California's Valued Trust
California's Valued Trust is a self-funded, not-for-profit healthcare benefits trust serving 162,000+ members across 238+ California K-14 school districts, community colleges, and county education offices, co-founded by CTA and CSEA in 1984.
- Company typePrivate
- Founded1984
- HeadquartersFresno, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What California's Valued Trust does
California's Valued Trust (CVT) is a jointly managed, self-funded, not-for-profit healthcare benefits trust headquartered in Fresno, California. Established in 1984 through a partnership among district superintendents, the California Teachers Association (CTA), and the California School Employees Association (CSEA), CVT pools healthcare purchasing power for California's K-14 public education community. It serves more than 162,000 members across 238+ school districts, community colleges, and county education offices, directing 98 cents of every premium dollar to member healthcare and maintaining fully-funded reserves without historical midyear contribution requests.
The trust's core offering is a portfolio of fully insured and self-funded benefit plans delivered through major carrier partners: Anthem Blue Cross, Blue Shield of California, Aetna, and Kaiser Permanente for medical coverage; CVS Caremark for pharmacy; Delta Dental for dental; VSP for vision; and MetLife for life insurance. Layered on top are value-added wellbeing programs including MDLIVE virtual care, Carelon Behavioral Health EAP, HealthEquity HSAs, Carrum Health Surgical Centers of Excellence, Solera4Me diabetes prevention, SimpleTherapy virtual MSK, TruHearing, CredibleMind, Accordant for complex conditions, the Fit for Life program, and CVT's proprietary SmartCare decision-support tools. Members access benefits through the MyCVT member portal.
CVT is governed by a 12-member board with equal labor and management representation (six management seats plus three CTA and three CSEA seats) and operates with a full-time staff of approximately 40 employees. The trust collects recurring premium contributions from member districts and participants as its primary revenue stream, operates exclusively within California, and does not have external investors, parent entities, or public capital markets exposure. Its primary growth vector is enrichment of the value-added benefits ecosystem within its existing member base rather than geographic or vertical expansion.
California's Valued Trust firmographics
Firmographics- Name
- California's Valued Trust
- Legal name
- California's Valued Trust
- Website
- https://cvtrust.org
- Company type
- Private
- Founded year
- 1984
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- California's Valued Trust is a self-funded, not-for-profit healthcare benefits trust serving 162,000+ members across 238+ California K-14 school districts, community colleges, and county education offices, co-founded by CTA and CSEA in 1984.
- Ownership category
- akta.pro rank
California's Valued Trust industry classification
Industry- Product category
- Education Sector Health Benefits Administration
- NAICS
- Health and Welfare Funds (525120), Insurance and Employee Benefit Funds (5251), Trusts, Estates, and Agency Accounts (52592)
- SIC
- Hospital & Medical Service Plans (6324), Services-Membership Organizations (8600)
- akta.pro primary industry
- Level-Funded Group Health Plans (FSAIAFAC)
- akta.pro secondary industry
- Trust Administration & Fiduciary Accounting Services (FSAAANAF)
Keywords
Where California's Valued Trust is headquartered
LocationHeadquarters
- HQ city
- Fresno
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
California's Valued Trust business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales
Revenue model
- Member Premium Contributions: CVT collects premiums from member districts and participants to fund healthcare coverage. As a self-funded, not-for-profit organization, all monies are directed to member benefits. The trust spends an average of 98 cents of every premium dollar collected on healthcare.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
California's Valued Trust product offering
Product offeringCore offering
California's Valued Trust is a jointly managed, self-funded, not-for-profit health benefits trust that pools premium contributions from member California K-14 school districts, community colleges, and county education offices to deliver medical, prescription, dental, vision, life insurance, HSA, and integrated wellbeing programs to more than 162,000 teachers and classified staff. The trust contracts with major carriers (Anthem Blue Cross, Blue Shield, Aetna, Kaiser Permanente, Delta Dental, VSP, MetLife, CVS Caremark, HealthEquity) to administer plans and operates the MyCVT member portal for enrollment, eligibility, and billing.
Product overview
California's Valued Trust is a jointly managed healthcare benefits trust for California school employees that offers a comprehensive portfolio of benefit plans and wellbeing programs. The core offering consists of medical plans (through Anthem Blue Cross, Blue Shield of California, Aetna, and Kaiser Permanente), pharmacy benefits (CVS Caremark), dental (Delta Dental), vision (VSP), life insurance, and HSAs. The trust also provides value-added wellbeing programs including SmartCare for informed healthcare decision-making, MDLIVE for virtual care, Carelon Behavioral Health EAP, TruHearing, Solera4Me diabetes prevention, Carrum Health for surgical centers of excellence, SimpleTherapy for musculoskeletal care, Accordant for complex health conditions, CredibleMind for mental health resources, and the Fit for Life Program. This is a platform of integrated health benefits rather than a single unified product.
