Oregon Coast Bank
Oregon Coast Bank is a privately held community bank founded in 2001 and headquartered in Newport, Oregon. It provides retail and commercial banking products to Oregon Coast residents and local businesses, including specialized lending for fishing and timber industries, distributed through branches and digital channels.
- Company typePrivate
- Founded2001
- HeadquartersNewport, United States
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What Oregon Coast Bank does
Oregon Coast Bank is a privately held, FDIC-member community bank founded in 2001 and headquartered in Newport, Oregon. The bank serves the Oregon Coast community through a horizontally segmented retail and commercial banking model, offering personal banking products (checking, savings, IRAs, personal loans, real estate financing, investment services, and Visa debit cards) alongside business banking products (business checking and savings, commercial loans, IRAs for businesses, and tailored services for commercial coastal industries including fishing and timber). The bank positions itself as 'the only bank built by and for the Oregon Coastal community,' emphasizing local market knowledge and personalized relationship banking.
The bank distributes services through physical branches across Oregon Coast communities combined with digital self-service channels, including a web-based online banking portal (my.oregoncoast.bank) and 'My Oregon Coast Bank' mobile applications on iOS and Android. Supporting programs include the Samson Switchblade customer support offering and a Community Spotlight marketing initiative that features local business customers. Headcount is reported at 51-100 employees, and the bank maintains a public careers page signaling ongoing hiring activity.
Oregon Coast Bank's revenue mechanics follow the standard community banking model: net interest income from lending activities (personal, real estate, business, and commercial loans including industry-specific lending to fishing and timber sectors), transaction and account fees on deposits and debit card activity, and investment services income. Pricing is relationship-based and not publicly disclosed on the website; customers are directed to branch contact. The bank holds no parent company, no subsidiaries, no disclosed funding rounds, and no M&A activity in the source data.
Oregon Coast Bank firmographics
Firmographics- Name
- Oregon Coast Bank
- Legal name
- Oregon Coast Bank
- Website
- https://oregoncoastbank.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Oregon Coast Bank is a privately held community bank founded in 2001 and headquartered in Newport, Oregon. It provides retail and commercial banking products to Oregon Coast residents and local businesses, including specialized lending for fishing and timber industries, distributed through branches and digital channels.
- Ownership category
- akta.pro rank
Where Oregon Coast Bank is headquartered
LocationHeadquarters
- HQ city
- Newport
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Oregon Coast Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
Revenue model
- Interest Income: Traditional bank interest income from lending activities including personal loans, real estate loans, business loans, and commercial lending
- Deposit Account Fees: Fee income from checking and savings accounts, debit card transactions, and other deposit account services
- Investment Services: Investment services offered to customers through partnership or internal capabilities
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Oregon Coast Bank product offering
Product offeringCore offering
Oregon Coast Bank is a community bank headquartered in Newport, Oregon, that provides personal and business banking products including checking and savings accounts, IRAs, personal and commercial loans, real estate financing, and investment services. The bank also delivers specialized lending and banking services to coastal commercial industries such as fishing and timber, supported by mobile and online banking channels and a network of physical branch locations across the Oregon Coast.
Product overview
Oregon Coast Bank is a single, unified community bank offering a comprehensive portfolio of retail and commercial banking products. The core offerings consist of Personal Banking (checking, savings, IRAs, loans, real estate, and investment services) and Business Banking (business checking/savings, commercial loans, and specialized commercial industry services). These are supported by digital delivery channels including Mobile Banking Apps (iOS and Android) and Online Banking, with ancillary services such as the Samson Switchblade customer support program and Visa debit cards. The bank serves individuals and businesses in the Oregon Coast region through both digital and physical branch channels.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Banking
Companies that use Oregon Coast Bank
Customer profileNamed customers1 record
Segments2 records
Ideal customer profiles2 records
Oregon Coast Bank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Oregon Coast Bank partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Oregon Coast Bank competitors and assessment
Company assessmentDirect peers
- Lewis & Clark Bank: Lewis & Clark Bank is an Oregon-based community bank offering personal and business banking products similar to Oregon Coast Bank. It is closely comparable in scale, product mix, and Oregon-market focus.
