Infocredit Group Ltd

What Infocredit Group Ltd does

Infocredit Group Ltd, founded in 1972 and headquartered in Nicosia, Cyprus, is a private provider of integrated compliance, credit risk management, AML/KYC, ESG, debt recovery, training, and call centre services to regulated industries including financial services, gaming, crypto, legal, and corporates. The company operates a multi-product platform organized around ComplianceSuite (enterprise AML transaction monitoring, KYC/KYB screening, case management and risk scoring), CreditSuite and eCheck360 (credit risk assessment including Open Banking transactional scoring), AMLSuite and Comply2day (API-driven KYC/AML tooling), ESGSuite and Resilisense (ESG risk assessment and reporting), Ethos2day (whistleblowing), Decol24 (debt collection platform), and the suites.ai unified AI umbrella launched in 2024 integrating amlsuite.ai, esgsuite.ai, creditsuite.ai and fraudsuite.ai. Its API4ALL product exposes real-time access to data on over 200 million companies across 135+ countries and 50+ risk categories; the underlying business data is augmented by strategic integrations with LexisNexis Risk Solutions (WorldCompliance, Bridger Insight XG, Nexis Diligence+, Lexis+), Bureau van Dijk (Moody's Analytics), Mastercard's RiskRecon for cybersecurity TPRM, and VinciWorks for compliance training distribution.

Revenue mechanics span SaaS/platform subscriptions, API usage and data licensing (per-query or volume-based), professional services and consulting (AML advisory, due diligence, onboarding orchestration, special projects), training (Infocredit Professional Education plus VinciWorks partnership), and a transaction-fee debt collection business under Decol Services Limited. The group includes wholly-owned operating subsidiaries (Decol Services Limited, Call Centre Cyprus, ICG Middle East Commercial Services, First Cyprus Credit Bureau Ltd) and adjacent holdings (HostingB2B, Delphi Alliance, Malta Credit Bureau minority stake), with offices in Nicosia, Dubai, London, and North York. Pricing is enterprise-quote-based for SaaS modules and LexisNexis-augmented data, usage-based for API products, freemium for ESGSuite (free self-assessment, paid deeper tiers), and percentage-of-proceeds for debt collection.

The go-to-market is sales-led with 'Request a Demo' CTAs across product sites, complemented by partner distribution through LexisNexis, Mastercard, and VinciWorks into regulated enterprise buyers. The company is founder/CEO-led by Theodoros Kringou (joined 2003, career began at Bank of Cyprus Factors in 1996), holds ISO 9001, ISO 22301, and ISO 27001 certifications, and is governed by boards including Theodoros Kringou's directorships at ICG Middle East Commercial Services, First Cyprus Credit Bureau Ltd, HostingB2B, and Delphi Alliance; its leadership bench is staffed with senior hires from Cypriot systemic banks, lending credibility in financial services sales cycles.

Name

Infocredit Group Ltd

Legal name

Infocredit Group Ltd

Website

https://infocreditgroup.com

Company type

Private

Founded year

1972

Operating status

Operating

Headcount range

101–250 employees

Short description

Infocredit Group Ltd provides integrated compliance, credit risk, and AML/KYC technology plus debt recovery and training services to banks, gaming operators, crypto firms, corporates, and regulators across Europe, the Middle East, and beyond, via its proprietary suites.ai platform and LexisNexis-augmented data.

Ownership category

akta.pro rank

Product category

Regulatory Compliance and Credit Risk Software

NAICS

Credit Bureaus (561450), Credit Bureaus (56145), Other Activities Related to Credit Intermediation (522390), Software Publishers (51321), Activities Related to Credit Intermediation (5223)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320), Services-Prepackaged Software (7372), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Alternative / Non-Traditional Credit Data Providers (FSAKAKAB)

akta.pro secondary industries

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA), Income, Employment & Cash-Flow Verification (Consumer) (FSAKAKAE), Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ), Credit & Underwriting Data Services (alt data feeds, affordability, bureau augmentation) (FSAGACAH), Collections, Recovery & Debt Management Platforms (FSAGAHAI)

Keywords

• AML compliance software
• Credit risk management
• KYC onboarding platforms
• ESG assessment solutions
• Business information services

