Champion Risk & Insurance Services

What Champion Risk & Insurance Services does

Champion Risk & Insurance Services is a privately held, independent commercial insurance agency founded in 2004 and headquartered in San Diego, California, with additional offices in Santa Ana, California and McKinney, Texas. The firm specializes exclusively in transportation and logistics insurance, serving moving and storage companies, last-mile delivery operators, freight brokers, 3PLs, and broader trucking and logistics businesses across all 50 states. Its core product portfolio spans workers compensation, commercial property, inland and ocean marine, motor truck cargo, general liability, fleet, warehouse legal liability, umbrella, cyber, EPLI, performance bonds, employee benefits, and alternative risk transfer structures including captives and self-insured retentions.

The business operates on an independent brokerage model, aggregating 30+ carrier partners to source coverage and pricing on behalf of clients rather than underwriting its own policies. Distribution is sales-led, combining an SEO-driven website with all-50-state landing pages, content marketing through an industry-specific blog, direct phone outreach, and online quote requests. Pricing is fully customized per client risk profile, with annual billing cycles and commission-based revenue. Champion Risk offers no proprietary technology platform, no app, no public API, and no disclosed AI/ML capabilities, and the firm's competitive position rests on vertical specialization in FMCSA and DOT compliance, carrier breadth, and senior producer expertise led by CEO Mark Raby.

The company is founder-led and privately held, with no disclosed institutional investment, parent entity, or public listing. It is actively operating and pursuing measured geographic and product expansion, including new insurance lines, alternative risk transfer capability, and regional sales coverage beyond California.

Name

Champion Risk & Insurance Services

Legal name

Champion Risk & Insurance Services

Website

https://championrisk.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Champion Risk & Insurance Services is an independent commercial insurance agency specializing in transportation and logistics coverage, including workers comp, cargo, fleet, and warehouse liability, serving moving companies, last-mile delivery operators, and logistics businesses across all 50 states from offices in San Diego, Santa Ana, and McKinney.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Captive Insurance Advisory & Management (FSAEADAF)

Keywords

• Commercial insurance brokerage
• Transportation insurance
• Fleet trucking coverage
• Cargo insurance
• Moving and storage insurance

Headquarters

HQ city

San Diego

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Champion Risk operates as an independent insurance agency/broker earning commissions from multiple insurance carriers. They represent client interests by comparing multiple carriers to find optimal coverage and pricing. Revenue is generated through commissions on insurance policies placed with their carrier partners.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Champion Risk & Insurance Services is an independent commercial insurance brokerage that places coverage for businesses in the transportation, logistics, moving and storage, and last-mile delivery industries. The firm brokers trucking and auto liability, physical damage, cargo, general liability, workers compensation, cyber, surety bonds and group medical benefits through 30+ rated carrier partners, and supplements placements with in-house claims advocacy and loss control services.

