Raiffeisen-IMPULS-Leasing Gesellschaft

What Raiffeisen-IMPULS-Leasing Gesellschaft does

Raiffeisen-IMPULS-Leasing Gesellschaft m.b.H. is an Austrian leasing provider founded in 1983 and wholly owned by Raiffeisenlandesbank Oberösterreich Aktiengesellschaft. The company finances vehicles (cars, commercial vehicles, buses), movable commercial assets (production machinery, construction equipment, agricultural and forestry machinery), commercial real estate, and export-oriented investments, serving both private customers and corporate clients across Austria, Germany, the Czech Republic, Poland, Romania, and Croatia. It also offers integrated fleet management services including maintenance, tire service, fuel and EV charging (via Routex), insurance, and 24/7 mobility assistance.

The company operates a platform-plus-modules model with core leasing products and value-added fleet management service modules. Its technology layer consists of web-based self-service tools: a customer-facing Kunden-Leasingrechner (online leasing calculator, launched 2025) integrated with Raiffeisen online banking, a dealer-facing PoS-Leasingrechner for up to six leasing variants (launched 2024), a digital vehicle registration document upload for contracts under EUR 100,000, and an online fleet reporting portal. It manages approximately 30,000 contracts with acquisition costs of roughly EUR 4 billion, supported by ~470 employees across 40 locations and over 400 Raiffeisenbank branches in Upper Austria serving as its primary distribution channel.

Revenue is generated through interest margins and recurring lease payments on the managed portfolio, supplemented by fleet management service fees, insurance agency commissions (Vienna Insurance Group partnership), and specialized OeKB-backed export financing. Pricing is quote-based and customized per customer with monthly billing; no public rate cards exist. The company is not publicly listed, has not raised external funding, and operates as a captive specialized lessor within the broader Raiffeisen Oberösterreich banking group.

Name

Raiffeisen-IMPULS-Leasing Gesellschaft

Legal name

Raiffeisen-IMPULS-Leasing Gesellschaft m.b.H.

Website

https://ril.at

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

101–250 employees

Short description

Raiffeisen-IMPULS-Leasing is an Austrian leasing provider and 100% subsidiary of Raiffeisenlandesbank Oberösterreich, financing vehicles, equipment, real estate, and renewable energy systems for private and corporate customers across six European countries, supported by integrated fleet management services and a 400+ Raiffeisenbank branch distribution network.

Ownership category

akta.pro rank

Product category

Commercial Leasing Services

NAICS

Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Automotive Equipment Rental and Leasing (5321), Lessors of Real Estate (5311), Lessors of Nonresidential Buildings (except Miniwarehouses) (531120), Rental and Leasing Services (532)

SIC

Services-Equipment Rental & Leasing, Nec (7359), Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510), Lessors Of Real Property, Nec (6519)

akta.pro primary industry

Commercial Fleet Leasing & Management (Trucks/Vans/LCVs) (THADAKAD)

akta.pro secondary industry

EV Fleet Leasing & Fleet Management (EV-Focused) (THADANAI)

Keywords

• Vehicle leasing services
• Commercial equipment financing
• Fleet management solutions
• Real estate leasing
• Business asset financing

Headquarters

HQ city

Linz

HQ country

Austria

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Vehicle Leasing: Core business providing leasing contracts for vehicles (cars, trucks, buses) where customers make monthly payments for usage rights during the contract period. Revenue generated through interest margins and leasing fees embedded in the rate structure.
2. Mobilienleasing (Equipment Leasing): Leasing of movable equipment including construction machinery, agricultural machinery, and production equipment. Revenue from lease payments with flexible terms.
3. Immobilienleasing (Real Estate Leasing): Commercial real estate financing through leasing structures for buildings, warehouses, and logistics centers.
4. Fleet Management Services: Comprehensive fleet management including maintenance, insurance, tire service, fuel cards, and mobility services. Additional revenue from service fees bundled into fleet packages.
5. Exportinvest-Leasing: Specialized financing for export-oriented investments in Austria, utilizing OeKB (Austrian Development Bank) facilities for favorable terms.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels5 records

Core offering

Raiffeisen-IMPULS-Leasing is an Austrian leasing company that provides financing solutions for vehicles, movable commercial assets (machinery, construction and agricultural equipment), commercial real estate, and export-oriented investments. It also offers comprehensive fleet management services including maintenance, tire service, fuel/charging cards, and insurance, supported by digital self-service tools such as online leasing calculators.

