Autotrust

What Autotrust does

Autotrust is a Dutch warranty and maintenance subscription provider founded in 2009 and headquartered in Assen, Netherlands, operating as Autotrust Europe B.V. The company underwrites and administers warranty products for new and used passenger cars and campers, sold primarily through Dutch mobility companies (car dealers) and BOVAG member dealers, with end consumers accessing warranty management through the mijn.autotrust.nl portal. The product portfolio spans entry-level Instap Garantie (engine/gearbox/fuel system, vehicles up to 16 years / 200,000 km), the more popular Uitgebreid Garantie (extended coverage up to 8 years / 150,000 km), the exclusive BOVAG Garantie for BOVAG members, Accugarantie for EV/hybrid battery capacity (69% State of Health threshold), and Pechhulp roadside assistance bundled via Eurocross. Specialized Camper Garantie extends the offering into recreational vehicles.

The technology stack rests on three pillars: the Autotrust Portaal for warranty and claim management, the OpenWarranty enterprise platform that lets high-volume dealers (250+ cars/year) self-administer pricing, margins, and claims with full process outsourcing, and a Repair Intelligence Database that captures defect patterns and efficient repair methods to guide claim engineers toward cost-effective diagnoses. Warranty fulfillment runs through a national network of partner garages throughout the Netherlands, plus specialized EV/hybrid and ERAD repair partners (e.g., DTS Lopik), with coverage honored in approximately 20 European countries.

The business model is subscription-based multi-year warranty contracts priced by vehicle brand, year, and mileage, plus consumer-paid warranty extensions through the portal (iDeal full payment or four installments). Revenue is generated as dealers purchase warranties to attach at point-of-sale, capturing warranty margin, while Autotrust takes on claim-handling risk and operations. Distribution combines direct enterprise sales to mobility companies, the BOVAG member channel (exclusive for BOVAG Garantie), the self-serve OpenWarranty tier, and direct-to-consumer portal sales. Autotrust is a wholly-owned subsidiary of Bovemij Group (88% owned by BOVAG), functions as an authorized agent of N.V. Schadeverzekering-Maatschappij Bovemij under AFM permit 12019198, and in January 2026 was retained within a new BOVAG holding structure while Bovemij's insurance activities were divested to a.s.r.

Name

Autotrust

Legal name

Autotrust Europe B.V.

Website

https://autotrust.nl

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Autotrust is a Dutch warranty and maintenance subscription provider for new and used passenger cars and campers, serving Dutch mobility companies, BOVAG member dealers, and consumers through multi-year warranty products, claims processing, and a national partner garage network.

Ownership category

akta.pro rank

Product category

Automotive Warranty Services

NAICS

Wholesale Trade Agents and Brokers (42512)

SIC

Wholesale-Motor Vehicles & Motor Vehicle Parts & Supplies (5010)

akta.pro primary industry

Auto Ancillary Warranties (Tire & Wheel, Paintless Dent, Key/Remote, Windshield) (FSAJALAB)

akta.pro secondary industry

Personal Auto Insurance (FSAJAMAA)

Keywords

• Automotive warranty services
• Vehicle warranty programs
• Used car warranties
• Warranty claim management
• Automotive dealer services

Headquarters

HQ city

Assen

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Warranty Subscription Services: Autotrust generates revenue through warranty subscription contracts sold to mobility companies. Pricing is based on vehicle brand, year of production, and mileage. Mobility companies purchase warranties to offer to their customers, creating recurring revenue streams.
2. Warranty Contract Sales to Consumers: Consumers can purchase warranty extensions or direct warranties through the consumer portal. Payment options include full payment via iDeal or installment plans in 4 terms.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels5 records

Core offering

Autotrust provides warranty and maintenance subscription products for new and used cars in the Netherlands, distributed primarily through dealer and mobility partner networks. The company operates supporting platforms such as the OpenWarranty warranty management system and the Autotrust Portaal to administer policies and claims for its partners.

Product overview

Autotrust is a Dutch warranty service provider for the automotive industry, offering a portfolio of vehicle warranty products for mobility companies (car dealers) and consumers. The core product line includes the entry-level Instap Garantie, the mid-tier Uitgebreid Garantie (most popular), and the premium BOVAG Garantie for BOVAG members. Add-on modules include the Accugarantie for electric/hybrid vehicle batteries and Pechhulp roadside assistance. Specialized Camper Garantie covers recreational vehicles. For larger mobility companies (250+ vehicles annually), OpenWarranty provides a customized online warranty management system with self-determined pricing and margins. All warranties are backed by a nationwide network of partner garages. The company operates as part of Bovemij Group and functions as an authorized agent for N.V. Schadeverzekering-Maatschappij Bovemij.