Headquarters

HQ city

Nicosia

HQ country

Cyprus

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. SaaS/Platform Subscriptions: Subscription-based access to ComplianceSuite, AML Suite, CreditSuite, ESG Suite, Comply2day and other proprietary platforms on a recurring licensing basis.
2. API Usage and Data Licensing: API-driven access to global business information, KYC/AML screening data, and risk intelligence consumed on a usage or per-query basis (API4ALL, Infocredit World, LexisNexis data licenses).
3. Professional Services and Consulting: AML compliance consulting, risk advisory engagements, due diligence reports, onboarding orchestration, and custom implementation projects delivered on a per-engagement basis.
4. Training Services: Compliance and credit risk training courses through Infocredit Professional Education (IPE) and VinciWorks partnership, delivered as instructor-led or online programs.
5. Debt Collection and Receivables Management: Decol24 platform and debt collection services with fees charged as a percentage of proceeds recovered.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Infocredit Group develops and operates a modular, API-first portfolio of enterprise compliance, credit risk, ESG, cybersecurity, and debt recovery platforms — including ComplianceSuite, AMLSuite, Comply2day, CreditSuite, eCheck360, ESGSuite, Ethos2day, and Decol24 — supplemented by professional consulting, due diligence reports, and training services for banks, gaming operators, crypto firms, regulators, and corporations across Europe, the Middle East, the UK, and Canada.

Product overview

Infocredit Group Ltd operates as a multi-product, modular platform company offering a portfolio of distinct, partially integrated solutions spanning Credit Risk Management, AML/Compliance, and Cybersecurity. The core product portfolio is organized around several branded platforms: ComplianceSuite serves as the enterprise-grade flagship AML/compliance platform, complemented by AMLSuite and Comply2day for KYC/AML tooling. The Credit Risk suite is anchored by CreditSuite and eCheck360, with API4ALL serving as the unified API product connecting all platforms. ESG offerings are led by ESGSuite and Resilisense. Whistleblowing is handled via Ethos2day, and debt collection via Decol24. The suites.ai platform serves as an AI-powered unified umbrella integrating AMLsuite.ai, ESGsuite.ai, creditsuite.ai, and fraudsuite.ai. Additional products include Infocredit World (global company database), IDMV (document verification), IPE (professional education), and various partner products including LexisNexis Bridger Insight XG, Nexis Diligence+, RiskRecon, and Lexis+ for legal research. All products share a common thread of API-first architecture, shared data infrastructure (200M+ companies database), and integration with LexisNexis intelligence. The company also provides call centre and outsourcing services as part of its broader service offering.

Differentiator

Problem solved

Functional benefit

Brands

• ComplianceSuite: Enterprise transaction monitoring, KYC screening and risk scoring platform for AML compliance
• CreditSuite
• AMLSuite
• ESGSuite
• API4ALL
• Comply2day
• Decol24
• eCheck360
• Ethos2day
• suites.ai
• Resilisense
• IPE (Infocredit Professional Education)
• WorldAML
• Infocredit World
• IDMV
• Call Centre Cyprus
• Infocredit

