Cardvcc.com

What Cardvcc.com does

CardVCC (Cardvcc.com) operates a crypto-funded virtual Visa card issuance platform that allows users to obtain prepaid virtual cards without a bank account, credit check, or traditional KYC bank linkage. Cards are funded using Bitcoin, Ethereum, Litecoin, or USDT and are typically issued within approximately 30 seconds, with acceptance on the Visa network spanning 180+ countries. The product lineup is anchored by two consumer tiers — a standard Visa Virtual Card for everyday online shopping and subscriptions, and a Premium tier supporting balances up to $10,000+ with Apple Pay, Google Pay, Samsung Pay, and PayPal readiness — supplemented by a long tail of use-case-specific cards (Meta Ads, Google Ads, TikTok Ads, LinkedIn Ads, Bing Ads, Netflix, Amazon, Azure, PlayStation, Turkish VCC, EzzoCard, Loaded VCC) each tied to its own SEO landing page. The company also offers a REST API plus sub-admin panel and customizable front-end as a one-time $1,000 lifetime white-label license for developers, entrepreneurs, and agencies building their own virtual card platforms.

Underlying the platform is a wallet-based crypto-to-card funding engine with PCI-DSS compliant, tokenized card data infrastructure, and 20+ private BINs selected for high approval rates on specific merchant and ad-platform categories. The business model is primarily transaction-based (fees on card issuance, reloads, and withdrawals) with a secondary one-time license stream from the API channel; pricing for consumer cards is not publicly disclosed and is handled quote-based. Distribution is entirely digital and self-serve via portal.cardvcc.com, with organic acquisition driven by an extensive content marketing engine (long-tail blog guides plus free utility tools including a CC Validator, BIN Checker, and Chargeback vs Refund Calculator) and community channels on X, Facebook, and Telegram. The company is privately held, founder-operated by Ahmad derar since 2023, bootstrapped with no disclosed institutional investors or parent entity, and operates from a listed address at 244 Madison Avenue, New York, NY.

Name

Cardvcc.com

Legal name

CardVCC

Website

https://cardvcc.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

11–50 employees

Short description

CardVCC is a crypto-funded virtual Visa card issuance platform that lets users top up prepaid cards with Bitcoin, Ethereum, Litecoin, or USDT in roughly 30 seconds, serving privacy-conscious consumers, freelancers, digital advertisers, and white-label API resellers across 180+ countries.

Ownership category

akta.pro rank

Product category

Virtual Card Issuance Platform

NAICS

Credit Card Issuing (52221)

SIC

Finance Services (6199)

akta.pro industry

PRIMARYFSADAIAC

Crypto Card Issuing & Card Programs (Debit/Credit/Prepaid)

Financial & Insurance/Crypto & Digital Assets/Payments, Merchant Acquiring & Remittances (Crypto)

SECONDARYFSAMANAJ

Virtual Prepaid & Single-Use / Tokenized Cards

Financial & Insurance/Payments & Transaction Processing/Prepaid, Gift Cards & Stored Value

SECONDARYFSAGALAC

Embedded Card Issuing & Card-as-a-Service

Financial & Insurance/Financial Technology (Fintech)/Embedded Finance & Banking-as-a-Service (BaaS)

SECONDARYFSAMAAAG

Virtual Card & Tokenization Schemes

Financial & Insurance/Payments & Transaction Processing/Card Networks & Schemes

Keywords

• Virtual credit cards
• Crypto-funded cards
• VCC issuance
• Card issuance API
• Anonymous payment cards

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Infrastructure, Marketing or Sales, Personnel

