Crest Hill Capital
- Company typePrivate
- Founded-
- HeadquartersWest Palm Beach, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
Crest Hill Capital firmographics
Firmographics- Name
- Crest Hill Capital
- Legal name
- Crest Hill Capital LLC.
- Website
- https://cresthillcapital.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Crest Hill Capital industry classification
Industry- Product category
- Alternative Small Business Lending
- NAICS
- Sales Financing (522220), Credit Intermediation and Related Activities (522)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD)
Keywords
Where Crest Hill Capital is headquartered
LocationHeadquarters
- HQ city
- West Palm Beach
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Crest Hill Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Merchant Cash Advance (MCA): Crest Hill Capital provides merchant cash advances - not business loans. They advance funds based on future credit card receivables. Repayment is made through a percentage of daily/weekly credit card processing volume. The company earns revenue through the fees/percentage charged on the advanced amount.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Merchant cash advance with flexible funding amounts based on business revenue |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
Crest Hill Capital product offering
Product offeringCore offering
Crest Hill Capital is an alternative small business lender that provides merchant cash advances—lump-sum capital purchases of a percentage of a business's future credit card sales—rather than traditional loans. Advances are repaid through daily or weekly holdbacks from credit card receipts, with funding decisions based on business revenue and processing volume rather than credit score, and capital typically disbursed within 4-72 hours of approval. The company also offers industry-tailored financing programs for trucking, retail, liquor stores, medical stores, nightclubs, and automotive businesses, distributed directly online and through an ISO/reseller partner network.
Product overview
Crest Hill Capital offers a unified merchant cash advance platform as its core product, supplemented by industry-specific financing modules targeting small businesses across sectors including trucking, retail stores, liquor stores, medical stores, nightclubs, and automotive businesses. The portfolio includes a main small business funding product and specialized vertical offerings for each industry segment, connected through a common application process and flexible repayment structure based on future sales.
Differentiator
Problem solved
Functional benefit
Products and services
- Merchant Cash Advance (Small Business Funding) Lump-sum cash advance purchased against a percentage of a small business's future credit card sales, with repayment collected as a daily or weekly holdback from credit card receipts. Designed for U.S. small and micro business owners who need fast working capital without collateral or minimum credit score requirements.
- Micro Business Funding Flexible financing program tailored to micro business owners needing smaller-scale working capital, offered under the same merchant cash advance framework as the core product.
- Trucking Business Financing Merchant cash advance financing for trucking operators, fleet owners, and independent truckers, covering fleet maintenance, truck purchases, driver hiring, administrative expenses, and regulatory compliance costs.
- Retail Store Financing Business funding for brick-and-mortar and online retail store owners to manage inventory purchases, e-commerce development, store improvements, and marketing campaigns.
- Liquor Store Financing Merchant cash advance financing for liquor store owners covering inventory stocking, license compliance, store upgrades, and promotional events.
- Medical Store Financing Business financing for medical and pharmacy retail operators to purchase inventory, fund equipment, cover operational costs, and remodel or expand consultation and retail space.
- Nightclub Financing Financing for nightclub and bar businesses covering marketing, inventory, technology upgrades, renovation, and expansion needs.
- Automotive Businesses Financing Funding solutions for auto repair shops and automotive businesses covering equipment purchases, inventory, marketing, and business expansion.
- ISO & Reseller Partnership Program Channel partnership program for Independent Sales Organizations and resellers that originate merchant cash advance applications on behalf of Crest Hill Capital, featuring a streamlined submission process, responsive communication, and a personal liaison for partner support.
Quantifiable outcome
- Fast approval within 24-48 hours
- +3 more outcomes
Companies that use Crest Hill Capital
Customer profileNamed customers6 records
Segments8 records
Ideal customer profiles2 records
Crest Hill Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Crest Hill Capital partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Independent Sales Organizations (ISOs)coreCrest Hill Capital maintains a network of Independent Sales Organizations (ISOs) and resellers who bring in merchant cash advance applications. The company offers streamlined application and submission processes, responsive communication, and personal liaison support for partners. The focus is on highly beneficial partnerships with ISOs.
