Cities and Villages Mutual Insurance Company
- Company typePrivate
- Founded1996
- HeadquartersWauwatosa, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Cities and Villages Mutual Insurance Company does
Cities and Villages Mutual Insurance Company (CVMIC) is a Wisconsin-based mutual insurance company owned by its member municipalities, providing property/casualty insurance, risk management services, and professional training to cities, villages, towns, and utility commissions across the state. The company was founded in 1996 (per the detailed company history) and is headquartered in Wauwatosa, Wisconsin, serving 70+ Wisconsin municipalities ranging from small towns such as Cottage Grove to larger cities including Appleton, Kenosha, Green Bay, and Racine. CVMIC is a non-profit mutual with no external shareholders, governed by a board elected from member municipalities, and has held AGRiP best practice recognition in governance, management, financial accounting, and operations continuously since 1996. (Note: firmographic metadata lists a 1987 founding date; the more detailed company history source anchors 1996, with AGRiP recognition tracking from the same year.)
Cities and Villages Mutual Insurance Company firmographics
Firmographics- Name
- Cities and Villages Mutual Insurance Company
- Legal name
- Cities and Villages Mutual Insurance Company
- Website
- https://cvmic.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Cities and Villages Mutual Insurance Company industry classification
Industry- Product category
- Municipal Insurance
- NAICS
- Other Insurance Funds (52519), Insurance Carriers and Related Activities (524)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Pollution / Environmental Liability (FSAJADAI)
Keywords
Where Cities and Villages Mutual Insurance Company is headquartered
LocationHeadquarters
- HQ city
- Wauwatosa
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Cities and Villages Mutual Insurance Company business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D
Revenue model
- Insurance Premiums: CVMIC generates primary revenue through insurance premiums from member municipalities for public entity liability, workers compensation, and automobile physical damage coverage. Coverage extends to $10 million broad liability limits with robust dividend performance.
- Non-Member Training Fees: Training programs offered at $100 per course to non-members, while CVMIC members receive training free of charge as part of membership benefits.
- Group Purchase Programs: Facilitates group purchasing of cyber liability, employment practices liability, equipment breakdown, commercial crime, special events, and volunteer accident insurance for member municipalities.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Non-Member Training: $100 per course |
| Subscription | Annual | Member Training: Free |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels8 records
Cities and Villages Mutual Insurance Company product offering
Product offeringCore offering
Cities and Villages Mutual Insurance Company is a Wisconsin-based mutual insurance pool that provides liability, workers' compensation, auto physical damage, and property coverage to municipalities and public entities. The company also delivers risk management services and leadership development training programs, including the Emerging Leader and Perfecting Leader certifications, to its member municipalities.
Product overview
Cities and Villages Mutual Insurance Company (CVMIC) offers a comprehensive insurance and risk management platform for Wisconsin municipalities. The core offering centers on the Member Portal as the central hub for account access, integrated with NeoGov Learn for training delivery. Insurance products include public entity liability (up to $10 million), worker’s compensation, and automobile physical damage coverage, supplemented by group purchase programs for cyber liability, employment practices liability, equipment breakdown, and special events. Risk management services encompass loss control (safety training, inspections, ergonomic assessments), claims administration, IT security assessments, and critical incident response. Training capabilities feature the Emerging Leader and Perfecting Leader certification programs delivered through NeoGov Learn LMS, plus quarterly eLearning releases and monthly virtual events. CVMIC also provides member advantage programs including the Risk Reimbursement Program and Member Innovation Award, along with administrative services such as certificate of insurance requests and special event coverage through Origami Risk integration.
Differentiator
Problem solved
Functional benefit
Products and services
- Public Entity Liability Coverage
Quantifiable outcome
- ~11% average savings on medical bill re-pricing for workers compensation
- +2 more outcomes
Companies that use Cities and Villages Mutual Insurance Company
Customer profileNamed customers12 records
Segments2 records
Ideal customer profiles1 record
Cities and Villages Mutual Insurance Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
Feature3 records
Cities and Villages Mutual Insurance Company partnerships and signals
Strategic signalPartnerships
15 partnerships are on record, tiered core and minor.
- AGRiPcoreAssociation of Governmental Risk Pools. CVMIC is a member and has received best practice standards recognition through AGRiP since 1996, demonstrating operational excellence in governance, management, financial accounting, and operations.
- NeoGovcoreProvides the Learn LMS platform for CVMIC's training programs. NeoGov Learn offers eLearning courses, instructor-led training enrollment, and training record reporting. CVMIC has integrated NeoGov Suites including Insight, Onboard, Learn, and Biddle for member HR software needs.
- Municipal Property Insurance Company (MPIC)coreProvides comprehensive property insurance for CVMIC members through group purchasing power, creating deeper premium discounts and broader coverage options.
- AlliantcoreInsurance brokerage and risk management partner providing access to additional insurance products and risk management expertise for CVMIC members.
- AM BestcoreCredit rating agency providing financial strength ratings for CVMIC, validating the organization's financial stability and ability to meet insurance obligations.
- QuarlescoreLaw firm providing defense counsel roster with expertise in Wisconsin municipal law for CVMIC members facing liability claims.
- Stafford Rosenbaum LLPcoreWisconsin-based law firm providing legal counsel and defense services for municipal liability matters.