Products and services

• ComplianceSuite Enterprise-grade, modular compliance platform supporting AML transaction monitoring, KYC/KYB screening, and risk scoring through a single configurable solution. Manages customer onboarding, case management, and regulatory reporting with automated workflows, biometric facial recognition, and customizable AML dashboards for regulated organisations.
• AMLSuite AML and KYC compliance platform that consolidates tools for customer due diligence, screening, and monitoring in line with international anti-money laundering standards on a single platform.
• Comply2day API-driven KYC solution that allows organisations of any size to optimise onboarding procedures and comply with AML/CFT regulations. Centralises customer due diligence, reduces compliance costs, and enables automated client lifecycle management, powered by LexisNexis global risk intelligence.
• API4ALL Business Intelligence API providing real-time access to global business information and automated KYC services, with access to data on over 200 million companies across 135 countries and KYC data against more than 50 risk categories and 100+ AML/CFT laws.
• CreditSuite Comprehensive credit risk assessment platform providing access to credit reports, scores, and financial history to help businesses evaluate creditworthiness, manage risk, and make informed financial decisions.
• eCheck360 Pan-European scoring platform providing a comprehensive 360-degree view of a client's financial behaviour by leveraging, aggregating, and interpreting transactional data and spending patterns using Open Banking.
• ESGSuite Digital ESG assessment and reporting platform that helps organisations evaluate their environmental, social, and governance performance, supporting internal reporting and compliance requirements through a free self-assessment tool.
• Ethos2day Cutting-edge digital whistleblowing platform that manages reports seamlessly, supporting a company's internal reporting channel and enhancing regulatory compliance including GDPR, with additional legal advisory support for policy implementation.
• Decol24 Advanced web-based debt collection and receivables management platform available to rent, using flexible technology to set up automated workflows, improve collector efficiency, and accelerate cashflows.
• suites.ai Unified AI platform that integrates multiple specialised AI-powered solutions including AMLsuite.ai, ESGsuite.ai, creditsuite.ai, and fraudsuite.ai under one access point for AML, ESG, credit risk, and fraud detection management.
• Infocredit World Global business information platform offering company data from over 200 countries, background checks, due diligence investigations, and credit reports for businesses operating internationally.
• IPE (Infocredit Professional Education) Training division of Infocredit Group offering specialised credit risk and compliance training courses designed to equip teams with the latest insights and practical skills for managing and mitigating risks.
• Call Centre Cyprus Customer service and call centre outsourcing services providing dedicated, knowledgeable professionals to elevate customer service excellence with transparency, openness, and scalability for businesses of all sizes.
• Crypto & Blockchain Services Crypto and blockchain compliance service offering VASP Counterparty Risk Assessment Reports, real-time crypto wallet screening for sanctioned or suspicious activity, address deanonymisation linking blockchain addresses to real-world identities, FATF Travel Rule compliance tools, and crypto-regulatory education and training.

Quantifiable outcome

• Reduced false positives and faster onboarding through machine learning-driven compliance automation
• +2 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability9 records

Feature7 records

Partnerships

Twelve partnerships are on record, tiered core, strategic and minor.

• LexisNexis Risk SolutionscoreTechnology or IntegrationLexisNexis Risk Solutions provides Infocredit Group with solutions and decision tools combining public and industry-specific content with advanced technology and analytics. The partnership gives Infocredit access to one of the largest KYC/compliance databases worldwide (50+ risk categories, 100+ AML/CFT laws) and enables distribution of LexisNexis products including WorldCompliance, Bridger Insight XG, Nexis Diligence+, and Lexis+ through Infocredit's platform. LexisNexis serves customers in 180+ countries with approximately 30,000 employees.
• RiskRecon by MastercardcoreTechnology or IntegrationRiskRecon by Mastercard specializes in cybersecurity third-party risk management, providing continuous monitoring, risk-prioritized action plans, and vulnerability reports aligned with ISO 27001 and DORA standards. Infocredit Group distributes RiskRecon's platform to its enterprise clients across Europe and the Middle East, providing supply chain cyber risk assessment capabilities.
• VinciWorksstrategicTechnology or IntegrationFounded in 2004, VinciWorks is a leading provider of online compliance training and risk management software serving over 200,000 users across 70 countries. The partnership enables Infocredit to offer compliance and AML training courses covering GDPR, Fourth Anti-Money Laundering Directive, Criminal Finances Act, Modern Slavery Act, Bribery Act, cybersecurity, and more.
• Bureau van Dijk (Moody's Analytics)strategicTechnology or IntegrationBureau van Dijk, a Moody's Analytics company, provides information on over 280 million companies worldwide. Infocredit integrates Bureau van Dijk's company data into its platforms to enhance global business information and due diligence capabilities.
• CICM (Chartered Institute of Credit Management)strategicStrategic or Co-development PartnerThe Chartered Institute of Credit Management is the world's leading professional body for credit management professionals with eight decades of expertise. Infocredit Group's leadership team includes CICM fellows, and the partnership supports credit management best practices and professional development.
• Chartered Governance Institute (ICSA)strategicStrategic or Co-development PartnerThe Chartered Governance Institute (formerly ICSA: The Governance Institute) is the professional body for governance in the UK with 126 years of experience. Infocredit's CEO Theodoros Kringou is a Fellow of the Chartered Governance Institute, supporting governance and compliance best practices.
• Delphi AllianceminorStrategic or Co-development PartnerDelphi Alliance is an international business information network. Theodoros Kringou serves as Director in Delphi Alliance, connecting Infocredit to a broader network of business intelligence providers across multiple regions.
• HostingB2B LtdminorStrategic or Co-development PartnerTheodoros Kringou serves as Director in HostingB2B Ltd. Infocredit Group received the MVP Partner Excellence Award from HostingB2B in 2025, recognizing their strong, long-standing partnership in delivering advanced compliance and risk management solutions.
• First Cyprus Credit Bureau LtdminorStrategic or Co-development PartnerTheodoros Kringou serves as Director in First Cyprus Credit Bureau Ltd, a credit bureau serving the Cypriot market, strengthening Infocredit's presence in the domestic credit information ecosystem.
• ICG Middle East Commercial Services (UAE)minorStrategic or Co-development PartnerTheodoros Kringou serves as Director in ICG Middle East Commercial Services, supporting Infocredit Group's operations and market presence in the UAE and wider Gulf region.
• Malta Credit BureauminorStrategic or Co-development PartnerTheodoros Kringou is a Founding Member of Malta Credit Bureau, expanding Infocredit's footprint in the Maltese market and creating cross-border credit information synergies.
• OPAP S.A.coreImplementation/ SI/ Consulting PartnerOPAP S.A. is a major European gaming operator. Infocredit Group's ComplianceSuite.ai was implemented for OPAP's AML/CFT compliance program, winning Gold and Platinum awards at the Compliance Awards 2025 for the project in one of Europe's most demanding and strictly regulated gaming markets.

