Savant Homes
Savant Homes is an Atlanta-based, family-controlled residential real estate and mortgage platform offering coordinated brokerage, conventional mortgage origination, and private investor lending through affiliated entities Savant Real Estate and Savant Lending.
- Company typePrivate
- Founded2021
- HeadquartersAtlanta, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What Savant Homes does
Savant Homes is an Atlanta-based, family-controlled residential real estate and mortgage platform operating through two affiliated entities: Savant Real Estate, LLC (Georgia Real Estate Broker License #262837) and Savant Lending (NMLS #2043109). Founded in 2021 by Barry Hayut (Founder & Principal Broker) and Barak Hayut (Partner & Operations), the company delivers three coordinated service lines — full-service residential brokerage, conventional mortgage origination (purchase, refinance, HELOC), and private money lending for real estate investors (fix & flip, bridge, new construction). The differentiation thesis is direct coordination between agents and loan officers under common ownership, advertised as 18-day average closings, 24-hour pre-approvals, and 21-day refinance closings.
Revenue is generated entirely through transaction-based fees: real estate brokerage commissions, mortgage origination fees and rate spreads on a $12M+ monthly loan book, and private lending interest (8-12%) plus 2-3 points on investor loans. The company holds mortgage licensing in Georgia, Florida, Texas, and California, while real estate brokerage and private lending remain Georgia-only. Go-to-market is sales-led and direct-to-consumer, supported by an SEO-heavy content engine (12 Atlanta neighborhood guides, a calculator suite, and a January 2025 blog cadence) and an integrated third-party loan application portal via Blink.mortgage.
The technology stack is intentionally lean and third-party dependent — no proprietary platform, no API, no mobile app, and no disclosed AI/ML capabilities. The competitive position rests on cross-service coordination, local brand reputation (5.0 Google rating across 200+ reviews), and founder-led execution rather than technology differentiation, with the 1-10 employee footprint underscoring both the operational efficiency and the scaling constraint relative to better-capitalized brokerages and mortgage platforms.
Savant Homes firmographics
Firmographics- Name
- Savant Homes
- Legal name
- Savant Real Estate, LLC
- Website
- https://savanthomes.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Savant Homes is an Atlanta-based, family-controlled residential real estate and mortgage platform offering coordinated brokerage, conventional mortgage origination, and private investor lending through affiliated entities Savant Real Estate and Savant Lending.
- Ownership category
- akta.pro rank
Savant Homes industry classification
Industry- Product category
- Residential Real Estate Brokerage and Mortgage Lending
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Real Estate Credit (522292), Offices of Real Estate Agents and Brokers (5312)
- SIC
- Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162), Real Estate Agents & Managers (For Others) (6531)
- akta.pro primary industry
- Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)
- akta.pro secondary industries
- Residential Investment Property Brokerage (SFR/Small Multifamily) (BPAJAAAE), Hard Money / Private Mortgage Brokers (FSALABAH), Home Equity Loan/HELOC Title, Lien Perfection & Closing Services (FSALAGAI), Spec/Tract Builder Construction Financing (FSALAHAC)
Keywords
Where Savant Homes is headquartered
LocationHeadquarters
- HQ city
- Atlanta
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Savant Homes business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Revenue model
- Real Estate Brokerage Commissions: Traditional real estate commission-based revenue from buying and selling residential properties in Georgia. Agents represent buyers and sellers with full-service support including property search, market analysis, negotiation, and closing coordination.
- Mortgage Origination Fees: Revenue from mortgage origination including purchase loans (FHA, Conventional, VA, Jumbo), refinancing, and HELOCs. Generates income from origination fees, interest rate spreads, and related mortgage services. Licensed in Georgia, Florida, Texas, and California.
