Strategic Capital Solutions Group

Name

Strategic Capital Solutions Group

Legal name

Strategic Capital Solutions Group Corp.

Website

https://scsolutionsgroup.com

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Commercial Finance Brokerage

NAICS

Miscellaneous Intermediation (523910), Sales Financing (52222)

SIC

Loan Brokers (6163), Short-Term Business Credit Institutions (6153), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Corporate Finance & Capital Advisory (BPAHADAB)

akta.pro secondary industries

Corporate Finance Advisory (Strategic Finance, Capital Structure & Recaps) (FSAEAGAE), Capital Markets Advisory (Equity Placement, JV & Recapitalization) (BPAJABAL), Project Finance Capital Raising Intermediation (FSAEALAJ), Corporate Development & Strategic Partnerships Advisory (JVs, Alliances, Carve-outs) (BPAHAOAG), SME Term Loans & Growth Capital (FSAKAGAB)

Keywords

• Commercial finance brokerage
• Business lending services
• Accounts receivable financing
• Commercial real estate loans
• Equipment leasing finance

Headquarters

HQ city

Cary

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Broker/Referral Fees: The company earns revenue through broker commissions and referral fees for deals brought by brokers that are funded. They pay top commission and referral fees to brokers and referral sources.
2. Accounts Receivable/Factoring: Accounts receivable financing (factoring) involves purchasing accounts receivable invoices at a discount, providing liquidity to businesses.
3. Bridge and Hard Money Loans: Commercial bridge loans and hard money loans with interest rates variable from 9% to 14% depending on collateral, and origination fees of 1 to 4%.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Strategic Capital Solutions Group is a commercial finance intermediary that matches small, medium, and large businesses with capital sources across a portfolio of 15 financing products. The company functions as a broker (the website footer states the operator is not a lender), earning revenue through commissions, referral fees, and transaction-based fees on funded deals. Products span unsecured business lines of credit, accounts receivable financing, bridge and hard money loans, commercial real estate financing, equipment leasing, SBA loans, merchant cash advances, M&A financing, private equity, and project financing.

Product overview

Strategic Capital Solutions Group is a commercial finance company offering a broad portfolio of 15 distinct financial products for small, medium, and large businesses. The core offerings include accounts receivable financing/factoring, bridge and hard money loans, commercial real estate financing (with SBA 7a/504, conventional, CMBS, HUD/FHA, and construction programs), contract financing, equipment leasing, franchise financing, health care/medical financing, merchant cash advances, mergers and acquisitions financing, private equity and joint ventures, purchase order and trade finance, project financing, SBA loan programs, structured settlement and annuity financing, and unsecured business lines of credit. The company functions as a financial intermediary connecting businesses with capital, rather than as a technology platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Accounts Receivable Financing Factoring program that purchases accounts receivable invoices at a discount, providing liquidity to businesses that sell products or services on credit terms of 30, 60, 90 days or more. Can fund startups, companies losing money, or those in bankruptcy based on customer credit. Provides cash within 24 hours with no personal guarantees required.
• Bridge and Hard Money Loans Commercial bridge loans and hard money loans ranging from $1,000,000 to $100,000,000 for commercial real estate, raw land, and development projects. Variable interest rates from 9% to 14% based on collateral, LTV up to 80%, interest-only amortization, origination fees of 1-4%, with closing times from 5 days to 1 month. Lending area is national and international.
• Commercial Real Estate Financing Diverse commercial real estate loan products including SBA 7a and 504 loans, conventional programs (rates as low as 3.75%, LTVs up to 75%, terms up to 10 years with 30-year amortizations), CMBS loans ($1M to $50M, non-recourse), equity and mezzanine financing ($5M to $100M+), HUD/FHA lending, construction financing, and international financing. Covers multifamily, industrial, office, hotels, mobile home parks, self-storage, and retail properties from $200,000 to $1 billion.
• Contract Financing Contract finance program that monetizes existing contracts or contracts in negotiation, allowing businesses to access cash immediately from sales. Minimum deal size of $1,000,000 with investment grade or near investment grade customers required.
• Equipment Leasing Equipment leasing for virtually any type of business equipment including software and installation. Programs include applications up to $150,000 with no financial statements, middle market financing up to $500,000, and large ticket over $500,000. Terms up to 84 months with little or no down payment. Available for startups, government, and credit-challenged borrowers.
• Franchise Financing Financing for purchasing real estate or equipment, new construction or remodels, acquisitions, or refinancing for franchises. Up to 90% LTV, extra cash for working capital, rates as low as 6%, up to 25-year terms, no pre-payment penalties. Serves first-time and existing franchise operators.
• Health Care and Medical Financing Loans to medical professionals including doctors, dentists, chiropractors, and veterinarians for working capital, debt consolidation, equipment financing, expansion, improvement loans, and practice acquisitions.
• Merchant Cash Advance Business financing against future credit card sales up to $200,000 per business location. Available within 7 days or less, with no application fees, closing costs, or fixed payments.
• Mergers and Business Acquisitions Financing Corporate financing for mergers and acquisitions ranging from $1,000,000 to $500,000,000, including in-depth analysis of businesses being acquired and leveraging existing assets to structure financing.
• Private Equity and Joint Venture Equity and joint venture capital introductions for recapitalizations, management buyouts, corporate divestitures, leverage buyouts, and growth capital investments across all industries.
• Purchase Order and Trade Finance Purchase order funding for import/export or domestic production of pre-sold merchandise, including production finance for work in process and Letters of Credit for trade finance.
• Project Financing Comprehensive financing solutions for large projects from $1,000,000 to $50,000,000 or more, including venture capital, energy financing, equity financing, mezzanine financing, and debt financing.
• SBA Loan Program SBA guaranteed loan programs including 7(a) loans from $200,000 to $5,000,000 (rates as low as 4.5%, fixed terms up to 25 years, up to 90% financing for real estate, 80% for business acquisition, 100% for equipment and debt refinance) and 504 loans up to $12,000,000 (first mortgage up to 50% LTV and second mortgage up to 40% LTV). Pre-qualification within 48 hours through Preferred SBA lender status.
• Structured Settlement & Annuity Financing Program allowing individuals to sell annuity payments for immediate lump sum cash, with options to sell all payments, some payments, or a portion of each incoming payment.
• Unsecured Business Lines of Credit Unsecured business lines of credit not requiring collateral, ranging from business credit card solutions to individual lines up to $500,000. Start-up companies can expect $25,000-$100,000 with rates from 0% introductory to 1-5% over prime. Established businesses with $1M-$10M revenue can access $100,000-$500,000 A-Paper products with competitive rates.

