eCOMM Merchant Solutions

What eCOMM Merchant Solutions does

eCOMM Merchant Solutions is a payment technology provider founded in 2015, headquartered in Navan, Co. Meath, Ireland, with a UK registered office in London. The company operates through two legal entities: eCOMM Merchant Solutions Limited (UK, FCA-authorised under licence 900591) and eCOMM Merchant Solutions Ireland Limited (EMSIL, Company No. 540660), which operates as an acquirer via Paynetics AD under Bulgarian National Bank regulation. eCOMM delivers an integrated commerce ecosystem combining payment gateway, transaction processing, and acquiring capabilities across in-store, online, and mobile channels for merchants in the UK, Ireland, and the wider EU.

The product portfolio spans NEXGO N86 and N96 Android payment terminals, the N62 MPOS mobile device, a SoftPOS (Tap-on-Phone) solution distributed via Google Play Store, cloud-based EPOS and EPOS Mini hospitality solutions, and a comprehensive eCommerce gateway offering Direct API integration and Hosted Payment Page options. eCOMM has developed and certified its own proprietary terminal software on NEXGO hardware and operates a cloud-based Terminal Management System with an App Marketplace. Advanced features include Pay By Link, Virtual Terminal, MOTO, recurring billing, tokenisation, Dynamic Currency Conversion (DCC), and EMV 3DS v2.x authentication. The platform supports a TypeScript SDK with RESTful API integration, sandbox environments, Postman collections, and OpenAPI specifications.

Revenue is generated primarily through transaction/processing fees on payment volumes, with secondary streams from hardware sales, software/platform fees, premium feature add-ons, and partner referral revenue. Pricing is quote-based and tailored to business turnover, with dedicated sales teams operating direct phone and email channels across UK and Ireland. The company also runs a formal partner program targeting ISVs, resellers, EPOS providers, and referral partners. The customer base of 5,000+ active merchants has processed 19M+ transactions and includes one enterprise anchor (Horse Racing Ireland across four racecourses) alongside a long tail of SMB customers in hospitality, retail, events, and sports. eCOMM is led by CEO Noel Moran and holds certifications including PCI DSS, SOC 1, SOC 2, PCI PTS 6.x, MPOC, GDPR, and CCPA.

Name

eCOMM Merchant Solutions

Legal name

eCOMM Merchant Solutions Limited

Website

https://ecomm365.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

101–250 employees

Short description

eCOMM Merchant Solutions is an Irish-founded payment technology provider delivering an integrated commerce ecosystem — payment gateways, NEXGO terminals, SoftPOS, EPOS, and eCommerce APIs — to 5,000+ merchants across the UK, Ireland, and the EU via FCA authorisation and Paynetics AD acquiring.

Ownership category

akta.pro rank

Product category

Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

akta.pro primary industry

Merchant Acquiring & Processing Platforms (BPAMAFAB)

Keywords

• Payment processing services
• POS terminal hardware
• ECommerce payment gateway
• Mobile contactless payments
• Cloud-based EPOS systems

Headquarters

HQ city

Navan

HQ country

Ireland

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Supply Chain, Infrastructure, Marketing or Sales

Revenue model

1. Transaction/Payment Processing Fees: eCOMM generates primary revenue through transaction fees charged on payment processing across in-store (POS terminals), online (eCommerce API/Hosted Payment Page), and mobile (SoftPOS/MPOS) channels. As an acquirer, eCOMM processes card payments and earns a percentage or per-transaction fee on each payment accepted by merchants.
2. Hardware Sales (POS Terminals & MPOS): Revenue from sale of payment hardware including NEXGO N86 and N96 Android payment terminals, N62 dedicated mobile MPOS terminals, and EPOS systems. Hardware is provided as part of the payment acceptance solution, likely with associated setup or hardware fees.
3. Software/Platform Fees: Revenue from eCommerce gateway software, cloud-based EPOS solutions, and SoftPOS licensing. The platform provides hosted payment pages, API access, terminal management, and reporting tools that likely carry recurring platform or licensing fees.
4. Advanced Feature Add-ons: Additional revenue from premium features such as Dynamic Currency Conversion (DCC) enabling international customers to pay in local currency, recurring billing automation, tokenisation services, and advanced reporting/analytics.
5. Partner/Referral Revenue Sharing: Revenue sharing arrangements with referral partners, resellers, and EPOS/integration partners who introduce merchants to eCOMM's payment solutions. Commercial partnership opportunities are structured for long-term mutual growth.

