Cobranzas

What Cobranzas does

Cobranzas.com is a privately held Argentine B2B SaaS company, founded in 2003 and headquartered in Buenos Aires, that operates cloud-based supplier and client portals for accounts payable optimization. The platform's core products are the Portal de Proveedores (Supplier Portal), which centralizes invoice submission, credit and debit notes, payment status, retention certificates, purchase orders, and supplier communication, and the Portal de Clientes (Client Portal), which enables clients to consult pending invoices, download PDFs, view current account balances, and communicate through the platform. The underlying technology is a multi-tenant web portal layer with native, pre-built ERP integrations to SAP, Oracle, and JD Edwards, SFTP-based batch document exchange, and automated PDF processing for retention documents. Modular add-ons extend the platform, including Gestión de Facturas de Crédito (compliance with Argentine Law 27.440), the Online Document Mailbox (Buzón de Documentos Online), and module-level features for invoices, current accounts, communications, notifications, payments, and purchase orders; branding on the portal can be customized to the buying enterprise.

The company sells through an enterprise field-sales motion anchored on demo requests and typically implements within one month. Pricing is quote-based with annual billing and is not publicly disclosed. Customers are large and mid-market enterprises with multi-country supplier or client relationships, served in Spanish, English, and Portuguese across 23 countries in the Americas. The GTM is supported by enterprise-focused content (PDF guides on supplier portals, client portals, and credit invoice modules), a corporate LinkedIn page, a Facebook page, and an email support channel. Named enterprise customers include Grupo Falabella (retail), Grupo Techint (industrial/engineering), and Merck Argentina S.A. (pharmaceutical). The company is led by CEO Laura Pignotti; no external investors, parent company, or funding rounds are disclosed, indicating a bootstrapped operating model. Operational maturity signals include a published Quality Policy (effective 01/01/2023) and 24/7 monitored portal availability.

Name

Cobranzas

Legal name

Cobranzas.com

Website

https://cobranzas.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

11–50 employees

Short description

Cobranzas.com is an Argentine B2B SaaS company that operates cloud-based supplier and client portals for accounts payable optimization, integrating with SAP, Oracle, and JD Edwards and serving enterprise customers across 23 countries in the Americas.

Ownership category

akta.pro rank

Product category

Accounts Payable Automation Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199), Services-Management Services (8741)

akta.pro primary industry

Account & Balance Services (Operating accounts, statements, eBAM) (FSABAIAD)

Keywords

• Accounts payable automation
• Supplier portal software
• Client payment portal
• ERP invoice integration
• Credit invoice management

Headquarters

HQ city

Olivos

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. SaaS Platform Subscription: B2B SaaS platform providing supplier and client portals for accounts payable optimization. Pricing is quote-based and implemented within 1 month. Multi-language (Spanish, English, Portuguese) and multi-country support across 23 countries.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Cobranzas.com provides a B2B SaaS platform that centralizes accounts payable operations through two web portals: a Supplier Portal (Portal de Proveedores) and a Client Portal (Portal de Clientes). The platform integrates with major ERP systems (SAP, Oracle, JD Edwards) to automate invoice submission, payment tracking, document exchange via SFTP, and communication between companies and their suppliers/clients. It serves clients across 23 countries in the Americas with multilingual support (Spanish, English, Portuguese).

Product overview

Cobranzas is a B2B payment and invoice management platform operating as a unified multi-portal system. The core offering consists of two main web portals: the Supplier Portal (Portal de Proveedores) and the Client Portal (Portal de Clientes), which centralize invoice submission, payment information, and communication between companies and their business partners. The platform integrates with major ERP systems (SAP, Oracle, JD Edwards) for automated data synchronization. Modular add-ons include the Credit Invoice Management module (complying with Argentine Law 27.440), Online Document Mailbox, Invoices module, Current Account module, Communications module, Payments module, Purchase Orders module, and Automated Notifications. The platform is available in multiple languages and serves clients across 23 countries in the Americas.

Differentiator

Problem solved

Functional benefit

Products and services

• Portal de Proveedores (Supplier Portal) Centralized web portal that enables suppliers to submit invoices, credit notes, and debit notes, view issued payments and download retention certificates, access purchase orders, and communicate directly with the purchasing company. Targeted at enterprise procurement and accounts payable teams managing large supplier networks.
• Portal de Clientes (Client Portal) Web portal that allows corporate clients to view pending invoices, download associated PDFs, track current account balance with detailed composition, and communicate with the company through the platform. Used by enterprise finance and collections teams to reduce client payment delays and improve transparency.

Quantifiable outcome

• Significantly reduced supplier service time
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• SAPcoreTechnology or IntegrationPre-built ERP integration partnership enabling seamless data synchronization between SAP systems and Cobranzas.com supplier/client portals. Implementation takes less than 1 month.
• OraclecoreTechnology or IntegrationPre-built ERP integration partnership enabling seamless data synchronization between Oracle systems and Cobranzas.com supplier/client portals.
• JD EdwardscoreTechnology or IntegrationPre-built ERP integration partnership enabling seamless data synchronization between JD Edwards systems and Cobranzas.com supplier/client portals.

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• AvidXchange: AvidXchange specializes in AP automation for mid-market companies, with invoice capture, approval workflows, and B2B payments — a direct functional analog to Cobranzas' portal-based AP optimization offering.
• Bill.com: Bill.com is a leading US-based B2B AP and AR automation platform serving SMBs and mid-market with invoice management, approval workflows, and integrated payments — directly comparable to Cobranzas' supplier/client portal and payment-visibility proposition.
• Tipalti: Tipalti provides global accounts-payable automation, supplier onboarding, tax compliance, and cross-border payments for mid-market and enterprise — overlapping with Cobranzas' AP optimization, supplier management, and payment-information modules.
• Stampli: Stampli is an AP automation platform focused on invoice management, collaboration, and payment workflows, typically with ERP integrations (including SAP and Oracle) — directly comparable to Cobranzas' ERP-integrated portal model.

Broad incumbents

• SAP Ariba: SAP Ariba is the dominant B2B procurement and supplier-network platform, natively integrated with SAP. It is the principal incumbent that Cobranzas' SAP-integrated supplier portal proposition is positioned against, and the most significant channel/competitive risk.
• Coupa: Coupa is a large, established spend management and B2B network platform with supplier portal and AP capabilities. As a broad incumbent with deep SAP integration, it represents the strategic ceiling Cobranzas competes against for enterprise AP modernization.

Emerging players

• Nimbus (Capchase): Nimbus, now part of Capchase, provides LATAM B2B revenue financing and billing/payments tooling. It overlaps with Cobranzas at the intersection of LATAM enterprise invoicing, payments, and embedded trade credit.
• Clara: Clara is a venture-backed Latin American B2B payments and corporate-card platform serving enterprises in Mexico and Brazil. It overlaps with Cobranzas in the LATAM enterprise B2B-finance space and represents a well-funded regional emerging competitor.
• Konfío: Konfío is a Mexican digital lending and business finance platform serving SMBs and mid-market. It is a relevant emerging peer for the LATAM B2B finance and working-capital adjacency that Cobranzas' credit-invoice module approaches.
• Jeeves: Jeeves is a venture-backed cross-border corporate card and B2B spend management platform operating across multiple Latin American countries. It targets the same enterprise finance teams as Cobranzas and represents a well-funded emerging regional competitor.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/CobranzasCom
• LinkedInlinkedin.com/company/cobranzas.com
• Xx.com/cobranzascom

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cobranzas