Republic Title, Inc.

What Republic Title, Inc. does

Republic Title, Inc. is a privately held, full-service real estate settlement and title insurance company licensed in the Commonwealth of Virginia and headquartered at 7619 Little River Turnpike, Suite 300, Annandale, VA. Founded in November 1995 and led by President/Owner Steve Dunnigan and Vice President/Owner Bryce Morrison, with general counsel Kevin D. McCormick, the firm has conducted more than 40,000 real estate settlements over its operating history. The company serves homebuyers, sellers, real estate agents, lenders, home builders, and first-time buyers in Northern Virginia across residential purchase, refinance, and construction-to-permanent transactions.

The core product set comprises title insurance (owner's and lender's policies, sourced through a strategic underwriting relationship with First American) and end-to-end settlement services including land record research, document preparation, notarization, signature witnessing, fund collection and distribution, lien release, and courthouse recording. Supporting service modules include earnest money deposit handling (via wire, drop-off, mail, and the ZOCCAM mobile app) and a wire fraud protection offering. The technology layer is non-proprietary: a Wix-hosted marketing website, third-party online quote systems (titlecapture.com, titlequoteapp.com), and standard SaaS integrations. No AI/ML, proprietary platform, or patents are referenced.

Revenue is generated entirely on a per-transaction basis. Seller's settlement fees are $850 plus ancillary line items (trust review $250, power of attorney $125, deed preparation $195); buyer's settlement fees are $595 plus title insurance premiums and optional survey ($350–$600) and pest/termite inspection ($40–$100); refinance transactions are $595 plus title insurance premiums and a $125 subordination agreement fee. Go-to-market is sales-led and relationship-driven, with direct referrals from real estate agents and lenders as the primary acquisition channel, supplemented by SEO, content marketing, social media presence, and self-serve online quoting. The firm employs approximately 9 people and operates from a single Annandale office.

Name

Republic Title, Inc.

Legal name

Republic Title, Inc.

Website

https://republictitleinc.com

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

11–50 employees

Short description

Republic Title, Inc. is a privately held, full-service title insurance and real estate settlement company licensed in Virginia. Founded in 1995 and based in Annandale, it serves homebuyers, sellers, real estate agents, lenders, and home builders across Northern Virginia with closing, title, and escrow services.

Ownership category

akta.pro rank

Product category

Title insurance and real estate settlement services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro industry

PRIMARYBPAJAOAB

Title Search & Examination

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)

SECONDARYBPAJAOAE

Closing & Settlement Services (Settlement Agents)

Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)

SECONDARYFSAJACAL

Title Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Property Insurance (Homeowners, Renters & Commercial Property)

Keywords

• Real estate settlement
• Title insurance
• Closing services
• Escrow services
• Property title search

Headquarters

HQ city

Annandale

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Settlement/Closing Fees: One-time fees charged for conducting settlement services, including document preparation, notarization, signature witnessing, and fund distribution. Fees vary by transaction type: Seller's settlement fee $850, Buyer's settlement fee $595, Refinance settlement fee $595.
2. Title Insurance Premiums: One-time premium for title insurance policies (owner's and lender's) that protects against loss from title defects. The cost is typically a percentage of the property's purchase price and is purchased only once at closing.
3. Ancillary Services: Additional services including trust review ($250), power of attorney ($125), deed preparation ($195), survey coordination ($350-$600), and pest/termite inspection ($40-$100).

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Republic Title, Inc. is a full-service real estate settlement company that conducts property closings and issues title insurance for residential transactions (purchase, refinance, and construction-to-permanent) across Northern Virginia. The firm researches land records, runs settlements (signature collection, witnessing, notarization, fund collection and distribution, document recording), and issues both owner's and lender's title insurance policies. Ancillary offerings include earnest money deposit handling, deed preparation, trust review, power of attorney preparation, survey coordination, pest/termite inspection coordination, and wire fraud protection protocols.

Product overview

Republic Title, Inc. is a full-service settlement company licensed in the Commonwealth of Virginia, serving clients since November 1995. The company operates as a single unified service offering centered on title insurance and real estate settlement services. The core products include Title Insurance (Owner's and Lender's policies) and Settlement Services. These are supported by service modules including Residential Real Estate Transactions, Refinance Transactions, Construction to Permanent Transactions, Earnest Money Deposit Services, and Wire Fraud Protection. All services are delivered through their Annandale, Virginia office location.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Insurance Owner's and lender's title insurance policies issued at closing that protect owners and lenders against financial loss from title defects, liens, encumbrances, or other claims against property ownership. Cost is a one-time percentage of the property's purchase price, purchased at closing.
• Settlement Services Full-service real estate settlement (closing) services covering residential purchase, refinance, and construction-to-permanent transactions: land record research to confirm marketable title, settlement conducting with signature collection/witnessing/notarization, document preparation and recording at the local courthouse, fund collection and distribution, and lien release. Priced per transaction (Seller's settlement fee $850, Buyer's $595, Refinance $595).
• Earnest Money Deposit (EMD) Services Management and handling of earnest money deposits prior to closing, with multiple deposit options including wire transfer, in-person drop-off, mail/overnight delivery, and the ZOCCAM mobile app for digital EMD transmission. Intended for buyers and their agents needing a secure, traceable EMD process in Northern Virginia transactions.

Quantifiable outcome

• Over 40,000 real estate settlements conducted since 1995

Named customers4 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

One partnership is on record.

• First AmericancoreStrategic or Co-development PartnerFirst American provides title insurance related content and resources to Republic Title. The partnership includes educational materials such as Eagle Owners Policy vs Standard ALTA Policy guides, title insurance explanations, and '70 Something Ways You Could Lose Your Home' resources. First American also provides title insurance products (Eagle Policy) that Republic Title offers to customers.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• WFG National Title Insurance Company: Mid-size national title underwriter with an agency model that competes with independent settlement shops like Republic Title in the Mid-Atlantic region.
• First American Title Insurance Company: One of the largest U.S. title insurers and underwriter partners of Republic Title. Competes with Republic Title by offering both direct title issuance and affiliated settlement operations across Virginia and nationally.

Broad incumbents

• Fidelity National Title: National title insurance carrier (parent of Chicago Title and Commonwealth Land Title) with direct operations and agency networks throughout Virginia, competing for the same purchase, refinance, and construction-to-permanent transactions.
• Stewart Title: Large national title underwriter with agency and direct operations in Virginia offering title insurance and settlement services comparable to Republic Title's suite.
• Old Republic Title: National title insurance carrier operating through agents and direct offices in Virginia, providing lender's and owner's title policies as well as closing services.

Regional players

• TitleSmart: Regional title and settlement company serving Northern Virginia with similar title insurance and closing services, competing for agent referrals.
• Commonwealth Settlements: Virginia-based independent title and settlement agency providing residential, refinance, and construction closing services comparable to Republic Title.
• Mid-Atlantic Settlement Services: Regional Virginia/Mid-Atlantic title and settlement agency offering comparable purchase, refinance, and construction-permanent closing services to Republic Title.

Others

• ZOCCAM: Technology provider whose mobile EMD application Republic Title uses; adjacent ecosystem participant enabling digital earnest money deposit flows in title transactions.
• SecureInsight: Vendor risk verification firm whose SI-Vetted-Verified certification Republic Title displays; adjacent ecosystem participant supporting lender/agent confidence in settlement partners.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@republictitleinc
• Facebookfacebook.com/republictitleinc
• LinkedInlinkedin.com/company/republic-title-inc
• Instagraminstagram.com/republictitleinc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Republic Title, Inc.