Pricing tiers

Go-to-market motion4 records

Distribution channels4 records

Marketing channels7 records

Core offering

eCOMM Merchant Solutions is a payment technology provider that combines payment gateway, transaction processing, and acquiring capabilities within a single unified platform. The company sells NEXGO-branded Android payment terminals (N86, N96, N62) running its own proprietary software, cloud-based EPOS and EPOS Mini hospitality solutions, SoftPOS (Tap-on-Phone) mobile payment software, and eCommerce gateway services via Direct API integration or Hosted Payment Page. Products are supported by a cloud-based Terminal Management System with App Marketplace and serve merchants across the United Kingdom and Ireland.

Product overview

eCOMM Merchant Solutions provides a unified payments ecosystem combining gateway technology, transaction processing, and acquiring capabilities. The product portfolio includes: (1) Hardware terminals — NexGO N86 flagship and N96 next-generation Android countertop terminals, plus N62 mobile MPOS device; (2) SoftPOS — software-based tap-and-pay solution turning Android devices into payment terminals; (3) Cloud-based EPOS solutions — full EPOS system and EPOS Mini handheld device for hospitality operations; (4) eCommerce gateway — Direct API integration for custom checkout experiences and Hosted Payment Page for quick launch with minimal PCI burden; (5) Advanced features including Pay By Link, Virtual Terminal, MOTO, Recurring Billing, Tokenisation, Dynamic Currency Conversion, and 3D Secure authentication. All solutions are backed by in-house developed terminal software and cloud-based NEXGO Terminal Management System with App Marketplace.

Differentiator

Problem solved

Functional benefit

Brands

• eCOMM365: The company's main platform and website brand for payment solutions (ecomm365.com)

Products and services

• NexGO N86 — Flagship Android Terminal Flagship countertop payment terminal featuring Android OS, quad-core processing, dual connectivity for fast reliable transactions, built-in thermal printer, and long-lasting battery life. PCI PTS 6.x certified. Targeted at merchants requiring secure, reliable in-store payment acceptance.
• NexGO N96 — Next Generation Android Terminal Next-generation smart mobile POS terminal with 6.5-inch HD display, 7.6V 3050mAh battery, 64.5mm slim profile, advanced processing power, enhanced connectivity, and optimised battery performance. Targeted at merchants requiring modern, flexible payment acceptance.
• NexGO N62 — MPOS Mobile Terminal Compact dedicated mobile payment hardware with 4-inch touchscreen design, lightweight and portable. Features custom eCOMM software, automatic email receipts, long-lasting battery, WiFi and 4G connectivity. Targeted at mobile and on-the-go businesses.
• SoftPOS (Tap-on-Phone) Software-based POS solution that transforms any compatible Android device (v9.0+) into a fully functional payment terminal for secure contactless transactions, without additional hardware. Fully MPOC compliant. Downloadable from Google Play Store. Targeted at micro-merchants, pop-up retailers, delivery drivers, and service providers.
• EPOS (Electronic Point of Sale) Cloud-based restaurant management solution with large touchscreen interface, real-time kitchen display integration, comprehensive inventory and staff management, advanced analytics and reporting, and multi-location support for restaurant groups. Targeted at hospitality venues including restaurants, cafés, and quick-service operations.
• EPOS Mini Portable handheld all-in-one EPOS device combining order taking, payment processing, receipt printing, and connectivity in a single handheld device. Designed for busy hospitality venues including restaurants, cafés, and quick-service operations.
• Direct API Integration (eCommerce Gateway) Full RESTful API integration allowing merchants complete control over checkout journey, branding, and customer experience. Supports sale transactions, pre-authentication, 3D Secure authentication, refunds, recurring billing, tokenisation, and Dynamic Currency Conversion. Merchants build and manage their own fully customised payment experience.
• Hosted Payment Page Pre-certified secure hosted payment page solution allowing businesses to launch quickly with minimal development effort. Supports both redirect and iFrame integration options with full PCI compliance handled by eCOMM. Targeted at businesses needing rapid online payment acceptance without custom integration.

