Alior Leasing
Alior Leasing is a Polish commercial lessor (founded 2015, ~600 staff, 22 branches) operating within the Alior Bank and PZU groups, financing vehicles, trucks, machinery, photovoltaic installations, and agricultural assets for entrepreneurs, SMEs, and startups across Poland through direct and partner channels.
- Company typePrivate
- Founded2015
- HeadquartersKatowice, Poland
- Headcount101–250
- GTM typeB2B
- OfferingServices
What Alior Leasing does
Alior Leasing Sp. z o.o. is a Polish commercial lessor founded in 2015 and headquartered operationally in Katowice, with a registered office in Warsaw. It operates as a captive financing arm within the Alior Bank capital group and, by extension, the PZU Group, the largest financial institution in Central and Eastern Europe. The company employs close to 600 staff across 22 branch offices covering all major Polish cities, supplemented by a commercial-intermediary partner network. Alior Leasing is a member of the Polish Leasing Association (Związek Polskiego Leasingu).
The product portfolio is organized in two parallel families—operational/financial leasing (Leasing) and leasing loans (Pożyczka leasingowa)—across five asset categories: passenger cars and vans up to 3.5 tonnes, trucks over 3.5 tonnes, machinery and equipment, photovoltaic installations, and a specialized agricultural (AGRO) line for farms with a minimum 10 ha. Recurring-revenue add-ons include the Asystent GPS vehicle-tracking service, insurance distributed via alubezpieczenia.pl, and a post-lease vehicle auction platform (alior.autoprzetarg.pl). Underlying technology is a standard leasing and loan platform with the Customer Zone self-service portal; contracts are executed digitally through the Autenti e-signature integration and mObywatel remote identification.
Revenue is generated from recurring leasing installments, loan interest and fees, residual-value gains on end-of-lease asset disposals, ancillary insurance commissions, and GPS subscription fees. Pricing is fully quote-based with no public rate sheet; contract-related fees (e.g., PLN 399 for repair authorization outside claims support, PLN 499-900 for contract assignment) are disclosed on the company website. Customer segments are entrepreneurs, SMEs and established enterprises across agriculture, transport, construction, manufacturing, and renewables, with an explicit "startups" sub-segment for newly incorporated businesses with limited credit history. GTM is sales-led through the 22-office direct network and partner intermediaries, with digital onboarding and self-service via the Customer Zone for existing clients.
Alior Leasing firmographics
Firmographics- Name
- Alior Leasing
- Legal name
- Alior Leasing Sp. z o.o.
- Website
- https://aliorleasing.pl
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Alior Leasing is a Polish commercial lessor (founded 2015, ~600 staff, 22 branches) operating within the Alior Bank and PZU groups, financing vehicles, trucks, machinery, photovoltaic installations, and agricultural assets for entrepreneurs, SMEs, and startups across Poland through direct and partner channels.
- Ownership category
- akta.pro rank
Alior Leasing industry classification
Industry- Product category
- Commercial Leasing Services
- NAICS
- Automotive Equipment Rental and Leasing (5321), Passenger Car Leasing (532112), Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing (532120)
- SIC
- Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510)
- akta.pro primary industry
- Corporate/Enterprise Car Leasing (Closed-End/Open-End) (TLABAAAA)
- akta.pro secondary industries
- Auto & Vehicle Leasing (Personal Use) (FSAKANAA), Leasing & Lease Buyout Financing (FSAKADAC), Used Vehicle Leasing (Pre-Owned Lease Programs) (TLABAAAG)
Keywords
Where Alior Leasing is headquartered
LocationHeadquarters
- HQ city
- Katowice
- HQ country
- Poland
- HQ region
- Europe
Offices24 records
Markets served
Alior Leasing business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Others, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Leasing Operations: Operational and financial leasing of vehicles (cars, vans, trucks), machinery, equipment, and photovoltaic installations. Revenue generated through leasing installments, residual value, and end-of-lease transactions.
