McMahon Insurance

What McMahon Insurance does

McMahon Insurance (legal entity McMahon Agency Inc.) is a privately held, family-owned independent insurance agency tracing its roots to 1922 as Haney Lloyd Chattin Real Estate & Insurance, rebranded under the McMahon family name in 2016 after Albert McMahon's 1960s acquisition. The agency operates from four physical offices in South Jersey — Ocean City (headquarters), Manahawkin, Marmora, and Cape May — serving families and small-to-mid-sized businesses across New Jersey, Pennsylvania, and Delaware, with particular focus on coastal and Jersey Shore communities. McMahon functions as an intermediary, earning commissions by placing and renewing policies through 30+ carrier partnerships including Chubb, CNA, The Hartford, Nationwide, Progressive, Travelers, Liberty Mutual, FEMA/National Flood Insurance Program, and regional specialists such as ShoreOne and Cumberland Mutual.

The product portfolio spans personal lines (homeowners, auto, flood, condominium, marine, life, group health, umbrella, plus specialized coastal, renters, rental, and home-office coverage) and commercial lines (Business Owners Policy, general liability, commercial property, business interruption, commercial auto, professional liability, workers compensation, cyber liability, and commercial umbrella). Pricing is quote-based and carrier-underwritten; billing is monthly. The technology stack is non-proprietary: the agency relies on carrier-provided online claim centers, payment portals, and a CSR24 24/7 customer access portal rather than an internally developed platform. There is no mobile app, no public API, and no disclosed AI capabilities.

Distribution occurs through direct in-office consultations, phone-based inside sales, online quote requests via mcmahonagency.com, and content marketing through an SEO-targeted blog. The agency markets itself on local presence, multi-generational client relationships, and coastal-property expertise. No revenue, headcount figures beyond an 11–50 band, funding, M&A activity, or institutional ownership is disclosed; the company appears wholly owned and operated by the McMahon family, with Michael McMahon serving as Claims Manager as evidence of ongoing family involvement.

Name

McMahon Insurance

Legal name

McMahon Agency Inc.

Website

https://mcmahonagency.com

Company type

Private

Founded year

1922

Operating status

Operating

Headcount range

11–50 employees

Short description

McMahon Insurance is a family-owned independent insurance agency founded in 1922, operating four offices across South Jersey and serving families and small businesses in NJ, PA, and DE with personal and commercial coverage through 30+ carrier partnerships.

Ownership category

akta.pro rank

Product category

Insurance Brokerage (Personal and Commercial Property & Casualty)

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Standard Personal Auto Insurance (Liability, Collision & Comprehensive) (FSAJAAAA)

akta.pro secondary industries

Standalone Umbrella Liability (FSAJANAE), Standalone Cyber Liability Insurance (FSAJAOAA)

Keywords

• Personal insurance brokerage
• Commercial insurance agency
• Coastal property insurance
• Flood insurance coverage
• Independent insurance agent

Headquarters

HQ city

Ocean City

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Commissions: McMahon Insurance operates as an independent insurance agency representing multiple insurance carriers. The agency earns commissions from insurance carriers for policies placed and renewed. As an independent agent, they offer products from multiple insurance companies (Aegis Security, American Modern, Andover Companies, Chubb, CNA, Hartford, Nationwide, Progressive, Travelers, and 25+ other carriers) and earn commissions on each policy sold or renewed.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

McMahon Insurance is an independent insurance agency that places personal and business insurance coverages on behalf of clients through more than 30 carrier partners. Its product portfolio spans homeowners, auto, flood, marine, umbrella, life, and group health on the personal side and business owners policies, commercial auto, workers compensation, and cyber liability on the commercial side. The firm earns commissions from carriers and delivers service through four New Jersey branch locations and online intake channels.

