What C. Jarvis Insurance Agency does

C. Jarvis Insurance Agency is a family-owned specialty insurance intermediary focused exclusively on the equine industry. Founded in 1946 by Charles C. Jarvis in Cleveland, Ohio and currently led by his granddaughter Kimberly Jarvis, the agency transitioned from a generalist Property & Casualty book to a dedicated equine insurance practice in 1986, and today operates from Aurora, Ohio with a wholly-owned European subsidiary, C. Jarvis International GmbH, headquartered in Hamburg, Germany.

The company's product architecture spans three core lines. Equine Insurance includes mortality, major medical, surgical, stallion permanent disability, emergency colic surgery ($3,500-$5,000 included), prospective foal, single air transit, and worldwide coverage. Farm, Ranch and Liability Insurance covers farm/ranch owner policies, stable and trainer liability, tack and equipment, Care-Custody-Control (up to $200,000 per animal), private horse owner liability, club/organizational liability, and horse show/clinic coverage. Personal Accident Insurance protects professional horsemen's income for on- and off-job injuries. Pricing is quote-based with minimum premiums of $200, billed annually with optional two-pay or four-pay installment plans.

Distribution combines a hybrid in-house and independent outside agent network spanning at least 14 US states with the Hamburg-based EU subsidiary licensed in over 30 European countries. Customer acquisition leans heavily on event-driven marketing, including sponsorships of premier Arabian and Morgan horse shows (Scottsdale, U.S. Nationals, World Equestrian Center, ICAHO international events) and content marketing through equine resources. The company maintains no disclosed proprietary technology, no AI/ML capability, and no digital underwriting platform; its competitive position rests on domain expertise, multi-generational carrier relationships, and deep community integration.

Name

C. Jarvis Insurance Agency

Legal name

C. Jarvis Insurance Agency Inc.

Website

https://jarvisinsurance.com

Company type

Private

Founded year

1946

Operating status

Operating

Headcount range

11–50 employees

Short description

C. Jarvis Insurance Agency is a family-owned specialty insurer founded in 1946 providing equine mortality, major medical, farm/ranch, liability, and personal accident coverage. It serves horse owners, farms, and equestrian businesses across 14+ US states and 30+ EU countries via a wholly-owned German subsidiary.

Ownership category

akta.pro rank

Product category

Equine Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Accident & Supplemental (Non-Life) Insurance (FSAJAKAA)

Keywords

• Equine insurance coverage
• Horse mortality insurance
• Farm ranch liability insurance
• Livestock mortality coverage
• Personal accident insurance

Headquarters

HQ city

Aurora

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Equine Insurance Premiums: Recurring insurance premiums for equine mortality, major medical, surgical, and related coverage. Policies are annual and require renewal paperwork each year.
2. Farm, Ranch, and Liability Insurance: Property and liability coverage for horse farms, ranches, and equestrian estates including barns, equipment, tack, and liability protection.
3. Personal Accident Insurance: Income protection coverage for professional horsemen and equine enthusiasts covering injuries on or off the job.
4. Installment Payment Plans: Two-pay or four-pay installment plans available for eligible policies, with a small installment fee applied to each payment.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

C. Jarvis Insurance Agency is a specialty insurance agency that underwrites and distributes equine mortality, major medical, surgical, stallion permanent disability, foal, worldwide, and air transit coverage for individual horse owners. It also provides farm, ranch, and equestrian liability coverage for horse properties and businesses, plus personal accident coverage for professional horsemen. Policies are sold annually through in-house agents, independent outside agents across the U.S., online quote requests, and a Hamburg-based subsidiary serving 30+ EU countries.

Product overview

C. Jarvis Insurance Agency offers a comprehensive suite of equine insurance products organized into three main categories: Equine Insurance (including mortality, major medical, surgical, stallion permanent disability, and emergency colic surgery coverage), Farm, Ranch and Liability Insurance (covering property, stable operations, tack, and various liability types), and Personal Accident Insurance. The company also provides international services through its subsidiary C. Jarvis International GmbH. Supporting services include various forms for applications, foal certificates, and veterinary examinations. The product architecture is structured as a platform-plus-modules approach, where core mortality coverage can be enhanced with add-on protections for air transit, major medical, surgical, and specialized liability coverages tailored for different equestrian operations.

