Jewelers Board of Trade

What Jewelers Board of Trade does

The Jewelers Board of Trade (JBT) is a not-for-profit, member-owned trade association founded in 1884 in Providence, Rhode Island, now headquartered in Warwick, RI, that provides commercial credit information, collection services, and business intelligence exclusively to the jewelry industry. JBT operates a proprietary database covering over 70,000 jewelry industry companies — including credit ratings, payment histories, collection claims, UCC lien filings, bankruptcy records, and trade references — accessible through a members-only web portal, a members-only mobile application, and an industry-standard API for Enhanced tier integration. The platform processes over 1,000 credit rating changes per month and serves as the de facto credit information utility for the North American jewelry trade, with no direct competitor offering equivalent jewelry-specific coverage.

JBT generates revenue through four membership tiers (Enhanced $1,199/year, Standard $1,295/year, Retail $249/year, Free Listing) that bundle annual allotments of credit reports and rating lookups, plus usage-based fees for additional reports ($13-$50), transaction-based collection service fees (starting at 18% of recoveries), direct mail marketing lists (from $0.21/name), Red Book directory products, and Online UCC-1 filing services available in 47 states at less than half normal attorney cost. The product suite includes the Classic Red Book, Red Book Mini and Mini Retail digital downloads, the Red Book Unified App & Search+, RatingWatch, Credit Watch Monitoring, and add-on reports such as the Weekly Alert Email, Quarterly Vital Statistics Report, and New Claims & Bankruptcy Report.

JBT serves three primary customer segments: jewelry retailers, jewelry wholesalers/manufacturers, and international jewelry companies, with the wholesale and supplier segment being the most active data contributor and consumer. The organization markets through industry trade shows (notably JCK Las Vegas), a blog authored by executives and staff, regular webinars, and email newsletters, while distributing its services through a self-serve web extranet, mobile applications, and an API. As of 2025, leadership transitioned from Erich Jacobs to Andrew Rickard as President, and the company is investing in product modernization with the launch of the new JBT App (July 2025) and the Red Book Unified App & Search+ (2025).

Name

Jewelers Board of Trade

Legal name

The Jewelers Board of Trade

Website

https://jewelersboard.com

Company type

Private

Founded year

1884

Operating status

Operating

Headcount range

11–50 employees

Short description

The Jewelers Board of Trade is a not-for-profit, member-owned trade association founded in 1884 that provides jewelry-specific commercial credit information, collections, UCC filing, and the Red Book directory to over 2,000 member retailers, wholesalers, manufacturers, and international companies in the US and Canada.

Ownership category

akta.pro rank

Product category

Commercial Credit Reporting

NAICS

Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Legal Collections Support (Pre-Lit, Litigation Admin, Judgment Recovery) (BPAAAEAH)

akta.pro secondary industry

Legal Collections & Litigation Support (Judgments, Garnishments) (FSAKAJAD)

Keywords

• Commercial credit reporting
• Jewelry industry credit bureau
• Trade collections services
• Business directory listings
• UCC filing services

Headquarters

HQ city

Warwick

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Others

Revenue model

1. Membership Subscriptions: Annual membership fees at four tiers: Enhanced ($1,199/year), Standard ($1,295/year), Retail ($249/year), and Free Listing. Higher tiers include more free credit reports, rating lookups, and additional services.
2. Credit Reports and Lookups: Per-report fees for credit reports and rating lookups beyond the free allocations included in membership tiers. Additional credit reports range from $13-$50 depending on membership level.
3. Marketing Lists: Custom direct mail marketing lists sold to members, priced as low as $0.21 per name when customized with filters like credit ratings, location, and business type.
4. Collection Services: Debt collection services with fees starting at 18% of recovered amounts, plus attorney action fees. Includes free demand period with no charge if payment is received.
5. Red Book Products: Sales of Classic Red Book (hard copy $140 additional), Red Book Mini digital downloads, and Red Book Unified App (starting at $169).

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

The Jewelers Board of Trade (JBT) provides commercial credit information, collections services, and a proprietary business directory exclusively for the jewelry industry. It maintains credit ratings, payment histories, and collection claims on over 70,000 jewelry businesses, sells access through tiered memberships, and offers certified debt recovery services to its members.

Product overview

Jewelers Board of Trade offers a credit information and business intelligence platform for the jewelry industry, consisting of core credit reporting services and a suite of related products. The main offering is the Credit Reports system providing detailed business credit information on over 60,000 jewelry companies. This is complemented by the Red Book directory family (Classic Red Book, Red Book Mini, Red Book Mini Retail, and the Red Book Unified App with Search+), which provides directory and search functionality. Additional products include marketing services (Direct Mail Marketing Lists), collections services, market research reports (Vital Statistics Reports, Weekly Alerts, Quarterly Reports), and an API for Enhanced tier members to integrate data into their own systems. The company also offers specialized tools like RatingWatch, Credit Watch Monitoring, and Online UCC Filing for risk management.