Product overview

McMahon Insurance Agency is an independent insurance agency established in 1922, serving South Jersey, Pennsylvania, and Delaware. The company operates as a traditional insurance agency offering a portfolio of personal and commercial insurance products through multiple carrier partnerships. Their personal insurance offerings include Homeowners Insurance, Personal Auto Insurance, Flood Insurance, Condominium Insurance, Marine Insurance, Life Insurance, Group Health Insurance, and Umbrella/Excess Liability Insurance. They also offer specialized coverage for Coastal Properties, Renters, Rental Properties, and Home Offices. On the commercial side, they provide Business Insurance (including Business Owners Policy bundles), General Liability Insurance, Commercial Property Insurance, Business Interruption Insurance, Commercial Auto Insurance, Professional Liability Insurance, Workers Compensation Insurance, Cyber Liability Insurance, and Commercial Umbrella Insurance. The agency acts as an intermediary between customers and insurance carriers, offering carrier-agnostic advice and policy management services.

Differentiator

Problem solved

Functional benefit

Products and services

• Homeowners Insurance Insurance product covering owner-occupied private residences against covered perils such as fire, theft, and liability; offered to South Jersey homeowners through multiple carrier partners.
• Personal Auto Insurance Insurance product providing liability, collision, and comprehensive coverage for personal-use vehicles; offered to individual drivers in the agency's service region.
• Flood Insurance Stand-alone flood insurance product, particularly relevant in coastal and waterfront areas of South Jersey, placed with carrier partners that write flood risk.
• Condominium Insurance Insurance product for condo-unit owners covering interior contents, improvements, and personal liability distinct from the master policy carried by the HOA.
• Marine Insurance Insurance product covering boats, watercraft, and marine-related exposures; suited to the coastal South Jersey client base of the agency.
• Life Insurance Personal life insurance product providing a death benefit to beneficiaries; offered to individuals and families within the agency's footprint.
• Group Health Insurance Health insurance product offered on a group basis, typically for employers providing benefits to their workforce.
• Umbrella / Excess Liability Insurance Excess liability policy providing additional limits above underlying home and auto coverages for personal clients.
• Coastal Properties Insurance Specialty insurance product addressing wind, flood, and waterfront-specific perils for coastal and beach-area properties.
• Renters Insurance Personal insurance product covering tenants' personal property and liability for the contents of a rented dwelling.
• Rental Properties Insurance Insurance product for non-owner-occupied rental dwellings covering the structure and landlord liability exposures.
• Home Office / Home-Based Business Insurance Insurance product designed for homeowners running a business from their residence, providing equipment and liability coverage beyond what a standard homeowners policy allows.
• Business Owners Policy (BOP) Bundled commercial insurance product combining property and liability coverage into a single policy, intended for small to mid-sized business owners.
• General Liability Insurance Commercial liability insurance covering third-party bodily injury, property damage, and personal/advertising injury claims made against a business.
• Commercial Property Insurance Commercial property insurance covering buildings, business personal property, and equipment for business premises.
• Business Interruption Insurance Commercial insurance product covering loss of income and continuing expenses when a business is unable to operate due to a covered property loss.
• Commercial Auto Insurance Commercial auto insurance covering liability, physical damage, and hired/non-owned exposures for business-use vehicles.
• Professional Liability Insurance Professional liability (errors and omissions) insurance covering claims of negligence, errors, or omissions in professional services rendered.
• Workers Compensation Insurance Statutory workers compensation insurance covering employee medical expenses and lost wages arising from work-related injuries and illnesses.
• Cyber Liability Insurance Cyber liability insurance covering first- and third-party losses from data breaches, cyberattacks, and privacy/notification events faced by a business.
• Commercial Umbrella Insurance Excess liability policy sitting above underlying commercial general liability, auto, and employer liability limits to provide higher catastrophic-claim protection for businesses.

Quantifiable outcome

• Serving clients across South Jersey, Pennsylvania, and Delaware
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

16 partnerships are on record, tiered minor and core.