Differentiator
Problem solved
Functional benefit
Brands
- SmartCare: SmartCare is CVT's innovative program designed to help members make informed healthcare choices and save money through easy-to-use tools. The program includes SmartCare tools for comparison shopping and cost savings.
Products and services
- Medical Plans
- Pharmacy Benefits
- Dental Plans
- Vision Plans
- Life Insurance
- SmartCare
Quantifiable outcome
- 98 cents of every premium dollar goes directly to member healthcare
- +2 more outcomes
Companies that use California's Valued Trust
Customer profileNamed customers5 records
Segments2 records
Ideal customer profiles1 record
California's Valued Trust technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
California's Valued Trust partnerships and signals
Strategic signalPartnerships
18 partnerships are on record, tiered core, primary and supporting.
- California Teachers Association (CTA)coreCTA co-founded CVT in 1984 along with CSEA and management representatives. The trust concept is supported by CTA, and three of the twelve board members represent CTA labor interests.
- California School Employees Association (CSEA)coreCSEA co-founded CVT in 1984 along with CTA and management representatives. The trust concept is supported by CSEA, and three of the twelve board members represent CSEA labor interests.
- Anthem Blue CrossprimaryMedical plan provider offering PPO plans for active members and retirees.
- Blue Shield of CaliforniaprimaryMedical plan provider offering Trio HMO and Access+ HMO plans for active members and retirees.
- AetnaprimaryMedical plan provider offering PPO plans for retirees with dedicated health concierge representatives.
- Kaiser PermanenteprimaryMedical plan provider offering HMO plans for active members and retirees.
- Delta DentalprimaryDental insurance provider offering plans for active members and retirees.
- VSPprimaryVision insurance provider offering plans for active members.
- MetLifeprimaryLife insurance provider offering plans for active members.
- CVS CaremarksupportingPharmacy benefits management providing prescription drug coverage through CVS Caremark.
- MDLivesupportingVirtual care provider offering 24/7 access to virtual primary care, urgent care, dermatological, and behavioral health services by phone or video.
- TruHearingsupportingHearing care program providing high quality hearing aids and benefit solutions.
- HealthEquitysupportingHSA administration partner providing health savings accounts for HDHP subscribers.
- Carelon Behavioral HealthsupportingEmployee Assistance Program (EAP) providing behavioral health support services.
- Carrum HealthsupportingValue-added benefit offering Surgical Centers of Excellence, hysterectomy, cancer care, and substance use disorder support.
- Solera4MesupportingDiabetes prevention program helping members reduce their risk for developing diabetes.
- SimpleTherapysupportingVirtual musculoskeletal care program providing virtual MSK treatment options.
- CredibleMindsupporting24/7 online resources for mental self-care and emotional wellbeing.
Scale indicators3 records
Expansion highlights4 records
California's Valued Trust competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
California's Valued Trust social profiles
Digital presenceCalifornia's Valued Trust financial estimates
Financial estimateRevenue estimate
Valuation estimate
California's Valued Trust leadership team
Management profileNumber of profiles
Profiles7 records
California's Valued Trust funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
California's Valued Trust M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about California's Valued Trust
What does California's Valued Trust do?
California's Valued Trust is a jointly managed, self-funded, not-for-profit health benefits trust that pools premium contributions from member California K-14 school districts, community colleges, and county education offices to deliver medical, prescription, dental, vision, life insurance, HSA, and integrated wellbeing programs to more than 162,000 teachers and classified staff. The trust contracts with major carriers (Anthem Blue Cross, Blue Shield, Aetna, Kaiser Permanente, Delta Dental, VSP, MetLife, CVS Caremark, HealthEquity) to administer plans and operates the MyCVT member portal for enrollment, eligibility, and billing.
Is California's Valued Trust a public or private company?
California's Valued Trust is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was California's Valued Trust founded?
California's Valued Trust was founded in 1984. It employs 11 to 50 people.
Where is California's Valued Trust based?
California's Valued Trust is headquartered in Fresno, United States, in the North America region.
How does California's Valued Trust make money?
One revenue line is on record: member Premium Contributions.
Does California's Valued Trust have an API?
No public API is recorded for California's Valued Trust.
What industry is California's Valued Trust in?
California's Valued Trust's product category is Education Sector Health Benefits Administration. Its primary akta.pro industry code is FSAIAFAC, Level-Funded Group Health Plans, with a secondary code of FSAAANAF, Trust Administration & Fiduciary Accounting Services. Its NAICS code is 525120 and its SIC code is 6324.