Premier Community Bank

What Premier Community Bank does

Premier Community Bank is an independently held community bank founded in 1941 and headquartered at 230 Mavis Road in Marion, Wisconsin. The bank operates 10 full-service branches across Northeast Wisconsin — Fremont, Iola, Manawa, Marion, Pulaski, Shawano, Tigerton, Waupaca, Weyauwega and Winneconne — and is FDIC-insured and designated an Equal Housing Lender. Five of the branches are equipped with Interactive Teller Machines (ITMs) that deliver virtual teller service beyond traditional hours. The bank serves individual consumers, small-to-medium businesses, agricultural operators, and families across its regional footprint.

Name

Premier Community Bank

Legal name

Premier Community Bank

Website

https://premiercommunity.com

Company type

Private

Founded year

1941

Operating status

Operating

Headcount range

101–250 employees

Short description

Premier Community Bank is an FDIC-insured community bank founded in 1941, operating 10 branches across Northeast Wisconsin and providing personal, business, agricultural, and mortgage banking services to individuals, SMBs, and farm operators.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (522110)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)

Keywords

• Community banking services
• Retail deposit accounts
• Mortgage lending products
• Small business banking
• Agricultural lending services

Headquarters

HQ city

Marion

HQ country

United States

HQ region

North America

Offices10 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Interest Income from Lending: The bank generates revenue primarily through interest earned on loans including real estate mortgages, business loans, agricultural loans, personal loans, and lines of credit. Interest rates vary based on loan type, term, and borrower creditworthiness.
2. Deposit Account Fees and Charges: Monthly maintenance fees, minimum balance fees, overdraft fees, and transaction fees on various checking and savings accounts. Fees are waived based on balance thresholds or enrollment in e-statements.
3. Service Charges: Fees from services including wire transfers, ATM usage, stop payments, official checks, and cash management services for business customers.
4. Cash Management and Merchant Services: Revenue from business cash management services including ACH processing, merchant card services, and remote deposit capture services.

Pricing tiers

Go-to-market motion2 records

Distribution channels7 records

Marketing channels8 records

Core offering

Premier Community Bank is an FDIC-insured community bank that accepts consumer and business deposits and originates consumer, mortgage, commercial, and agricultural loans. It distributes these products through 10 branches across Northeast Wisconsin plus digital channels (online banking, Premier Mobiliti and PCB Business mobile apps, and Interactive Teller Machines). Service offerings include cash management (Positive Pay, ACH/payroll, Remote Deposit Capture, merchant services), treasury and fraud tools for businesses, and complementary consumer services such as Credit Sense, LibertyID identity theft restoration, and overdraft protection.

Product overview

Premier Community Bank is a community bank serving Northeast Wisconsin, offering a comprehensive suite of personal and business banking products. The core banking platform includes multiple checking account tiers (Go Green, Premier Checking Plus, Premier Prime, Premier Advantage for personal; Business, Corporate, and e-Deposit for business), savings options (Statement Savings, Minor Savings, Kid's Premier Pad, Holiday Savings, CDs, and HSAs), and IRA accounts. The bank provides extensive lending products including personal loans, car loans, fixed and adjustable mortgages, land loans, construction loans, HELOCs, home equity loans, reverse mortgages, business loans, and agricultural banking. Digital banking services encompass online and mobile banking with e-statements, bill pay, and real-time alerts. Cash management offerings include merchant services, Positive Pay fraud protection, ACH/payroll processing, and Remote Deposit Capture. Additional services include Credit Sense credit monitoring, LibertyID identity theft protection, overdraft protection, RoundUp savings automation, and interactive teller machines. The bank operates 10 branch locations across Wisconsin communities.

Differentiator

Problem solved

Functional benefit

Brands

• Go Green Checking: An eco-friendly checking account with no monthly fees and competitive interest rates up to 3.00% APY when requirements are met.
• Premier Checking Plus
• Premier Prime Checking
• Premier Advantage Checking
• Kid's Premier Pad

Quantifiable outcome

• Up to 3.00% APY on Go Green Checking accounts with requirements met
• +2 more outcomes

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature10 records

Partnerships

Four partnerships are on record, tiered minor.

• LibertyIDminorStrategic or Co-development PartnerLibertyID provides complimentary identity theft restoration services to Premier Community Bank customers. Services include fraud alerts, credit monitoring, FTC affidavit assistance, law enforcement case file creation, and 12 months of extended credit monitoring after case resolution.
• Your Premier InsuranceminorOthersPremier Community Bank partners with Your Premier Insurance for insurance products and services, accessible through premiercommunity.com insurance link.
• Your Premier InvestmentsminorOthersPremier Community Bank partners with Your Premier Investments for investment products and services, accessible through premiercommunity.com investments link.
• WHEDA (Wisconsin Housing and Economic Development Authority)minorStrategic or Co-development PartnerWHEDA provides affordable home financing options to Wisconsin residents. Premier Community Bank offers WHEDA mortgages to first-time homebuyers and low-to-moderate income buyers meeting eligibility requirements.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• State Bank of Chilton: Wisconsin community bank with comparable branch size, ag and consumer lending, and a regional operating model. Operates in adjacent Wisconsin geographies with overlapping product offerings.
• Nicolet National Bank: Green Bay-headquartered Wisconsin community bank with comparable branch footprint, ag and commercial lending, and similar SMB/consumer customer base across Northeast Wisconsin. Closest direct competitor geographically and by product mix.
• Bank First Corporation: Wisconsin community bank serving Manitowoc, Sheboygan, and surrounding counties with similar personal/business banking, mortgages, and treasury services. Comparable size and community-bank positioning.
• Investors Community Bank: Wisconsin community bank with strong ag lending focus and similar consumer/SMB product mix in overlapping Northeast Wisconsin geographies. Directly comparable on ag specialization and branch-based model.
• Denmark State Bank: Eastern Wisconsin community bank with comparable deposit products, ag and consumer lending, and similar community-bank scale — direct peer for SMB and ag customers in adjacent Northeast Wisconsin markets.

Broad incumbents

• Associated Bank: Green Bay-headquartered regional bank with statewide Wisconsin presence offering the same consumer/business/ag products at much larger scale. Competes for the same deposit and SMB relationships Premier targets.
• Johnson Financial Group: Wisconsin-based regional bank and wealth management firm with broader product portfolio including investment and insurance services (similar to Premier Insurance/Investments affiliates). Competes for SMB and affluent customers across Wisconsin.
• First Business Bank: Wisconsin-focused commercial bank specializing in business banking, cash management, and specialty lending. Directly comparable on Premier's business banking and cash management product suite, with a more commercial focus.

Emerging players

• Fox Communities Credit Union: Northeast Wisconsin credit union serving similar consumer and SMB segments with competitive deposit and loan rates. Member-owned structure creates pricing pressure on Premier's retail deposit and mortgage products.

Regional players

• Citizens Community Federal: Wisconsin-based community bank with similar retail and small-business deposit/lending products across Northern and Central Wisconsin. Adjacent geographic peer with comparable product breadth and community-bank positioning.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/premiercommunitybank
• LinkedInlinkedin.com/company/premier-community-bank-wi-
• Instagraminstagram.com/premiercommunitybank

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Premier Community Bank