First National Bankers Bank

Correspondent Banking Servicesbankers-bank.com

First National Bankers Bank is a privately held, FDIC-insured correspondent bank headquartered in Baton Rouge, LA, serving community banks across the southeastern United States with deposit operations, credit and lending, audit, compliance, investment, insurance, and bank formation services through four wholly-owned subsidiaries.

Company typePrivate
Founded1984
HeadquartersBaton Rouge, United States
Headcount101–250
GTM typeB2B
OfferingServices

What First National Bankers Bank does

First National Bankers Bank (FNBB) is a privately held bank holding company (First National Bankers Bankshares, Inc.) headquartered in Baton Rouge, Louisiana, that operates as the first nationally chartered banker's bank in the United States, founded in 1984. FNBB functions as a correspondent bank serving community financial institutions across the southeastern United States, with $1.072 billion in total assets as of December 31, 2025 and 101-250 employees. Its core function is providing back-office, regulatory, and balance-sheet services that community banks cannot efficiently perform in-house, including correspondent deposit operations (with Instant Pay and ISO20022 FedWire Conversion capabilities), credit and lending support (loan participations, direct holding-company loans, interest rate hedging), investment and capital markets services (BOLI, retirement plans, securities trading, safekeeping, DIVER Analytics), insurance (cyber, D&O, P&C, financial institution bonds), audit and loan review, compliance services via The Compliance Center portal, and bank formation escrow services.

The company operates through four wholly-owned subsidiaries — FNBB Services Corp. (audit, compliance, loan review), FNBB Insurance Agency LLC, FNBB Capital Markets LLC, and the FNBB Capital Markets Division — which together deliver a vertically integrated correspondent service stack. Technology surfaces include the NetLink Payment Summary Report (consolidated monthly ACH/wires/instant-payments analytics with OFAC and international wire visibility), the FNBB Compliance Portal, the Link Portal member gateway, and the EventProConnect event registration platform. Distribution is regional and relationship-driven through dedicated correspondent teams, supplemented by webinars (Regulations School), in-person credit analysis and credit risk training across four cities, and annual conferences such as The Experience 2026.

Revenue mechanics combine spread-based correspondent banking (net interest income on deposits and credit facilities), recurring subscription revenue (Compliance Center portal, DIVER Analytics access, training memberships), and professional services fees (audit, loan review, insurance placement, capital markets execution). Pricing is not publicly disclosed; engagement is typically via subscription or project-based fees. FNBB has been recognized as a 2025 'Best Banks to Work For' by American Banker, reflecting institutional stability rather than rapid scale, and the company shows no public funding events, acquisitions, or equity issuance in available materials.

First National Bankers Bank firmographics

Firmographics

Name: First National Bankers Bank
Legal name: First National Bankers Bankshares, Inc.
Website: https://bankers-bank.com
Company type: Private
Founded year: 1984
Operating status: Operating
Headcount range: 101–250 employees
Short description: First National Bankers Bank is a privately held, FDIC-insured correspondent bank headquartered in Baton Rouge, LA, serving community banks across the southeastern United States with deposit operations, credit and lending, audit, compliance, investment, insurance, and bank formation services through four wholly-owned subsidiaries.
Ownership category
akta.pro rank

Where First National Bankers Bank is headquartered

Location

Headquarters

HQ city: Baton Rouge
HQ country: United States
HQ region: North America

Offices5 records

Markets served

First National Bankers Bank business model

Business model

GTM type: B2B
Offering type: Services
Cost components: Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

Correspondent Banking Services: FNBB provides correspondent banking services to community banks, including deposit operations, credit and lending services, investment services, compliance services, and more. The holding company operates four subsidiaries serving correspondent bank needs.
Audit Services: FNBB Services Corp. provides audit services specifically designed for community banks, including internal auditing, IS auditing, and social engineering assessments.
Compliance Services: Compliance center subscription and services providing objective, independent analysis for subscriber organizations.
Investment and Capital Markets Services: FNBB Capital Markets Division offers investment products, securities trading, portfolio accounting, safekeeping, cash sweep services, and retirement plan services for community banks.
Education and Training Programs: Credit analysis training, credit risk training, regulations school webinars, and ACH boot camps offered to community bank professionals.
Insurance Services: FNBB Insurance Agency, LLC provides insurance solutions including cyber risk insurance, directors and officers liability insurance, property and casualty insurance, and financial institution bonds.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

