FCA Bank
- Company typePrivate
- Founded2019
- HeadquartersTurin, Italy
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
FCA Bank firmographics
Firmographics- Name
- FCA Bank
- Legal name
- CA Auto Bank S.p.A.
- Website
- https://fcabankgroup.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Ownership category
- akta.pro rank
FCA Bank industry classification
Industry- Product category
- Automotive Finance
- NAICS
- Sales Financing (52222), Passenger Car Rental (532111)
- SIC
- Personal Credit Institutions (6141), Services-Auto Rental & Leasing (No Drivers) (7510)
- akta.pro primary industry
- New & Used Auto Purchase Loans (FSAKADAA)
- akta.pro secondary industries
- Fleet & Commercial Vehicle Finance (FSAKADAE), Auto Loan Servicing & Collections (FSAKADAK), Retail Lending (Personal Loans, Auto, Credit Lines) (FSABAAAB)
Keywords
Where FCA Bank is headquartered
LocationHeadquarters
- HQ city
- Turin
- HQ country
- Italy
- HQ region
- Europe
Offices15 records
Markets served
FCA Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Automotive Financing: Provides vehicle financing solutions including personal loans, wholesale financing for dealerships, and retail financing through dealer partnerships across 20 European countries
- Leasing Services: Long-term vehicle leasing offerings for both consumer and commercial customers, including fleet management
- Mobility Services: Drivalia subsidiary provides car rental, subscription, and car-sharing services under multiple brands including Flex Rent, CarCloud, and Be Free EVO
- Banking Products: Retail banking including current accounts (Conto Remunerato), deposit accounts, credit cards, and personal loans for consumers
- Insurance Services: Automotive and mobility insurance products and services through CA Auto Bank Insurance division
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Standard banking and financing products |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels5 records
FCA Bank product offering
Product offeringCore offering
CA Auto Bank (formerly FCA Bank) provides automotive financing, leasing, retail banking products (current accounts, credit cards, personal loans, deposit accounts), and integrated mobility services (rental, subscription, car-sharing, EV charging) through its Drivalia subsidiary. It operates across 20 European countries via dealer networks, direct banking channels, and physical Drivalia mobility stores, serving both consumers and automotive dealers/manufacturers.
Product overview
CA Auto Bank operates as a comprehensive mobility and banking group offering a multi-product portfolio organized into three main divisions: Banking (financing, leasing, credit cards, deposit accounts, personal loans, and wholesale financing for dealers), Mobility (vehicle rental, long-term leasing, subscription services, car sharing, and electric mobility solutions through its Drivalia subsidiary), and Insurance (vehicle insurance, on-demand insurance, and mobility-specific coverage). The company serves customers across 20 European countries and manages 1.5 million active contracts with total loans of €28.4 billion as of December 31, 2025. CA Auto Bank is a subsidiary of Crédit Agricole Personal Finance and Mobility and maintains strategic partnerships with major automotive manufacturers including Geely, Honda, and others for financing and mobility services.
Differentiator
Problem solved
Functional benefit
Brands
- Drivalia: Mobility brand offering car rental, long-term leasing, subscription services (CarCloud, Be Free EVO, Carbox), car sharing (E+Share), and electric mobility services (e-Plus Parking).
- Digital Factory
- CA Auto Bank Pay
Products and services
- Finanziamento (Auto Financing) Auto loan product providing customers with financing for new and used vehicle purchases, offering flexible payment options distributed through dealer networks across Europe.
- Leasing Long-term vehicle leasing product enabling customers to use vehicles with flexible end-of-term ownership options, offered to both consumer and commercial clients.
- Conto Remunerato (Interest-Bearing Account) Interest-bearing current account that rewards customers with returns on funds held in the account.
- Carta di Credito (Credit Card) Credit card offering customers purchasing power with flexible repayment options for personal use.
- Conto Deposito (Deposit Account) Deposit account designed for savings, offering competitive interest rates on customer balances.
- Prestiti Personali (Personal Loans) Unsecured personal loans for customer needs beyond vehicle financing.