- GEMminorPartner providing additional services for municipal members.
- ImpactminorMarketing and business development partner supporting CVMIC's member engagement and growth initiatives.
- Kollath CPAminorCPA firm providing accounting and financial services for CVMIC operations.
- Wisconsin Municipal Treasurers Association (MTAW)minorWisconsin association supporting municipal treasurers, providing networking and professional development connections for CVMIC members.
- Wisconsin Counties Association (WCA)minorStatewide association representing Wisconsin counties, creating awareness and membership referrals.
- Wisconsin Public Risk Association (WI PRIMA)minorProfessional association for public risk management professionals in Wisconsin, supporting education and best practices.
- Prospan ShoringminorSafety equipment and training partner for excavation and trenching safety training programs.
- LexipolminorPartner providing policy-based training content for fire service members, including the Training Beyond Hooks and Hoses program for fire service leadership.
Scale indicators3 records
Recent moves12 records
Expansion highlights5 records
Cities and Villages Mutual Insurance Company competitors and assessment
Company assessmentDirect peers
- Michigan Municipal Risk Management Authority: State-level governmental risk pool providing liability, property, and workers' compensation coverage to Michigan municipalities. Operates a similar mutual/risk-pool model exclusively for public entities in a single state, directly comparable to CVMIC's Wisconsin structure.
- League of Minnesota Cities Insurance Trust: Insurance trust operated by the League of Minnesota Cities providing property, liability, and workers' compensation coverage to Minnesota municipalities. Geographic neighbor with a parallel single-state municipal mutual/risk-pool model serving public-sector members.
- Iowa Communities Assurance Pool: State-level governmental risk pool providing property, casualty, and workers' compensation coverage to Iowa cities and towns. Closely mirrors CVMIC's structure as a member-owned municipal insurance pool operating within a single Midwestern state.
- New York Municipal Insurance Reciprocal: Reciprocal insurance pool providing liability and related coverage exclusively to New York municipalities. Operates a member-owned risk-sharing structure analogous to CVMIC, serving a single state's public-entity market.
- Texas Municipal League Intergovernmental Risk Pool: Intergovernmental risk pool providing liability, property, and workers' compensation coverage to Texas municipalities. Same member-owned, single-state municipal insurance model as CVMIC, with comparable lines of coverage and member services.
Others
- Wisconsin League of Municipalities: Statewide membership association representing Wisconsin municipalities that offers insurance-related services and advocacy. Adjacent to CVMIC in geography and constituency — overlapping municipal member base and some insurance-program involvement — but organized as an advocacy league rather than an underwriting mutual.
- Association of Governmental Risk Pools (AGRiP): Industry association representing governmental risk pools and self-insurance entities. Not a direct competitor but the umbrella body that sets best-practice standards CVMIC has been recognized under since 1996, and a key industry connector and thought-leadership forum for CVMIC's peer pools.
Broad incumbents
- Alliant Insurance Services: Large national insurance brokerage with a public-entity practice that brokers coverage for municipalities, counties, and school districts. A CVMIC distribution partner but also a competitor in larger Wisconsin municipal accounts, offering broader carrier access and broader lines than CVMIC's mutual model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
Cities and Villages Mutual Insurance Company social profiles
Digital presenceCities and Villages Mutual Insurance Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cities and Villages Mutual Insurance Company leadership team
Management profileNumber of profiles
Profiles7 records
Cities and Villages Mutual Insurance Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cities and Villages Mutual Insurance Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cities and Villages Mutual Insurance Company
What does Cities and Villages Mutual Insurance Company do?
Cities and Villages Mutual Insurance Company is a Wisconsin-based mutual insurance pool that provides liability, workers' compensation, auto physical damage, and property coverage to municipalities and public entities. The company also delivers risk management services and leadership development training programs, including the Emerging Leader and Perfecting Leader certifications, to its member municipalities.
Is Cities and Villages Mutual Insurance Company a public or private company?
Cities and Villages Mutual Insurance Company is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Cities and Villages Mutual Insurance Company founded?
Cities and Villages Mutual Insurance Company was founded in 1996. It employs 11 to 50 people.
Where is Cities and Villages Mutual Insurance Company based?
Cities and Villages Mutual Insurance Company is headquartered in Wauwatosa, United States, in the North America region.
How does Cities and Villages Mutual Insurance Company make money?
Three revenue lines are on record. Insurance Premiums are the primary driver. The others are non-Member Training Fees and group Purchase Programs.
Who are Cities and Villages Mutual Insurance Company's main competitors?
Direct peers on record are Michigan Municipal Risk Management Authority, League of Minnesota Cities Insurance Trust, Iowa Communities Assurance Pool, New York Municipal Insurance Reciprocal and Texas Municipal League Intergovernmental Risk Pool. Others are Wisconsin League of Municipalities and Association of Governmental Risk Pools (AGRiP). Alliant Insurance Services is listed as a broad incumbent.
Does Cities and Villages Mutual Insurance Company have an API?
No public API is recorded for Cities and Villages Mutual Insurance Company.
What industry is Cities and Villages Mutual Insurance Company in?
Cities and Villages Mutual Insurance Company's product category is Municipal Insurance. Its primary akta.pro industry code is FSAJADAI, Pollution / Environmental Liability. Its NAICS code is 52519 and its SIC code is 6331.