Product overview

Raiffeisen-IMPULS-Leasing is a leasing and fleet management company operating as a platform-plus-modules offering. The core portfolio comprises multiple specialized leasing products: Kfz-Leasing (vehicle leasing for private and commercial customers), Mobilienleasing (movable asset leasing for machinery and equipment), Baumaschinen-Leasing (construction machinery), Landmaschinen-Leasing (agricultural machinery), Immobilienleasing (real estate), and Exportinvest-Leasing (export investment financing). The offering is complemented by a suite of fleet management service modules under Fuhrparkmanagement — including Werkstattservice (workshop/maintenance), Reifenservice (tire service), Versicherungsservice (insurance), Mobilität 365 (24/7 mobility assistance), Tank- und Ladeservice (fuel and charging via Routex), and Kleinschaden-/Glasschadenservice (minor and glass damage repair) — which can be combined with the financing products. Additionally, Photovoltaik-Anlagen-Leasing extends the portfolio into sustainable energy financing. Digital tools including the Kunden-Leasingrechner (customer online calculator) and PoS-Leasingrechner (dealer-facing calculator) enable self-service rate calculations and online application submission.

Differentiator

Problem solved

Functional benefit

Products and services

• Kfz-Leasing (Vehicle Leasing) Leasing financing for vehicles including passenger cars, commercial vehicles, trucks, buses, construction vehicles, and agricultural/forestry vehicles. Available for both private and business customers, with predictable monthly rates, tax advantages, and flexible end-of-term options.
• Mobilienleasing (Movable Asset Leasing) Leasing financing for movable commercial assets including production machinery, CNC centers, robotics, forklifts, packaging machines, and conveyor systems. Provides balance sheet optimization, tax advantages, and flexible contract terms typically ranging from 24 to 72 months.
• Baumaschinen-Leasing (Construction Machinery Leasing) Specialized leasing for construction equipment such as excavators, cranes, concrete pumps, wheel loaders, bulldozers, and compaction equipment. Includes options for both new and used machinery, with contract terms aligned to project durations.
• Landmaschinen-Leasing (Agricultural Machinery Leasing) Leasing for agricultural and forestry machinery including tractors, combine harvesters, seeders, telehandlers, forest machines, and stable technology. Designed to preserve liquidity and provide tax advantages for farms and agricultural businesses.
• Immobilienleasing (Real Estate Leasing) Leasing financing for commercial real estate including office and commercial buildings, production and warehouse halls, logistics centers, and shopping centers. Includes project management, construction supervision, legal support, facility management, and insurance services, with tax optimization and balance sheet improvements.
• Exportinvest-Leasing Specialized financing for Austrian export-oriented companies to expand domestic production facilities or replace machines and production plants to secure or expand export activities. Financing is available through OeKB (Oesterreichische Kontrollbank) with favorable interest rates, requiring a minimum export quota of 80% and minimum investment of EUR 2 million.
• Fuhrparkmanagement (Fleet Management) Full-service fleet management offering including analysis of existing fleets, customized service packages, cost savings of up to 15%, online reporting, reduction of administrative burden, and access to bulk customer pricing. Bundles service modules for workshop maintenance, tire service, insurance, 24/7 mobility assistance, fuel and charging cards, and minor/glass damage services.
• Photovoltaik-Anlagen-Leasing (Photovoltaic System Leasing) A financing model enabling companies to fully operate, use, and lease a photovoltaic system. The product avoids balance sheet activation of assets, preserves equity, enables accelerated depreciation, and can be combined with government subsidies, contributing to sustainability and climate goals.
• Kunden-Leasingrechner (Customer Online Leasing Calculator) A customer-facing online calculator allowing users to create customized leasing offers for vehicles. Available for both private customers and business clients. Integrated with Raiffeisen online banking. Final contract signing is completed at a Raiffeisen bank branch with personal consultation.
• PoS-Leasingrechner (Point of Sale Leasing Calculator) A digital platform for registered sales partners (dealers) to calculate up to 6 different leasing variants during customer sales conversations and submit the selected application online. Supports leasing objects including vehicles, trucks, caravans, and agricultural machines. Customer data and calculations are stored within the system.

Quantifiable outcome

• Fleet management customers can save up to 15% on costs through professional fleet management services

Named customers4 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature4 records

Partnerships

Six partnerships are on record, tiered minor and core.