- Private Lending Interest and Fees: Short-term financing for real estate investors including fix & flip loans, new construction loans, and bridge loans. Revenue from interest charges (8-12%), points (2-3 points), and loan servicing fees. Asset-based lending focused on deal quality and property ARV.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Real Estate Brokerage - Commission-based service |
| Transaction based/ take rate | Pay-as-you-go | Mortgage Services - Rate and fee-based |
| Outcome Based/ Performance | Pay-as-you-go | Private Lending - Interest and points |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
Savant Homes product offering
Product offeringCore offering
Savant Homes is an Atlanta-based affiliated group of companies providing three integrated services: full-service residential real estate brokerage (Savant Real Estate), conventional mortgage lending including purchase loans, refinancing, and HELOCs (Savant Lending), and private money lending for real estate investors covering fix & flip, bridge, and new construction loans. Services are offered individually or bundled through a coordinated agent-lender model serving homebuyers, sellers, and investors across Georgia, with mortgage licensing also covering Florida, Texas, and California.
Product overview
Savant Homes operates as an affiliated real estate and lending company offering three integrated services: Savant Real Estate (full-service residential brokerage), Savant Lending (conventional mortgage financing including purchase loans, refinancing, and HELOCs), and Private Money Lending (investment-focused short-term financing including fix & flip loans, bridge loans, and new construction loans). The company serves the Atlanta metro area and is licensed in Georgia, Florida, Texas, and California for mortgage services. Clients can use services independently or in combination, with coordinated teams providing streamlined transactions.
Differentiator
Problem solved
Functional benefit
Products and services
- Savant Real Estate Brokerage Full-service residential real estate brokerage serving buyers, sellers, and investors throughout Georgia. Includes buyer and seller representation, investment property search, market analysis and pricing, and negotiation and closing support for first-time buyers, move-up buyers, and real estate investors in the Atlanta metro.
- Savant Lending Purchase Loans Mortgage financing for home purchases including FHA, VA, Conventional, Jumbo, and USDA loans, with 24-hour pre-approval and a 21-day average closing time. Licensed in Georgia, Florida, Texas, and California.
- Savant Lending Refinancing Rate-and-term and cash-out refinancing for Georgia homeowners, with a 21-day average closing time and average reported savings of $318 per month.
- Georgia HELOC (Home Equity Line of Credit) Home Equity Line of Credit offering up to $500K credit lines with 10-year draw periods, up to 90% max LTV, and interest-only payment options for Georgia homeowners.
- Private Money Lending (Investor Financing) Private money lending program for Georgia real estate investors covering fix & flip loans (up to 90% LTV, 7-10 day closings), bridge loans (up to 75% LTV), and new construction loans (up to 85% loan-to-cost), with asset-based underwriting focused on deal quality.
- Fix & Flip Loans Short-term investment loans for purchasing and renovating distressed properties. Loan amounts from $75K to $3M+, up to 90% LTV on purchase, 100% rehab funding, 6-12 month terms, and 9-12% interest rates with 2-3 points.
- Bridge Loans Short-term financing for real estate investment opportunities with loan amounts from $100K to $5M+, up to 75% LTV, 3-12 month terms, and 8-12% interest rates for experienced investors.
- New Construction Loans Ground-up construction financing for residential projects with loan amounts from $200K to $5M+, up to 85% loan-to-cost, 12-24 month terms, and milestone-based draw schedules at 8-11% interest with 2-3 points.
Quantifiable outcome
- 18-day average closing time for real estate transactions
- +7 more outcomes
Companies that use Savant Homes
Customer profileNamed customers11 records
Segments5 records
Ideal customer profiles4 records
Savant Homes technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Savant Homes partnerships and signals
Strategic signalScale indicators13 records
Recent moves6 records
Expansion highlights5 records
Savant Homes competitors and assessment
Company assessmentDirect peers
- loanDepot: Large multi-channel mortgage lender with retail, wholesale, and consumer-direct channels offering FHA, VA, conventional, and HELOC products. Comparable to Savant Lending's product breadth (purchase/refi/HELOC) and Georgia-state license footprint.
- Better.com: Digital mortgage lender offering purchase and refinance loans direct to consumers. Comparable to Savant Lending on technology-led mortgage origination and on speed-to-close messaging, though at much higher volume and with proprietary software.