• Aegis Security InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by McMahon Insurance Agency for property and casualty insurance products. McMahon earns commissions on policies placed with this carrier.
• American ModernminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in specialty property and casualty products. McMahon offers American Modern policies to customers seeking specialized coverage.
• The Andover CompaniesminorChannel Partner/ Reseller/ DistributorRegional insurance carrier for personal and commercial insurance. McMahon represents Andover Companies products in their market area.
• ChubbcoreChannel Partner/ Reseller/ DistributorPremier global insurance carrier offering high-value personal insurance and specialty coverage. Chubb is a major carrier relationship for McMahon's affluent client base seeking premium coverage.
• CNAcoreChannel Partner/ Reseller/ DistributorMajor commercial insurance carrier for businesses. CNA provides McMahon with access to comprehensive business insurance products including liability, property, and professional coverage.
• The HartfordcoreChannel Partner/ Reseller/ DistributorLeading insurance carrier for business and personal insurance. The Hartford is a key carrier partner providing auto, home, and business insurance products.
• NationwidecoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier offering auto, home, and business insurance. Nationwide partnership provides McMahon with broad product offerings for diverse customer needs.
• ProgressivecoreChannel Partner/ Reseller/ DistributorNational auto and personal insurance carrier known for competitive rates. Progressive partnership enables McMahon to offer auto insurance options to price-conscious customers.
• TravelerscoreChannel Partner/ Reseller/ DistributorMajor commercial and personal insurance carrier. Travelers partnership provides access to business insurance, auto, home, and specialty coverage products.
• FEMA/National Flood Insurance ProgramcoreChannel Partner/ Reseller/ DistributorFederal flood insurance program. McMahon offers FEMA flood insurance as critical coverage for coastal property owners in flood-prone Jersey Shore areas.
• Liberty Mutual InsurancecoreChannel Partner/ Reseller/ DistributorMajor national carrier for personal and business insurance. Liberty Mutual partnership expands McMahon's product offerings for auto, home, and business coverage.
• Cumberland MutualminorChannel Partner/ Reseller/ DistributorRegional mutual insurance carrier. Local/regional carrier partnership serving New Jersey policyholders with personal insurance products.
• Farmers InsuranceminorChannel Partner/ Reseller/ DistributorNational insurance carrier with local agent presence. Farmers Insurance provides McMahon with additional auto, home, and business insurance options.
• AssurantminorChannel Partner/ Reseller/ DistributorInsurance carrier specializing in flood insurance solutions and specialty property coverage.
• Foremost Insurance GroupminorChannel Partner/ Reseller/ DistributorSpecialty insurance carrier for mobile home, landlord, and specialty property coverage.
• ShoreOnecoreChannel Partner/ Reseller/ DistributorRegional coastal-focused insurance carrier. ShoreOne partnership provides specialized coverage options tailored for Jersey Shore coastal property owners.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Allstate: Captive agency carrier with strong personal lines presence. Competes directly for personal auto and home customers that McMahon serves through independent channels.
• Aon: Global insurance brokerage and advisory firm. Relevant as a broad incumbent competitor and as a consolidator of regional agency talent and customer relationships.
• Brown & Brown Insurance: Large national insurance brokerage with significant retail personal and commercial operations. Competes for the same SMB and personal customers as McMahon but at vastly greater scale and capital base.
• Progressive: Major U.S. personal auto carrier operating both direct-to-consumer and independent agency channels. McMahon places Progressive policies; Progressive's direct channel also competes for the same customers.
• State Farm: Captive agency carrier competing for the same personal lines customers as McMahon through an exclusive agent model. Largest U.S. personal lines writer and a relevant competitor for McMahon's home/auto book.
• HUB International: Global insurance brokerage with extensive personal and commercial lines brokerage operations across the U.S. Represents a scaled incumbent competing for regional agency customers and producers.
• Marsh McLennan: Global insurance brokerage and risk advisory firm. Relevant as a broad incumbent shaping the competitive landscape and carrier relationships that affect regional agencies like McMahon.

Direct peers

• World Insurance Associates: Acquisitive national insurance agency consolidator targeting regional independent agencies like McMahon. Operates a multi-carrier, multi-state independent agency model and represents the most relevant roll-up competitor or acquirer in the space.
• Connor Strong & Buckelew: New Jersey-based independent insurance brokerage serving mid-market and personal clients across the Mid-Atlantic. Closely comparable to McMahon in regional independent agency model, geographic footprint, and personal/commercial mix.

Emerging players

• Lemonade: Digital-first direct-to-consumer insurance carrier offering homeowners, renters, and pet. Represents the emerging digital threat to traditional independent agencies competing for the same coastal and younger homeowners.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/McMahonAgency
• Facebookfacebook.com/mcmahonagency

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about McMahon Insurance