Fairway Funding Group
- Company typePrivate
- Founded2000
- HeadquartersLakewood, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
Fairway Funding Group firmographics
Firmographics- Name
- Fairway Funding Group
- Legal name
- Fairway Funding Group, Inc.
- Website
- https://fairwayfundinggroup.com
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Fairway Funding Group industry classification
Industry- Product category
- Residential Mortgage Lending
- NAICS
- Real Estate Credit (522292)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Government-Insured Mortgage Origination (FHA/VA/USDA) (FSALAAAI)
- akta.pro secondary industry
- Cash-Out Refinance Origination (FSALAAAF)
Keywords
Where Fairway Funding Group is headquartered
LocationHeadquarters
- HQ city
- Lakewood
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Fairway Funding Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Mortgage Origination Fees: Fairway Funding Group originates and processes real estate loans, earning revenue through origination fees and interest rate margins on closed mortgages. They offer purchase money mortgages, refinances, government loans (FHA, VA, USDA), and construction loans.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Conventional Loans - Credit scores as low as 620, up to $766,550 loan amount, minimum 3% cash required |
| Transaction based/ take rate | Pay-as-you-go | FHA Loans - Credit score as low as 580, minimum 3.5% down, up to 96.5% LTV |
| Transaction based/ take rate | Pay-as-you-go | VA Loans - Up to $4,000,000, 0% down for loans up to $2.0m, credit scores as low as 580 |
| Transaction based/ take rate | Pay-as-you-go | USDA Financing - 0% down payment required |
| Transaction based/ take rate | Pay-as-you-go | Jumbo Loans - Over $766,550 loan amount |
| Transaction based/ take rate | Pay-as-you-go | Reverse Mortgage - Age 62 and above to qualify |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Fairway Funding Group product offering
Product offeringCore offering
Fairway Funding Group originates and processes residential real estate loans for primary residences, second homes, and investment properties in Florida, South Carolina, and Tennessee. The company provides purchase money mortgages, refinances, government-backed loans (FHA, VA, USDA), construction loans, and specialty programs such as bank statement, reverse mortgage, jumbo, portfolio lending, and foreign national loans, earning revenue through origination fees and interest rate margins on closed mortgages.
Product overview
Fairway Funding Group is a residential mortgage lender offering a unified suite of home financing products and services. The core offering consists of residential purchase loans and refinance loans, supported by an extensive portfolio of loan programs including Conventional, USDA, FHA, Reverse Mortgage, VA, Jumbo, and specialty programs (Bank Statement, Investment Properties, Private Financing, Portfolio Lending, Foreign National). The company also provides a suite of 10 online mortgage calculators for borrower education. All products and services are delivered through the company's corporate office in Lakewood Ranch, Florida, with licensed Loan Officers, processors, and staff.
Differentiator
Problem solved
Functional benefit
Products and services
- Residential Purchase Loans
- Refinance Loans
- Conventional Loans
- FHA Loans
- VA Loans
- USDA Financing
- Jumbo Loans
- Reverse Mortgage
- Specialty Loan Programs
Quantifiable outcome
- 10,000+ closed loans since 2000
- +1 more outcomes
Companies that use Fairway Funding Group
Customer profileNamed customers5 records
Segments7 records
Ideal customer profiles6 records
Fairway Funding Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Fairway Funding Group partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Manatee Chamber of CommerceminorFairway Funding Group is an active member of the Manatee Chamber of Commerce, which provides networking opportunities and local business credibility. This is a membership association rather than a commercial partnership.
Scale indicators5 records
Recent moves5 records
Expansion highlights4 records
Fairway Funding Group competitors and assessment
Company assessmentDirect peers
- NewDay USA: Specialty VA loan lender focused on military/veteran borrowers with strong digital and field sales capabilities. Most direct comparison to Fairway's VA loan offering up to $4M and 0%-down military programs.
- Academy Mortgage: Direct retail mortgage lender operating across multiple states with branch-based loan officers and similar product breadth (conventional, FHA, VA, USDA, jumbo). Direct competitor for retail purchase and refinance volume.
Broad incumbents
- United Wholesale Mortgage: Largest US mortgage lender overall, primarily wholesale but also retail. Comparable in offering the same residential loan programs (conventional, FHA, VA, USDA, jumbo) that Fairway Funding Group provides through its bank partnerships.
- Rocket Mortgage: Largest US retail mortgage originator with nationwide direct-to-consumer digital platform. Directly competes with Fairway Funding Group for residential purchase and refinance mortgages, though Fairway differentiates via in-person local service and specialty programs.
- Homebridge Financial Services: Wholesale and retail mortgage lender operating nationwide, owned by Prudential Financial. Comparable in offering the same residential loan products through a mix of retail and broker channels.
- Caliber Home Loans: National mortgage lender with strong retail and correspondent channels, recently restructured post-bankruptcy. Offers similar product mix including bank statement and non-QM programs that overlap with Fairway's specialty offerings.
- Guild Mortgage: National retail mortgage lender with strong specialty program focus (VA, USDA, government-insured). Closely matches Fairway's product mix emphasis on government-insured and niche loan programs.
- PrimeLending: National retail mortgage lender owned by PlainsCapital/Hilltop Holdings, operating through branch-based loan officers. Closely comparable model to Fairway with retail branches plus centralized processing.
- NewRez (formerly New Penn Financial): National mortgage lender with retail, wholesale, and correspondent channels, owned by Rocket Companies. Competes with Fairway in retail origination across the same product set including specialty programs.
- loanDepot: National retail and wholesale mortgage lender (LDWholesale is its wholesale channel). Directly comparable loan programs and target customers; competes with Fairway for direct purchase and refinance mortgage volume.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Fairway Funding Group social profiles
Digital presenceFairway Funding Group compliance and trust
Trust signalCompliance1 record
Fairway Funding Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fairway Funding Group leadership team
Management profileNumber of profiles
Profiles16 records
Fairway Funding Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fairway Funding Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fairway Funding Group
What does Fairway Funding Group do?
Fairway Funding Group originates and processes residential real estate loans for primary residences, second homes, and investment properties in Florida, South Carolina, and Tennessee. The company provides purchase money mortgages, refinances, government-backed loans (FHA, VA, USDA), construction loans, and specialty programs such as bank statement, reverse mortgage, jumbo, portfolio lending, and foreign national loans, earning revenue through origination fees and interest rate margins on closed mortgages.
Is Fairway Funding Group a public or private company?
Fairway Funding Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Fairway Funding Group founded?
Fairway Funding Group was founded in 2000. It employs 11 to 50 people.
Where is Fairway Funding Group based?
Fairway Funding Group is headquartered in Lakewood, United States, in the North America region.
How does Fairway Funding Group make money?
One revenue line is on record: mortgage Origination Fees.
Who are Fairway Funding Group's main competitors?
Direct peers on record are NewDay USA and Academy Mortgage. Broad incumbents are United Wholesale Mortgage, Rocket Mortgage, Homebridge Financial Services, Caliber Home Loans, Guild Mortgage, PrimeLending, NewRez (formerly New Penn Financial) and loanDepot.
Does Fairway Funding Group have an API?
No public API is recorded for Fairway Funding Group.
What industry is Fairway Funding Group in?
Fairway Funding Group's product category is Residential Mortgage Lending. Its primary akta.pro industry code is FSALAAAI, Government-Insured Mortgage Origination (FHA/VA/USDA), with a secondary code of FSALAAAF, Cash-Out Refinance Origination. Its NAICS code is 522292 and its SIC code is 6162.