Affiliated Members Insurance Services

What Affiliated Members Insurance Services does

Affiliated Members Insurance Services is a privately held wholesale commercial insurance broker headquartered in Roseville, California, that connects licensed insurance agents and brokers (producers) to multiple carrier markets specializing in contractor and construction risks. The company distributes coverage through a web-based portal (Wholesale Insurance Hub) that enables appointed producers to quote, bind, and manage policies across General Liability, Workers' Compensation, Commercial Auto, Excess Liability, Builders Risk, and Tools & Equipment (Inland Marine). Its product portfolio includes four distinct General Liability programs (Responsive Contractor, Contractors Advantage, Contractors Express, and Rockingham Traditional) engineered for different contractor risk profiles ranging from new ventures and lapsed coverage to clean preferred risks, alongside three Workers' Comp carrier options (AmTrust, Markel, GUARD), two Commercial Auto carriers, and Excess capacity from Trisura Specialty with one-click online quoting.

The company's core technology is an online quoting and submission portal that consolidates access to eight A.M. Best-rated carrier partners (AmTrust A-, GUARD A+, Markel, Rockingham, Crum & Forster, Greenwood, Shield, Trisura A-) behind a single agent login, with differentiated capabilities including a one-click Excess quote system requiring no Acord or supplemental applications. The underlying platform appears to be standard broker portal infrastructure rather than proprietary insurtech IP, and no API, SDK, or programmatic integration capabilities are described.

Revenue is generated through commission overrides from carrier partners on policies placed by producers through the platform, structured as a recurring commission stream on annual policies. Pricing is unit-based with program-specific minimum premiums ranging from $500 to $3,000 depending on coverage line and contractor class. The go-to-market is exclusively B2B-to-producers: end insureds do not transact directly, and agents must complete an appointment process (broker's license, E&O policy declaration, signed producer agreement) before accessing the platform. Operations are concentrated in California with Arizona expansion for select programs, and the firm operates with an 11–50 employee headcount consistent with a small specialty wholesaler.

Name

Affiliated Members Insurance Services

Legal name

Affiliated Members Insurance Services

Website

https://affiliatedmembersinsurance.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Affiliated Members Insurance Services is a wholesale commercial insurance broker serving licensed insurance agents and producers with online access to multiple carrier markets specializing in contractor and construction risks including general liability, workers' compensation, commercial auto, excess liability, builders risk, and tools and equipment.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage (Wholesale Insurance Distribution)

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

akta.pro secondary industries

Construction Specialty (Wrap-Ups/Builders Risk/Contractors) (FSAJAGAH), Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Wholesale insurance brokerage
• Commercial insurance distribution
• Contractor insurance programs
• General liability insurance
• Workers compensation coverage

Headquarters

HQ city

Roseville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Wholesaler Commissions: Affiliated Members Insurance Services operates as a wholesale insurance broker earning commissions from carrier partners for placing commercial insurance coverage. Insurance agents and brokers (producers) access the platform to quote and bind coverage for their contractor clients, with Affiliated earning a commission override from the underlying carriers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Affiliated Members Insurance Services is a wholesale insurance broker that connects licensed insurance agents and brokers with multiple A-rated carrier partners to place commercial insurance for contractor clients. The company distributes General Liability, Workers' Compensation, Business Auto, Excess Liability, Builders Risk, and Tools & Equipment coverage through its web-based Wholesale Insurance Hub portal. Its product portfolio includes specialty programs designed for hard-to-place risks such as new ventures, lapsed coverage, and contractors with prior losses, primarily serving the California and Arizona markets.

Product overview

Affiliated Members Insurance Services is a wholesale insurance broker offering a portfolio of commercial insurance products for insurance agents and brokers. The product portfolio includes four General Liability programs (Responsive Contractor Insurance Program, Contractors Advantage, Contractors Express, and Rockingham Traditional), three Workers' Compensation options (AmTrust, Markel, and Guard), two Commercial Auto carriers (AmTrust and Guard), and three Additional Coverages (Excess Liability, Tools & Equipment, and Builders Risk). The company operates primarily in California and connects producers to carrier partners including AmTrust, Markel, GUARD, Rockingham, Crum & Forster, Greenwood, Shield Commercial Insurance, and Trisura.