- Leasing Loans: Loan products for purchasing vehicles, machinery, equipment, and photovoltaic installations. Revenue from loan interest and fees.
- Insurance Services: Insurance products offered through alubezpieczenia.pl, including vehicle and property coverage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Custom financing solutions tailored to customer requirements |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels4 records
Alior Leasing product offering
Product offeringCore offering
Alior Leasing provides asset financing through operational and financial leasing as well as leasing loans for passenger cars and vans up to 3.5t, trucks over 3.5t, machinery and equipment across multiple sectors, photovoltaic installations, and agricultural machinery. The offering is supplemented by GPS-based vehicle tracking (Asystent GPS), insurance products distributed through alubezpieczenia.pl, and claims handling support with towing and replacement vehicle services.
Product overview
Alior Leasing is a Polish leasing company operating as part of the Alior Bank capital group and PZU Group. The company offers a portfolio of 10 core financing products organized into two main categories: operational and financial leasing (Leasing) and leasing loans (Pożyczka leasingowa). The leasing products cover vehicles (cars/vans up to 3.5t, trucks over 3.5t), machinery and equipment, photovoltaic installations, and specialized agricultural financing. Leasing loans provide similar coverage for clients who prefer ownership during the contract period. Both product lines follow the same five asset categories: vehicles, trucks, machinery/equipment, photovoltaic systems, and AGRO. The company also provides supplementary services including GPS tracking (Asystent GPS) and insurance products through alubezpieczenia.pl. Core products are delivered through a customer portal (Strefa Klienta), electronic signature via Autenti platform, and remote identification via mObywatel application.
Differentiator
Problem solved
Functional benefit
Products and services
- Leasing of passenger cars and vans up to 3.5t
- Leasing of trucks over 3.5t
- Leasing of machinery and equipment
- Leasing of photovoltaic equipment
- AGRO leasing
- Leasing loan for passenger cars and vans up to 3.5t
- Leasing loan for trucks over 3.5t
- Leasing loan for machinery and equipment
- Loan for photovoltaic equipment
- AGRO leasing loan
- Asystent GPS (GPS Assistant)
- Insurance products (alubezpieczenia.pl)
Quantifiable outcome
- Up to 100% VAT refund available on leasing contracts
- +2 more outcomes
Companies that use Alior Leasing
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Alior Leasing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Alior Leasing partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core and minor.
- Polish Leasing AssociationcoreMember company of Związek Polskiego Leasingu, the organization representing the leasing industry in Poland.
- AVS Polska Sp. z o.o.minorDebt collection partner for receivables management
- INTRUM Sp. z o.o.minorDebt collection partner for receivables management
- RESI, OFICJALSKI I WSPÓLNICY Sp.K.minorLaw firm partner for debt collection and legal services
- SAF S.A.minorDebt collection partner
- DEKRA Polska Sp. z o. o.minorValuation services for leased/loaned assets
- MotoFlota Sp. z o.o.minorFleet service for vehicle maintenance and repairs
- Euromaster Sp. z o.o.minorTire services for fleet vehicles
- Arc Europe Polska Sp. z o.o.minorAssistance services provider
- RAF Integration Services Sp. z o.o.minorClaims support services for Alior Leasing
- Multi Assist Sp. z o.o.minorVehicle registration and other registration services
- alubezpieczenia.plminorInsurance distribution platform for vehicle and property insurance products
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Alior Leasing competitors and assessment
Company assessmentDirect peers
- PKO Leasing: PKO Leasing is one of Poland's largest leasing companies and part of the PKO Bank Polski group. It is a direct competitor across vehicle, machinery, and equipment leasing, with similar B2B focus and product range.
- SG Equipment Leasing Poland: SG Equipment Leasing Poland is the local subsidiary of Société Générale's equipment finance division. It serves Polish businesses with vehicle, truck, and equipment leasing, directly competing with Alior Leasing's commercial customer segments.
- Millennium Leasing: Millennium Leasing is the leasing subsidiary of Bank Millennium in Poland, offering vehicle and equipment financing to businesses. It is a comparable bank-affiliated leasing competitor operating in similar geographic and customer segments.