- CA Auto Pay Digital payment solution enabling customers to make transactions and manage payments for vehicle-related expenses.
- Wholesale Financing B2B financing for automotive dealers and distributors, supporting inventory purchases and dealer operations.
- Flex Rent Flexible short to medium-term vehicle rental service with high flexibility on duration and terms, offered via Drivalia.
- Noleggio a breve e medio termine (Short and Medium-Term Rental) Short and medium-term vehicle rental options for customers needing vehicles for limited periods.
- Noleggio a lungo termine (Long-Term Rental) Long-term vehicle rental spanning months to years, typically including maintenance and insurance services.
- Drivalia CarCloud Vehicle subscription service providing customers with flexible, all-inclusive access to cars through a monthly subscription model.
- Drivalia Be Free EVO Flexible vehicle subscription offering with subscription terms and the ability to swap vehicles during the subscription.
- Drivalia Carbox Vehicle subscription service providing customers with access to vehicles through a subscription model.
- E+Share Drivalia Electric vehicle car-sharing service allowing users to rent electric vehicles on a short-term, self-serve basis.
- e-Plus Parking Electric mobility service providing EV charging infrastructure and parking solutions for electric vehicle users.
- Drivalia Mobility Store Physical and digital retail locations offering comprehensive mobility solutions including rentals, subscriptions, and car-sharing services.
- Assicurazioni e servizi (Insurance and Services) General insurance products and services for vehicles and mobility-related coverage.
- Assicurazioni Mobility Specialized insurance products designed for mobility services and vehicle protection.
- Assicurazioni on Demand On-demand insurance products allowing customers to purchase coverage as needed, providing flexible insurance protection.
Quantifiable outcome
- 1.5 million active contracts in portfolio
- +2 more outcomes
Companies that use FCA Bank
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles3 records
FCA Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
FCA Bank partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered supporting, minor, flagship and core.
- EU-LAC Digital AcceleratorsupportingCA Auto Bank participates in the EU-LAC Digital Accelerator, an EU-funded program promoting collaboration between established companies, startups, and innovative SMEs from Europe, Latin America, and the Caribbean. Focus on exploring digital mobility solutions.
- Live NationminorDrivalia serves as Official Mobility Partner for Tiziano Ferro's 'STADI26' tour. Partnership provides branded mobility services during the concert tour across Italy, positioning Drivalia before large public audiences.
- AION Auto UKflagshipCA Auto Finance (UK subsidiary) selected as exclusive financial services partner for AION Auto UK's market entry in the United Kingdom. Supports AION's mission of 'effortless electrification' in the UK market.
- Geely AutocoreStrategic partnership between CA Auto Bank and Geely Auto to support the Chinese manufacturer's brand expansion in European markets. Partnership covers financing services for vehicle sales in France and Benelux regions, representing a key growth initiative for both companies.
- Villa MediciminorCultural partnership between Drivalia (CA Auto Bank mobility subsidiary) and Villa Medici focused on sustainable mobility and cultural initiatives. Drivalia provides mobility services supporting Villa Medici's operations.
- HondacorePan-European partnership agreement between Crédit Agricole Personal Finance & Mobility and Honda Motor for financing automobiles and motorcycles. The partnership enables Honda to offer integrated financing solutions across European markets through CA Auto Bank's infrastructure.
- MiTrustsupportingTechnology partnership enabling instant credit disbursement for CA Auto Bank customers. MiTrust provides the technical infrastructure for real-time credit verification and approval processes.
- I3P (Incubatore di Imprese Innovative del Politecnico di Torino)supportingPartnership with I3P, the Innovative Companies Incubator of the Polytechnic University of Turin, to operate the Digital Factory open innovation platform. CA Auto Bank collaborates with startups through this initiative to drive digital transformation.
Scale indicators6 records
Recent moves8 records
Expansion highlights5 records
FCA Bank competitors and assessment
Company assessmentDirect peers
- Stellantis Financial Services: Captive financial services operations of Stellantis formed through partnership with BNP Paribas and Santander. Highly relevant as a direct OEM-captive competitor serving many of the same dealer networks across Europe.