Quantifiable outcome

• Cash in 24 hours for accounts receivable financing
• +4 more outcomes

Segments9 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered major and minor.

• Preferred SBA LendersmajorChannel Partner/ Reseller/ DistributorStrategic Capital Solutions Group has been designated as a Preferred Financial services company by Preferred SBA lenders, enabling loans to be processed more quickly and efficiently with delegated approval authority.
• OneClick Commercial FundingminorGTM or Marketing PartnerNewsletter partnership where OneClick Commercial Funding operates the newsletter subscription service for Strategic Capital Solutions Group customers.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Accion: Small business lending nonprofit and broker connecting SMBs to capital sources across multiple products — shares the underbanked-borrower focus and multi-product placement model.
• Lendio: Operates an SMB loan marketplace that brokers multiple financing products (term loans, lines of credit, SBA, MCA) to small businesses — the same multi-product commercial finance intermediary model as Strategic Capital Solutions Group.
• National Funding: Direct alternative commercial finance provider offering working capital, equipment leasing, and SBA loans to SMBs — overlaps with Strategic Capital Solutions Group's product portfolio and target customer.
• Currency: Provides flexible working capital and small business financing to SMBs through multiple lending partners — directly comparable as a finance intermediary for credit-challenged borrowers.
• Biz2Credit: SMB financing marketplace that matches borrowers with multiple lenders across SBA loans, working capital, and commercial credit — directly comparable in business model and customer base.
• Fora Financial: Specializes in working capital and merchant cash advances for small businesses — directly comparable to the MCA and working capital components of Strategic Capital Solutions Group's portfolio.
• Fundera: Small business financing marketplace aggregating lenders for SBA loans, lines of credit, and working capital — comparable as a multi-lender broker targeting underbanked SMBs.

Broad incumbents

• BlueVine: Online working capital and SBA loan provider for SMBs; offers a fintech-led delivery model that competes with broker-led distribution for the same borrowing segment.
• Newtek Business Services: Direct SBA Preferred Lender and broader small business finance provider. Newtek is also an actual referral partner (Business Services link on the company website), making it a hybrid competitor/capital partner.

Emerging players

• Fundbox: Provides working capital and invoice-based financing to SMBs through a digital platform — overlaps with the AR financing and unsecured line of credit products.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/SCSolutiongroup
• LinkedInlinkedin.com/company/strategic-capital-solutions-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Strategic Capital Solutions Group