Atrio Insurance

What Atrio Insurance does

Atrio Insurance is a Miami, Florida-based for-profit insurance brokerage firm, founded in 2019, that operates as a full-service independent agency distributing personal and commercial insurance products across eight U.S. states (Florida, Texas, New York, New Jersey, Pennsylvania, Virginia, South Carolina, and North Carolina). The company serves approximately 6,000 individual and small-to-medium business customers through a network of 300+ active insurance producers, and reports a 90% customer retention rate. Its product portfolio spans six core lines: Business Insurance, Auto Insurance, Life Insurance, Health Insurance, Home Insurance, and Watercraft & Boat Insurance. The firm occupies a single Brickell Avenue headquarters (999 Brickell Ave, Suite 610) and operates with a headcount in the 101-250 range.

The company's business model is the classic independent insurance agency model: it represents 15+ top-rated carriers (including Aetna, Blue Cross Blue Shield, Cigna, Humana, UnitedHealthcare, Progressive, Travelers, Selective Insurance, and Universal P&C) and earns brokerage commissions on policies placed. It does not underwrite risk itself. Distribution is delivered through a producer-led advisory model supported by a digital presence — a company website with dedicated self-service quote applications for Auto, Homeowners, and Commercial lines, plus active social channels (Instagram, Facebook, Twitter, LinkedIn). Pricing is quote-based and personalized to each customer's risk profile; no public pricing is disclosed. Customer segments are horizontal, spanning individual consumers, SMBs, and niche watercraft owners.

No proprietary technology, AI/ML capabilities, patents, certifications, or funding rounds are disclosed in the available material. The firm has a mutual referral relationship with Assurena Insurance Agency, a separate affiliated brokerage. Revenue figures, ownership structure, and management team identities are not publicly disclosed. Strategic priorities evident from the data are geographic expansion within the U.S. Southeast, Northeast, and Southwest corridors and incremental product-line broadening within the existing multi-carrier framework.

Name

Atrio Insurance

Legal name

Singular Insurance Agency US

Website

https://atrioinsurance.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)

Keywords

• Independent insurance agency
• Multi-carrier insurance brokerage
• Commercial lines insurance
• Personal lines insurance
• Insurance distribution services

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: As an independent insurance brokerage agency, the company earns commissions from insurance carriers for policies placed. They offer a portfolio of insurance products for personal lines and commercial lines, providing multiple coverage options to customers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Atrio Insurance operates as a full-service independent insurance agency distributing a portfolio of personal and commercial insurance products sourced from 15+ top-rated carrier partners. It serves individual consumers with auto, home, life, health, and watercraft coverage and serves small to medium businesses with commercial insurance, commercial auto, and workers compensation, across eight U.S. states through a network of 300+ active insurance producers.

Product overview

Singular Insurance Agency US is a full-service independent insurance agency that offers a portfolio of insurance products for both personal lines and commercial lines. The company operates as a single integrated agency platform providing multiple insurance products including Business Insurance, Auto Insurance, Life Insurance, Health Insurance, Home Insurance, and Watercraft & Boat Insurance. They serve multiple states (Florida, Texas, New York, New Jersey, Pennsylvania, Virginia, South Carolina, and North Carolina) and represent top-rated insurance carriers to provide comprehensive coverage options.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Insurance Commercial insurance coverage for businesses, providing protection against various operational risks and liabilities, distributed through partnered carriers such as Travelers, Selective Insurance, and Universal P&C.
• Auto Insurance Vehicle insurance coverage providing protection for automobiles against accidents, theft, and damage, sourced from carrier partners including Progressive.
• Life Insurance Financial protection product providing death benefits and policyholder security for families and individuals.
• Health Insurance

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Ten partnerships are on record, tiered core, supporting and minor.

• AetnacoreChannel Partner/ Reseller/ DistributorHealth insurance carrier partnership providing health insurance products to customers through the agency's brokerage services.
• Blue Cross Blue Shield (BCBS)coreChannel Partner/ Reseller/ DistributorMajor health insurance carrier providing coverage options through the independent agency distribution model.
• CignacoreChannel Partner/ Reseller/ DistributorHealth insurance carrier partnership offering health coverage products through the agency.
• HumanacoreChannel Partner/ Reseller/ DistributorHealth insurance carrier providing health coverage options via the agency's distribution network.
• UnitedHealthcarecoreChannel Partner/ Reseller/ DistributorMajor health insurance carrier partnership for distributing health insurance products.
• ProgressivecoreChannel Partner/ Reseller/ DistributorAuto and personal insurance carrier providing auto insurance products through the agency.
• TravelerscoreChannel Partner/ Reseller/ DistributorProperty and casualty insurance carrier providing various commercial and personal insurance products.
• Selective InsurancesupportingChannel Partner/ Reseller/ DistributorCommercial insurance carrier partnership for business coverage products.
• Universal P&CsupportingChannel Partner/ Reseller/ DistributorProperty and casualty insurance carrier providing homeowner and property coverage products.
• Assurena Insurance AgencyminorChannel Partner/ Reseller/ DistributorRelated insurance brokerage entity operating independently, also mentioned on the company's website as an affiliated or partner agency carrying coverage options.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Insurance Office of America: Florida-headquartered independent insurance agency offering multi-line personal and commercial insurance through a network of producers across multiple U.S. states. Direct comparable to the subject company in operating model, multi-carrier approach, and Southeast geographic anchor.
• Higginbotham: Independent insurance brokerage firm headquartered in Texas that places personal, commercial, and employee benefits coverage across multiple U.S. regions. Direct comparable as a multi-line independent agency with a producer-driven distribution model and multi-state footprint.
• Goosehead Insurance: Independent personal-lines insurance agency using a franchise-distributed model operating across multiple U.S. states. Comparable in distributing home, auto, and life insurance through a producer network with multi-carrier partnerships.
• SmartFinancial: U.S. online insurance agency distributing personal and commercial lines through a digital and producer-hybrid model across multiple states. Comparable as a multi-carrier distribution intermediary with a stronger digital-quoting user experience.
• H.W. Kaufman Group: Specialty insurance distribution group including Burns & Wilcox and RPS, operating as a multi-carrier wholesale and retail broker network across the U.S. Comparable for its multi-line distribution model, producer-driven sales, and carrier relationship strategy.
• Burns & Wilcox: Specialty insurance wholesale brokerage and managing general agency operating across the U.S. Comparable to the subject company for its multi-carrier distribution model and focus on placing specialty and niche coverages alongside personal and commercial lines.

Broad incumbents

• Acrisure: Large U.S. insurance brokerage leveraging a tech-enabled, partner-driven distribution model to serve personal, commercial, and specialty lines. Broader incumbent with a similar producer-led growth strategy but vastly larger scale and capital base.
• Brown & Brown: Large publicly traded U.S. insurance brokerage with a national footprint distributing personal, commercial, and employee benefits through a producer network. Incumbent comparable in distribution model but operating at much greater scale.
• Hub International: Large North American insurance brokerage with multi-line P&C, employee benefits, and specialty distribution via regional offices and producer teams. Comparable distribution model with substantially broader geographic and product scope.
• NFP (an Aon company): U.S. insurance brokerage and advisory firm distributing property, casualty, life, and benefits insurance through a national producer network. Comparable in producer-led multi-line distribution model but at materially larger scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/AtrioInsurance
• Facebookfacebook.com/Atrio-Insurance-101366262420469
• LinkedInlinkedin.com/company/atrio-insurance-group
• Instagraminstagram.com/singularinsuranceus

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Atrio Insurance