Scale indicators6 records

Recent moves8 records

Expansion highlights6 records

Direct peers

• ComplyAdvantage: AI-native AML/KYC, transaction monitoring and sanctions screening platform sold to banks, fintechs and crypto firms — competes head-on with ComplianceSuite and amlsuite.ai for mid-market and enterprise financial crime compliance budgets.
• Creditsafe: Multi-jurisdiction business and consumer credit reports, monitoring and AML data services; closest comparable in scale and product breadth to Infocredit's credit information and KYC portfolio, frequently competing on similar SME and mid-market credit-risk RFPs.
• Trulioo: Global identity verification and business verification platform covering 195+ countries; overlaps with Infocredit's IDMV, Comply2day and API4ALL for digital onboarding and KYC automation, particularly in fintech and crypto segments.
• Bureau van Dijk (Moody's Analytics): Orbis and similar global company-information databases covering 280M+ entities; integrated by Infocredit but also a direct competitor for business information, KYC and beneficial-ownership lookups at the same banking and corporate buyers.
• LexisNexis Risk Solutions: Provider of Bridger Insight XG, WorldCompliance, Nexis Diligence+ and Lexis+ for AML/KYC, sanctions, due diligence and legal research — simultaneously Infocredit's largest data partner and a direct competitor in the same enterprise compliance buying centres.

Broad incumbents

• LSEG (Refinitiv) World-Check: World-Check One and Refinitiv Risk Intelligence provide sanctions, PEP and adverse-media screening plus entity due diligence — directly comparable to ComplianceSuite's KYC and Comply2day capabilities inside large banks and corporates.
• Dun & Bradstreet: Global business credit reporting and master-data provider; competes with Infocredit World and CreditSuite on company information, credit reports and supply-chain risk, with substantially larger scale and broader geographic coverage.

Emerging players

• Onfido (Entrust): Identity verification and KYC onboarding platform now part of Entrust; competes with Infocredit's onboarding orchestration and document/biometric verification capabilities across financial services and crypto.
• Veriff: AI-driven identity verification and biometric authentication provider; overlaps with Infocredit's biometric facial recognition within ComplianceSuite and IDMV for regulated customer onboarding.
• NorthRow: UK-based AML/KYC and ongoing monitoring SaaS for regulated firms; partial overlap with ComplianceSuite's transaction monitoring and customer due diligence modules in the mid-market UK/EU buyer segment.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/InfocreditGroup
• YouTubeyoutube.com/channel/UCNlmmOay7mpObz0-4dQBJ1A
• Facebookfacebook.com/InfocreditGroup
• LinkedInlinkedin.com/feed
• Instagraminstagram.com/infocredit_group

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Infocredit Group Ltd