BerwickHimes Insurance

What BerwickHimes Insurance does

BerwickHimes Insurance Services, LLC is an independent insurance brokerage headquartered at 3561 E Sunrise Drive, Suite 135, Tucson, Arizona, founded in 1999 and operating as a subsidiary of Berwick Insurance Group. The firm represents over 30 insurance carriers — including Progressive, Nationwide, Geico, Chubb, Travelers, Liberty Mutual, and Hartford — and distributes both personal lines (auto, motorcycle, home, recreational vehicles, pet, Mexican auto, wedding/event, travel) and commercial lines (general liability, commercial property, bonds, workers compensation) to individual consumers and small-to-mid-size businesses in Tucson and the surrounding area. Health insurance is offered through a referral to its sister/parent company, Berwick Insurance Group.

The company has no proprietary technology platform and operates primarily via direct-agent phone and in-office sales, supplemented by an online quote center for self-serve instant quotes. Distribution relies on individual agents/personal lines producers, with nine named staff members (Partner Stacey Himes plus eight producers and service representatives) handling inbound inquiries and quote comparisons. Marketing is largely local — BBB accreditation, a 2020 Expertise.com "Best Homeowners Insurance Agencies in Tucson" award, Facebook/LinkedIn presence, and word-of-mouth referrals.

BerwickHimes earns revenue through standard brokerage commissions on policies placed with its carrier partners, which it describes as no-cost to the client versus shopping direct. The firm is privately held with no disclosed funding rounds, M&A activity, or external institutional ownership. The 2025 addition of Pay-By-The-Mile auto insurance — a usage-based pricing model — is the most recent product initiative and represents a modest attempt to broaden relevance to low-mileage and work-from-home drivers.

Name

BerwickHimes Insurance

Legal name

BerwickHimes Insurance Services, LLC

Website

https://berwickhimes.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

BerwickHimes Insurance is a Tucson-based independent insurance brokerage representing over 30 carriers, offering personal and commercial P&C lines plus event, travel, and pet insurance to individual consumers and small-to-mid-size businesses in southern Arizona.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Property Insurance (Homeowners, Renters & Commercial Property) (FSAJAKAH)

Keywords

• Independent insurance brokerage
• Property casualty insurance
• Auto home insurance
• Commercial insurance brokers
• Personal lines insurance

Headquarters

HQ city

Tucson

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Brokerage Commissions: BerwickHimes operates as an independent insurance broker. The company earns commissions from insurance carriers (30+) for placing policies on behalf of clients. Because they represent multiple carriers and compare quotes, clients benefit at no additional cost versus shopping directly — the carriers pay the broker commission.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

BerwickHimes Insurance is an independent insurance brokerage firm based in Tucson, Arizona that represents over 30 insurance carriers to provide clients with Property and Casualty coverage. The company places auto, home, recreational vehicle, commercial, Mexican auto, wedding/event, travel, pet, and health insurance policies (the latter via sister company Berwick Insurance Group), earning carrier commissions on each policy placed.

