What Roscap does

Roscap Limited is a UK-domiciled boutique real estate capital advisory firm that intermediates between capital providers and real estate borrowers, arranging debt and equity financing across the full capital stack. Founded by Suleman Rafiq and now co-led with Clemente M. Apollonj-Ghetti (50% shareholder since 2025), the firm serves property developers, property investors, and family offices across the UK, Europe (Italy, Ireland, Spain, France, Albania), and North America. Roscap's product set spans Development Finance, Bridging Finance, Commercial and BTL Mortgages, Mezzanine Finance, Preferred Equity, Joint Venture Equity, and Corporate Capital Raising across residential, commercial, industrial, hospitality, and social housing asset classes.

The firm operates a six-step bespoke engagement process from initial review through deal closing, supplemented by a Partner Program that pays recurring referral commissions to real estate professionals who source deals. Roscap maintains formal internal governance (Complaints Handling, Conflicts of Interest, AML/KYC, Anti-Bribery policies) and is GDPR-compliant, while explicitly operating outside FCA regulation as an unregulated intermediary. It has disclosed over £120 million in cumulative real estate financing arranged across 22+ transactions.

Roscap's revenue is generated entirely through transaction-based advisory and arrangement fees negotiated on a deal-by-deal basis; pricing is not publicly disclosed. Go-to-market is sales-led, combining direct senior-advisor outreach, partner referrals, website contact conversion, content marketing through its Insights blog, and an Instagram (@roscap.uk) social presence. No proprietary technology platform is referenced, and the firm's value proposition rests on relationship networks with commercial banks, challenger banks, private credit funds, family offices, and investment banks rather than on technology or data assets.

Name

Roscap

Legal name

Roscap Limited

Website

https://roscap.co.uk

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Roscap is a UK-based boutique real estate capital advisory firm that arranges debt and equity financing across the full capital stack for property developers, investors, and family offices across the UK, Europe, and North America.

Ownership category

akta.pro rank

Product category

Real Estate Capital Advisory

NAICS

Portfolio Management and Investment Advice (523940), Commercial Banking (522110)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE)

akta.pro secondary industries

Debt & Structured Finance / Mortgage Brokerage (BPAJABAK), Corporate Finance & Capital Advisory (BPAHADAB)

Keywords

• Real estate capital advisory
• Development finance arranging
• Bridging loan intermediation
• Mezzanine finance advisory
• Property investment financing

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Advisory and Arrangement Fees: Roscap earns fees for arranging and advising on real estate financing transactions. The firm intermediates between capital providers (lenders, funds, family offices) and borrowers (developers, investors), structuring debt and equity solutions across the capital stack. Revenue is generated through transaction-based advisory and arrangement fees.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Roscap is a boutique real estate capital advisory and private investment firm that intermediates between capital providers (commercial banks, challenger banks, private credit funds, family offices, institutional investors) and borrowers/developers. The firm arranges and advises on debt and equity financing across the full capital stack, including development finance, bridging finance, commercial and BTL mortgages, mezzanine finance, preferred equity, joint venture equity, and corporate capital raising for real estate projects.

Product overview

Roscap is a boutique real estate capital advisory firm offering a unified advisory service that arranges financing across the full capital stack. The core offering combines Development Finance, Bridging Finance, Commercial and BTL Mortgages, and Mezzanine Finance for debt solutions, alongside Preferred Equity, Joint Venture Equity, and Corporate Capital Raising for equity solutions. These products serve property developers, investors, and family offices across residential, commercial, industrial, hospitality, and social housing asset classes throughout the UK, Europe, and North America. The firm operates through a structured six-step process from initial review through deal closing, supplemented by a Partner Program for industry professionals.