- Volkswagen Financial Services: Captive auto finance and mobility arm of Volkswagen Group, offering retail financing, leasing, fleet, and banking products across Europe. Directly comparable to CA Auto Bank in business model, OEM-anchored distribution, and pan-European scale.
- Mercedes-Benz Mobility: Captive finance and mobility division of Mercedes-Benz Group, offering auto financing, leasing, fleet, and insurance in Europe. Comparable OEM-aligned financing model and growing mobility subscription offerings.
- Sixt Leasing: European leasing and fleet management provider offering corporate and retail leasing products. Comparable to Drivalia's long-term rental and fleet leasing offerings.
- LeasePlan: Global fleet management and car leasing company owned by TDR Capital. Comparable to Drivalia in long-term leasing and fleet mobility services, with overlapping European footprint.
- ALD Automotive: Major European vehicle leasing and fleet management provider (part of Société Générale), offering operational leasing and integrated mobility. Highly comparable to Drivalia's leasing and mobility services.
- BMW Group Financial Services: Captive finance and mobility division of BMW, providing retail financing, leasing, and dealer financing in Europe. Directly comparable in captive financing model and premium-brand OEM anchoring.
- RCI Banque: Captive finance arm of Renault Group providing retail and wholesale financing, leasing, and mobility services across Europe. Closely mirrors CA Auto Bank's auto-finance-plus-mobility model with similar geographic footprint.
Broad incumbents
- Santander Consumer Finance: Consumer finance arm of Santander with large auto lending, personal loan, and retail banking operations across Europe. Comparable scale in consumer credit but less specialized in OEM-anchored auto finance.
- BNP Paribas Personal Finance: Consumer credit and mobility financing arm of BNP Paribas, offering auto loans, personal loans, and retail banking across Europe. Broader but overlaps significantly with CA Auto Bank's consumer lending and dealer finance.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
FCA Bank social profiles
Digital presenceFCA Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
FCA Bank leadership team
Management profileNumber of profiles
Profiles1 record
FCA Bank subsidiaries and ownership
Company hierarchySubsidiaries1 record
FCA Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FCA Bank M&A and investment
M&A and investmentM&A
Investments2 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FCA Bank
What does FCA Bank do?
CA Auto Bank (formerly FCA Bank) provides automotive financing, leasing, retail banking products (current accounts, credit cards, personal loans, deposit accounts), and integrated mobility services (rental, subscription, car-sharing, EV charging) through its Drivalia subsidiary. It operates across 20 European countries via dealer networks, direct banking channels, and physical Drivalia mobility stores, serving both consumers and automotive dealers/manufacturers.
Is FCA Bank a public or private company?
FCA Bank is a private company. It is classified as corporate owned and is currently operating.
When was FCA Bank founded?
FCA Bank was founded in 2019. It employs 1,001 to 5,000 people.
Where is FCA Bank based?
FCA Bank is headquartered in Turin, Italy, in the Europe region.
How does FCA Bank make money?
Five revenue lines are on record. Automotive Financing is the primary driver. The others are leasing Services, mobility Services, banking Products and insurance Services.
Who are FCA Bank's main competitors?
Direct peers on record are Stellantis Financial Services, Volkswagen Financial Services, Mercedes-Benz Mobility, Sixt Leasing, LeasePlan, ALD Automotive, BMW Group Financial Services and RCI Banque. Broad incumbents are Santander Consumer Finance and BNP Paribas Personal Finance.
Does FCA Bank have an API?
No public API is recorded for FCA Bank.
What industry is FCA Bank in?
FCA Bank's product category is Automotive Finance. Its primary akta.pro industry code is FSAKADAA, New & Used Auto Purchase Loans, with a secondary code of FSAKADAE, Fleet & Commercial Vehicle Finance. Its NAICS code is 52222 and its SIC code is 6141.