Datascape

What Datascape does

Datascape is a privately held U.S. payment technology company headquartered at 7840 Roswell Rd, Suite 322, Atlanta, Georgia (legal entity Datascape.com, Inc, incorporated in Georgia). The company operates a managed payment platform that connects three participant types — consumers, merchants/retailers, and enterprise billers — facilitating payment acceptance, verification, and settlement. It is a small organization (11–50 employees) serving the enterprise segment only, with a stated focus on high-availability, security, audit, and regulatory compliance. All technology is designed, developed, and operated in-house on Datascape-owned IT infrastructure; the company explicitly avoids public-cloud architecture for data environment and security reasons.

Datascape's product portfolio consists of four API-first offerings: dPOS API (a point-of-sale web application enabling retailers and third parties to originate payment service requests), Instant Refill (an eCommerce pay button for prepaid wireless payments), Mobile Account Auth (an API verifying that a mobile device number is associated with an active, valid mobile billing account, enabling two-factor authentication of user and device), and Bill Pay Auth (a billing account authorization service that reduces payment exceptions before scheduling payments). The platform has reportedly processed over $0.5 billion in payments. Named customers include major U.S. telecommunications carriers (Verizon, AT&T, T-Mobile, Cricket Wireless, plus smaller MVNOs and retailers such as Victra, TCC, Russell Cellular, and Cellular Sales), financial institutions (Wells Fargo, Bank of America, Truist), and financial-technology and money-services providers (Fiserv, Western Union, Fidelity Express).

Datascape generates revenue through transaction-based fees for payment processing and authorization services, with the offering presented as a managed, ROI-tailored solution priced via direct engagement rather than published rate cards. The company reaches enterprise billers through a direct sales motion and extends distribution through a channel partner network of retailers and eCommerce platforms that embed its APIs; additional marketing is conducted through the corporate website, LinkedIn, Facebook, and X (Twitter). Operations are domestic only, with no international footprint or material expansion signals disclosed in the source material.

Name

Datascape

Legal name

Datascape.com, Inc

Website

https://datascape.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Datascape is a private Atlanta-based payment technology company that connects consumers, retailers, and enterprise billers through four API products (dPOS API, Instant Refill, Mobile Account Auth, Bill Pay Auth), serving major U.S. telecom carriers, banks, and financial-technology firms with proprietary off-cloud infrastructure.

Ownership category

akta.pro rank

Product category

Payment Processing Software

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821), Activities Related to Credit Intermediation (5223), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Prepackaged Software (7372), Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

Biller Direct EBPP Platforms (FSAMAJAA)

akta.pro secondary industries

Bill Pay, Invoicing & Payables Platforms (BPAMAFAF), Prepaid Reload Networks & Distribution (Retail Top-Up) (FSAMANAO), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

Keywords

• Payment processing platform
• API payment solutions
• Bill pay authorization
• Point-of-sale API
• Prepaid wireless payments

Headquarters

HQ city

Atlanta

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Infrastructure, Personnel, Operations, Marketing or Sales

Revenue model

1. Payment Processing Services: Transaction-based payment processing services connecting billers, merchants, and consumers. The company processes payments through managed channels and takes a fee per transaction.
2. API and Platform Services: Providing API access and platform services to enterprise billers and third-party partners for payment processing and authorization services.

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Datascape provides a managed, API-first payment processing platform that connects consumers, merchants/retailers, and enterprise billers through high-availability, off-cloud infrastructure. Its core offerings include a point-of-sale API (dPOS API), an eCommerce prepaid refill button (Instant Refill), a mobile account authentication API, and a bill pay authorization API — enabling enterprise billers such as major U.S. telecom carriers, banks, and retailers to accept, authorize, and settle payments across multiple channels.

Product overview

Datascape provides a managed payment solution connecting consumers to merchants, merchants to billers, and billers to consumers. The product portfolio consists of four distinct offerings: dPOS API (a point-of-sale web application enabling retail transactions with third-party device connectivity), Instant Refill (an eCommerce pay button for prepaid wireless payments), Mobile Account Auth (an API service for mobile device and billing account verification with two-factor authentication), and Bill Pay Auth (a billing account authorization service for payment scheduling). Together, these products form a comprehensive payment processing ecosystem serving enterprise billers and their distribution channel partners.

