IDC Financial Publishing

What IDC Financial Publishing does

IDC Financial Publishing, Inc. (IDCFP), founded in 1985 and headquartered in Hartland, Wisconsin, is a privately held U.S. financial-institution rating provider. The company applies a proprietary CAMEL (Capital, Adequacy of capital, Margins, Earnings Returns, Liquidity) methodology, computing a one-number safety rank from 1 to 300 for each institution using 24 financial ratios drawn from FDIC, Federal Reserve, OCC, and NCUA regulatory filings. As of Q1 2026, the platform rates 9,054 banks, bank holding companies, and credit unions, with institutions grouped into six peer tiers (Superior, Excellent, Average, Below Average, Lowest Ratios, Rank of One).

The core product is the IDC Ranking System, delivered through a self-serve web portal at portal.idcfp.com with three subscription tiers: Basic ($595/yr per institution), Enhanced ($1,495/yr for bundles of 10), and Premium ($7,995/yr unlimited, with shared watch lists, ranking alerts, and a CUSIP look-up tool). IDC monetizes add-on analytical reports (In-Depth Management Review, Components of Rank, History of Rank) and licenses its rankings for embedded use inside Bloomberg, BondDesk, and comparable institutional systems. CUSIP data is licensed from Standard & Poor's CUSIP Service Bureau and the American Bankers Association.

Customers are primarily U.S. banks, bank holding companies, and credit unions seeking independent safety assessments for investment, deposit, and regulatory decisions, plus investors and analysts evaluating brokered CDs and institution risk. GTM is sales-led but executed primarily through the online portal and direct enterprise licensing rather than field sales. The leadership team is led by President John E. Rickmeier; the company operates with 1-10 employees and has no disclosed funding, M&A, or ownership change history.

Name

IDC Financial Publishing

Legal name

IDC Financial Publishing, Inc.

Website

https://idcfp.com

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

1–10 employees

Short description

IDC Financial Publishing provides subscription-based safety ratings for U.S. banks, bank holding companies, and credit unions using its proprietary CAMEL methodology, covering 9,054 institutions quarterly for financial institutions and investors.

Ownership category

akta.pro rank

Product category

Bank Safety Ratings

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Reference Data & Security Master / Corporate Actions Data Services (FSAFALAH)

akta.pro secondary industry

Financial Reporting Valuation (ASC 820/805, IFRS 13/3) (FSAEAHAB)

Keywords

• Bank safety ratings
• Financial institution ratings
• CAMEL analysis
• Credit union ratings
• Bank risk assessment

Headquarters

HQ city

Hartland

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Subscription Access to Safety Ratings: Annual and quarterly subscription plans providing access to IDC's bank safety ratings and CAMEL analysis for financial institutions. Multiple tiers offer varying levels of access from individual institutions to unlimited coverage.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

IDC Financial Publishing provides proprietary safety rankings for U.S. banks, bank holding companies, and credit unions using its CAMEL analysis methodology. The platform evaluates 24 financial ratios across Capital Risk, Adequacy of Capital, Margins, Earnings Returns, and Liquidity to produce a one-number summary rank from 1 (lowest) to 300 (highest) for over 9,000 institutions quarterly. Access is delivered through the IDC Online Portal via tiered subscriptions, with additional standalone custom reports (In-Depth Management Review, History of Rank, Components of Rank) available for individual purchase, and enterprise licensing of the ranking system for use on Bloomberg, BondDesk, and comparable platforms.

Product overview

IDC Financial Publishing offers a financial institution rating platform built around its proprietary CAMEL (Capital, Adequacy of capital, Margins, Earnings Returns, Liquidity) analysis methodology. The core product is the IDC Ranking System, which evaluates over 9,000 financial institutions using 24 financial ratios to produce a one-number summary rank from 1 to 300, categorizing institutions into peer groups (Superior, Excellent, Average, Below Average, Lowest Ratios, Rank of One). Access is provided through the IDC Portal (portal.idcfp.com) with three subscription tiers: Basic Plan (individual institutions), Enhanced Plan (bundles of 10), and Premium Plan (unlimited access with additional features like shared watch lists, ranking alerts, and CUSIP look-up tool). Additional paid reports include In-Depth Management Review, History of Rank, and Components of Rank. The company also historically offered standalone products including Bank Financial Quarterly, S&L-Savings Bank Financial Quarterly, Credit Union Financial Profiles, Investment Performance Digest, and the IDC CUSIP Database.