Product overview

Champion Risk & Insurance Services operates as an independent insurance agency offering a comprehensive portfolio of specialized insurance products and services for the transportation and logistics industry. The company's product lineup includes core insurance coverages (Workers Compensation, Commercial Property, Inland Marine, Cargo, General Liability, Motor Truck Cargo, Fleet, Warehouse Legal Liability, Umbrella, and Cyber Insurance) complemented by specialized offerings (Captive Insurance Programs, Performance Bonds, Independent Contractor Insurance, Bobtail Insurance, EPLI, and Employee Benefits). These products are organized around industry-specific solutions targeting Moving & Storage Companies, Last-Mile Delivery Services, Logistics & Distribution Operations, and general Transportation & Logistics businesses. The company functions as a broker model, comparing multiple carriers to find optimal coverage and pricing, rather than offering a unified technology platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Trucking & Auto Liability Insurance Commercial auto liability coverage placed for trucking companies and fleet operators through multiple carrier partners; addresses mandatory motor carrier liability limits and DOT requirements.
• Physical Damage Coverage Collision and comprehensive coverage for trucks and trailers, covering damage to the insured's own vehicles; for transportation and logistics operators.
• Cargo Insurance Cargo coverage protecting freight and goods in transit from damage or loss; for trucking, moving and storage, and logistics operators carrying goods for hire.
• General Liability Insurance Premises and operations liability coverage for commercial transportation and logistics businesses, addressing third-party bodily injury and property damage exposures.
• Workers Compensation Insurance Statutory workers compensation coverage for drivers, mechanics and warehouse staff of transportation, logistics and moving companies.
• Cyber Insurance Cyber liability coverage for transportation and logistics businesses exposed to data breach, ransomware and systems interruption risks.
• Surety Bonds Surety bonds such as BMC-84 and freight broker bonds required by federal regulators and counterparties of motor carriers and freight brokers.
• Group Medical Benefits Group medical, dental and vision benefits placed for transportation employer groups through carrier partners.
• Loss Control Services In-house loss control and safety consulting services that help insureds reduce claims, lower premiums and improve DOT compliance.
• In-House Claims Services Internal claims advocacy service that helps policyholders navigate carrier claims processes and resolve disputes during the life of a claim.
• Long-Haul Trucking Insurance Program Bundled insurance program tailored to long-haul trucking operators, combining trucking liability, physical damage, cargo and non-trucking coverage across carrier partners.
• Last-Mile Delivery Insurance Solution Bundled insurance program for last-mile delivery fleets, combining commercial auto, cargo, general liability and other coverages suited to parcel and final-mile operations.
• Moving & Storage Insurance Solution Bundled insurance program for moving and storage companies, combining cargo, general liability, warehouse legal liability, workers compensation and related coverages.
• Owner-Operator Insurance Solution Insurance program tailored to independent truck owner-operators, providing streamlined access to trucking liability, physical damage and cargo coverage via the Quote Chimp online platform.

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Mike MartzminorOthersMike Martz serves as Brand Ambassador for Champion Risk. A 2025 inductee into the Missouri Sports Hall of Fame, he is one of the most respected offensive minds in NFL history, having architected the St. Louis Rams' iconic 'Greatest Show on Turf' and delivering a Super Bowl title. At Champion Risk, Mike embodies the mindset that drives champions: relentless focus, discipline, and refusal to settle for average.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Amwins Group: Largest specialty wholesale insurance broker in the U.S. with deep transportation and logistics exposure. Comparable in specialty placement and carrier relationships, but operates at wholesale scale with institutional capital.
• HUB International: Major North American insurance brokerage with a strong transportation and logistics practice, distributing across multiple carrier partners. Comparable in business model (independent brokerage) and customer base, but materially larger and PE-backed.
• Progressive Commercial: Major commercial trucking and fleet insurance writer that distributes through independent agents. Comparable in serving transportation insureds, but as a large direct carrier with national scale rather than a niche specialty broker.
• Arthur J. Gallagher & Co. One of the largest global insurance brokerages with a dedicated transportation practice, offering commercial property, casualty, and specialty placements. Directly comparable to Champions in target market and product mix, but operates at vastly greater scale with institutional ownership.
• IAT Insurance Group: Specialty insurance carrier with a dedicated transportation division offering commercial auto, motor truck cargo, and related products. Comparable in transportation-specialist positioning and likely operates as a Champion carrier partner.
• Great West Casualty Company: Specialty insurance carrier exclusively serving the trucking industry with motor truck cargo, commercial auto, and related coverages. Comparable as a transportation-specialist and likely carrier partner to Champion, but as a direct carrier rather than a broker.
• National Interstate Insurance: Specialty insurance carrier focused on transportation, moving & storage, and commercial fleet risks. Comparable as a transportation-specialist in the same value chain, but as a carrier rather than a broker — likely a Champion carrier partner.

Direct peers

• Brown & Riding: Specialty insurance and reinsurance brokerage with deep expertise in transportation, marine, and commercial specialty lines. Closely comparable in specialty focus, carrier-aggregation model, and mid-market customer profile.
• Burns & Wilcox: Wholesale insurance brokerage and MGU placing specialty commercial risks including transportation, with multi-carrier access. Comparable in specialty brokerage function and transportation vertical exposure, though it operates primarily in the wholesale channel.
• RPS (Risk Placement Services): Specialty insurance brokerage placing niche and excess & surplus lines across multiple industries including transportation. Highly comparable in independent-broker model, multi-carrier access, and focus on specialty commercial risks.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ChampRisk
• Facebookfacebook.com/ChampionRisk

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Champion Risk & Insurance Services