What Fignum does

Fignum is a UK-based fintech software vendor that builds the Evolve Suite, a cloud-based, API-driven platform for loan origination and servicing. Its products include Fignum Origin (loan origination across mortgages, motor finance, bridging, specialist assets, personal loans, and business loans), Fignum Adapt (loan servicing with built-in regulatory compliance and collections functionality), and Fignum Thrive (debt management and collections for collections agencies, in development). The platform integrates with over 30 third-party providers via two-way APIs, including Hometrack and Landmark for property data, ID Pal for KYC, Motorcheck for vehicle data, and Sira (Synectics Solutions) for information services.

Fignum was spun out of the Bluestone Group in 2019, where it had previously served as the in-house IT team supporting Bluestone's lending operations. Following Bluestone Mortgages' acquisition by Shawbrook Bank and Bluestone Motor Finance's acquisition by Close Brothers in 2023, Fignum refocused on commercialising its technology as an independent software vendor. The company is headquartered in Cambridge, UK, holds ISO 27001, Cyber Essentials Plus, FSQS, and SOCITM Partner credentials, and employs 11–50 people. Its GTM is enterprise B2B direct sales targeting UK high street banks, building societies, specialist lenders, and motor finance providers, supplemented by content marketing through the Mortgage Tech Pulse research initiative and industry memberships such as Asset Finance Connect.

Fignum generates revenue via cloud-based software licensing and subscription to the Evolve Suite, with pricing conducted on a quote basis rather than published transparently. In April 2026, Fignum added AI-driven document processing and verification capabilities through a partnership with Sikoia, with vendor-claimed reductions of more than 75% in document handling costs and processing times and sub-1% error rates.

Name

Fignum

Legal name

Fignum Limited

Website

https://fignum.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Fignum is a Cambridge-based fintech that provides the cloud-based Evolve Suite of loan origination, servicing, and (forthcoming) debt management software to UK lenders including high street banks, building societies, specialist lenders, and motor finance providers.

Ownership category

akta.pro rank

Product category

Loan Origination and Servicing Software

NAICS

Software Publishers (5132), Custom Computer Programming Services (541511)

akta.pro primary industry

Loan Origination Platforms (LOS) & Digital Application Journeys (FSAGAHAA)

Keywords

• Loan origination software
• Loan servicing software
• Lending technology platform
• Mortgage origination software
• Motor finance software

Headquarters

HQ city

Cambridge

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Infrastructure

Revenue model

1. Software Licensing/Subscription: Fignum provides cloud-based software solutions (Evolve Suite including Origin and Adapt) to lenders on a subscription or licensing basis. The software automates loan origination and servicing processes for financial institutions.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Fignum develops and sells the Evolve Suite, a cloud-based, API-driven loan origination and servicing platform for UK lenders. The platform comprises Fignum Origin (loan origination software with configurable workflows, automated underwriting, and two-way API integrations) and Fignum Adapt (loan servicing software with regulatory compliance, vulnerability assessments, and collections tooling), delivered as SaaS on a subscription/licensed basis to high street banks, building societies, specialist lenders, and motor finance providers.

Product overview

Fignum offers a unified software platform called the Evolve Suite, which combines loan origination and servicing solutions. The core product portfolio consists of Fignum Origin (loan origination software) and Fignum Adapt (loan servicing software), with Fignum Thrive (debt management and collections) coming soon. The platform provides end-to-end solutions across multiple asset types including mortgages, motor finance, bridging, specialist assets, personal loans, and business loans. The Evolve Suite serves as the umbrella platform combining these modular products.

Differentiator

Problem solved

Functional benefit

Brands

• Fignum Origin: Loan origination software streamlining the application process for consumers and intermediaries, delivering powerful tools for assessing and underwriting loans across mortgage, motor finance, bridging, specialist assets, personal, business and other loan types.
• Fignum Adapt
• Fignum Thrive
• Evolve Suite

Products and services

• Evolve Suite
• Fignum Origin
• Fignum Adapt

Quantifiable outcome

• Document handling costs and processing times reduced by more than 75% through AI-driven document processing with Sikoia partnership
• +2 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

AI capability4 records

Feature5 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• SikoiacoreTechnology or Integration · 15 April 2026Fignum has partnered with Sikoia to integrate AI-driven document processing and verification capabilities into its platform for lenders. The collaboration enables lenders in mortgage and automotive finance to automate document review tasks that previously took hours, now completed in minutes. Both companies claim the technology can reduce document handling costs and processing times by more than 75%, while reducing document analysis errors to below 1%.
• Sira (Synectics Solutions)coreTechnology or IntegrationSira (part of Synectics Solutions) provides information and service provision for the Fignum Origin platform via two-way API integration, enabling data enrichment and enhanced decision-making tools.
• HometrackcoreTechnology or IntegrationHometrack provides property data and valuation services integrated with Fignum Origin via two-way API for mortgage lenders.
• LandmarkcoreTechnology or IntegrationLandmark provides property and land information services integrated with Fignum Origin via two-way API for mortgage origination.
• ID PalcoreTechnology or IntegrationID Pal provides identity verification services integrated with Fignum Origin via two-way API for KYC/compliance requirements in loan origination.
• MotorcheckcoreTechnology or IntegrationMotorcheck provides vehicle data and history checks integrated with Fignum Origin via two-way API for motor finance providers.
• Asset Finance ConnectminorGTM or Marketing PartnerFignum joined Asset Finance Connect as a Corporate Member, enabling engagement with industry leaders, sharing insights, and driving innovation in the asset and auto finance sectors. This partnership allows collaboration with industry peers at AFC events and creates opportunities for new business relationships.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Market position

Competitive moat5 records

Key highlights7 records

Customer concentration

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fignum