Differentiator

Problem solved

Functional benefit

Products and services

• IDC CAMEL Analysis (Ranking System) Proprietary CAMEL (Capital, Adequacy of capital, Margins, Earnings Returns, Liquidity) analysis that assesses overall safety and soundness of financial institutions using 24 financial ratios to produce a one-number summary rank from 1 (lowest) to 300 (highest). Designed for banks, bank holding companies, credit unions, and investors who need standardized safety assessments.
• Bank Safety Ratings Quarterly safety ratings for banks, bank holding companies, and credit unions based on CAMEL rankings of financial ratios from regulatory filings (FDIC, Federal Reserve, OCC, NCUA). Institutions are categorized into six peer groups: Superior, Excellent, Average, Below Average, Lowest Ratios, and Rank of One.
• In-Depth Management Review Report Standalone detailed management analysis report for an individual financial institution, sold as a paid add-on report at $295.00.
• History of Rank and Full Financial Ratios Report Historical ranking data and comprehensive financial ratio analysis report for an individual financial institution, available as a paid standalone report.
• Components of Rank of Financial Ratios Report Detailed breakdown of the components that make up the IDC ranking score for an individual financial institution, sold as a standalone paid report at $195.00.
• Bank Financial Quarterly Quarterly bank financial report subscription service covering banks.
• S&L-Savings Bank Financial Quarterly Quarterly financial report subscription service for savings & loan and savings bank institutions.
• Credit Union Financial Profiles Financial profile subscription reports for credit unions.
• Investment Performance Digest

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• Standard & Poor's CUSIP Service Bureau (CSB)coreOthersIDC licenses CUSIP database information from Standard & Poor's CUSIP Service Bureau and American Bankers Association for use in its ranking system and portal. The CUSIP database contains valuable intellectual property related to security identification.
• American Bankers Association (ABA)coreOthersIDC licenses CUSIP database information from American Bankers Association as a data provider for security identification in its ranking system.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Veribanc: Veribanc provides safety ratings and color-coded ratings for banks, credit unions, and other financial institutions using financial ratio analysis — a direct competitor to IDC's CAMEL safety rankings with overlapping customer base of brokered CD investors and depositors.
• Bauer Financial: Bauer Financial assigns star ratings to banks and credit unions based on financial data from regulatory filings, serving a near-identical use case to IDC's CAMEL rankings for depositors, investors, and the brokered CD market.
• Weiss Ratings: Weiss Ratings provides independent financial strength ratings on banks, credit unions, insurers, and other financial institutions using proprietary quantitative analysis — directly comparable in methodology, customer base, and distribution model to IDC.

Broad incumbents

• S&P Global Market Intelligence: S&P Global's Market Intelligence division provides comprehensive financial data, analytics, and research on banks, credit unions, and holding companies globally — a much larger incumbent with overlapping safety/credit assessment offerings and superior distribution through S&P Capital IQ.
• Moody's Analytics: Moody's Analytics offers bank credit assessment, regulatory risk solutions, and financial institution data to a similar customer base as IDC, but as part of a much broader portfolio of credit ratings, data, and risk analytics products.
• KBRA (Kroll Bond Rating Agency): KBRA provides credit ratings, research, and analytics across financial institutions including banks and insurance companies — overlapping with IDC in FI safety/risk assessment but operating at significantly greater scale and scope.
• Fitch Ratings: Fitch Ratings issues credit ratings and analyses on global financial institutions, including banks and credit unions, with significant overlap to IDC's risk assessment value proposition but with a much wider product portfolio and international reach.
• S&P Global Ratings: S&P Global Ratings provides issuer credit ratings on banks, credit unions, and holding companies — serving institutional investors and financial institutions with overlapping use cases to IDC's safety rankings but at global scale with much broader rating scope.

Others

• FDIC (BankFind Suite): The FDIC's public BankFind Suite provides free access to bank financial data and Call Reports used as the raw input for IDC's CAMEL analysis. While not a commercial competitor, it represents a free alternative data source for sophisticated buyers who could replicate parts of IDC's analysis in-house.
• NCUA (Credit Union Analysis Tools): The NCUA publishes quarterly credit union financial performance data and CAMEL ratings as part of its supervisory process, providing a free public-sector reference for credit union safety — a potential substitute for IDC's credit union ratings among cost-sensitive buyers.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/catalystnet

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about IDC Financial Publishing