Revenue model

1. Virtual Card Issuance & Reloading: CardVCC earns revenue by charging users to issue virtual Visa prepaid cards and for reloading balance onto those cards. Cards are funded with cryptocurrency and users pay for the card issuance and funding. The company operates a crypto-to-card funding model where the spread or fees on crypto conversion and card loading constitute the primary revenue stream.
2. API / White-Label Platform Licensing: CardVCC sells a one-time lifetime license ($1,000) for its full API stack, including the admin panel and customizable front-end, enabling third parties to launch their own virtual card businesses. This is a one-time license revenue stream targeting developers, entrepreneurs, and agencies.
3. Card Top-Up / Withdrawal Fees: Users can withdraw money from their card to their CardVCC account balance and then transfer it to their crypto wallet, which likely incurs withdrawal or transfer fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Cardvcc.com operates a virtual Visa credit card issuance platform that allows customers to fund prepaid virtual cards using cryptocurrency. It offers purpose-built VCCs for advertising platforms (Google, Facebook, TikTok, LinkedIn, Bing), subscription services (Netflix, Amazon, Azure, PlayStation), and country-specific Turkish VCCs, alongside a white-label API for developers and agencies to issue their own branded virtual cards.

Product overview

CardVCC is a crypto-funded virtual prepaid card platform offering instant Visa virtual cards usable at 180+ countries within approximately 30 seconds of crypto funding. The core product lineup consists of two main card tiers: the standard Visa Virtual Card for everyday online shopping and subscriptions, and the Premium Virtual Card offering Apple Pay/Google Pay/Samsung Pay readiness, balances up to $10,000+, and priority support. The platform also provides a comprehensive suite of specialized cards for advertising platforms (Facebook Ads, Google Ads, TikTok Ads, LinkedIn Ads, Bing Ads), streaming services (Netflix VCC), e-commerce (Amazon VCC), cloud services (Azure VCC), gaming (PlayStation VCC), and regional solutions (Turkish VCC). Additional offerings include specialty cards like EzzoCard and Loaded VCC for various verification and reloadable use cases, plus a REST API product enabling entrepreneurs and developers to launch white-label virtual card businesses. The platform supports multiple cryptocurrencies (BTC, ETH, LTC, USDT) for funding and integrates with digital wallets including Google Pay, Apple Pay, Samsung Pay, and PayPal. Supporting tools include a CC Validator, BIN Checker, and Chargeback vs Refund Calculator.

Differentiator

Problem solved

Functional benefit

Products and services

• Visa Virtual Card

Quantifiable outcome

• Card issuance in ~30 seconds from crypto payment confirmation
• +4 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature9 records

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Privacy.com: Privacy.com issues single-use and reloadable virtual cards for online spending — direct overlap with CardVCC's VCC use cases, though funded via US bank account rather than crypto.
• Wirex: Wirex issues crypto-funded Visa debit cards usable globally with both crypto and fiat top-ups — directly comparable to CardVCC's crypto-to-card model, but with stronger regulatory licensing and a rewards layer.
• BitPay: BitPay offers crypto-funded prepaid Visa/Mastercard cards and global crypto payments — directly comparable to CardVCC's crypto-funded prepaid Visa model for online and merchant spending.
• SpectroCoin: SpectroCoin issues crypto-backed Visa debit cards with multi-currency support, closely matching CardVCC's crypto-to-card value proposition for cross-border online spending.
• Nexo: Nexo issues a crypto-backed Mastercard and Visa card; comparable product category with a credit/rewards angle that CardVCC's prepaid cards lack.
• Ezzocard: Ezzocard provides prepaid Visa/Mastercard virtual cards for online verification and subscription use — CardVCC actually resells/links to EzzoCard products, making it both a supplier and a direct competitor.

Broad incumbents

• Crypto.com: Major crypto card issuer (Visa) serving tens of millions of users with crypto-funded debit/credit cards; a broad incumbent that dwarfs CardVCC's scale but operates in the same crypto-card category.
• Stripe Issuing: Stripe's Issuing API lets businesses create and manage virtual and physical cards programmatically — comparable to CardVCC's white-label API offering, but at vastly larger scale and with full regulated infrastructure.

Emerging players

• Pyypl: Pyypl issues prepaid Visa cards funded by crypto or mobile top-ups targeting the unbanked in MENA — comparable to CardVCC's bankless, crypto-funded model for underbanked and emerging-market users.
• Paycent: Paycent offers crypto-funded prepaid Visa/Mastercard cards and a mobile wallet — an emerging player in the same crypto-to-card niche as CardVCC, focused on Asia and the Middle East.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/CardVcc
• Facebookfacebook.com/CardVccdotcom

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cardvcc.com