What eInforma PT does

eInforma PT (legal entity: INFORMA D&B – Serviços de Gestão de Empresas, Sociedade Unipessoal, Lda.) is a Lisbon-based business information services provider operating as the Portuguese brand of INFORMA D&B S.A. within the CESCE group. It maintains a proprietary database covering all Portuguese companies, updated daily by 50+ qualified technicians processing over 50,000 data points, with extended coverage of 800,000+ Portuguese and 2.6M+ Spanish companies through the SABI INFORMA platform. The core product suite includes structural, risk assessment, payment behavior, financial statement, complete, valuation, competitor analysis (Rival), ESG, and cybersecurity reports, plus enterprise software (D&B Credit Advantage, D&B Hoovers, SABI INFORMA), an XML API for ERP/CRM integration (API Empresas), DBK sector studies covering ~700 industries, and value-added services including CESCE credit insurance and EQS Integrity Line whistleblowing. Membership in the D&B Worldwide Network since 2004 extends the database to 600M+ companies across 220+ markets.

The company monetizes through a diversified model combining three tiers of monthly subscription plans (€11, €20, €30/month with semi-annual auto-renewal), pre-paid consumption packs (€60-€300), individual reports priced €20-€658, enterprise data licensing and custom databases, API access, software subscriptions, and recurring value-added services. The go-to-market is hybrid: a self-serve online platform with freemium registration (5 free reports) targets SMBs and individuals, while a direct enterprise sales motion via customer service handles custom contracts and larger deals. Distribution is concentrated in Portugal, with adjacent Iberian reach via DBK and SABI.

The customer base is dominated by the Portuguese banking sector (95%+ market trust), with horizontal expansion into B2B commercial customers, consulting/advisory firms, marketing/sales organizations, credit insurance users, and public administration. eInforma's strategic positioning is that of a regulated, century-old incumbent credit information utility — now diversifying into ESG, cybersecurity, compliance (whistleblowing), and credit insurance — backed by the financial firepower and Iberian/Latin American footprint of its CESCE parent.

Name

eInforma PT

Legal name

INFORMA D&B (Serviços de Gestão de Empresas) Sociedade Unipessoal, Lda.

Website

https://einforma.pt

Company type

Private

Founded year

1890

Operating status

Operating

Headcount range

51–100 employees

Short description

eInforma PT is a Lisbon-based business information services provider, operating as the Portuguese licensed brand of INFORMA D&B (CESCE group), delivering credit risk reports, financial data, and market intelligence on all Portuguese companies to banks, B2B clients, and public sector buyers.

Ownership category

akta.pro rank

Product category

Business Information Services

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210), Marketing Research and Public Opinion Polling (541910)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Marketing Database & Contact Data Providers (B2B/B2C Lists) (BPAFAKAF)

akta.pro secondary industry

ESG Reporting, Disclosure & Regulatory Compliance (SFDR, EU Taxonomy, TCFD/ISSB) (FSAAALAK)

Keywords

• Commercial credit reports
• Business information services
• Risk assessment databases
• Company financial data
• Market sector studies

Headquarters

HQ city

Lisboa

HQ country

Portugal

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Company Reports Sales: One-time purchase of individual company reports (Structural, Risk Assessment, Payment Analysis, Financial Reports, Complete Reports) ranging from €20 to €658 per report.
2. Subscription Plans (Planos de Desconto): Monthly subscription plans (Plano 11 at €11/month, Plano 20 at €20/month, Plano 30 at €30/month) with automatic semi-annual renewal. Include bundled reports and significantly discounted pricing.
3. Consumption Packs: Pre-paid credit packs (Pack60 at €60, Pack90 at €90, Pack300 at €300) with bonus credits up to €60. Valid for 12 months from purchase.
4. Data Licensing: Custom database licensing, pre-defined marketing databases, new companies data feeds, rankings, and online segmentation tools for marketing purposes.
5. Market Studies (DBK): Sector studies and market research reports (DBK Portugal at €2,895, DBK Spain at €2,575, Sector Analysis at €390-610) covering approximately 700 industry sectors.
6. Whistleblowing Solution: EQS Integrity Line partnership for EU Whistleblowing Directive compliance, providing anonymous reporting platform.
7. Credit Insurance (CESCE): Credit insurance service preventing payment defaults and guaranteeing credit sales, covering up to 85% of sales value.
8. SABI INFORMA Software: Financial analysis software platform covering 800,000+ Portuguese and 2,600,000+ Spanish companies with up to 25 years of historical annual account data.