Differentiator

Problem solved

Functional benefit

Products and services

• Warranty subscription for new cars Subscription warranty product covering new vehicles, sold to and through Dutch dealer and mobility partners and attached to vehicles at point of sale.
• Warranty subscription for used cars Subscription warranty product covering used vehicles, packaged for Dutch dealer partners to offer risk protection on pre-owned inventory.
• Maintenance subscription Recurring maintenance subscription covering scheduled servicing for vehicles, delivered through the Dutch dealer and mobility partner network.
• OpenWarranty warranty management platform Warranty management platform used to administer warranty policies and process claims for Autotrust and its dealer/mobility partners.
• Autotrust Portaal Partner and dealer-facing portal enabling mobility partners and dealers to onboard, manage, and service warranty and maintenance subscriptions offered through Autotrust.

Quantifiable outcome

• Dealers report approximately €6,000 additional annual revenue from warranty sales (10 warranties/month x €50 margin x 12 months)
• +2 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Bovemij GroupcoreOthers · 8 January 2026Autotrust is part of Bovemij Group which also includes Bovemij Verzekeringen, ENRA, and RDC. Bovemij Group sold insurance activities to a.s.r. but retained RDC and Autotrust under new BOVAG holding structure. Autotrust operates under multiple entities: Autotrust Europe B.V. (authorized agent for N.V. Schadeverzekering-Maatschappij Bovemij), Autotrust B.V., and Autotrust Service B.V.
• EurocrosscoreStrategic or Co-development PartnerEurocross provides the roadside assistance (pechhulp) services for Autotrust warranty holders. This partnership enables 24/7 breakdown assistance throughout Netherlands, including home service and replacement transport. The pechhulp is only available in combination with Autotrust warranty products.
• BOVAGcoreStrategic or Co-development PartnerStrategic partnership with BOVAG enabling exclusive BOVAG Garantie product for member dealers. BOVAG members can offer the most comprehensive warranty coverage through Autotrust. BOVAG is also 88% shareholder in Bovemij Group, Autotrust's parent company.
• National Garage NetworkcoreTechnology or IntegrationNetwork of partner garages throughout Netherlands where Autotrust warranty repairs are executed. Includes specialized repair partners for electric vehicles, ERAD systems, and specific brand expertise. Enables localized repairs close to customer's home.
• Occasion Keuring NederlandminorChannel Partner/ Reseller/ DistributorInspection partner enabling private car buyers to purchase Autotrust warranty after passing vehicle inspection. Alternative route for consumers not buying from mobility companies.

Scale indicators3 records

Recent moves7 records

Expansion highlights8 records

Direct peers

• MAPFRE Warranty: Global automotive warranty provider operating in multiple European markets, offering extended warranty products to dealers and consumers. Directly comparable to Autotrust's dealer-distributed mechanical-breakdown warranty model across geographies.
• Warrantywise: UK specialist in extended car warranties sold through independent dealers, with tiered coverage and claims management. Closely comparable to Autotrust on product structure (tiered coverage, dealer channel, claim handling) and customer base (used-car buyers).
• Car Care Plan: UK-based automotive warranty administrator (now part of Assurant) selling extended warranties through dealer networks. Comparable to Autotrust on B2B dealer channel, warranty administration, and claims-processing infrastructure.
• Real Garant Versicherung AG: German automotive warranty specialist providing new- and used-car extended warranties through European dealer networks. Comparable to Autotrust on dealer-distributed mechanical-breakdown warranties across European markets.
• Motor Garantie (MKG): German automotive warranty provider offering tiered extended-warranty products distributed through partner dealerships. Comparable to Autotrust on product tiering, dealer channel model, and claims handling for passenger vehicles.
• WKF Groep: Dutch warranty and insurance intermediary focused on the mobility sector, offering dealer-facing warranty and service products. Directly comparable to Autotrust as a domestic Dutch peer operating in the same dealer warranty channel.
• ENRA: Sister company within Bovemij Group providing warranty products for motorcycles, scooters, and mopeds through European dealer networks. Comparable to Autotrust on warranty-administration business model and dealer channel, with overlap in two-wheeler adjacent market.

Broad incumbents

• Allianz Partners: Global insurance and assistance provider (subsidiary of Allianz) offering extended warranties, roadside assistance, and mobility insurance across Europe. Comparable to Autotrust as a broader incumbent offering overlapping warranty and roadside-assistance products alongside a wider insurance portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/autotrusteurope
• Facebookfacebook.com/Autotrust-BV-634774310332312
• LinkedInlinkedin.com/company/autotrust-europe

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Autotrust