Forge Capital
Forge Capital is a privately held Daly City, California-based intermediary (founded 2019, 1-10 employees) that brokers business loans ($10K-$10M+) with multiple lenders and recovers unclaimed government-held funds on a contingency fee basis for SMBs and individuals nationwide.
- Company typePrivate
- Founded2019
- HeadquartersDaly City, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Forge Capital does
Forge Capital is a privately held financial intermediary founded in 2019 and headquartered in Daly City, California. The company operates two distinct service lines: (1) Funding Services, which functions as a business loan broker connecting borrowers with a network of lending sources across the US for loans ranging from $10,000 to over $10 million across categories including real estate, working capital, construction, equipment financing, factoring, and start-up financing; and (2) Fund Recovery Services, which audits government agency public records nationwide to locate and recover unclaimed funds for businesses and private citizens on a contingency fee basis.
The company's underlying technology stack is modest and primarily process-oriented rather than platform-oriented. The funding arm relies on a multi-lender matching network and manual loan package preparation, while the fund recovery arm depends on domain expertise in navigating government agencies across all 50 states. The website is hosted on Wix, and there are no disclosed APIs, integrations, mobile applications, patents, or proprietary technology assets. The firm holds two California regulatory licenses (PI189162 and IT021913784) supporting its private investigator and intermediary activities.
Forge Capital monetizes through transaction-based fees in both lines: loan facilitation compensation from matched lender-borrower pairs, and contingency fees on successfully recovered government-held funds (with no upfront charges to clients). The go-to-market motion is inside sales and direct-to-client, supported by a minimal digital presence across the company website, LinkedIn, and Instagram. With 1-10 employees, no disclosed funding, no parent company, and no institutional backing, Forge Capital operates as an independent micro-entity serving SMB borrowers and individuals with unclaimed funds on a national basis.
Forge Capital firmographics
Firmographics- Name
- Forge Capital
- Legal name
- Forge Capital
- Website
- https://forgecapital.fund
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Forge Capital is a privately held Daly City, California-based intermediary (founded 2019, 1-10 employees) that brokers business loans ($10K-$10M+) with multiple lenders and recovers unclaimed government-held funds on a contingency fee basis for SMBs and individuals nationwide.
- Ownership category
- akta.pro rank
Forge Capital industry classification
Industry- Product category
- Commercial Lending Services
- SIC
- Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Invoice Factoring & Receivables Finance Brokerage (FSAEAEAO)
Keywords
Where Forge Capital is headquartered
LocationHeadquarters
- HQ city
- Daly City
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Forge Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Loan Facilitation Fees: Forge Capital connects borrowers with lenders and receives compensation for facilitating business loans. The company matches businesses with appropriate funding sources and earns revenue through this intermediary role.
- Fund Recovery Contingency Fees: The company charges contingency fees for successful fund recovery services. They receive a percentage of recovered funds only when the recovery is successful. Clients receive the lion's share of recovered funds. Any small expenses during the process are reimbursed only upon successful recovery.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Business loans from $10,000 to $10 million+ |
| Outcome Based/ Performance | Pay-as-you-go | Fund recovery on contingency basis |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Forge Capital product offering
Product offeringCore offering
Forge Capital operates a business loan brokerage that prepares loan packages and matches borrowers with appropriate lenders across the United States, facilitating business, commercial, and venture capital loans from $10,000 to over $10 million for uses such as real estate, working capital, construction, equipment, accounts receivable financing, factoring, and start-up financing. Separately, the company offers unclaimed funds recovery, auditing government agency public records nationwide to locate and recover lost or missing funds on behalf of businesses and private citizens on a contingency fee basis.
Product overview
Forge Capital offers two distinct core service offerings: Funding Services and Fund Recovery Services. The Funding Services product is a business loan brokering platform that connects companies with numerous lending sources (real estate lenders, business expansion financiers, working capital providers, construction lenders, equipment financiers, accounts receivable factors, and start-up financiers) to facilitate loans from $10,000 to over $10 million. The Fund Recovery Services product audits government agencies nationwide to locate and recover unclaimed funds for clients on a contingency fee basis, with no upfront costs to clients if recovery is unsuccessful.
Differentiator
Problem solved
Functional benefit
Products and services
- Funding Services Loan brokering service that prepares complete loan packages for businesses and matches them with appropriate local or nationwide lenders to facilitate business, commercial, and venture capital loans from $10,000 to over $10 million across multiple loan types.