Differentiator

Problem solved

Functional benefit

Brands

• Responsive Contractor Insurance Program: A general liability program allowing producers to customize coverage through optional forms selection and pricing credits. Available in California and Arizona.
• Contractors Advantage
• Contractors Express
• Rockingham Traditional Program

Products and services

• Responsive Contractor Insurance Program (General Liability) General liability insurance program for artisan and specialty contractors offering customizable coverage through optional forms selection and pricing credits. Available in California and Arizona with class-specific minimum premiums ranging from $500 for most artisan classes to $3,000 for plumbing.
• Contractors Advantage (General Liability) General liability program offering the most coverage flexibility among the company's GL programs, with optional forms selection and premium credits up to 50% for clean risks. Minimum premium $500 for 1/2M limits; blanket additional insured included at no extra cost; $5M Project Aggregate Blanket available for $100; Inland Marine with installation floater from $175.
• Contractors Express (General Liability) Artisan contractor-focused general liability program designed for small price-conscious contractors new in business, with losses, or lapses in coverage. $650 minimum premium. Lapses in coverage allowed; losses and claims allowed.
• Rockingham General Liability (Traditional Program) General liability program designed for new ventures, risks without current coverage, or recent lapses in coverage. Designed for general contractors with less than $15M annual receipts (residential) or $45M (commercial), and artisan contractors with less than $10M annual receipts. Available in California.
• AmTrust Workers' Compensation Workers' compensation coverage underwritten by AmTrust Financial Services (rated A- Excellent by A.M. Best), particularly suited for artisan contractors, beauty shops, restaurants, and low-risk businesses. Covers over 350 class codes.
• Markel Workers' Compensation Workers' compensation coverage underwritten by Markel Specialty, available for start-ups, new ventures, and existing businesses. Offers online pay-as-you-go payment plan with no minimum payroll required.
• Guard Workers' Compensation Workers' compensation coverage underwritten by GUARD Insurance Companies (A+ Superior rated by A.M. Best) with value-added services including upfront loss control measures and responsive claims handling. Includes the ABQ (Always Be Quoting) program for non-standard risks.
• AmTrust Commercial Auto Commercial automobile liability and physical damage coverage underwritten by AmTrust for light, medium, and heavy vehicles with local and intermediate radius. Offers liability limits from $300,000 to $1 million combined single limit.
• Guard Commercial Auto Commercial auto coverage underwritten by GUARD targeting artisan contractors, service and repair operations, and delivery/distributors. Offers liability up to $1 million combined single limits and physical damage coverage.
• Excess Liability Excess liability insurance underwritten by Trisura Specialty Insurance Company (A- Excellent by A.M. Best), pairs with Rockingham Insurance programs. Offers limits up to $5 million across over 40 contractor classifications with a $542 minimum premium. Quote online with 1 click; no Acord or supplemental required.
• Tools & Equipment (Inland Marine) Inland marine insurance protecting contractor tools, equipment, and machinery from theft and damage during transport to and from worksites.
• Builders Risk Builders risk insurance protecting investments in construction projects including time, materials, and equipment from unintended incidents during construction.

