collaboration established between Deans & Homer and Jon Sommers (licensed independent adjuster). Deans & Homer has been in continuous operation since 1856, providing DH Adjusting with extensive industry heritage and credibility in the insurance adjusting sector.

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Sedgwick: One of the largest independent claims management and loss adjusting firms in North America, providing property, liability, and casualty adjusting services to insurance carriers and TPAs. Direct competitor to DH Adjusting in the commercial property and liability adjusting space, though at much greater scale and geographic reach.
• Davies Group: Global claims management, loss adjusting, and insurance services firm serving carriers, brokers, and corporates. Comparable in core adjusting services, with a much wider range of adjacent insurance services capabilities.
• McLarens: Global independent loss adjusting and claims management firm with deep expertise in commercial property and specialty liability. Comparable to DH Adjusting in service offering and customer base, with a broader international footprint.
• Charles Taylor Adjusting: Independent loss adjusting and claims management services firm serving insurers and reinsurers across multiple lines including property and liability. Closely comparable in service model to DH Adjusting, with a comparable multi-line commercial claims focus.
• Pilot Catastrophe Services: Independent claims adjusting firm focused on catastrophe response and property claims for insurance carriers. Comparable in catastrophe claims capability to DH Adjusting's CAT service line.
• Eberl Claims Service: Independent claims adjusting firm handling property, casualty, and catastrophe claims for carriers nationwide. Direct competitor with a similar multi-line commercial claims focus, scaled at a level more comparable to DH Adjusting than the global majors.
• Insight Catastrophe Group: Independent catastrophe claims adjusting firm providing surge capacity to carriers in major CAT events. Comparable to DH Adjusting in catastrophe claims handling and carrier client base, though more specialized in CAT vs. day-to-day claims.
• Engle Martin & Associates: Independent claims management firm specializing in commercial property and liability adjusting for insurance carriers, MGAs, and TPAs. Closely comparable to DH Adjusting in customer segments, service lines, and operating model.
• Crawford & Company: Global independent provider of claims management and adjusting solutions to insurers, brokers, and corporates. Comparable to DH Adjusting in core property and liability loss adjusting, with substantially broader international and domestic reach.

Broad incumbents

• GAB Robbins: Diversified insurance services organization offering independent adjusting, third-party administration, and other risk services. Broader in scope than DH Adjusting but with overlapping commercial property and liability adjusting services for carrier clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/dhadjusting

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DH Adjusting