Maxiron Capital
Maxiron Capital is an Australian private non-bank commercial and development lender offering short-term secured property loans ($250K-$15M) to borrowers underserved by traditional banks, distributed via a 1,800+ broker network and direct sales across five Australian states.
- Company typePrivate
- Founded2001
- HeadquartersPhillip, Australia
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Maxiron Capital does
Maxiron Capital is an Australian private, non-bank commercial and development lender headquartered in Sydney's Darling Park, founded in 2001. The company provides short-term secured property loans ranging from $250,000 to $15 million to commercial borrowers, property developers, and SMB owners across Australia, targeting segments underserved by traditional banks including those with non-conforming credit, incomplete documentation, or time-sensitive funding needs.
The firm's product portfolio comprises six core offerings: Flash48™ and Flash72™ (48-72 hour settlement speed products), Flexi 1st and Flexi 2nd (first and second mortgage solutions with flexible criteria), No Doc Commercial (no-financials lending up to $10M), and Sharia Commercial (Islamic Ijarah-compliant financing). The underlying technology is a commercial lending platform featuring desktop valuation systems, e-signature processing, and skip-valuation workflows that enable fast turnaround. Underlying technology components are primarily workflow/rule-based rather than AI-driven.
The business model generates revenue primarily through interest income on originated commercial property loans, with a complementary broker/referrer commission structure offering up to 5% commission and no clawbacks. Go-to-market is hybrid: direct sales via a small lending team supplemented by a broker/referrer network of over 1,800 partners, supported by online scenario and application portals and active participation in industry events (FBAA, CAFBA, Better Business Summit). The company has facilitated over $2 billion in approved funding across its 24-year history and operates with a lean 1-10 person team.
Maxiron Capital firmographics
Firmographics- Name
- Maxiron Capital
- Legal name
- Maxiron Capital
- Website
- https://maxironcapital.com.au
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Maxiron Capital is an Australian private non-bank commercial and development lender offering short-term secured property loans ($250K-$15M) to borrowers underserved by traditional banks, distributed via a 1,800+ broker network and direct sales across five Australian states.
- Ownership category
- akta.pro rank
Maxiron Capital industry classification
Industry- Product category
- Commercial Lending / Private Lending
- NAICS
- Real Estate Credit (522292), Nondepository Credit Intermediation (5222)
- SIC
- Short-Term Business Credit Institutions (6153), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- CRE Bridge & Transitional Lending (FSALADAC)
- akta.pro secondary industries
- Balance-Sheet / Portfolio CRE Lending (FSALADAG), Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH), SME Commercial Real Estate (CRE) Lending (FSABABAG)
Keywords
Where Maxiron Capital is headquartered
LocationHeadquarters
- HQ city
- Phillip
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
Maxiron Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Commercial Property Loans: Interest-bearing loans secured by property, with loan amounts ranging from $250,000 to $15 million+. Revenue generated through interest payments on funded loans. Loan purposes include refinancing, equity release, business cash flow, and property development.
- Broker/Referrer Commission: Referrers can set their own commission up to 5% with no clawbacks. Commission is paid 7 days after settlement.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Flash48™ - Fast funding $250k-$3m, up to 75% LVR, 1-24 months term |
| Other | Pay-as-you-go | Flash72™ - Fast funding $250k-$1m, 48-72 hour settlement |
| Other | Pay-as-you-go | Flexi 1st - $250k-$15m, all property types considered |
| Other | Pay-as-you-go | Flexi 2nd - Second mortgage on commercial/residential properties |
| Other | Pay-as-you-go | No Doc Commercial - $500k-$10m, no income proof required |
| Other | Pay-as-you-go | Sharia Commercial - Sharia-compliant finance $250k-$6m |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
Maxiron Capital product offering
Product offeringCore offering
Maxiron Capital provides tailored commercial and development lending solutions secured against Australian property, with loan sizes ranging from $250,000 to over $15 million. Its product suite includes fast-settlement loans (Flash48™ settled in 48 hours, Flash72™ settled in 72 hours), first and second mortgage products (Flexi 1st and Flexi 2nd), a No Doc Commercial loan that does not require income or financial documentation, and a Sharia-compliant commercial finance product based on Ijarah principles. Loans are used for refinancing, equity release, business cash flow, ATO debt consolidation, land acquisition, and property development bridging.
Product overview
Maxiron Capital offers a portfolio of tailored commercial and development lending solutions designed for Australian businesses and property investors. The product suite includes Flash48™ and Flash72™ (fast-funding products settling in 48-72 hours), Flexi 1st and Flexi 2nd (first and second mortgage options with flexible criteria), No Doc Commercial (for borrowers unable to provide financials), and Sharia Commercial (Islamic finance based on Ijarah principles). All products share a common focus on fast approvals, flexible criteria, and personalised service without requiring traditional bank documentation.
Differentiator
Problem solved
Functional benefit
Brands
- Flash48™: Fast commercial funding settled in 48 hours, loan size $250k - $3m, LVR up to 75%, term 1 to 24 months.
- Flash72™
- Flexi 1st
- Flexi 2nd
- No Doc Commercial
- Sharia Commercial
Products and services
- Flash48™ Fast commercial finance product offering settlement within 48 hours, designed for urgent property funding opportunities with loan sizes from $250k to $3M, LVR up to 75%, and terms of 1 to 24 months.