- mLeasing: mLeasing is the leasing arm of mBank and a direct peer offering vehicle and equipment leasing for businesses and individuals across Poland. It competes head-to-head with Alior Leasing in the bank-affiliated leasing segment.
- Pekao Leasing: Pekao Leasing is part of the Bank Pekao group and offers vehicle, truck, and equipment leasing in Poland. It is a directly comparable bank-affiliated leasing competitor with similar product breadth and customer segments.
- ING Lease (ING Lease Polska): ING Lease Polska is the Polish leasing subsidiary of ING Group, providing equipment, vehicle, and machinery leasing. It is a directly comparable international-bank-affiliated lessor competing for the same B2B customer base.
- EFL (Eurofactor Polska, Crédit Agricole Group): EFL is the leasing arm of Crédit Agricole in Poland, offering vehicle, truck, machinery, and equipment financing. It is a direct competitor in the Polish B2B leasing market with comparable product coverage and distribution model.
Broad incumbents
- BNP Paribas Leasing Solutions: BNP Paribas Leasing Solutions is the global equipment finance arm of BNP Paribas, operating in Poland with a broader international footprint. It competes with Alior Leasing in business equipment and vehicle financing while offering cross-border capabilities Alior Leasing lacks.
- Santander Leasing Poland: Santander Leasing Poland is part of the global Santander group's leasing operations, offering vehicle and equipment financing in the Polish market. It competes with Alior Leasing across the same customer segments but with broader international parent backing.
Regional players
- Idea Getin Leasing: Idea Getin Leasing (formerly Idea Leasing / Getin Leasing) operates in Poland with vehicle and equipment leasing products. It is a comparable regional Polish leasing competitor whose executive team (including Maciej Czapski, currently on Alior Leasing's board) previously worked at Idea/Getin Leasing, illustrating the interconnected Polish leasing talent market.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks2 records
Key highlights7 records
Customer concentration
Alior Leasing social profiles
Digital presenceAlior Leasing compliance and trust
Trust signalCompliance2 records
Alior Leasing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Alior Leasing leadership team
Management profileNumber of profiles
Profiles5 records
Alior Leasing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Alior Leasing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Alior Leasing
What does Alior Leasing do?
Alior Leasing provides asset financing through operational and financial leasing as well as leasing loans for passenger cars and vans up to 3.5t, trucks over 3.5t, machinery and equipment across multiple sectors, photovoltaic installations, and agricultural machinery. The offering is supplemented by GPS-based vehicle tracking (Asystent GPS), insurance products distributed through alubezpieczenia.pl, and claims handling support with towing and replacement vehicle services.
Is Alior Leasing a public or private company?
Alior Leasing is a private company. It is classified as corporate owned and is currently operating.
When was Alior Leasing founded?
Alior Leasing was founded in 2015. It employs 101 to 250 people.
Where is Alior Leasing based?
Alior Leasing is headquartered in Katowice, Poland, in the Europe region.
How does Alior Leasing make money?
Three revenue lines are on record. Leasing Operations are the primary driver. The others are leasing Loans and insurance Services.
Who are Alior Leasing's main competitors?
Direct peers on record are PKO Leasing, SG Equipment Leasing Poland, Millennium Leasing, mLeasing, Pekao Leasing, ING Lease (ING Lease Polska) and EFL (Eurofactor Polska, Crédit Agricole Group). Broad incumbents are BNP Paribas Leasing Solutions and Santander Leasing Poland. Idea Getin Leasing is listed as a regional player.
Does Alior Leasing have an API?
No public API is recorded for Alior Leasing.
What industry is Alior Leasing in?
Alior Leasing's product category is Commercial Leasing Services. Its primary akta.pro industry code is TLABAAAA, Corporate/Enterprise Car Leasing (Closed-End/Open-End), with a secondary code of FSAKANAA, Auto & Vehicle Leasing (Personal Use). Its NAICS code is 5321 and its SIC code is 6172.