One Alliance Insurance

What One Alliance Insurance does

One Alliance Insurance Corporation is a Puerto Rico-based property and casualty insurance carrier founded in 2014 by Rafael E. Cedeño Camacho, operating as a subsidiary of One Alliance Insurance Group (founded 2013 by Venezuelan investors). The company underwrites a broad portfolio across personal lines (home, auto, personal umbrella, personal package, inland marine, civil liability) and commercial lines (commercial auto, business owner policy, crime and fidelity, public liability, multiline, inland marine, commercial umbrella, roadside assistance, specialized programs), and offers a niche Errors and Omissions liability policy for licensed insurance producers. Distribution is exclusively through independent insurance producers, supported by the affiliated Singular Insurance Agency and its virtual office platform Informativa 480, with no proprietary technology stack or AI layer disclosed.

The business model is built on recurring premium collection across personal and commercial P&C lines, supplemented by transaction-fee premium financing through partner Axeso Finance (up to 12 installments). Customers are predominantly Puerto Rican individuals and SMEs served via the independent-producer channel, with the parent group extending operations into the Dominican Republic (One Alliance Seguros RD) and the United States through Miami-based affiliates (Singular Insurance US, Atrio Insurance, One Alliance Travel Assist). The company carries an AM Best Financial Strength Rating of B++ (Good) upgraded from B+ in June 2026, a Demotech A (Exceptional) rating from 2022, and reports 300+ clients, 150+ claims resolved, and 10 recognitions as scale indicators; no revenue, headcount count, or funding data is disclosed.

Name

One Alliance Insurance

Legal name

One Alliance Insurance Corporation

Website

https://oneallianceinsurance.com

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

One Alliance Insurance Corporation is a Puerto Rico-based property and casualty insurer offering personal and commercial coverage exclusively through independent producers, serving individuals, SMEs, and insurance professionals across Puerto Rico, the Dominican Republic, and the US.

Ownership category

akta.pro rank

Headquarters

HQ city

San Juan

HQ country

Puerto Rico

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance Premium Revenue: The company generates revenue by collecting premiums from policyholders across personal and commercial insurance lines. As a property and casualty insurer, premium collection is the core revenue stream.
2. Insurance Producers E&O Liability Policies: One Alliance offers Errors and Omissions liability policies for insurance producers and authorized representatives. This is a specialized insurance product targeting insurance professionals generating up to $1.5 million in commissions, with coverage limits from $100,000 to $1,000,000.
3. Premium Financing (Axeso Finance): Through Axeso Finance, the company offers premium financing allowing customers to pay policy premiums in up to 12 installments. This creates an additional revenue stream through financing arrangements.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

One Alliance Insurance is a Puerto Rico-based property and casualty insurance carrier founded in 2014 that underwrites and issues personal lines (homeowners, private passenger auto, dwelling fire, earthquake, flood, umbrella) and commercial lines (businessowners policy, commercial auto, crime, equipment breakdown, commercial inland marine, commercial umbrella), plus a tailored Errors & Omissions policy for licensed insurance producers. Distribution is exclusively through independent insurance producers rather than direct-to-consumer channels, and operations are conducted from a virtual office environment (Informativa 480) based in San Juan.

Product overview

One Alliance Insurance Corporation is a Puerto Rico-based insurance company offering a comprehensive portfolio of property and casualty insurance products organized into personal lines and commercial lines. The personal lines portfolio includes home, auto, personal umbrella, personal package, inland marine, and civil liability coverage. The commercial lines portfolio encompasses commercial auto, business owner policies, crime and fidelity, commercial public liability, roadside assistance, commercial multiline, commercial inland marine, commercial umbrella, and specialized programs. The company also offers a specialized E&O liability policy for insurance producers. Additionally, the company operates through affiliated entities including Singular Insurance Agency, Singular Insurance US, One Alliance Travel Assist, and One Alliance Seguros RD, with financing provided through partner Axeso Finance. The company distributes exclusively through independent insurance producers.

Differentiator

Problem solved

Functional benefit

Brands

• Assurena Insurance Agency: Independent insurance brokerage agency that carries coverage options in the USA
• One Alliance Travel Assist

Products and services

• Personal Lines Property and Casualty Insurance Personal lines property and casualty coverage for individuals and households in Puerto Rico, including homeowners, private passenger auto, dwelling fire, earthquake, flood, and umbrella policies. Products are underwritten and issued by One Alliance Insurance and sold exclusively through independent licensed producers.
• Commercial Lines Property and Casualty Insurance Commercial property and casualty insurance for small and mid-sized Puerto Rico businesses, including Businessowners Policy (BOP), commercial auto, crime, equipment breakdown, commercial inland marine, and commercial umbrella coverage. Designed to be packaged or bought standalone and sold through independent commercial producers.
• Errors & Omissions (E&O) Insurance for Insurance Producers Professional liability / Errors & Omissions insurance policy tailored to licensed insurance producers (agents and brokers), providing coverage for professional mistakes, omissions, and EPLI-related claims arising from producer activities. Marketed and serviced through the affiliated Singular Insurance Agency in coordination with One Alliance Insurance.