Pricing tiers

Go-to-market motion2 records

Distribution channels7 records

Marketing channels6 records

Core offering

eInforma PT provides commercial and financial information services on all Portuguese companies through standardized reports (structural, risk assessment, payment analysis, financial statements, valuation, ESG, cybersecurity, competitor analysis) backed by a daily-updated proprietary database. International coverage spans more than 600 million companies across 220+ markets via the D&B Worldwide Network partnership. Complementary offerings include software platforms (SABI INFORMA, D&B Credit Advantage, D&B Hoovers), an API for automated data integration, marketing databases, DBK sector studies, credit insurance via CESCE, and a whistleblowing solution via EQS Integrity Line.

Product overview

eInforma PT is a business information services platform operated by INFORMA D&B, offering a comprehensive portfolio of company information, risk assessment, and market intelligence products. The core offering consists of various report types (Structural, Risk Assessment, Financial, Complete, International) that access a database of all Portuguese companies and over 600 million international companies. Additional products include software tools (D&B Credit Advantage, D&B Hoovers, SABI INFORMA) for credit management and sales acceleration, API access for automated data retrieval, marketing databases (custom, new companies, rankings, predefined), market studies (DBK sector studies, sector analysis, municipal analysis, barometer), ESG and cybersecurity reports, plus value-added services including credit insurance (CESCE) and whistleblowing solutions (EQS Integrity Line). The platform is priced through subscription plans (11€/month, 20€/month, 30€/month with varying report allocations), consumption packs, or individual report purchases.

Differentiator

Problem solved

Functional benefit

Brands

• SABI INFORMA: The most complete database for marketing and financial analysis of companies with up to 25 years of annual accounts history.
• D&B Credit Advantage
• D&B Hoovers
• DBK

Products and services

• Structural Report (Relatório Estrutural) Basic company identification and contact report including Failure Risk indicator, 3-year sales and results history, activity details, licenses, trademarks, legal structure, shareholders, managers, legal publications, and certifications. Priced at €20 per report.
• Risk Assessment Report (Avaliação de Risco) Credit and failure risk evaluation including Failure Risk indicators from D&B and INFORMA, Failure Score with evolution tracking, recommended credit limit, payment behavior analysis, court proceedings, and contributory status. Priced at €30 per report.
• Payment Analysis Report (Análise de Pagamentos) Company payment behavior assessment including payment indicators, delinquency risk, failure vs. delinquency risk comparison, and financial payment and receipts information. Priced at €25 per report.
• Balance Sheet and Income Statement Report (Balanço e Demonstração de Resultados) Financial statement report with 3-year sales and results evolution, asset/liability/equity progression, employee metrics, import/export data, EBITDA evolution, balance sheet, income statement, financial ratios, and account approvals. Priced at €25 per report.
• Commercial Report (Relatório Comercial) Combined structural and risk assessment report for comprehensive customer/supplier evaluation, bundling Structural Report and Risk Assessment Report contents. Priced at €40 per report.
• Financial Report (Relatório Financeiro) Comprehensive financial and risk analysis combining structural report, risk assessment, and balance sheet/demonstration of results for complete financial evaluation. Priced at €50 per report.
• Complete Report (Relatório Completo) Full company intelligence package with all available risk, commercial, and financial information including sector comparison and payment analysis. Priced at €60 per report.
• Company Valuation Report (Relatório de Avaliação de Empresa)

Quantifiable outcome

• More than 95% of Portuguese banks trust eInforma information for commercial operations
• +4 more outcomes

Named customers2 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Six partnerships are on record, tiered core, flagship, strategic and minor.