Differentiator

Problem solved

Functional benefit

Products and services

• Credit Reports Detailed commercial credit reports covering company credit ratings, payment history, collection claims, trade references, UCC lien filings, bankruptcy records, and principal background for over 60,000 jewelry businesses; available online to members.
• Classic Red Book Directory Annual published directory containing contact details on over 26,000 commercial jewelry businesses including location, credit rating, and company type; available in hard copy and digital formats.
• Red Book Unified App & Search+ Mobile and desktop application providing directory search, geographic lookup, mapping, and notes with fuzzy search and realtime data updates; includes unlimited Rating Lookups.
• New JBT App Mobile application providing JBT data access including retailer listings, mapping functionality, and the ability to call and take notes on visits.
• Collections Services Certified collection professionals providing Free Demand notices, debt recovery, and attorney action services for members seeking to collect past-due accounts; fees start at 18% of recovered amounts.
• Direct Mail Marketing Lists Customizable direct mail marketing lists with filters including credit ratings, location, business type, number of employees, square footage, and high income areas; priced as low as $0.21 per name.
• Online UCC Filing Online service enabling members to file UCC (Uniform Commercial Code) financing statements to protect memo goods; available for 47 states at less than half normal attorney cost, including PMSI protection option.
• Market Research / Vital Statistics Reports Quarterly and annual reports providing industry statistics including newly listed companies, bankruptcies, rating changes, average claim size, and business discontinuances; includes State of Industry overview and customized reports.
• JBT API Industry-standard API allowing Enhanced tier members to integrate JBT data including Listing Info, Ratings, and Credit Reports directly into their own systems.

Quantifiable outcome

• 64.7% of claims submitted were collected in Free Demand period (historical 1950s data)
• +2 more outcomes

Named customers11 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

Two partnerships are on record, tiered core.

• CLAScoreStrategic or Co-development PartnerJBT partnered with CLAS (a UCC filing service provider) to offer online UCC filing services to members at less than half the normal cost charged by attorneys. This partnership enables members to protect their memo goods through properly filed UCC-1 statements, which is critical for consignment transactions in the jewelry industry.
• Jewelers Vigilance Committee (JVC)coreStrategic or Co-development PartnerJBT collaborated with the Jewelers Vigilance Committee to produce 'The Essential Guide to Memo Transactions,' a comprehensive resource helping jewelry businesses understand and protect consignment transactions. The guide covers UCC filing requirements, consignment agreements, and bankruptcy implications.

Scale indicators7 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Dun & Bradstreet: The dominant commercial credit bureau globally, offering D&B Ratings, PAYDEX scores, and monitoring similar in concept to JBT Credit Reports and RatingWatch, but at much broader scale across all industries. Represents the primary competitive substitute for credit intelligence.
• Allianz Trade (Euler Hermes): Global trade credit insurer providing business credit reports, monitoring, and receivables collection services. Comparable to JBT's combined credit information + collections offering but at a far larger scale and across all industries.
• Experian Business: Major credit bureau with dedicated business information products (Intelliscore Plus, Business Credit Reports) serving SMEs and enterprises. Overlaps with JBT on credit reporting and monitoring but lacks JBT's vertical depth and collection services.
• Coface: International trade credit management provider offering business information, debt collection, and credit insurance. Direct functional analog to JBT's credit reports + collections bundle, though serving a multi-vertical client base.
• LexisNexis Risk Solutions: Provider of business risk and credit information, including UCC lien searches and filings, which directly competes with JBT's UCC filing service offering for memo goods protection in the jewelry trade.

Direct peers

• National Association of Credit Management (NACM): US trade association providing credit reporting, collection services, and educational resources to business credit professionals across multiple verticals. Shares JBT's member-owned association structure and information-services orientation.
• Creditsafe: Global business credit reporting agency serving SMEs with subscription credit reports, monitoring, and collections-adjacent services. Closest analog to JBT's tiered subscription + per-report model, though Creditsafe operates across all verticals rather than jewelry-specific.

Regional players

• Graydon: UK and Netherlands-focused business credit information and debt recovery provider. Closely comparable operating model to JBT — credit reports, monitoring, and collections — but serving European markets rather than North American jewelry trade.

Emerging players

• Cortera: Business credit intelligence platform providing B2B credit reports and accounts receivable automation for SMEs. Competes with JBT in the SME business-credit information niche with more modern technology and broader vertical coverage.
• Bisnode (now Dun & Bradstreet): European business information provider offering company credit reports and analytics. Was a regional competitor in the credit data space before its acquisition by Dun & Bradstreet, illustrating consolidation pressure that JBT faces from larger incumbents.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks1 record

Key highlights7 records

Customer concentration

• Xx.com/jewelersboard

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jewelers Board of Trade