- Fund Recovery Services Contingency-based service that audits government agency public records nationwide to locate lost, missing, or unclaimed funds belonging to businesses and private citizens and works to return those funds to their rightful owners before they escheat to the holding agency.
Companies that use Forge Capital
Customer profileSegments2 records
Ideal customer profiles2 records
Forge Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Forge Capital partnerships and signals
Strategic signalScale indicators1 record
Recent moves3 records
Expansion highlights3 records
Forge Capital competitors and assessment
Company assessmentDirect peers
- Lendio: Lendio is the largest U.S. SMB loan marketplace, connecting small business borrowers with a network of lenders for working capital, equipment, and real estate financing. It directly overlaps with Forge Capital's funding brokerage service in target customer, business model, and lender-matching approach.
- Biz2Credit: Biz2Credit is an online SMB lending marketplace that matches small businesses with banks and alternative lenders for term loans, lines of credit, SBA loans, and commercial real estate financing. It mirrors Forge Capital's intermediary role with broader scale and a stronger technology stack.
- SmartBiz: SmartBiz is an SBA loan marketplace and broker that funnels small businesses through bank partners for SBA 7(a) and 504 loans. It competes head-to-head with Forge Capital in the SBA and small-business real estate financing segments.
- Fora Financial: Fora Financial provides working capital loans and merchant cash advances directly to small businesses, and also offers a partner program for brokers sourcing deals. It is a direct competitor in the SMB funding space that Forge Capital serves.
- National Funding: National Funding is a direct SMB funder offering working capital loans, equipment financing, and merchant cash advances to U.S. small businesses. Its product set and customer segment closely track the SMB financing focus of Forge Capital's funding services.
- Credibly: Credibly provides working capital loans, lines of credit, and SMB funding products directly and through a broker partner channel. Its small business focus and broker-friendly model make it directly comparable to Forge Capital's funding services.
- CanCapital: CanCapital specializes in working capital advances and small business loans, including factoring and merchant cash advances. It directly overlaps with the factoring and working capital segments of Forge Capital's loan offering.
- Liquid Capital: Liquid Capital operates a franchise network of factoring and working capital brokers serving small and mid-sized businesses across North America. Its broker-driven, asset-light distribution model is structurally similar to Forge Capital's funding intermediary business.
Emerging players
- Fundbox: Fundbox is a fintech that provides working capital advances and lines of credit to small businesses via a digital application. It overlaps with Forge Capital on SMB working capital but competes as a direct digital lender rather than a broker.
Broad incumbents
- BlueVine: BlueVine is a well-funded online platform offering SMB lines of credit, term loans, invoice factoring, and business checking. It is a larger incumbent serving overlapping customer needs with a more diversified product portfolio than Forge Capital.
Market position
Strengths1 record
Weaknesses1 record
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Forge Capital social profiles
Digital presenceForge Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Forge Capital leadership team
Management profileNumber of profiles
Forge Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Forge Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Forge Capital
What does Forge Capital do?
Forge Capital operates a business loan brokerage that prepares loan packages and matches borrowers with appropriate lenders across the United States, facilitating business, commercial, and venture capital loans from $10,000 to over $10 million for uses such as real estate, working capital, construction, equipment, accounts receivable financing, factoring, and start-up financing. Separately, the company offers unclaimed funds recovery, auditing government agency public records nationwide to locate and recover lost or missing funds on behalf of businesses and private citizens on a contingency fee basis.
Is Forge Capital a public or private company?
Forge Capital is a private company. It is classified as unknown and is currently operating.
When was Forge Capital founded?
Forge Capital was founded in 2019. It employs 1 to 10 people.
Where is Forge Capital based?
Forge Capital is headquartered in Daly City, United States, in the North America region.
How does Forge Capital make money?
Two revenue lines are on record. Loan Facilitation Fees are the primary driver. The others are fund Recovery Contingency Fees.
Who are Forge Capital's main competitors?
Direct peers on record are Lendio, Biz2Credit, SmartBiz, Fora Financial, National Funding, Credibly, CanCapital and Liquid Capital. Fundbox is listed as an emerging player. BlueVine is listed as a broad incumbent.
Does Forge Capital have an API?
No public API is recorded for Forge Capital.
What industry is Forge Capital in?
Forge Capital's product category is Commercial Lending Services. Its primary akta.pro industry code is FSAEAEAO, Invoice Factoring & Receivables Finance Brokerage. Its SIC code is 6163.