- Flash72™
- Flexi 1st
- Flexi 2nd
- No Doc Commercial
- Sharia Commercial
Quantifiable outcome
- Settlement times as fast as 48-72 hours for Flash products
- +2 more outcomes
Companies that use Maxiron Capital
Customer profileNamed customers8 records
Segments5 records
Ideal customer profiles5 records
Maxiron Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Maxiron Capital partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Momentum Media / Judo BankcoreGold partner at the 2025 Commercial Finance Awards, hosted by Momentum Media in partnership with Judo Bank. Maxiron Capital presented awards at this event, indicating a strong marketing and industry visibility partnership.
- Commercial & Asset Finance Brokers Association of Australia (CAFBA)minorParticipant in CLYP Networking Events hosted by CAFBA and sponsored by Connective Commercial & Asset Finance. Event brings together brokers, lenders, and industry professionals.
- Finance Brokers Association of Australia (FBAA)coreActive member and participant in FBAA events including the National Industry Conference 2025 at Royal Pines Resort Gold Coast. Serves as a lending partner for FBAA members seeking commercial finance solutions.
- Connective Commercial & Asset FinanceminorCo-sponsor of CLYP Networking Event NSW Edition, connecting with brokers in the commercial and asset finance space.
Scale indicators4 records
Expansion highlights5 records
Maxiron Capital competitors and assessment
Company assessmentBroad incumbents
- Pepper Money: Large Australian nonbank lender offering residential, commercial, and SME finance through broker networks. Comparable to Maxiron in nonbank lending and broker channel focus, with broader product lines and greater funding diversification.
- La Trobe Financial: One of Australia's largest nonbank lenders offering commercial property and residential mortgages. Comparable to Maxiron as a nonbank CRE lender, but with much greater scale, securitization programs, and a wider product range.
Direct peers
- Thinktank: Australian nonbank specialist commercial property lender providing short-term and bridging finance. Highly comparable to Maxiron's core Flash48/Flash72 bridge lending focus, with an overlapping broker channel.
- Resimac: Australian nonbank mortgage lender active in commercial and residential mortgages with broker distribution. Directly comparable to Maxiron as a nonbank CRE lender, though Resimac operates at significantly larger balance-sheet scale and has established RMBS funding.
- Advantedge Financial Services: Australian nonbank lender providing commercial and residential mortgages, including bridging and development finance. Comparable to Maxiron in nonbank CRE lending, with a similar broker-led origination model.
- Firstmac: Australian nonbank lender offering residential and commercial mortgages through broker channels. Comparable to Maxiron as a nonbank mortgage lender, with a similar broker-led distribution model and an Australian-only footprint.
- Red Zed Capital: Australian nonbank commercial property lender focused on short-term bridge and development finance. Closely comparable to Maxiron in product type, target borrower (commercial property developers and investors), and broker distribution.
- Liberty Financial: Major Australian nonbank lender active in residential, commercial, and asset finance. Comparable to Maxiron in nonbank lending and broker distribution, though operating at substantially larger scale with diversified funding.
Emerging players
- WLTH: Australian nonbank lender active in private and commercial lending with broker distribution. Comparable to Maxiron in the Australian nonbank private/commercial lending space, though at an earlier stage of scale.
- Brighten Home Loans: Australian nonbank lender offering residential and commercial mortgages through broker networks. Comparable to Maxiron in nonbank lending and broker distribution, with a similar Australian-only geographic focus.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Maxiron Capital social profiles
Digital presenceMaxiron Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Maxiron Capital leadership team
Management profileNumber of profiles
Profiles6 records
Maxiron Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Maxiron Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Maxiron Capital
What does Maxiron Capital do?
Maxiron Capital provides tailored commercial and development lending solutions secured against Australian property, with loan sizes ranging from $250,000 to over $15 million. Its product suite includes fast-settlement loans (Flash48™ settled in 48 hours, Flash72™ settled in 72 hours), first and second mortgage products (Flexi 1st and Flexi 2nd), a No Doc Commercial loan that does not require income or financial documentation, and a Sharia-compliant commercial finance product based on Ijarah principles. Loans are used for refinancing, equity release, business cash flow, ATO debt consolidation, land acquisition, and property development bridging.
Is Maxiron Capital a public or private company?
Maxiron Capital is a private company. It is classified as unknown and is currently operating.
When was Maxiron Capital founded?
Maxiron Capital was founded in 2001. It employs 1 to 10 people.
Where is Maxiron Capital based?
Maxiron Capital is headquartered in Phillip, Australia, in the Oceania region.
How does Maxiron Capital make money?
Two revenue lines are on record. Commercial Property Loans are the primary driver. The others are broker/Referrer Commission.
Who are Maxiron Capital's main competitors?
Broad incumbents on record are Pepper Money and La Trobe Financial. Direct peers are Thinktank, Resimac, Advantedge Financial Services, Firstmac, Red Zed Capital and Liberty Financial. Emerging players are WLTH and Brighten Home Loans.
Does Maxiron Capital have an API?
No public API is recorded for Maxiron Capital.
What industry is Maxiron Capital in?
Maxiron Capital's product category is Commercial Lending / Private Lending. Its primary akta.pro industry code is FSALADAC, CRE Bridge & Transitional Lending, with a secondary code of FSALADAG, Balance-Sheet / Portfolio CRE Lending. Its NAICS code is 522292 and its SIC code is 6153.