Quantifiable outcome

• 5,000+ merchants served across UK and Ireland
• +4 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature7 records

Partnerships

Three partnerships are on record, tiered core.

• Horse Racing Ireland (HRI)coreStrategic or Co-development Partner · 1 January 2022Horse Racing Ireland (HRI) partnered with eCOMM Merchant Solutions as its payment provider across HRI's four racecourses — Fairyhouse, Leopardstown, Navan, and Tipperary. This enterprise-level partnership covers comprehensive payment processing across major Irish racing venues, representing a flagship customer reference for eCOMM in the sports and hospitality sector.
• Paynetics ADcoreOthersPaynetics AD is the underlying acquirer of eCOMM Merchant Solutions Ireland Limited (EMSIL), regulated by the Bulgarian National Bank (No. 44/11.04.2016) to provide e-Money services across EU Member States on the grounds of its license passportisation. This is a core regulatory and financial infrastructure partnership enabling eCOMM to operate as a payment service provider across the EU.
• NEXGOcoreTechnology or IntegrationNEXGO provides the hardware platform for eCOMM's payment terminals, including the N86 flagship countertop terminal and the N96 next-generation Android terminal. eCOMM has developed proprietary terminal software on the NEXGO hardware platform, creating a differentiated product offering. The partnership includes access to the NEXGO Terminal Management System with App Marketplace.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Peers

• Revolut Business:

Direct peers

• SumUp: UK-headquartered mobile POS and payment processor serving small merchants across UK and Ireland with hardware terminals and SoftPOS. Directly comparable to eCOMM in product breadth, geographic focus, and SMB target customer.
• Square (Block): Integrated POS hardware, software, and payment processing platform serving SMBs and mid-market merchants globally. Closely matches eCOMM's combined terminal + software + acquiring proposition, though operating at much larger scale.
• Stripe: Global payment processor with gateway, acquiring, and developer-first APIs. Overlaps directly with eCOMM's eCommerce API, Hosted Payment Page, 3D Secure, and recurring billing offerings, and Stripe Terminal extends competition into the POS hardware market eCOMM serves.
• Dojo: UK payment processor providing card machines, EPOS, and payment gateway solutions to SMBs and enterprise merchants. Direct head-to-head competitor to eCOMM in the UK market across terminals, gateway, and integrated hospitality EPOS.
• Zettle by PayPal: Mobile POS and payment processing solution for SMBs offering card readers and integrated software. Comparable to eCOMM's SoftPOS, N62 MPOS, and N86/N96 terminal proposition targeting small UK/Ireland merchants.
• takepayments: UK-based payment processor offering card machines, online payments, and EPOS to SMEs. Directly competes with eCOMM in the UK SME segment on price-led positioning and consultative sales.
• Tyl by NatWest: UK payment processor offering card machines, online payments, and integrated solutions to SMEs, backed by NatWest. Competes head-to-head with eCOMM in the UK merchant acquiring market with similar SMB-focused value proposition.

Broad incumbents

• Worldpay: One of the largest global merchant acquirers and payment processors, operating broadly across UK, EU, and US markets. Provides the same acquiring and gateway services as eCOMM but at vastly larger scale and across more verticals.
• Adyen: Global unified payments platform serving enterprise merchants with gateway, processing, and acquiring across channels. Represents the scaled, enterprise-focused version of eCOMM's unified ecosystem thesis.

Market position

Strengths5 records

Weaknesses2 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/ecomm-merchant-solutions
• Xx.com/ecomm365

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about eCOMM Merchant Solutions