Differentiator

Problem solved

Functional benefit

Products and services

• dPOS API A point-of-sale web application for retailers that enables retailers and customers to transact with speed and efficiency, increasing door swings and creating customer opportunities. The API adds a secure interface that allows third parties to program and connect devices that originate payment service requests.
• Instant Refill An eCommerce pay button for prepaid wireless payments providing a complete solution for adding prepaid payments to any eCommerce, mCommerce, social media webpage, or mobile app.
• Mobile Account Auth A unique API service that allows users to confirm that a mobile device number is associated with an active, valid mobile billing account. Enables API access to verify a mobile device number before sending an SMS, MMS, or push message, providing true two-factor authentication of both user and device.
• Bill Pay Auth A service used to confirm that a customer's billing account is active and valid, and whether it is available to post a payment. Reduces bill payment exceptions by authorizing a mobile account before scheduling a payment, delivering a near-perfect success rate in scheduling and settling future bill payments.

Quantifiable outcome

• Over $0.5 billion in payments processed
• +1 more outcomes

Named customers10 records

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Seven partnerships are on record, tiered core.

• VerizoncoreChannel Partner/ Reseller/ DistributorVerizon uses Datascape's payment processing and authorization services. As a major telecommunications carrier, Verizon represents a core enterprise customer relationship where Datascape provides bill payment connectivity and authorization services to Verizon's customer base.
• AT&TcoreChannel Partner/ Reseller/ DistributorAT&T utilizes Datascape's payment services including bill pay authorization and mobile account authentication. The partnership enables AT&T customers to make payments through Datascape's connected merchant and retail channels.
• T-MobilecoreChannel Partner/ Reseller/ DistributorT-Mobile partners with Datascape for prepaid wireless payment services, including Instant Refill solutions that allow customers to purchase prepaid services online through connected retail partners.
• FiservcoreTechnology or IntegrationFiserv, a leading financial technology company, integrates with Datascape's payment processing ecosystem. The partnership enables payment technology connectivity between Datascape's managed payment channels and Fiserv's financial services infrastructure.
• Western UnioncoreChannel Partner/ Reseller/ DistributorWestern Union works with Datascape for bill payment processing services, leveraging Datascape's managed payment channels to connect consumers with billers for payment settlement.
• Wells Fargo BankcoreTechnology or IntegrationWells Fargo Bank connects with Datascape's payment ecosystem, utilizing the payment processing infrastructure to facilitate bill payment services for the bank's customers.
• Bank of AmericacoreTechnology or IntegrationBank of America integrates with Datascape's payment processing network, enabling the bank's customers to access Datascape-connected bill payment services through the bank's channels.

Scale indicators3 records

Recent moves4 records

Expansion highlights3 records

Others

• Stripe: Stripe is a developer-first payments API platform that empowers billers and platforms to build customized payment flows, representing the cloud-native, API-first model that Datascape competes against in payments integration.

Direct peers

• PayIt: PayIt provides a digital government and bill-payment platform connecting citizens, businesses, and government agencies for tax, utility, and other payments—a comparable biller-direct EBPP and authorization model.
• KUBRA: KUBRA is an EBPP platform that processes billions in bill payments for utilities, telecom carriers, and other enterprise billers—directly mirroring Datascape's biller-direct connectivity model.
• Blackhawk Network: Blackhawk Network provides branded payment solutions through retail, digital, and incentive networks including prepaid top-up, gift cards, and bill payments—overlapping Datascape's prepaid and retail payment distribution.
• InComm Payments: InComm operates a global prepaid payments and gift card network with deep wireless carrier relationships and reload/transaction APIs—directly overlapping with Datascape's Instant Refill and dPOS API offerings.
• Paymentus: Paymentus is a leading EBPP provider serving utilities, telecom, government, and financial institutions with online bill payment, account verification, and presentment services comparable to Datascape's Bill Pay Auth and Instant Refill.
• PayNearMe: PayNearMe is a payment platform that helps billers process online and cash payments across digital and retail channels, similar to Datascape's connect-from-anywhere bill pay and prepaid distribution approach.
• Speedpay (by ACI/PaySpot): Speedpay is a bill payment processor serving telecom, utility, and financial services billers across retail and digital channels—directly competing with Datascape's biller-direct services.

Broad incumbents

• Green Dot Corporation: Green Dot is a leading prepaid debit card and money movement provider for underbanked consumers, intersecting with Datascape's prepaid top-up and retailer/consumer connectivity flow.
• ACI Worldwide: ACI Worldwide is a large incumbent offering real-time and bill payment platforms used by major banks and billers globally—their UPP and Speedpay products overlap with Datascape's biller-direct and bank connectivity services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/datascape
• Facebookfacebook.com/datascapeinc
• LinkedInlinkedin.com/company/datascape

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Datascape