Spotts Insurance Group
Spotts Insurance Group is a Pennsylvania-based independent insurance agency (founded 1993, subsidiary of Leavitt Group Enterprises) distributing personal, commercial, and employee-benefits coverage across nine offices via a 16-carrier panel to individual consumers and SMBs.
- Company typePrivate
- Founded1993
- HeadquartersPennsylvania Furnace, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Spotts Insurance Group does
Spotts Insurance Group, Inc. is an independent insurance agency founded in 1993 and headquartered in Pennsylvania Furnace, Pennsylvania, operating as a subsidiary of Leavitt Group Enterprises. The agency distributes personal, commercial, and employee-benefits insurance products through nine physical offices spanning six Pennsylvania counties (Berks, Carbon, Chester, Lancaster, Lehigh, and Schuylkill) and a client portal for billing, certificate requests, claims submission, and quote requests. As a 100% independent agency, Spotts represents a panel of 16 carriers including Nationwide, Progressive, Travelers, The Hartford, Safeco (Liberty Mutual), Donegal, Penn National, and several regional mutuals, enabling multi-carrier comparison and placement for customers.
The product portfolio is organized into three core lines: Business Insurance (commercial auto, commercial property, general liability, workers compensation, professional liability, cyber liability, D&O, management liability, product liability, liquor liability, inland marine, bonds/surety, and commercial umbrella); Personal Insurance (home and condo, auto, life, umbrella, renters, landlord, flood, high net worth, plus specialty vehicles such as ATV, boat, motorcycle, and RV); and Employee Benefits (group health, dental, vision, and retirement). The agency has added industry-specialized verticals including agribusiness, construction, brewery, dental practice, grocery, church, golf course, and family amusement center insurance. The underlying technology stack is a standard multi-carrier agency platform for quote generation and policy management, with no proprietary AI, API, or SDK components disclosed.
The business model is commission-based revenue earned on policies placed and renewed across the carrier panel, supplemented by carrier contingency bonuses tied to volume and loss-ratio performance. Pricing is quote-based and varies by individual risk profile, coverage needs, and carrier underwriting criteria, with no publicly disclosed standard pricing. The go-to-market is sales-led and relationship-driven, relying on licensed agents across nine offices, phone-based service, a client portal, a Refer-a-Friend program, and modest digital channels (Facebook and a blog). Customer segments are individual consumers and SMBs across central and eastern Pennsylvania, with a smaller employer benefits book and an emerging specialty-vertical commercial book. No revenue, headcount, or premium-volume figures are publicly disclosed, and no AI/ML capabilities, APIs, or patents are evidenced in the source material.
Spotts Insurance Group firmographics
Firmographics- Name
- Spotts Insurance Group
- Legal name
- Spotts Insurance Group, Inc.
- Website
- https://spotts4insurance.com
- Company type
- Private
- Founded year
- 1993
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Spotts Insurance Group is a Pennsylvania-based independent insurance agency (founded 1993, subsidiary of Leavitt Group Enterprises) distributing personal, commercial, and employee-benefits coverage across nine offices via a 16-carrier panel to individual consumers and SMBs.
- Ownership category
- akta.pro rank
Where Spotts Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Pennsylvania Furnace
- HQ country
- United States
- HQ region
- North America
Offices9 records
Markets served
Spotts Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commission Revenue: As an independent insurance agency, Spotts Insurance Group earns commissions from insurance carriers for policies placed and renewed. Commissions are typically a percentage of premium and may include contingency bonuses based on volume and loss ratios.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Custom insurance quotes based on individual assessment |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Spotts Insurance Group product offering
Product offeringCore offering
Spotts Insurance Group is a 100% independent insurance agency that places personal, commercial, life, and specialty insurance coverage for individuals and businesses across Pennsylvania. The agency accesses multiple insurance carriers through its parent company Leavitt Group Enterprises and earns commissions on policies sold, with licensed agents providing personalized coverage across 9 office locations.
Product overview
Spotts Insurance Group is an independent insurance agency providing a comprehensive portfolio of insurance products through multiple carrier partnerships. The company operates three core product lines: Business Insurance (including Bonds/Surety, Commercial Auto, Commercial Property, Commercial Umbrella, Cyber Liability, D&O, General Liability, Inland Marine, Liquor Liability, Management Liability, Product Liability, Professional Liability, and Property & Casualty), Personal Insurance (Home & Condo, Auto, Life, ATV, Boat, Flood, High Net Worth, Landlord, Motorcycle, RV, Renters, and Umbrella), and Employee Benefits. The agency serves diverse industries including Agribusiness, Construction, Churches, Dental Practices, Breweries, Grocery Stores, and others, offering specialized coverage tailored to each sector's unique risks.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Insurance Comprehensive commercial insurance coverage for Pennsylvania business owners, including commercial auto, commercial property, general liability, professional liability, workers compensation, cyber liability, bonds/surety, management liability, commercial umbrella, product liability, liquor liability, and inland marine coverage.
- Personal Insurance Individual and family insurance coverage for Pennsylvania consumers, including home & condo, auto, life, ATV, boat, flood, high net worth, landlord, motorcycle, RV, renters, and umbrella policies.
- Employee Benefits Group benefits programs for Pennsylvania employers including health insurance, dental, vision, and retirement plans to help attract and retain talent.
- Agribusiness Insurance Specialized coverage for agricultural operations including farms, ranches, and related businesses addressing unique industry risks.
- Construction Insurance Comprehensive insurance solutions for construction contractors, builders, and developers including builders risk coverage.
- Church Insurance Specialized coverage for religious institutions including churches, synagogues, and mosques.