Scale indicators4 records
Recent moves4 records
Expansion highlights3 records
Crest Hill Capital competitors and assessment
Company assessmentDirect peers
- Credibly: Credibly provides working capital solutions (including MCAs and term products) to small businesses funded based on revenue rather than credit score — a near-identical positioning to Crest Hill Capital.
- Fora Financial: Fora Financial is a leading direct merchant cash advance provider serving small businesses across the US, offering factor-based advances repaid via daily credit card receivables — the same core product and underwriting model as Crest Hill Capital.
- Rapid Finance: Rapid Finance is a small-business working capital provider offering merchant cash advances and small business loans to US SMBs, with an inside-sales and partner-channel GTM closely overlapping Crest Hill Capital's approach.
- Everest Business Funding: Everest Business Funding is a merchant cash advance and small business financing provider targeting a similar sub-bankable SMB borrower base, with comparable factor-based advance products and ISO channel partnerships.
- Yellowstone Capital: Yellowstone Capital is an established merchant cash advance provider for small businesses, using a holdback percentage of daily sales for repayment — a direct functional and product overlap with Crest Hill Capital.
- National Funding: National Funding provides small business financing including working capital and merchant cash advance alternatives across multiple verticals, with an SMB-focused channel and inside-sales motion similar to Crest Hill Capital.
- Lendio: Lendio operates an SMB lending marketplace that includes MCA partners alongside term loans and lines of credit; it competes for the same small-business working-capital search traffic and partners with similar ISO/reseller networks.
- Fundbox: Fundbox provides small-business working capital through short-term advances and lines of credit, designed for fast approval and repayment tied to business cash flow — an overlapping SMB credit product.
- Biz2Credit: Biz2Credit matches small businesses with working capital options including MCAs and term loans via a partner/lender network, overlapping both the SMB borrower profile and the channel-partner GTM motion.
Broad incumbents
- BlueVine: BlueVine is an established online SMB lender offering lines of credit, term loans, and invoice factoring to small businesses; a broader incumbent than Crest Hill Capital but competing for the same SMB working-capital demand from credit card-receiving businesses.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks7 records
Key highlights7 records
Customer concentration
Crest Hill Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Crest Hill Capital leadership team
Management profileNumber of profiles
Profiles1 record
Crest Hill Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Crest Hill Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Crest Hill Capital
What does Crest Hill Capital do?
Crest Hill Capital is an alternative small business lender that provides merchant cash advances—lump-sum capital purchases of a percentage of a business's future credit card sales—rather than traditional loans. Advances are repaid through daily or weekly holdbacks from credit card receipts, with funding decisions based on business revenue and processing volume rather than credit score, and capital typically disbursed within 4-72 hours of approval. The company also offers industry-tailored financing programs for trucking, retail, liquor stores, medical stores, nightclubs, and automotive businesses, distributed directly online and through an ISO/reseller partner network.
Is Crest Hill Capital a public or private company?
Crest Hill Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Crest Hill Capital founded?
Crest Hill Capital was founded in -1. It employs 1 to 10 people.
Where is Crest Hill Capital based?
Crest Hill Capital is headquartered in West Palm Beach, United States, in the North America region.
How does Crest Hill Capital make money?
One revenue line is on record: merchant Cash Advance (MCA).
Who are Crest Hill Capital's main competitors?
Direct peers on record are Credibly, Fora Financial, Rapid Finance, Everest Business Funding, Yellowstone Capital, National Funding, Lendio, Fundbox and Biz2Credit. BlueVine is listed as a broad incumbent.
Does Crest Hill Capital have an API?
No public API is recorded for Crest Hill Capital.
What industry is Crest Hill Capital in?
Crest Hill Capital's product category is Alternative Small Business Lending. Its primary akta.pro industry code is FSAKAGAD, Merchant Cash Advance (MCA) & Revenue-Based Financing. Its NAICS code is 522220 and its SIC code is 6153.