Named customers1 record

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• AmTrust Financial ServicescoreOthersAmTrust Financial Services is a niche specialty property and casualty insurance company with nearly 6,000 employees worldwide, focusing on small business insurance solutions with emphasis on workers' compensation. Rated 'A-' (Excellent) with Financial Size of 'XV' by A.M. Best. Provides Workers' Compensation and Commercial Auto coverage through Affiliated Members Insurance Services.
• Markel SpecialtycoreOthersMarkel Specialty is one of Markel Corporation's four insurance divisions, providing innovative property and casualty solutions for both standard and hard-to-place risks. With 70+ years of experience in niche markets, Markel offers admitted excess and surplus lines solutions. Provides Workers' Compensation coverage through Affiliated.
• GUARD Insurance CompaniescoreOthersBerkshire Hathaway GUARD Insurance Companies are rated A+ Superior by A.M. Best. A division of Berkshire Hathaway, GUARD has been a dedicated property and casualty insurance provider for over three decades. Provides Workers' Compensation and Commercial Auto coverage.
• Rockingham Insurance CompanycoreOthersRockingham Insurance Company has been providing insurance for generations of policyholders. Parent company Rockingham Group includes Rockingham Casualty Company and Rockingham Specialty. Provides General Liability programs including Traditional, Contractors Advantage, and Artisan Express programs.
• Crum & ForstercoreOthersCrum & Forster provides market-leading property & casualty, accident & health and specialty insurance solutions. With a 200-year history, they help customers manage risk with focused expertise and discipline. Provides Tools & Equipment (Inland Marine) coverage.
• Greenwood Insurance AgencyminorOthersGreenwood General Insurance Agency's operations serve independent brokers in western states and Texas. Offers exclusive programs including surety bonds and general liability specifically designed for contractors.
• Shield Commercial Insurance ServicesminorOthersSince 2004, Shield Commercial Insurance Services has specialized in providing insurance products through an extensive broker network. Has forged relationships with highly rated insurance carriers to provide quality products in the marketplace.
• Trisura Specialty Insurance CompanycoreOthersTrisura Specialty Insurance Company underwrites Excess Liability coverage available through Affiliated Members Insurance Services. Rated A- (Excellent) by AM Best. Provides minimum premiums starting at $542 with limits up to $5 million for General and Artisan contractors.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Novatae Risk Group: Wholesale brokerage built by consolidating regional E&S brokers with strong contractor and construction practices. Comparable in producer-channel distribution and contractor risk focus, but operating at larger consolidated scale.
• Burns & Wilcox: Major wholesale brokerage specializing in excess & surplus and specialty lines including contractor risks. Comparable in multi-carrier placement model and producer-channel distribution, with substantially broader geographic and product footprint.
• Breckenridge Insurance Group: Wholesale broker focused on contractor and construction risks with online quoting portal for agents. Closely comparable to Affiliated Members in niche specialization, carrier network, and producer self-service model.
• Hull & Company: Wholesale insurance broker offering excess and surplus lines including contractor risks through retail producers. Comparable multi-carrier placement approach and E&S specialization.
• Brown & Riding Insurance Services: National wholesale insurance broker with dedicated construction practice providing GL, WC, builders risk, and excess for contractors. Comparable to Affiliated Members in product mix and producer-channel go-to-market, but operates at much larger scale.
• Construction Insurance Solutions: Wholesale insurance broker specializing in contractor and construction risks, very similar to Affiliated Members' positioning. Both serve retail producers with multiple carrier options and online quoting workflows for GL, WC, and excess.

Regional players

• Contractor Insurance Solutions Plus: Wholesale insurance agency focused on general liability programs for contractors in specific regional markets. Comparable niche specialization and program-based approach, though narrower line scope than Affiliated.

Broad incumbents

• RPS (Risk Placement Services): National wholesale broker serving retail agents with specialty and excess & surplus lines including construction risks. Similar in acting as intermediary between retail producers and carriers, but at substantially greater scale.
• Amwins: Largest US wholesale broker and specialty insurance distributor with deep construction and excess lines practices. Comparable distribution model (producer-channel wholesale), but significantly larger scale and broader carrier appointments.
• CRC Insurance Group: One of the largest US wholesale brokers offering commercial, personal, and specialty lines including construction. Comparable in providing producer-channel access to specialty markets, but operates as a national incumbent with much broader product set.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/AffiliatedIns
• LinkedInlinkedin.com/company/affiliated-members-insurance-services

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Affiliated Members Insurance Services