• D&B Worldwide NetworkcoreTechnology or Integration · 1 January 2004eInforma has been a member of D&B Worldwide Network since 2004, providing access to information on more than 600 million companies in more than 220 markets worldwide. This partnership enables international company reports and global business intelligence coverage.
• INFORMA D&B S.A. (Spain)flagshipOEM/ Whitelabel/ Licensing PartnereInforma is a licensed brand of INFORMA D&B. INFORMA D&B S.A. is the Spanish market leader in business information and belongs to the CESCE group, specializing in comprehensive commercial risk management. The Portuguese entity operates under license from the Spanish parent company.
• CESCE GroupcoreStrategic or Co-development PartnerCESCE is a Spanish company, leader in export credit insurance market, majority-owned by the Spanish State and major Spanish banks and insurance companies. Present in European and Latin American markets. Provides comprehensive commercial risk management services through the group structure.
• EQS Group (EQS Integrity Line)strategicStrategic or Co-development PartnerPartnership with EQS Group to launch EQS Integrity Line in Portugal - a market-leading whistleblowing solution supporting clients in compliance with the new EU Whistleblowing Directive. Enables anonymous reporting of misconduct including corruption, abuse of power, and discrimination.
• CESCE Crédito a la ExportacióncoreStrategic or Co-development PartnerCESCE credit insurance subsidiary providing credit insurance services for Portuguese companies. Covers up to 85% of sales value to clients, includes debt recovery management, and provides coverage for identified and unidentified clients with maximum risk limits per debtor.
• ACEPI (Associação de Comércio Eletrónico e Publicidade Interativa)minorGTM or Marketing PartnerAssociation of Electronic Commerce and Interactive Advertising - independent non-profit organization promoting eBusiness, eCommerce, eAdvertising, eProcesses, eFinance, and eMobile in Portugal. Open forum for debate and promotion of electronic business matters.

Scale indicators13 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Graydon: Graydon is a UK/Netherlands-based business credit information provider offering company reports, credit scores, and monitoring. Directly comparable in product portfolio (structural, financial, risk reports) to eInforma.
• Bureau van Dijk (Moody's): Bureau van Dijk provides global company information and Orbis-style databases used for compliance, credit, and investment decisions. Highly comparable to eInforma's company reports, risk scoring, and SABI-style historical financials product.
• Creditsafe: Creditsafe is one of Europe's largest providers of business credit reports and company information, offering comparable company reports, credit scores, and monitoring services to eInforma's portfolio. It competes head-to-head on international SME credit intelligence, particularly in Iberia.
• Cerved: Cerved is Italy's leading business information provider offering company reports, credit risk assessments, and marketing databases comparable to eInforma's SABI and DBK offerings. Strong analog as a southern European business information leader.
• CRIF: CRIF is a major European credit bureau and business information group offering company reports, credit scores, and decisioning platforms. Directly competes with eInforma in Iberian/Southern European SME credit intelligence.

Broad incumbents

• Experian Business: Experian is a global credit and business information incumbent offering company credit reports, scores, and decisioning. Competes in the broader commercial information space with eInforma, especially in international reports.
• Bisnode (now Dun & Bradstreet): Bisnode was a Nordic business information provider acquired by D&B in 2021, operating in a similar role to eInforma within the D&B network for the Nordics. Highly comparable as an in-network affiliate serving a regional market.
• Dun & Bradstreet Worldwide Network: D&B is the parent global network of which eInforma is a member since 2004 and provides the international company dataset (600M+ companies in 220+ markets) underpinning eInforma's international reports and API offerings. Serves as both partner and broad incumbent comparator.

Emerging players

• Coface: Coface is a global credit insurer and business information provider offering trade credit management alongside company information. Comparable to eInforma's CESCE credit insurance distribution and risk assessment lines.
• Euler Hermes (Allianz Trade): Euler Hermes, now Allianz Trade, is a global trade credit insurer and business data provider. Comparable through its credit insurance and company risk intelligence offerings, mirroring eInforma's CESCE partnership model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/informad&bportugal

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about eInforma PT