Differentiator

Problem solved

Functional benefit

Products and services

• Real Estate Capital Advisory Boutique real estate capital advisory services that connect developers and investors with tailored debt and equity solutions across the UK, Europe, and North America. Designed for property developers, investors, and family offices seeking structured financing across the full capital stack.
• Development Finance Funding for ground-up, conversion, or renovation projects, typically released in stages as construction milestones are completed. Targeted at property developers undertaking new-builds, conversions, or major renovations.
• Bridging Finance Short-term funding for acquisitions, refinancing, or equity release, prioritising speed and certainty for time-sensitive transactions. Designed for developers and investors needing fast, short-term capital solutions.
• Commercial and BTL Mortgages Income-based term lending for stabilised assets, including commercial mortgages and buy-to-let mortgages for residential portfolios. Targeted at investors with stabilised, income-producing real estate assets.
• Mezzanine Finance Subordinated capital to enhance leverage or bridge equity requirements, positioned between senior debt and equity in the capital stack. Used by developers and investors to optimise leverage.
• Preferred Equity Fixed-return equity positions behind senior debt with potential profit participation, offering enhanced returns for investors. Targets family offices and investors seeking preferred-return real estate exposure.
• Joint Venture Equity Shared-risk equity structures with aligned upside between sponsors and capital partners for real estate development and investment. Used to structure sponsor–capital partner collaborations on real estate projects.
• Corporate Capital Raising Equity and capital raising services for operating businesses with real estate holdings seeking institutional-quality structuring and execution. Targeted at operating businesses with real estate assets requiring capital.
• Partner Program Referral program enabling real estate professionals (agents, brokers, solicitors, financial advisors) to offer capital raising services to clients and earn recurring commission on completed transactions.

Quantifiable outcome

• Over £120m in real estate financing successfully arranged
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Partner Program ReferrerscoreChannel Partner/ Reseller/ DistributorRoscap operates a Partner Program targeting real estate professionals including agents, brokers, solicitors, and financial advisors. Partners refer clients seeking capital solutions and earn recurring referral commissions upon deal completion. The program claims hundreds of current partners.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Knight Frank: Global real estate advisory with a substantial UK capital markets practice arranging debt and equity for property developers and investors. Comparable to Roscap because it competes for the same UK CRE capital advisory mandates, but operates at far larger scale and across many more service lines.
• CBRE Capital Markets: Global CRE advisory whose Capital Markets division arranges debt and equity financing for property transactions across asset classes and geographies. Overlaps with Roscap in arranging real estate debt and equity placements, but with significantly broader service coverage and institutional reach.
• JLL Capital Markets: Global real estate services firm with a dedicated Capital Markets group that structures debt and equity financing for property owners and developers. Directly comparable to Roscap's debt/equity arranging function, but embedded within a much larger advisory, brokerage, and asset management platform.
• Cushman & Wakefield: Global CRE services firm with a Capital Markets practice arranging financing for property acquisitions, developments, and refinancings. Comparable to Roscap in arranging CRE debt and equity but at much larger scale and with broader integrated service offerings.
• BNP Paribas Real Estate (UK): Real estate advisory arm of BNP Paribas offering capital markets, debt advisory, and investment services across the UK and Europe. Comparable to Roscap in arranging CRE debt and equity in European markets, but with the backing of a global balance sheet and integrated banking group.

Direct peers

• Eastdil Secured: Specialist real estate investment bank focused exclusively on arranging debt and equity capital for CRE transactions. Most directly comparable to Roscap in terms of pure-play capital markets advisory model for property, though operating at significantly larger transaction sizes.
• Newmark Group: Commercial real estate advisory with a sizeable Capital Markets business arranging debt and equity for property transactions across the US, UK, and Europe. Competes with Roscap for the same CRE capital advisory mandates, particularly cross-border.
• Walker & Dunlop: Specialist CRE finance intermediary originating and arranging commercial real estate debt through institutional capital partners. Directly comparable to Roscap's development finance, bridge, and commercial mortgage arranging activity, primarily in the US market.
• Carter Jonas: UK-based property consultancy with a capital markets and property finance advisory offering for developers, investors, and landowners. Comparable to Roscap as a UK-headquartered advisor arranging real estate debt and equity, though with a broader surveying and agency heritage.

Regional players

• Dexters: London-focused residential property agency with development finance and investment advisory services for UK clients. Comparable to Roscap's UK developer/investor client base, particularly for residential development and BTL financing.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/roscap
• Instagraminstagram.com/roscap.uk

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Roscap