First National Bankers Bank product offering

Product offering

Core offering

First National Bankers Bank is a nationally chartered banker's bank that provides correspondent banking services to community banks, enabling them to build operating efficiencies they cannot economically provide in-house. Its offerings span audit, compliance, credit and lending, deposit operations (including Instant Pay and ISO20022 FedWire conversion), investment services (with DIVER Analytics), insurance, bank formation escrow, and loan review, delivered through four subsidiaries including FNBB Services Corp., FNBB Insurance Agency LLC, and FNBB Capital Markets LLC.

Product overview

First National Bankers Bank operates as a correspondent bank holding company (First National Bankers Bankshares, Inc.) offering a broad range of services and financial products designed to help community banks build operating efficiencies. The company operates through multiple subsidiaries including FNBB Services Corp. (audit, compliance, loan review), FNBB Insurance Agency, LLC, and FNBB Capital Markets, LLC. The service portfolio includes audit services, investment services with DIVER Analytics, deposit operations with Instant Pay and ISO20022 capabilities, compliance services with a subscriber portal, credit and lending services, bank formation services, loan review services, and insurance services. Additional offerings include the NetLink Payment Summary Report for payment analytics, the GenAI Fundamentals for Bankers training program developed with partner nForce, and the EventProConnect event registration platform. The company also provides educational programs including credit analysis training, credit risk training, and a Regulations School webinar series.

Differentiator

Problem solved

Functional benefit

Brands

NetLink: Payment Summary Report - consolidates payment environment into monthly report for community banks
The Compliance Center
Link Portal
GenAI Fundamentals for Bankers
FNBB Services Corp.

Products and services

Audit Services Internal audit, IS audit, and social engineering assessments designed specifically for community banks, provided through FNBB Services Corp.
Compliance Services Objective, independent compliance analysis plus The Compliance Center subscription portal providing community bank subscribers with compliance resources, file libraries, and forums.
Investment Services Full suite of investment products for community banks including asset liability management, securities trading, portfolio accounting, safekeeping, cash sweep services, and DIVER Analytics.
Deposit Operations Back-office correspondent deposit operations including client services, operations services, international payment services, electronic products, Instant Pay, and ISO20022 FedWire conversion, helping community banks manage liquidity and serve customers.
FNBB Capital Markets, LLC Capital markets subsidiary providing bank-owned life insurance (BOLI) and retirement benefit plan services to community banks.
Credit and Lending Services Correspondent lending support including loan participations, direct loans for holding companies, and interest rate hedging/swaps for community banks.
Bank Formation Services Escrow services designed to assist De Novo Organizing consortiums with the formation of new community banks.
Loan Review Services Ongoing analysis of community bank loan portfolios to fulfill the regulator's requirement for periodic loan review.
Insurance Services Insurance solutions for community banks including cyber risk insurance, directors and officers liability insurance, property and casualty insurance, and financial institution bond, delivered through FNBB Insurance Agency, LLC.
NetLink Payment Summary Report Monthly consolidated report of a community bank's payment environment including ACH, wires, and instant payments, providing transaction volumes, trends, anomaly identification, OFAC alerts, and international wire activity for operations, risk, compliance, and leadership teams.
GenAI Fundamentals for Bankers Enterprise-wide AI training program developed in partnership with nForce, available in Basic and Plus (customized to institutional policies) versions, covering AI fundamentals, policy/security, usage best practices, prompting, and practical banking applications.

Companies that use First National Bankers Bank

Customer profile

Named customers2 records

Segments1 record

Ideal customer profiles1 record

First National Bankers Bank technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Feature6 records

First National Bankers Bank partnerships and signals

Strategic signal

Partnerships

Three partnerships are on record, tiered core.