Differentiator

Problem solved

Functional benefit

Products and services

• Equine Mortality Insurance
• Major Medical Insurance
• Surgical Coverage
• Stallion Permanent Disability Insurance
• Emergency Colic Surgery Coverage
• Prospective (Unborn) Foal Coverage
• Farm and Ranch Owner's Insurance
• Stable and Trainer Liability Insurance
• Care, Custody, and Control (CCC) Insurance
• Private Horse Owner's Liability Insurance
• Club and Organizational Liability Insurance
• Personal Accident Insurance
• C. Jarvis International GmbH Equine Insurance Services

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered minor and core.

• American Horse CouncilminorGTM or Marketing PartnerNational sponsorship supporting the umbrella organization for all horse breeds and equestrian disciplines in the United States.
• Arabian Horse Association (AHA)coreGTM or Marketing PartnerMajor sponsor of AHA including U.S. National Championships, Youth Nationals, Mid Summer Nationals, and all regional championships (Regions 8, 11, 12, 13, 14, 15 & 16).
• American Morgan Horse AssociationminorGTM or Marketing PartnerSponsorship support for the breed association governing Morgan horses and the Grand National & World Championship Morgan Horse Show.
• Scottsdale Arabian Horse ShowcoreGTM or Marketing PartnerLive Feed & Show Sponsor of the premier Scottsdale Arabian Horse Show event.
• World Equestrian CenterminorGTM or Marketing PartnerSponsor of World Equestrian Center locations in Ocala, Florida and Wilmington, Ohio.
• Arabian Horse TimesminorGTM or Marketing PartnerMedia partnership with Arabian Horse Times publication and AHT Readers Choice Awards.
• International Arabian Horse Federation (ICAHO)minorGTM or Marketing PartnerSponsor of international Arabian horse shows including All Nations Cup (Aachen, Germany), Arabian Horse World Championships (Paris, France), and Mediterranean & Arab Countries Championships (Menton, France).

Scale indicators4 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• The Hartford: US P&C carrier with horse/equestrian coverage options within its personal lines portfolio. Overlaps with C. Jarvis's private horse owner's liability, farm, and personal accident offerings from a broader-carrier perspective.
• Chubb: Large global P&C insurer offering high-value equine mortality and equine-related personal lines through its Private Client Group. Overlaps with C. Jarvis at the high-value end of the equine mortality market where insured horse values reach into seven figures.
• Great American Insurance Group: Specialty P&C carrier with a dedicated Equine Division writing mortality, major medical, and farm/ranch liability. Comparable because it underwrites many of the same specialty lines C. Jarvis intermediates, though at carrier scale and through its own agent network.
• Markel Corporation: Major specialty P&C insurer with one of the largest dedicated equine insurance programs in the US (mortality, major medical, farm, liability). Operates as both direct carrier and through independent agents like C. Jarvis, so comparable in product mix though materially larger and carrier-side rather than agency-side.
• Travelers: Major US P&C carrier with farm and ranch / equine-adjacent products in its agriculture book. Comparable because it competes for the same farm/ranch liability and equine-adjacent risk that C. Jarvis places, though as a broad incumbent rather than equine specialist.

Regional players

• Brett Helgren Insurance Agency: Independent US insurance agency offering equine mortality and farm coverage through carriers, comparable in agency business model to C. Jarvis though with more limited geographic and product breadth and without the EU footprint.

Others

• US Equestrian Federation: National governing body for equestrian sport in the US and a partner/event-sponsorship counterpart. Not a competitor but adjacent ecosystem: C. Jarvis's event-sponsorship strategy runs through USEF-affiliated competitions.
• American Horse Council: National trade association representing the US equine industry and a C. Jarvis sponsorship partner. Not a competitor — relevant for ecosystem context because C. Jarvis's sponsorship and policy distribution leverage the council's member network.
• Arabian Horse Association: US breed association and a core GTM/marketing partner for C. Jarvis (U.S. National Championships, regionals). Not a competitor — relevant as a strategic channel through which C. Jarvis concentrates its acquisition spend.

Direct peers

• American National Group: National P&C insurer with an equine/livestock insurance division; one of C. Jarvis's outside agents (Rachael Geissinger) is directly listed as an American National employee. Comparable because it offers competing equine mortality and farm policies through agent networks.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/c-jarvis-insurance
• Facebookfacebook.com/JarvisInsurance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about C. Jarvis Insurance Agency