- Willamette Valley Bank: Willamette Valley Bank is an Oregon community bank providing personal, business, and agricultural lending services. It is comparable in size and product breadth to Oregon Coast Bank and serves a similar Oregon SMB/consumer customer base.
- Coastal Community Bank: Coastal Community Bank is a Washington-state community bank with full personal and business banking services. It is highly comparable to Oregon Coast Bank in name, customer profile, and community-bank operating model.
- Bank of the Pacific: Bank of the Pacific is a Washington-state community bank with personal and business banking offerings, including loans and digital banking. It mirrors Oregon Coast Bank's community-banking model in a similar Pacific Northwest coastal/mid-size market context.
- Sound Community Bank: Sound Community Bank is a Pacific Northwest community bank providing deposit accounts, loans, and digital banking. It is a close analog in scale, service mix, and regional community-bank positioning to Oregon Coast Bank.
- Summit Bank: Summit Bank is an Oregon-headquartered community bank offering commercial and consumer banking, treasury management, and lending. It directly overlaps Oregon Coast Bank's product suite and Oregon-market SMB target.
Regional players
- OnPoint Community Credit Union: OnPoint Community Credit Union is a large Oregon-based credit union offering personal and business banking, lending, and digital channels across Oregon. As a member-owned cooperative with similar community-rooted positioning, it is a direct regional alternative to Oregon Coast Bank in the same geography.
Broad incumbents
- Umpqua Bank: Umpqua Bank is a large Oregon-headquartered regional bank offering personal and business banking, loans, and digital channels across the Pacific Northwest. It competes with Oregon Coast Bank in the same Oregon geography but operates a much broader footprint and product set, making it the dominant incumbent community/regional player in the same market.
- Columbia State Bank: Columbia State Bank is a Pacific Northwest regional bank (part of Columbia Banking System) providing personal and business banking, lending, and digital services. It directly overlaps Oregon Coast Bank's SMB and retail banking products in the broader Oregon/Washington coastal-adjacent market.
- JPMorgan Chase (Pacific Northwest branches): JPMorgan Chase operates retail and small business banking branches across Oregon, including coastal and mid-size markets, and offers a broad digital stack. It competes for the same consumer and SMB deposits and loans as Oregon Coast Bank but at national scale.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Oregon Coast Bank social profiles
Digital presenceOregon Coast Bank compliance and trust
Trust signalCompliance1 record
Oregon Coast Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Oregon Coast Bank leadership team
Management profileNumber of profiles
Oregon Coast Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Oregon Coast Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Oregon Coast Bank
What does Oregon Coast Bank do?
Oregon Coast Bank is a community bank headquartered in Newport, Oregon, that provides personal and business banking products including checking and savings accounts, IRAs, personal and commercial loans, real estate financing, and investment services. The bank also delivers specialized lending and banking services to coastal commercial industries such as fishing and timber, supported by mobile and online banking channels and a network of physical branch locations across the Oregon Coast.
Is Oregon Coast Bank a public or private company?
Oregon Coast Bank is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Oregon Coast Bank founded?
Oregon Coast Bank was founded in 2001. It employs 51 to 100 people.
Where is Oregon Coast Bank based?
Oregon Coast Bank is headquartered in Newport, United States, in the North America region.
How does Oregon Coast Bank make money?
Three revenue lines are on record. Interest Income is the primary driver. The others are deposit Account Fees and investment Services.
Who are Oregon Coast Bank's main competitors?
Direct peers on record are Lewis & Clark Bank, Willamette Valley Bank, Coastal Community Bank, Bank of the Pacific, Sound Community Bank and Summit Bank. OnPoint Community Credit Union is listed as a regional player. Broad incumbents are Umpqua Bank, Columbia State Bank and JPMorgan Chase (Pacific Northwest branches).
Does Oregon Coast Bank have an API?
No public API is recorded for Oregon Coast Bank.