• eibeminorStrategic or Co-development Partner · 5 November 2024eibe, a playground equipment manufacturer, leased 30 Hyundai IONIQ 5 and IONIQ 6 electric vehicles as part of their sustainability initiative. The company, which dates back to the 15th century, demonstrates commitment to environmental responsibility through this electric vehicle fleet.
• Dr. Richard GruppecoreStrategic or Co-development Partner · 1 January 2024Strategic partnership for financing 53 modern buses including 7 fully electric buses for public transport and 46 buses using HVO-100 sustainable fuel. The partnership supports the Dr. Richard Gruppe's vision for sustainable mobility, with the bus fleet reducing CO2 emissions by up to 90% through HVO-100 fuel.
• Deutsches Rotes Kreuz (German Red Cross)coreStrategic or Co-development Partner · 1 January 2024Comprehensive fleet management partnership providing full-service leasing for all German Red Cross organizations, institutions, and welfare associations. Services include financing, maintenance, and complete fleet management for emergency and welfare vehicles.
• Hako GmbHcoreStrategic or Co-development Partner · 1 January 2024Delivery of 65 Ford Transit Custom service vehicles for Hako GmbH operations throughout Germany. The vehicles represent current technology standards for fuel consumption, CO2 emissions, and safety. The partnership is managed by sales representative Sascha Bahrenburg.
• Raiffeisenbanken OberösterreichcoreChannel Partner/ Reseller/ DistributorOver 400 Raiffeisenbank branches across Upper Austria serve as distribution and sales channel for Raiffeisen-IMPULS-Leasing products. Bank advisors refer customers and facilitate contract processing.
• WIENER STÄDTISCHE VERSICHERUNG AG (Vienna Insurance Group)minorStrategic or Co-development PartnerInsurance partnership through which Raiffeisen-IMPULS-Leasing acts as an insurance agency (Versicherungsagent) for vehicle and equipment insurance products.

Scale indicators5 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Erste Group Bank (Leasing): One of the largest banking groups in Central and Eastern Europe, with leasing activities across vehicle and equipment financing in the same DACH/CEE footprint. Comparable in scale, product range, and bank-channel GTM.
• BAWAG P.S.K. Leasing: Bank-affiliated leasing operations of one of Austria's largest retail banks, providing vehicle and equipment leasing to consumer and business customers. Direct competitor sharing the same bank-branch distribution model and target segments.
• Mercedes-Benz Financial Services Austria: OEM captive finance arm offering vehicle leasing, financing, and fleet services for Mercedes-Benz vehicles in Austria. Direct competitor in Kfz-Leasing, particularly in premium and commercial vehicle segments.
• DLL (De Lage Landen): Global vendor finance and equipment leasing specialist (Rabobank-owned) active across agriculture, construction, transportation, and industrial equipment. Closely comparable on the Mobilienleasing side, including agricultural and construction machinery.
• Grenke AG: German-listed specialist in small-ticket equipment leasing (IT, office, industrial) to SMBs. Comparable in the equipment-leasing product line and in serving the SMB and dealer-channel segments.
• Volkswagen Financial Services Austria: Captive auto finance arm of Volkswagen Group in Austria, providing vehicle leasing and fleet solutions across VW, Audi, Skoda, and other group brands. Competes directly in Kfz-Leasing for both private and commercial customers.
• UniCredit Leasing Austria: Austrian subsidiary of UniCredit's leasing arm, offering Kfz-Leasing, Mobilienleasing, and Immobilienleasing with similar product breadth and bank-affiliated distribution. Direct head-to-head competitor in the Austrian corporate and SMB leasing market.

Broad incumbents

• LeasePlan Corporation: Global leader in fleet management and vehicle leasing (now owned by ALD/SG). Competes in the same commercial fleet leasing space with integrated Car-as-a-Service, EV transition advisory, and full-service fleet management capabilities.
• ALD Automotive: One of the world's largest full-service vehicle leasing and fleet management providers (Société Générale group), operating across 40+ countries. Comparable on Kfz-Leasing and Fuhrparkmanagement but with materially larger scale and broader geographic reach.

Regional players

• Raiffeisen-Leasing (Germany): Sister organization within the broader Raiffeisen cooperative banking group, providing leasing services in Germany under a different legal entity. Comparable in business model and product mix but operates in a separate geography, with the IMPULS-Leasing Deutschland subsidiary competing locally.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights9 records

Customer concentration

• LinkedInlinkedin.com/company/raiffeisen-impuls-leasing
• Facebookfacebook.com/raiffeisenooe

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Raiffeisen-IMPULS-Leasing Gesellschaft