- Dental Practice Insurance Professional liability and business coverage designed for dental practices and oral health providers.
- Brewery Insurance Specialized coverage for craft breweries including product liability, equipment, and liquor liability.
- Grocery Store Insurance
Companies that use Spotts Insurance Group
Customer profileSegments4 records
Ideal customer profiles3 records
Spotts Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Spotts Insurance Group partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core and minor.
- Nationwide InsurancecorePrimary strategic partner and major carrier represented by Spotts Insurance Group. Nationwide is featured prominently with multiple top-performing agent recognitions including East Zone Agency of the Year and Personal Lines Elite Agency awards. Agency sells Nationwide auto, home, life, and commercial insurance products.
- American ModernminorInsurance carrier represented through Spotts Insurance Group, specializing in specialty insurance products.
- Donegal Insurance GroupminorRegional insurance carrier partnership providing coverage options through the independent agency network.
- EncovaminorInsurance carrier represented through Spotts Insurance Group for commercial and personal insurance products.
- ForemostminorSpecialty insurance carrier partner offering niche coverage products through the independent agency.
- Guard Insurance GroupminorInsurance carrier partner providing commercial insurance options.
- Mutual Benefit GroupminorRegional mutual insurance company represented for coverage options.
- Penn NationalminorRegional insurance carrier partner offering Pennsylvania-focused insurance products.
- Plymouth Rock AssuranceminorInsurance carrier partner providing auto and home insurance options.
- ProgressiveminorMajor national insurance carrier represented for auto and personal insurance products.
- SafecominorLiberty Mutual subsidiary insurance carrier for personal insurance products.
- SelectiveminorInsurance carrier partner specializing in commercial and personal lines.
- The HartfordminorMajor national insurance carrier represented for business and personal insurance products.
- TravelersminorNational insurance carrier partner offering commercial and personal lines coverage.
- Tuscarora Wayne Insurance CompanyminorRegional insurance carrier partner serving Pennsylvania area.
- WestfieldminorInsurance carrier partner offering commercial and personal insurance products.
Scale indicators3 records
Recent moves4 records
Expansion highlights4 records
Spotts Insurance Group competitors and assessment
Company assessmentBroad incumbents
- State Farm (independent contractor agents): Largest U.S. personal lines insurer operating through captive agents in local offices. Directly competes with Spotts for personal lines customers in shared Pennsylvania geographies.
- Brown & Brown, Inc. Large national insurance brokerage that acquires and operates independent agencies, including in the Mid-Atlantic. Represents a scaled-up version of the agency-brokerage model Spotts operates.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with a substantial retail agency network. Competes for mid-market commercial accounts and offers similar independent brokerage services to businesses.
Regional players
- Erie Insurance Group: Headquartered in Pennsylvania, Erie Insurance sells personal and commercial lines through a network of independent agents in the Mid-Atlantic and Midwest. Direct geographic overlap and same agency distribution model make it a strong regional peer.
- Donegal Insurance Group: Pennsylvania-based regional insurance carrier that partners with independent agencies including Spotts. Serves the same Pennsylvania markets with overlapping personal and commercial product lines.
- Penn National Insurance: Pennsylvania-focused regional carrier that distributes exclusively through independent agents. Competes for the same PA-based agency relationships and end customers as Spotts.
Direct peers
- Leavitt Group Enterprises: Parent company of Spotts Insurance Group and a national network of independent insurance agencies. Operates the same multi-carrier brokerage model across multiple states, providing the closest structural and operational comparison.
- Keystone Insurers Group: Pennsylvania-based alliance of independent insurance agencies. Operates the same independent multi-carrier model with shared carrier access and back-office services, competing for the same regional commercial and personal accounts.
- Hilb Group: Mid-Atlantic-based insurance brokerage that acquires and grows independent agencies, including in Pennsylvania. Operates the same multi-carrier agency model targeting personal and commercial lines.
- AAA Insurance (AAA Club Alliance): Membership-based insurance agency offering auto, home, and life coverage through local offices. Operates a brick-and-mortar agency model comparable to Spotts, including in Pennsylvania markets.
Market position
Strengths1 record
Weaknesses1 record
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Spotts Insurance Group social profiles
Digital presenceSpotts Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Spotts Insurance Group leadership team
Management profileNumber of profiles
Spotts Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Spotts Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Spotts Insurance Group
What does Spotts Insurance Group do?
Spotts Insurance Group is a 100% independent insurance agency that places personal, commercial, life, and specialty insurance coverage for individuals and businesses across Pennsylvania. The agency accesses multiple insurance carriers through its parent company Leavitt Group Enterprises and earns commissions on policies sold, with licensed agents providing personalized coverage across 9 office locations.
Is Spotts Insurance Group a public or private company?
Spotts Insurance Group is a private company. It is classified as corporate owned and is currently operating.
When was Spotts Insurance Group founded?
Spotts Insurance Group was founded in 1993. It employs 11 to 50 people.
Where is Spotts Insurance Group based?
Spotts Insurance Group is headquartered in Pennsylvania Furnace, United States, in the North America region.
How does Spotts Insurance Group make money?
One revenue line is on record: insurance Commission Revenue.
Who are Spotts Insurance Group's main competitors?
Broad incumbents on record are State Farm (independent contractor agents), Brown & Brown, Inc. and Arthur J. Gallagher & Co.. Regional players are Erie Insurance Group, Donegal Insurance Group and Penn National Insurance. Direct peers are Leavitt Group Enterprises, Keystone Insurers Group, Hilb Group and AAA Insurance (AAA Club Alliance).
Does Spotts Insurance Group have an API?
No public API is recorded for Spotts Insurance Group.