Account Resolution

What Account Resolution does

Account Resolution is a US-based third-party debt collection agency founded in 2003 and headquartered in Chesterfield, Missouri. According to the firmographic data available, the firm provides debt collection services to creditor clients, operating in the accounts receivable recovery segment of the financial services ecosystem. The company is structured as a private for-profit entity with 11-50 employees, placing it in the small-business tier of the US collection industry.

The company's public digital footprint is minimal. Its website at arc1.biz returned only a verification/loading screen ("One moment, please... Please wait while your request is being verified..."), and no product descriptions, technology stack details, service offerings, pricing, or client disclosures could be extracted. There is no evidence in the input of proprietary technology platforms, API integrations, AI/ML tooling, certifications, awards, partnerships, or regulatory actions. No management team, funding history, M&A activity, or product launch data is available.

The business model can be inferred to follow the standard contingency-collection model common to small US agencies: creditors place delinquent accounts, the agency attempts recovery, and compensation is earned via contingency fees on amounts collected (plus possible flat-fee or subscription arrangements for first-party or pre-charge-off work). However, no pricing or contract data is disclosed in the input to confirm this. Customer segments, geographic scope beyond the US, and parent/subsidiary structure are all unspecified.

Name

Account Resolution

Website

https://arc1.biz

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

11–50 employees

Short description

Account Resolution is a small US third-party debt collection agency founded in 2003 and based in Chesterfield, Missouri, providing accounts receivable recovery services to creditor clients. The firm operates with 11-50 employees and maintains a minimal public digital footprint.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (56144), Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro industry

PRIMARYBPAAAEAB

Third-Party Debt Collection Agencies (Consumer & Commercial)

Business & Public Services/Administrative & Support Services (BPO, Call Centers, Back Office)/Collections, Recovery & Skip Tracing Services

SECONDARYFSAKAJAB

Third-Party Collection Agencies (Consumer)

Financial & Insurance/Lending & Consumer Finance/Debt Collection, Recovery & Servicing

Keywords

• Debt collection services
• Collection agency
• Accounts receivable management
• Third-party collections
• Consumer debt recovery

Headquarters

HQ city

Chesterfield

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Core offering

Account Resolution is a collection agency that provides a range of debt collection services on behalf of clients seeking to recover outstanding balances. The firm operates as a third-party debt recovery provider, working with creditors to pursue and resolve delinquent accounts.

Differentiator

Problem solved

Functional benefit

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Direct peers

• Credit Control LLC: US-based debt collection agency providing third-party recovery services for creditors across financial services, healthcare, and retail. Direct comparable to Account Resolution in third-party contingency collections and small/mid-market positioning.
• GC Services: Large US-based contact center and third-party collection agency serving government, utility, and commercial creditors. Comparable in third-party agency model and customer overlap (creditors across multiple verticals), with broader service scope.
• CBE Companies: US-based third-party collection agency providing recovery services across consumer, commercial, and healthcare portfolios. Closely comparable to Account Resolution in third-party agency model, customer base, and asset class mix.
• Allied Interstate: US-based third-party collection agency focused on consumer debt recovery, acquired by Van Ru Credit. Comparable to Account Resolution in third-party agency model, asset class (consumer), and customer segment (creditors).
• Convergent Outsourcing: US-based third-party collection and contact center services provider serving financial services, telecom, and utility creditors. Directly comparable in third-party consumer collections with broader vertical reach.
• National Credit Systems: Privately held US third-party collection agency offering debt recovery services to creditors across consumer and commercial portfolios. Closely comparable in third-party agency model and customer base.
• Southwest Credit: Privately held US third-party collection agency providing first- and third-party recovery, contact center, and BPO services. Directly comparable to Account Resolution in third-party consumer collections with a similar mid-market positioning.
• Phillips & Cohen Associates: A US-based privately held third-party collection agency specializing in consumer debt recovery for creditors. Highly comparable to Account Resolution in business model (contingency-fee third-party collections), customer segment (creditors), and likely size range.

Broad incumbents

• Encore Capital Group: A leading publicly traded debt buyer and third-party collection agency with US operations (including Midland Credit Management). Directly comparable to Account Resolution as a third-party consumer collection agency, though materially larger and vertically integrated with debt purchasing.
• PRA Group: Major publicly traded debt purchaser and collection agency operating across the US, Europe, and Australia. Comparable to Account Resolution in the third-party consumer collection space but at significantly larger scale with global footprint.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat2 records

Key risks4 records

Key highlights3 records

Customer concentration

• LinkedInlinkedin.com/company/atlantic-lending-co

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Account Resolution