- LendingOne: Private money lender focused on residential fix & flip, new construction, and rental loans. Comparable to Savant Lending's private lending arm on product mix, LTV terms, and investor-targeted origination.
- Redfin: Integrated residential brokerage plus mortgage lending platform with a digital-first model and in-house loan officers. Direct comparable to Savant's coordinated agent-and-lender stack, operating at national scale versus Savant's Atlanta focus.
- Rocket Mortgage (Rocket Companies): Largest U.S. retail mortgage originator with a direct-to-consumer model. Comparable to Savant Lending on the purchase and refinance origination side; competes for the same Georgia homebuyers but with vastly greater scale, proprietary tech, and brand spend.
- Kiavi (formerly LendingHome): Private real estate lender specializing in fix & flip and new construction loans to investors. Directly comparable to Savant Lending's private money product line (rates, points, LTV, asset-based underwriting) with a similar technology-led investor focus.
Broad incumbents
- eXp Realty: Cloud-based residential brokerage with affiliated mortgage and title services. Comparable to Savant Real Estate on the brokerage model and to the broader affiliated-services thesis, with much larger agent network reach.
- Compass: National residential brokerage with affiliated mortgage and title services. Comparable to Savant's integrated real estate plus mortgage offering and the 'one coordinated team' value proposition, but operating nationally with a proprietary tech platform.
- Keller Williams Realty: Largest U.S. residential brokerage with affiliated mortgage (Keller Mortgage) and title services. Comparable to Savant Real Estate on the brokerage side and offers a similar affiliated-services model, though at national scale and with a franchise structure.
Emerging players
- Anchor Loans: Regional private lender for residential fix & flip and new construction in select Western U.S. markets. Comparable to Savant Lending's private money product on rate, term, and asset-based structure, though with a different geographic footprint and broker/wholesale channel focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Savant Homes social profiles
Digital presenceSavant Homes compliance and trust
Trust signalCompliance2 records
Savant Homes financial estimates
Financial estimateRevenue estimate
Valuation estimate
Savant Homes leadership team
Management profileNumber of profiles
Profiles2 records
Savant Homes subsidiaries and ownership
Company hierarchySubsidiaries1 record
Savant Homes funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Savant Homes M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Savant Homes
What does Savant Homes do?
Savant Homes is an Atlanta-based affiliated group of companies providing three integrated services: full-service residential real estate brokerage (Savant Real Estate), conventional mortgage lending including purchase loans, refinancing, and HELOCs (Savant Lending), and private money lending for real estate investors covering fix & flip, bridge, and new construction loans. Services are offered individually or bundled through a coordinated agent-lender model serving homebuyers, sellers, and investors across Georgia, with mortgage licensing also covering Florida, Texas, and California.
Is Savant Homes a public or private company?
Savant Homes is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Savant Homes founded?
Savant Homes was founded in 2021. It employs 1 to 10 people.
Where is Savant Homes based?
Savant Homes is headquartered in Atlanta, United States, in the North America region.
How does Savant Homes make money?
Three revenue lines are on record. Real Estate Brokerage Commissions are the primary driver. The others are mortgage Origination Fees and private Lending Interest and Fees.
Who are Savant Homes's main competitors?
Direct peers on record are loanDepot, Better.com, LendingOne, Redfin, Rocket Mortgage (Rocket Companies) and Kiavi (formerly LendingHome). Broad incumbents are eXp Realty, Compass and Keller Williams Realty. Anchor Loans is listed as an emerging player.
Does Savant Homes have an API?
No public API is recorded for Savant Homes.
What industry is Savant Homes in?
Savant Homes's product category is Residential Real Estate Brokerage and Mortgage Lending. Its primary akta.pro industry code is FSAEAEAA, Residential Mortgage Brokerage (Purchase & Refinance), with a secondary code of BPAJAAAE, Residential Investment Property Brokerage (SFR/Small Multifamily). Its NAICS code is 522310 and its SIC code is 6163.