Quantifiable outcome

• 300+ happy clients served
• +4 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and minor.

• Axeso FinancecoreGTM or Marketing PartnerAxeso Finance is a premium financing partner that enables One Alliance Insurance customers to finance their policy payments in up to 12 installments. Recently launched by One Alliance Insurance Group to offer financing solutions to customers in Puerto Rico and Dominican Republic, with plans to expand to other markets.
• Singular Insurance AgencycoreChannel Partner/ Reseller/ DistributorSingular Insurance Agency is an affiliated insurance agency created to manage the needs of independent agents and help attract producers to One Alliance Insurance. Located at Metro Office Park in Guaynabo, Puerto Rico. Also operates as a virtual office platform (Informativa 480) for online policy management.
• Singular Insurance USminorChannel Partner/ Reseller/ DistributorUS-based insurance agency located at 999 Brickell Ave Ste 610, Miami, USA. Part of the One Alliance Group network serving the US market.
• One Alliance Seguros RDminorChannel Partner/ Reseller/ DistributorDominican Republic-based insurance entity located at Calle Jacinto Mañón No. 15, Ensanche Paraíso. Part of the One Alliance Insurance Group serving the Dominican market.
• One Alliance Travel AssistminorChannel Partner/ Reseller/ DistributorTravel assistance services company located at 999 Brickell Ave Ste 610, Miami, USA. Part of the One Alliance Group ecosystem offering travel-related insurance services.
• Atrio InsuranceminorChannel Partner/ Reseller/ DistributorUS-based insurance company operating as part of the One Alliance Insurance Group network in the United States market.
• One Alliance Insurance Group (Parent)coreStrategic or Co-development PartnerParent company founded in 2013 by Venezuelan investors with experience in investment banking and insurance. One Alliance Insurance Group is an international insurance and financial services company with operations across the Americas including Puerto Rico, Dominican Republic, and the United States. The group provides vision, capital, and operational support including commitment to innovation, customer service, and latest technology.

Scale indicators7 records

Recent moves8 records

Expansion highlights6 records

Regional players

• Seguros BanReservas: Dominican Republic–based insurance subsidiary of Banco de Reservas offering personal and commercial P&C; highly relevant as a comparable in One Alliance's adjacent Dominican Republic market via One Alliance Seguros RD.
• Sagicor Life Insurance Company: Caribbean-headquartered insurer with operations across the region including Puerto Rico-adjacent markets; relevant as a regional benchmark for multi-jurisdictional Caribbean insurance strategies similar to One Alliance Group's footprint.

Broad incumbents

• State Farm: Largest US personal lines P&C carrier, operating in Puerto Rico through captive and non-captive agents; comparable on personal auto/home product set, but materially larger in scale, capital, and brand.
• Assurant: NYSE-listed specialty insurer with property and lender-placed offerings relevant to mobile/equipment and creditor-placed coverage; a broader incumbent in adjacent specialty P&C segments where One Alliance operates.
• Allstate: Top-tier US personal and small commercial P&C insurer with established Puerto Rico operations; competes with One Alliance in personal auto, home, and small commercial lines through both exclusive and independent channels.

Direct peers

• Cooperativa de Seguros Múltiples de Puerto Rico: Puerto Rico–based cooperative insurer offering personal and commercial property/casualty products island-wide; competes head-to-head with One Alliance in personal auto/home and commercial SMB segments through the local producer channel.
• Triple-S Propiedad (Triple-S Management): Property and casualty subsidiary of Triple-S Management (NYSE: GTS), the leading managed care/P&C platform in Puerto Rico. Directly comparable to One Alliance in serving personal and commercial P&C customers across the island through independent agents.
• Caribbean American Property Insurance Company (CAPIC): Puerto Rico–focused property insurance carrier writing homeowners and commercial property through independent agents; closely comparable to One Alliance's core personal property (Vivienda) and commercial BOP/property lines.
• MAPFRE Puerto Rico: Subsidiary of the Spanish MAPFRE Group and one of the largest property and casualty insurers operating in Puerto Rico, offering personal auto/home and commercial lines through both captive and independent producer channels — directly comparable in geography, product mix, and distribution model to One Alliance Insurance.
• Antilles Insurance Company ( Antilles Companies): Long-standing Puerto Rico–based P&C carrier offering personal and commercial lines through independent producers; directly comparable geographic and channel overlap with One Alliance Insurance Corporation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/onealliancecorp
• Facebookfacebook.com/onealliancecorp
• LinkedInlinkedin.com/company/one-alliance-corp
• Instagraminstagram.com/onealliancecorp

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about One Alliance Insurance