StoutcoreStrategic or Co-development Partner · 1 March 2026FNBB Services Corp. co-hosts THE EXPERIENCE 2026 conference with Stout, bringing together industry leaders, regulatory experts, law enforcement and innovators to tackle fraud prevention, Bank Secrecy Act compliance, and payment security challenges.
nForcecoreTechnology or Integration · 1 January 2026FNBB partnered with nForce to develop GenAI Fundamentals for Bankers, a comprehensive GenAI training program designed specifically for financial services users. The program is delivered through an interactive, web-based learning environment with modules on AI fundamentals, policy, security, and practical applications.
ePay ResourcescoreImplementation/ SI/ Consulting Partner · 1 January 2026FNBB partners with ePay Resources to deliver ACH Boot Camp training programs covering laws, regulations, and rules for processing ACH transactions. Programs include Basic Fundamentals and Intermediate/Compliance Specialist levels.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

First National Bankers Bank competitors and assessment

Company assessment

Direct peers

Pacific Coast Bankers Bank: Largest US banker's bank offering correspondent banking, investment, and operational services to community banks. Directly comparable to FNBB in business model and customer base, but with broader geographic reach.
Bankers' Bank of the Midwest: Correspondent bank serving community banks across the Midwest and Mountain West with correspondent services, capital markets, and consulting. Closely aligned product set with FNBB.
Independent Bankers' Bank: Texas-based banker's bank providing correspondent services, investment products, and operations support to community banks in the South-Central US.
United Bankers' Bank: Minneapolis-based banker's bank serving community banks with correspondent banking, investment, and loan products. Comparable scale and service mix to FNBB.
Bankers' Bank of Kansas: Correspondent bank serving community banks in Kansas and surrounding states with similar deposit operations, investment, and loan services.
Texas Bankers Bank: Texas-focused banker's bank providing correspondent banking, treasury management, and lending services to community banks across the Southwest.

Regional players

Bankers' Bank of Kentucky: Kentucky-based correspondent bank serving community banks in the Ohio Valley and Appalachia — a regional banker's bank analogous to FNBB's southeastern footprint.
Bankers' Bank of Wisconsin: Wisconsin-based banker's bank offering correspondent and operational services to community banks in the Upper Midwest. Similar specialized model but in a different geography.

Broad incumbents

JPMorgan Chase (Correspondent Banking): Major US bank with a sizable correspondent banking franchise serving community banks with payments, liquidity, and lending services at national scale — represents the incumbent competitive alternative.

Emerging players

Jack Henry & Associates: Core banking and payments technology provider whose platforms increasingly offer compliance, payments, and analytics services directly to community banks — a structural competitor to FNBB's technology-enabled correspondent services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

First National Bankers Bank financial estimates

Financial estimate

Revenue estimate

Valuation estimate

First National Bankers Bank leadership team

Management profile

Number of profiles

Profiles1 record

First National Bankers Bank subsidiaries and ownership

Company hierarchy

Subsidiaries4 records

First National Bankers Bank funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

First National Bankers Bank M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about First National Bankers Bank

What does First National Bankers Bank do?

Is First National Bankers Bank a public or private company?

First National Bankers Bank is a private company. It is classified as corporate owned and is currently operating.

When was First National Bankers Bank founded?

First National Bankers Bank was founded in 1984. It employs 101 to 250 people.

Where is First National Bankers Bank based?

First National Bankers Bank is headquartered in Baton Rouge, United States, in the North America region.

How does First National Bankers Bank make money?

Six revenue lines are on record. Correspondent Banking Services are the primary driver. The others are audit Services, compliance Services, investment and Capital Markets Services, education and Training Programs and insurance Services.

Who are First National Bankers Bank's main competitors?

Direct peers on record are Pacific Coast Bankers Bank, Bankers' Bank of the Midwest, Independent Bankers' Bank, United Bankers' Bank, Bankers' Bank of Kansas and Texas Bankers Bank. Regional players are Bankers' Bank of Kentucky and Bankers' Bank of Wisconsin. JPMorgan Chase (Correspondent Banking) is listed as a broad incumbent. Jack Henry & Associates is listed as an emerging player.

Does First National Bankers Bank have an API?

No public API is recorded for First National Bankers Bank.