Product overview

BerwickHimes Insurance Services is an independent brokerage firm located in Tucson, Arizona that represents over 30 insurance carriers. The company offers a diverse portfolio of Property and Casualty insurance options including Auto & Motorcycle Insurance (with Pay By Mile and Mexican Auto Insurance variants), Home Insurance, Recreational Vehicle Insurance, Commercial Insurance, Wedding/Event Insurance, Travel Insurance, Pet Insurance, and Health Insurance through sister company Berwick Insurance Group. They also provide an Online Quote Center for instant quotes. The product portfolio spans personal lines, commercial lines, and specialty insurance products, with coverage options ranging from basic liability to comprehensive protection plans.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto & Motorcycle Insurance Coverage for cars, trucks, classic and unique vehicles, plus motorcycles. Options include Bodily Injury & Property Damage Liability, Comprehensive & Collision, Uninsured/Underinsured Motorist, Medical Payments, Custom Parts & Equipment, and Roadside Assistance. Targeted at vehicle owners in the Tucson, Arizona area.
• Mexican Auto Insurance Coverage for Arizona residents traveling to Mexico by vehicle, including Civil Liability, Travel Assistance, Legal Assistance, and Physical Damage covering Collision, Total Theft, Partial Theft and Vandalism.
• Pay By The Mile Auto Insurance Usage-based auto insurance plans designed for low-mileage drivers (work-from-home, extra cars, public transit users). Plans include a low base price with per-mile surcharges and most plans exclude the first couple hundred miles per day for road trips. Provides the same coverage as a traditional auto plan.
• Home Insurance Property insurance including Homeowners Insurance, Landlord Insurance, Vacant Homes Insurance, Homes Under Construction Insurance, Mobile Home Insurance, and Manufactured Home Insurance for homeowners and landlords.
• Recreational Vehicle Insurance Coverage for ATVs, RVs, Boats, Personal Watercraft, Sand Rails, and Toy Haulers. Options include Total Loss Replacement Coverage, 24-hour Roadside Assistance, Fishing Equipment Coverage, Personal Effects Coverage, and Full Timers Coverage for RVs.
• Commercial Insurance Commercial insurance policies for small-to-mid-size businesses including general liability, property coverage, workers compensation, commercial auto, and bonds (Contractor Bonds, Dishonesty Bonds, Lost Title Bonds, Notary Bonds, Probate Bonds).
• Wedding Insurance Wedding insurance covering venue closure, hurricane postponement, bridal shop closure, ruined photos, lost rings, military call-up, damaged gifts, sudden illness, and liquor liability. Starting at $160 per policy.
• Private Event Insurance Event insurance for anniversaries, showers, bar/bat mitzvahs, birthdays, family reunions, Quinceañeras, and Sweet 16 events. Covers cancellation/postponement, severe weather, lost deposits, vendor bankruptcy, sudden illness, ruined photos/video, call to duty, damaged gifts, venue liability, liquor liability, special attire, special jewelry, and transportation shutdown. Starting at $160 per policy.
• Travel Insurance by Inman Travel insurance covering transport of deceased including contacting a licensed funeral home or mortuary, transporting the deceased, preparation for transport, securing documentation, and arranging transport to the nearest airport. Available for travel more than 100 miles from legal residence. $450 one-time lifetime fee.
• Pet Insurance Insurance coverage for pets.
• Health Insurance Individual, Group, or Medicare health insurance plans offered through sister company Berwick Insurance Group, with referrals handled from the BerwickHimes website.

Quantifiable outcome

• Over 30 insurance carrier options available to clients
• +2 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Berwick Insurance GroupcoreStrategic or Co-development PartnerBerwickHimes is affiliated with Berwick Insurance Group, a sister/parent company. BerwickHimes refers health insurance clients to Berwick Insurance Group, which handles Individual, Group, and Medicare health insurance plans. The companies share branding and operate as a coordinated insurance services group.

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Brown & Brown: Large publicly-traded insurance brokerage and risk-management firm with national scale across retail personal/commercial, employee benefits, and specialty lines — overlapping with BerwickHimes' role as an intermediary, but operating as a broad incumbent with vastly larger infrastructure.

Direct peers

• SmartFinancial: Online insurance marketplace and agency network that compares auto, home and other P&C quotes from multiple carriers and binds through partner agents — mirrors BerwickHimes' inside-sales quote center model at national scale.
• The Zebra: Online insurance comparison platform that aggregates carrier quotes and routes customers to agents/carriers for P&C coverage — directly competitive with BerwickHimes' quote-comparison value proposition, with a self-serve digital lens.
• Goosehead Insurance: Large publicly-traded independent personal-lines insurance brokerage that places policies through a panel of carriers — operationally the closest scaled analogue to BerwickHimes' multi-carrier brokerage model, though operating at materially greater scale and geographic reach.
• Higginbotham: Large privately-held independent insurance brokerage offering personal, commercial, and benefits lines through a multi-carrier agency model — closely comparable to BerwickHimes' independent-brokerage structure, but with regional/multi-state scale.
• Leavitt Group: Regional independent insurance brokerage firm placed across the Western U.S. that places personal and commercial policies with multiple carriers — same multi-carrier agency structure as BerwickHimes with broader geographic reach and similar SMB focus.

Emerging players

• Policygenius: Digital-first insurance broker specializing in life, disability, and increasingly home/auto coverage that aggregates multiple carriers behind a self-serve funnel — overlaps with BerwickHimes on the brokerage/aggregation role but competes more aggressively for the same online-quoting consumer.
• Lemonade: Direct-to-consumer insurance carrier offering homeowners, renters, pet and auto through a mobile-first, AI-driven experience — competes with BerwickHimes for the same household P&C wallet without using an intermediary, representing the disintermediation counter-thesis to the brokerage model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks4 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/BerwickHimes
• LinkedInlinkedin.com/in/stacey-himes-856a146

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BerwickHimes Insurance